₦airaland Forum

EMMAACHILE:
I blend the leaves and boil. I feed them the water at the rate of 40ml per litre.

ok thank you!

please how do you measure quantity of leaves and water to boil ?

i was thinking, just enough water to cover the total leaves in th pot. Correct?

40ml ..dats about half of a small tomato tin , right?

EMMAACHILE:
Decoction is boiling a liquid for enhancing it's value. Eg boiling leaves to get a better medicinal value.

Raw Moringa leaves have a lot of antinutrients to poultry. Boiling it kills this antinutrients and makes it a better herb.

Moringa decoction is known to prevent chicks or humans from falling ill by boosting the immune system. Moringa has a lot of multivitamins too.

Moringa decoction is known to cure and prevent coccidiosis, fowl cholera, diarrhea, and also kill all bacteria related diseases.

do you feed them the leaves or the water used to boil the leaves?
thanks

happybrother:
Please don't do it. None of the two will do well. You have three scenario in the combo
1 . plant cassava then plantain
2 . plant plantain then cassava
3 . plant both same time

In the 1st and 2nd scenario one would shade each other, while in the 3rd scenario the stunting and competition will result to regrets.

thank you

Izuogu1:
Guys, I want to invest 400k in TB for 91days. When is the next bidding commencing? Which bank is better? I have Stanbic IBTC, Firstbank and Diamond Bank account.
And whats the current interest rate?

better hurry to the bank early tomorrow..if u hope to do pri market.

otherwise buy from sec mkt that same moro, if they say u are late for pri

first bank is best for sec mkt.

leave diamond

1wolex85:
Not true. I have been doing tbills with axa mansard investments since the beginning of the year and I have no cause to complain. I prefer them because I can have all the attention I need and I am sure of getting my tbills through on the secondary market. The bankers don't give you that dedicated attention save for a few.

Good to know..

But isnt that firm like a mutual fund?

ibtc Asset Management also does tbills..but their minimum inv is 30million..

whereas the bank is min 100k..

how can i talk more about TBills through such firm which obviously isnt encouraging direct TBills investment for individuals..

well if they are making it easier for you to buy than through banks ..Please do tell us how they work.

thank you

michael03:
Pls apart from bank,which other reliable financial company one can do his NTB investment cos is as if am tired of doin wit bank cos at times dey won't just put my investments thru despite biddin within d cbn rate,for example d last one I bided 17.25 % for 182 days with GTB but still didn't hear anything from dem despite CBN rate being 17.361% for 182 days.

Are you bidding with more than 50 million nairas?

there are NO other "reliable" financial instutions for TBills..

this is bank turf only for individual investors.

Partnerbiz3:
Calm down. The 5% ish can be anything but the answer, that's if you have the facilities to analyse it.

This guy should be ignored henceforth.

BtW..
@Zamiriko, Alikote, feelamong, and all..

i think this over subscription might be related to the news in the link below if you all remember.

And thats probably why they tried stop individuals from that auction too.

my kobo thoughts..

https://www.dailytrust.com.ng/news/business/tsa-fg-invests-n300bn-unclaimed-funds-in-treasury-bills/210552.html

NL1960:
It is not banks o. Since announcement by the government to finance TB with dollar bonds, people here have been saying that rates will start dropping and that people should lock in for the long term. So it has started happening. Moreover, inflation rate is dropping.

if i hear..

the dollar bond thingy has not even been approved (or has it?)

So whose bidding that low? On what premise?

MPR has not changed (and wont till january)..

Crude price has not reached 65dollars self..

so whatELSE is causing the sudden drop?

PrecisionFx:
If u don't like a government, don't complain online, join politics, rise thru the ranks, wen u get to the top, U change that government.

Stop assuming others will do it.

Exactly..
am joining a party come january

NL1960:
I just got alert from Stanbic for yesterday's Primary auction. 17.34 for 364 days tenor.

Wow! Wow!

Banks have really started winning this battle oh!

1% drop in just 2weeks interval! Scary!

Willie2015:
Medicine after death.

They should have stopped it a long time ago, that,s why I refer to the dirty politics which investors cant do nothing about.

Lets stay safe plz.

That is why i choose ibtc (or fbn) over arm fund.

they are backed by banks in the top 3 category plus internationally traded banks.

Or do you have any proof that their mmf are not SEC approved? Pls share.

thank you

CuteRedd:
I understand you, its just due to my exposure on legal investments with higher returns which is also well secured thats why bonds ROI to me seems like child's play.

tell us about the "legal investments" please.
thank you

adegokekemi:
OK. That means no cause for alarm

remember the email about an upgrage coming soon?

perhaps thats what they are doing.

Nairaruky: this guy is no fund promoter... sgtponzihater1(m):

And Sgt.. You should know Investnow2017.. Is also just an excited investor just like us!

