Romance › Re: What Assets Do You Use To Fvck Girls Regularly? by Rickmann: 9:29am On Mar 21, 2022 |
Datboredberry: A great personality is more than enough... @datboredberry, you and I know this is a fairy tale...a regular Nigerian girl is hardly interested or swept off by ur personality. Very few girls see through a guy. So it's about sticking to what works for you as a guy. |
Romance › Re: Why Are Some Guys So Clingy? by Rickmann: 9:21am On Mar 21, 2022 |
Rosement: I met a particular guy when I attended a short course. He was in a relationship with me in his mind, even after he asked me out and I told him we can only be friends. He was bothering me with frequent calls and complaining whenever I did not pick his calls.
I found out after the program ended that he told several people he was in a relationship with him and we are having sexual affairs. A male mate of mine was upset with me because of that but I did not try to prove myself to him. Several people started asking me about the relationship also. When I told him to stop pestering him, he started pestering my brother. He met my brother when my brother visited me during the short course. The guy is a stalker.
He even called my mum and told her he had something very important to discuss with her about her daughter, my mum was about to go and lecture her students that day but she had to wait to listen to his nonsense. I did not introduce him to my mum but he had my mum's number because one day I missed his call and I used my mum's phone to call him back, then I did not know he was a liar.
I unfollowed him on instagram and addressed a warning video to him. He sent me a DM asking me to delete the video and he promised to stop pestering me but he recently followed me back and started liking my pictures. He is obsessed with you and not clingy...there is a difference. |
Romance › Re: What Was The Worst Reply You Got From A Girl After You Asked Her Out? by Rickmann: 9:06am On Mar 21, 2022 |
greatfucker: what was the worst reply u get from a girl after u ask her out and what was later the outcome She said I was too nice and calm for her; said she needed a toxic guy. |
Romance › Re: +18: She Came And We Did This On Bed [Picture] by Rickmann: 1:56pm On Mar 20, 2022 |
harsysky: I'm not responding to your comment to make iLegend feel great at his craft. He is good at it, no doubt, but I want you to get this stuff. The reason iLegend is very good is that he walks one through what he is very good at. Many who are good in what they do will simply leave you indecisive and dependent at all times. What he wrote is practical.
The aim is to be sexually desciplined and also make ladies to understand that it's not all men they can capture with sex. All those hard d""k he portrayed is to show he is human but doesn't think with his d""k. The lady would always value him and would never grade him as one of those hor""ny walking dead men.
Like he said, many have been infected because they lack discipline and are always in a rush. ILegend, time and time again, keep proving to people that he has the key to unlock whatever he wants, and it's not compulsory to unlock every padlock you see when you have the master key. |
Romance › Re: +18: She Came And We Did This On Bed [Picture] by Rickmann: 11:34am On Mar 20, 2022 |
LogicBomb8: First u need to get to the level of a GMC so you can talk or breakrules and still not be a fool Just like you earlier stated, you also forget that you would ve had a memorable moment and still maintained your self respect and masculinity , if that's all that mattered to you. You just cooked up some assertion to validate their funny theory. No matter how nicely you try to paint this, You had absolutely no reason whatsoever to masturbate bro..thats my point. |
Romance › Re: +18: She Came And We Did This On Bed [Picture] by Rickmann: 11:17am On Mar 20, 2022 |
iLegendd: I know. I break protocols and still get it right. I do things others don't with confidence. You haven't gotten to that level, it will seem wrong to you.
Who is your gee? You never reach to be my gee. Calm down and rest. You can't break rules like me and still get it right, so you're not qualified to be my gee.
Real gees don't follow rules, they create them and they are not ashamed to be honest even when everyone will see the honesty as stupidity.
I can actually simp and still get the right result. I can worship a woman, wash her feet, clothes and panties and still retain my masculinity.
Some of you think being an alpha is all about being wicked towards women, f*king and dumping them. No, such a person is not an alpha, but a sadist on revenge.
Real alphas do mostly good, but they don't tolerate nonsense from both men and women. Fake alphas are always forming Mr. bad boy by taking advantage of women to validate their claims.
With what you just typed, you have a lot to work on. One day, you'll surely get to the stage you'll no longer follow rules from a dating book, but create yours.
Finally, real alpha is doing good, but never condoning nonsense.
Simp is doing good, but condoning nonsense.
