₦airaland Forum

modelsms:
Yea, it used to be 100 naira as bank charge you know.

At any rate, you should be bothered when dealing with others and not me. No other seller anywhere has more than 2 or 3 banks. We are unique.
We have 6 popular banks accounts, so 99% of transfers to us are not charged because it's an internal transfer, that is between customer and customer of same bank.

So if you use, for example GT bank, I will give you our GT account so you don't pay charges. If you use Diamond I give you Diamond and son on..

That also makes the transaction faster since it's internal.
.Cheers!

i see...

so do you have Fidelity and First Bank?

modelsms:
You pay to any of our bank accounts. Flash us and get a call back for enquiries.

But bank transfer is N52..
..that brings the cost to N702+
thats higher; or am i missing something here?

how will the paymeny be made?

Magnifico2000:
I heard it is so dificult to liquidate Tbills. Hw true is dis?

its not.

if i recall clearly Alikote said it clearly ... When you liquidate TBills..the money returns to your account at the close of work that Day.

go in the morning. Dont listen to those "lying" bankers

modelsms:
Paying with recharge card i costlier. For example, 1gb mtn is 650 but a person sending recharge card will pay 700.

hmmm .. Why naa?

what of 500mB?

how does one pay 650N then?

GRAMMARJAMES:
Thank you ma. i think we are both guilty of this.. communication. we dont talk much about how we want the s*x to be. we just start making love and before you knew it, everything will just go off!! she'll push me off her and say she's feeling pain because she's not wet.

i really appreciate you all.. ill give it a trial and see how it goes

one Love!!

Thats the ish... Stop CLIMBING HER.
stay by the side or BEST let her climb you and do the thing while you watch or suck them oranges!... Love this!..!

GRAMMARJAMES:
please what is for**ply

all that stuff i wrote up there.. Before u enter...

RIMMing is using only cap to enter..dont go past cap. (try slow n fast.... I like to rob it along the outside sha..)

GRAMMARJAMES:
thank you sir,. at times, i use olive oil to rub my tin so that it wont pain her, but its all same

do you finger her?

do you lick her V? (ask her to bath before una start)

try standing..

locate her Clitoris... Lick it nonStop while rubbing that Nips...THEN SWITCH!

Which positions have you tried?

how long do you KISS her? (make that 30mins or more)

try to remember how you guys did it that first day..lol

Stylz69:
Very unimpressive disjointed speech!!! Obviously pre-recorded and heavily edited!
6 minutes speech to explain 105 days absence!!!!

over 3 MONTHS!
1 QUARTER OF THE YEAR!

HE should be appologising with a resignation letter in hand.

mtchew!

@Sarrki

He also stressed that the disease was not Lassa
fever, saying the result of samples taken from
the patients to Irua General Hospital in Edo
State for investigation proved negative.

Northerners!
make una try get sense!
after 40 years in power, kogi have to travel to Edo state to do medical tests, seriously?!

how much is it to build good hostipals with world class lab self?

@Sarrki

ObaKlaz:
The guy sef slow. Just go CIA and hack into the damn thang without her knowing it! I just dey look my current babe, with all the sh.it wen she dey do for fb. I know everything. The babe get long mileage sha. I don't need to fuss over a beech. I don increase my banging rate. I'm dismissing her cheating ass next month!

This one you dey vecx...no forget ballon O!

modelsms:
BUY CHEAPEST ETISALAT/ MTN DATA !

ETISALAT PRICE LIST
250MB at 300 naira.
600MB at 500.
1GB at 700.
2GB at 1300.
2.5GB at 1700.
3GB at 2000.
4GB at 2600.
5GB at 3100.
7.5GB at 4600.
10GB at 6000.
15GB at 9000.

"You could also pay with recharge cards (costlier)"

HOW?

ijeshaboy:
I want to terminate my Tbills that will mature 5th October, is there any oenality for this, and how long will it take my blanket to credit my account.

Mpeace:
I too would like to liquidate my T bills. Mine expires in december. Its primary market I got at 18.5%. Can a bank liquidate primary market bills?

just go to the bank where you bought it and request liquidation.

i hear it doesnt take days to complete (ibtc).

you loose like 10%-20% of the interest you earned upfront... So your capital will return almost full

sayyid:
I wish that both the executive and the legislative arm forget their personal interest, or hatred for each other and work together so as to better the lives of Nigerians as a whole.

the senate president is SUPPOSED to be focused on amending the law to avoid such absentee Presidents in the Future..

..but no..his romancing the filt!

HOW CAN A COUNTRY BE WITHOUT PRESIDENT FOR MORE THAN 90DAYS?

how many companies survive when he boss leaves for that long?...

samx4real:
If you notice since 1960 the same set of people have being ruling...

just search for "Rabiu Kwankwaso" on google..
read his Bio on wikipedia..
Same people rolling over non-Stop!

datribune:
NSE is a scam!. It is 419!. It is only those manipulating it thru insider trading & other unfair practices that gain frm it. U will lose ur money, big time. Ask me. BEWARE fellow citizens.

AGREED.
They want people leave MM.. And do stocks ... Whats the difference?

you have zero control in both!

Welcomme:
I have ventured into different online bizness since I have not gotten a Job for like 4months after serving... I am regretting now cuz I have lost in all the online bizness...Depression is even setting in now. Confused about this life!

go to the biggest shopping areas in your city and look for real adverts for jobs.

you may even get one on monday!

stop waiting for bank or govt jobs..

