₦airaland Forum

oluayebenz:
Honestly, the way some people reason ehn

It's human nature to always want to throw blams on another person when something happens

If you see they way those guys that sit under mango tree look at me when I am driving out, almost as if I stole their inheritance, while I work hard when they sleep and gist

essay007:
That's not a problem na unless he wants to buy way cheaper than you want to sell. Aren't you in Nigeria and want the money transfered to your NGN account? Then he's going to pay ur in Naira. Or do you want to be paid in dollars?

It actually means that the money will be transferred to his Binance NGN Fiat Balance not Nigerian Bank Account

Educationalserv:
is been new a crime now on treasury bill thread ? .everbody body was new some time ago and people are reading and joining

It's a crime ooo, I remember when I was new here, the people here are paranoid with their money

Troyze:
Do you bet on football matches? Visit the link on my signature to learn how to stop losing bets on football matches

Hahahaha Wrong thread, nobody will patronize you here

Myhelper1:
It's okay to believe what you want to believe. But I can critically tell you that alot of great contributors here are not audio like some small minds called them. They actually talk from personal experience and that's what a lot of people pay for in a conference.

It is called information, we all know information is power and knowledge is wealth, some people are wealthy in knowledge and some are just trying to say it from their personal experience and not to brag about it.

This thread was a village before full of like minded people, nobody has ever forced ideas on anyone and we respect each others opinion because everyone is entitled to their own opinion, if you dont like what you see, jump pass biko.
I changed my moniker when I realized someone keeps talking about how S/he couldn't sleep because of the figures on my property that i rejected plus the thread is now full of hateful words and I used to post with the mindset of come chop. When sukuk bonds lll was out and some of the people who we invested together were worried because they didn't see their allotment letter, some of us posted our allocation letter here with nothing to worry about...just to keep ourselves informed that it would soon get to them.
Someone had posted a property I intend to sell here before just to seek for negotiation advice without knowing the owner is on this same thread.

I know some great contributors on this platform who had changed their moniker and deactivated their former handles because of constant attack for saying what they're not getting paid for. Why all the hate even on what we call faceless forum? Please guys, we don't need all these bad energy. Biko!!!

I understand you perfectly, don't get me wrong, I know there are real billionaires who come in here to read on what's happening

However Billionaires have a specific kind of character, they don't come on a Faceless Forum bragging about how much they have, or the hot chick he is about to sleep with, that is gutter behaviour and it depicts someone looking to deceive the gullible public, real billionaires do not brag, you may not even know until they reveal to you, real money is subtle and not loud

I respect you, the likes of emmanuelewumi and other contributors, but you see that guy, there is a loose connection between his mouth and his brain

Lazyyouth4u:
My oga. This na anonymous forum. Why would I disclose that kind of information na? You can believe it or doubt it. Anybody wey smart and is in the industry will know from my posts here that I can’t be lying about that.

Now back to your boast say you dey vip lounge, I ask again. Name 3 locations wey vip lounge dey for MMA if you are not an audio person. As in I am daring you to name 3. Just 3 locations of vip lounge for airport please.

Give him a few seconds to check Google

All these Audio Billionaires that come to Brag on a Faceless forum, after they will say they are encouraging the young ones

Okay show us your picture, they will say they are afraid of Kidnappers, abeg STFU no one cares

https://punchng.com/ussd-war-mtn-snubs-banks-links-77-million-subscribers-to-fintech-platforms/

Fintechs are taking market share

Check your Plugs and Ignition Coil First, then check the Fuel injector

Good evening,

I need an H11 headlight for Toyota Camry, please provide suggestion on where I can get it

Warm Regards

EarlyCareer:
You have a point.

Let me state here that I do not work for piggyvest, crowywise, kuda, etc. I use a few of the services some of them provide for convenience sake. I also use normal mutual funds and trade NSE.

Just as I responded above, this depends. They are not publicly traded. Perhaps this is a concrete step that they all have to take to gain further credibility....

That being said, people like us are risking it with them. Risk appetite differs, I guess.