Fact is Mutual Fund is no get rich quick system that can pay people to promote it.

i went to ibtc Asset management office.. They have only 3 workers in the building!

the officer asked me to help him "tell my friends"..

lol.. I just laughed...they dont pay people for that otherwise i would be earning some large wade for all those i have told..

This here is just to help others who are looking to secure their funds while they await the next "good" biz idea..


Partnerbiz3 though is a clear marketer of data bundles.. LMAO!

Mekanus:
Many complaints coming about those devices, I guess we're fu^cked

Nigerians too like complain!
I havent seen one person here that rejoiced when he/she got the device
but here you are Lamenting/complaining AS USUAL!
smh..

Chudymario:
Thank you. Two branches visited in Port Harcourt refused to accept anything below #50,000. Is it possible the minimum principal requirement varies with locations?

That info is available on their website.
just search for "ibtc money market fund" on google.

Go straight to their asset management office opposite shell R.A. Gate along Aba Road.

carry your atm for POS instant funding of your account.

i started an account with 10k only last month.

zamirikpo:
Uve said it all........

Thank you so much!

rose54321:
It's not the laws. The problem in Nigeria, infact in most developing countries is not the absence of laws, the laws are there, it's
Who will pass the verdict??


Even the current laws we have is enough, but who's implementing it. We just need stronger institutions.

so i guess, Nigeria is Titanic

NEXT!

justsmile:
a quick one pls....does diamond bank run mutual funds too or is it just first bank and ibtc?

No.

Use ibtc..it does not require openingan account at ibtc bank.

you just pay in with pos or atm online from any bank you use already.

FBN fund require you to open an account with them.. Smh..

wizzyrich:
Will the Senate make such law ? Knowing fully well it's their death sentence they are making.

Will the president sign such law? Knowing fully well he'll be caught in his own web.

"quitters never win, winners never quit..." according to your signature..

then i guess we shall all sit back continue in corruption

AND not listen to anyone that says he would end corruption during 2019 campaigns , Right?

Partnerbiz3:
Do you mean something like FBN or Stanbic Mutual MMF?
Any difference between MMF (Money market fund and Mutual fund?

Yes.. Stanbic MMF

MMF=money market fund is a type of mutual fund that invests almost all the available funds in TBills.

Mutual funds are of various types..
equity/stocks funds,
real estate funds,
etc

Just do MMf and you can withdraw your money anytime after 30days..

same 18+ percent interest rates..

no need to be worrying bankers with TBills Terminations

Partnerbiz3:
If the penalty is 5%, is it not better to invest I million in 365 days at 18% and terminate after 91 days than to invest same 1 million for 91 at 15 % from the outset.

I feel it's more profitable despite the penalty.

now you know where all those "sweet" secondary mkt deals come from.

Please NOTE: i said ~5% ..thats "approximately"
it could go higher

Zamiriko please wade in here..

wellsaid:
How long does it take Stanbic to add funds to the MMF Account. I used their Mobile App to subscribe for more funds since 8.30am this morning but it is yet to reflect on my MMAF Balance .

48hrs..

it will start counting from today even if it reflects on monday.

thank you

Partnerbiz3:
Please

If I invest say 1 million in T bills for 365 days at say 18% and I terminate after 60 days, what's likely to be my penalty?

~5% fine on your interest earned..

you will earn about 30k in 60days..

so you walk with ~28,500 profit after deductions

i wonder why you choose to get fined when you can put same amount in a mutual fund and get zero fibe after 60days? Hmm..

smartty68:
I agree with you but if that is implemented in Naija, believe me that Naija would be wiped out of this planet

In corruption we were concieved
In corruption we were born
In corruption we have lived
In corruption we shall all die in

Who's going to be our saviour?

our collective votes of agreement..

by the time a few people get clipped..

others will stop looting..

we will not be wiped out.

Nigerians are good people naturally..(na condition make crayfish bend)

lalasticlala you think different?...

China raises corruption
threshold for death
penalty

The move updates standards enshrined in
the Criminal Law about two decades ago...

http://m.scmp.com/news/china/policies-politics/article/1936967/china-raises-corruption-threshold-death-penalty

Without doubt, establishing Death Penality for corrupt govt & non-govt officials and enforcing it is the only way to begin the process of surgically removing this cancer called curruption in Nigeria.

just imagine the current case between the IG of police and a senator!!
its being discussed like toy story while people are suffering in this country.

Funmiladey:
Cocoa can never be cos British had an agreement with us never to process cocoa if we want then to buy from us coupled with some other conditions... Hence the reason why no one can go into cocoa processing locally.

Really?
please tell us more about that agreemnet. Thank you.

adegokekemi:
Thanks for giving me your time to explain. I really appreciate

You are welcome anytime.
Happy savings! Happy investing!

adegokekemi:
...

i see!

you said putting the phone number you used to open the account there doenst register you?

if so, please take some time to visit the bank and report so they register and link your number for OTP.

when you get to the bank fill the purchase order form there.. Sorry for all this long thing..