..START SMALL..even the biggest self help books preach it.

In realty most RICH men work 6am-12midnight!

go check the facts.

when workers close;
..the boss stays on and checks the records
..reads reports
..starts preparing restocking
..sometimes holds strategic meetings with partners or potential partners
..goes to lobby on behalf of the company
..the boss also starts work before the workers everyday.
AND works 7days a week!

RESPECT THE BOSS AND THAT YOUR JOB!

TheAlchemist:
Lets be frank the Nigerian environment makes running your business a very difficult preposition. The same business that will easily survive in developed countries due to the wonderful financial and economic support structure in place would fail big time in Nigeria. Do you know how difficult it is to access funds for business expansion. If you can not access funds to either rejig or retool your business, how is the business supposed to survive. You would be lucky to find a finance outfit that would give you a loan at less than 30% interest rate P.A.

For those who have a 9 - 5 job, in Nigeria should hug onto their job, running a business with zero security, epileptic power supply and lack of government patronage is no joke.

thank you!

my neighbour was selling food.
local boys entered there every night & ate any food they saw & take food stuffs..

..till her husband called all area boys & gave them drinks & begged.

all that stopped instantly.

LeeCodeman:
Understood. But what about the people here saying they had a year bid. That means they all bidded at the primary market with at least 50 million naira? Thanks for the various responses.

you only need a minimum of 100k to invest through banks (ibtc & fbn)..

..but you must use bank rate.

you only need 50million if you want to tell the bank to bid at YOUR SPECIFIC RATE at the primary market.

kayteajay111

your monies are chilling in investments to yeild some good profits for the organizers.. Heeheehee!

RELAX..pretty sure they will pay all backlogs after the investments mature!

majekdom2:
Real entrepreneurs don't talk down paid jobs because that's part of what they create. It is part of the value entrepreneurs create for the society. Any "entrepreneur" that talks down paid jobs/employees is a RAT and in Misery... check well. The enterprise isn't delivering any value, thus they talk down jobs to make themselves feel good.

Most of the peopele typing “ be your
own boss”, or “team self-employed” or quoting “your salary is the bribe given to
abandon your dream and build other people
dream” are students or sitting at home chopping Daddy or mommy food and collecting pocket money!

till we change our mentality about going from university class to 250k per month or daddy giving you 1million to start a business..

..and start thinking "work and save , then start a business part time, then go fulltime (if its successful)"..

..most Nigerians will just continue to start those failed businesses we see everywhere!

Y'all be careful with NSE!
they keep transactions manual for a reason.
THEY CAN CRASH IT EASILY like they did in 2008.
bewise...NSE is very risky!

logoscope:
Guys, I'm back to this thread again after a long time. I want to take a break from running my business cos I'm going to be in my final year next year (assuming ASUU strike doesn't holds too long) and I don't want distractions cos I'm gonna be very busy.

I was able to make about 55k from my business. I want to invest in into TB for the 1 year that I will be off. Does it makes sense? Thanks.

thats not enough for TBills...

put it in a Money market Fund, its almost like Tbills but the minimum investment is from 5k.
(a good one we know is stanbic IBTC MMF ~ check the website or visit the bank for more info)

ask more questions on that at the thread below:
https://www.nairaland.com/1912965/mutual-funds

urchbarbie:
I think this is quiet true cos on my 200k i get about 97naira daily.

I want to move over to TBills kindly advise me, would Tbills be more lucrative please.

TBills will give you interest for the next 364 days now. The makes your profit CERTAIN for that period.

Mutual fund however, interest rate may go down in the next 3months and then you start earning less within same period..

Therefore, invest in tBills when you have enough capital to LOCK DOWN the current rate for the period ahead (200k is good);

then put the upfront interest in your mutual fund to keep earning daily...

In your case,
put 200k in Tbills @18% get N36k
then put the 36k in mutual fund ...

Alikote:
dump people running Nigeria ...how can a govt that cant fund it own 7 trillion naira budget invest it own money to earn it own interest..... it have a deficit of over 2 trillion naira ....2 what happen if the unkown agency now wake up an need the fund it yet to fund critical asset like apapa road,lagos ibadan a road, second niger brigde, assu strike ,good hospital and pay arrears of pension and salary it going only to benefit the the custodian who charge commission

the TSA management are just focused on piping out 54billion interest from that money OUT OF OUR NATIONAL PURSE!

well, when the owner surfaces before the tenor expires, they will just move cash from one MDA to cover (agric is always the slave goat!)

TERRIBLE IMPUNITY! they even made it public news!!

Alikote:
https://www.dailytrust.com.ng/news/business/tsa-fg-invests-n300bn-unclaimed-funds-in-treasury-bills/210552.html

"What government has done is to provide a
special CBN window where that money can be
invested in federal treasury bills to get
interest to the government which is paid back
into the main TSA account of government,” he
explained.

FRAUD of the highest order!

Govt borrowing to itself to earn interest!!!
MADNESS!

ijeshaboy:
please when you fund it,was your MMF account credited immediately, cos I tried it and it was successful and I was debited but my online MMF account wasn't credited although I did it late in the evening today.

its not immediate update..

it is written on the checkout page..
"will be updated within 48hours"

relax.. Takes 3days sometimes even