I use Kuda too, this Fintech is so customer centric, for example if when I use GTBank and have a disoense error, I have to call, follow up for weeks, go to the office and shout before my money is refunded, however with Kuda, the money is refunded automatically without me calling, Kuda wil also let you know when the reciepient bank has received the transfer, these Fintech also hold online seminars and give financial advice

I am not advertising them or saying ab=nyone should use or invest in them, they are licence by the CBN and promoted by the Vice President to fill up the gap the financial institution cannot fill, they are target at the young Nigerians and Millenials

Also their rates are not outrageous, Cowryrise offers the investment offered like the SUKUK bond, although there are other Fintechs popping up that are shady like Stashbox.ng and the likes, those ones may likely go bust

C505:
Red flag?

Leave all these people to invest in what they want, they must not believe in what you believe in, apart from piggyvest there are many other Fintechs that are not doing it right like Stashbox etc that offer more than 15% per annum, Piggyvex has been in existence for 6 year, if you follow the Managers of this business you will see that they are one of the fastest proactive Fintechs we have in Nigeria, when CBN blocked Virtual account, within 24hrs they has setup a working alternative, when Thrive Aagric where oweing investors they paid the investors that invested through them, so leave this people to think what they want, it's not by force

Tobex4realTobex234:
Cowrywise ≠ Crowdyvest

Yes, I know what I said, I personally know the person it happened to

collinsobinna:
What about Crowdyvest?

Their rates are slightly higher but haven’t used them.

Any one with experience regarding their operations.

Someone had her account emptied on Cowryrise before, since that incident they have updated their security, you can now only withdraw to an account that matches your BVN

OgogoroFreak:
Yes but I am not naive in the world of hacking. some understand tech, some don't. We do see naive people falling victim and crying to the bank daily that their savings had been wiped.

I do receive lots of hack attempts on a daily basis. Be it keyloggers, Trojans, scampages or even social engineering etc. I have seen it all. Some attempt are so intelligent while some are outrighly stupid.

As it stands, I believe only a magician can hack any of my account details.

Piggyvest is not very secure, you account can be emptied in minutes, becuase they allow transfers to other piggyvest user, a hacker can create a fake piggyvest account, hack a piggyvest user email and transfer the funds to the fake piggyvest account, then wothdraw to bank

Lazyyouth4u:
These same hackers, scammers, yahoo boys, criminals lurk around here reading the advice and suggestions and trends/ways that people invest that they use to perfect their criminal acts. Infact, they are sometimes the ones asking these seemingly innocent questions .

Very True

Lazyyouth4u:
Fine me? On a faceless forum? Laughable. Oya come and collect fine na.

Oga, why was it since I said something about not believing in Risevest that I became a nuisance? I think I used to get along with you and even tried to help you look into Risevest. But the moment, I gave my opinion, you became hostile. Haba fear God o.

I wasn't shading you, I was only letting him know that talk and threat will do no good

However, it is always good to know the negative aspects of every investment

ibechris:
Lazy youth or whatever u claimed is ur nomenclature.
This forum is meant to accommodate people both educated and illiterate but I feel,the illiterates are pragmatic in their analysis more than u the most educated man on this forum. I had written u last year about the way u abuse people and confront those who contribute so much on this thread yet u will never change ur tactics.

I am only writing u to retune ur volume as ever since u joined this thread,it has been boring and uninviting to many. A lot of men and women who do so much to enlighten us have either left or show no genuine concern all because of ur singular attitude. I rarely write in here,but do a lot of reading but this time,I have to let u know that despite the fact that a lot of us may chose to agree or disagree to some sort,pls learn how to be respectful at least.

When boasting pls,remember that there are different kinds of gift,some may have the gift of writing good english while some may have it in spoken terms,but do also remember that some do express it in "doing " that is,being practical. Therefore,I urge to say whatever u want to say without abusing anyone or comparing ur education with others,this is because most of us here cant even stand some men and women here both in terms of wealth and real time knowledge.

I am not against ur person but tune down the abuse and to those against u...let us make this thread a wonderful one.

All this will not work, the guy is here to catch cruise, unless what you are proposing can be enforced by a fine or something else he will not change, this is a faceless forum and there is absolutely no consequence for his action apart from words

EarlyCareer:
Fair enough.

Sometimes, ignore though, state your case and ignore. You must not join people to bath in mud. It's good for one's mental health.

He is very enlightened, but his manner of approach is shocking, insulting him to shut him up is a counterproductive move, this is his alter ego, he enjoys the attention he gets, always giggling and refreshing the investment section to see who has replied him so that he can throw more insults

He is working or must have worked in a Financial institution

Brainbox0806:
Olofofo , Mrs CIA,CID, inspector General police of people lifes, digging up peoples past posts to score some cheap and meaningless points . Who ask for your investigative journalism?, you better go get engaged in something meaningful to give your life some worths ( good tips:start by creating a gossip blog). You terms everyones here audio millionaires because you worth NOTHING, you so much hate what you don't have but dying to acquire , you know about every crimes so you must be one way involves in some.

Always trying to upturn every good investments ideals when you never contributed any meaningful ideas here than to gossip, talk people down and sees negative motives in every good points. Some people taking benefits in Ireland, how is that your headache mofos, go get a life Mrs career police. You don't worth my time so don't quote me

I'm telling, very negative personality, every investment is bad, oya let us keep money in bank, he will come with inflation, no meaningful contribution at all

Ephemmm:
I downloaded I-invest app on the website of Sterling Bank and this was more credible to me. Apart from that, Parthian Partners, the company which Sterling collaborated with are inter-dealer broker on the Securities and Exchange Commission http://sec.gov.ng/cmos/. This was part of my findings before investing.

It might also be imperative to state that yield on Piggyvest platform attracts 12.5% pa while I-invest platform attracts a meagre 3.89% pa. This calls for concern bro, as both companies were operating within the same industry.

So, Can you shed more lights on the outcome of your due diligence findings on Piggyvest? I would be delighted to hear more.

Like I said look somewhere else

Lazyyouth4u:
I know you are just pained because of what I said about your so called ‘fintech asset managers’. So I can’t really blame you

But I repeat and mark my words. At least one of those guys will go bust in the near future and na that time all man eyes go clear. Which one will go bust first?

Nice!!

afroxyz:
How long would it take you to buy land, settle agbero and onile, build house then before generating profit? With REIT the entry point is lower plus it saves you the hassles. But las las e good to own land

He always has a negative idea about everything, even if you tell him you are keeping the money in the bank account, he will come out and say something negative like you are losing money due to inflation

.

Ephemmm:
I referenced I-invest because that was where the N2M investment was coming from. I have been trading on the platform for over 3 years without any ugly experience, but their interest is low at present and that is why I was seeking for better alternative. However, their low interest/yield is understandable in consideration of the current economic mess.

As for Piggyvest, my due diligence has not given me the expected result, as I found no evidence of being registered with SEC and NSE unless they registered under different name.

You can provide better explanation on why Piggyvest yield is greater bro, as no investor would like to trade at loss.

Is I-invest registered with SEC, are they not backed by Sterling Bank. ALL Fintech are in partnership with an Asset Management company including your I-invest, A simple email to AIICO Capital with clear your doubts, However, if you don't want to invest you can look somewhere else. Thank you

afroxyz:
Are they SEC approved? Do they publish financial results (quarterly reports)?

All their funds are managed by AIICO Capital which is SEC approved, you email AIICO about piggyvest and you will read their response

This due diligence you guys are doing, we have done it extensively, I suggest you join some financial intelligence groups like Money Africa or Rise Investment group

Ephemmm:
My concern is that if I-invest, another company operating in the same industry, could only offer around 4% pa, and interest on loan from bank currently is around 3%, which kind of business are Piggyvest owners operating that is giving them such high paying returns?

As for me, I am just being meticulous as there must a balance between the need for capital growth and capital protection.

Is only I-invest you know, what about Cowryrise, Kuda, Rise etc, this fintech don't have many marketers and branches so operating cost is low, that's why their interest rates are higher, their Flex is 8% per annum while the fixed in 12% per annum, inflation is 14%, most of them purchased long term bond which they are retailing, The company is managed by 2 first class graduates of Covenant University and they have built 2 successful business before piggyvest, however, you can fix your funds were you deem fit

Ephemmm:
How are they genuine in your opinion please?

The interest rates are too enticing in this harsh economy.

These are previously bought 30yrs bonds which were around 18% being retailed

davit:
I am interested in this too. Anyone?

They are genuine in my opinion