Sleeping with a woman the moment she's on your bed is not smartness, but neediness and desperation.
A desperate and sex-starved man will see a man as a SIMP if he didn't sleep with a girl on his bed. They don't know some men are in abundance.
Most men are walking around with infections or curses because of a lack of control. A little patience could save you from a huge danger, but you Nigerians are ALWAYS impatient in EVERYTHING. This is why most Nigerians will hustle for the rest of their lives and will never be successful. They lack patience and control. "I never reach to be ur Gee" Lol You should try 'stand up' comedy cos you cracked me up with that, big time..You guys never stop amazing me on this forum. Hype urself all you want bro. Truth is, I'm a normal guy but not a regular one. I know your methods too ok.. but masturbating when you had it? Nah! |
Romance › Re: +18: She Came And We Did This On Bed [Picture] by Rickmann: 8:22am On Mar 20, 2022 |
iLegendd: Will She Cheat If You Are Cute, Rich, Great in Bed and Faithful? Look at What Happened.
So, will she cheat on you if you're handsome, tall, rich, great in bed, smart and faithful?
The answer is yes. She will if she wants to and will do it with someone you're richer than, finer than, and even smarter than.
This cute female friend came the house yesterday — tall and fair in complexion. We have known each other since 2020. Her boyfriend possess all the things I listed above. He is a great guy.
When we met, she said she doesn't double date. I didn't even ask her out because I don't ask women out — I just vibe.
I friendzoned her because I don't want to ruin her relationship and her boyfriend was equipped — he's also her Church member. It's a match made in Heaven.
She sneaks to my house once in a while and we cook, watch TV and discuss on my bed, but I don't make attempts.
Yesterday, she came from work at 5 PM to my house and was tired and hungry. I invited her and was supposed to be last Sunday, but my phone was turned off, so she couldn't get to me.
She went to the kitchen, baked garri and ate — the soap was cooked by another female. While she was eating, she told me to get her water from the dispenser. I grabbed a glass, got some water and instead of giving it to her, I drank it.
She looked at me, smiled, and said, "You will still give me water." She finished, washed her plate, and came back to the dining and asked me to get her water.
I grabbed a cup again, but this time, I filled it with hot water from the dispenser and gave it to her. She just burst into laughter and said I'm too stubborn and wicked.
Long story short and 30 minutes later, I took her handbag to my room and came back to carry her to the room as she was busy replying someone on WhatsApp while in front of TV.
Her zipper was open when she was eating and she didn't zip up after she finished eating. While lying on bed, I started talking and it was filled with wisdom, naughtiness, and humor.
I wrapped my hands around her as I say some sweet and naughty things into her ear. "My d*ck is so hard," I said as it rubs on her ass while lying in a spoon position.
"I don't want to f*ck you because you can't handle me," I said. This statement made her want to prove me wrong. Women love challenge and proving a man wrong.
I started rubbing my hand through her clothes and her nipples were so hard — her pupils dilated. She was damn hòrny and so was I. Hers was written all over her face, mood and body language.
We talked for 15 minutes and the conversation naturally moved to me sex and condom.
"I can't c*m with condom. Even without condoms I last too long. Do you prefer raw or with condom?" I asked. "Raw feels better," she answered.
"When last did you speak with your bestie?" I asked. "It's been a month," she replied. "I called her last two weeks and she said school stress is killing her, so I promised to take her out for some fun and she was excited about it. I haven't called her back since then."
"Hmm," she mumured with jealousy in her voice, "Don't break my friend's heart o." "Break her heart how? We are not dating na."
We talked for more minutes again with lots of touching.
I carried her and suspended her on my window to show her one of my favorite sex positions.
I put her in different sex position on bed while our clothes were on and my d*ck hard. I just wanted to prove to her I have the strength carry her around and put her in different bad boy sex positions.
"Why is it that when a woman visits a guy and she wants sex from the guy, but he is acting like a JJC, the woman says, I will soon go, as cue to let the guy know he should do something before something do him?" I asked and she laughed and said, "Ehe na. I will soon go self."
"You see, I talk am." I kissed her forehead and rubbed my hand on her p*ssy through her jean.
I pulled my trouser and showed her the outline of my hard d*ck through my white boxer and I could tell she wanted the rod.
I laid on her body and started more sweet talk as I played with her nipple.
This girl always acts tough and has a little ego because she is beautiful and men are just dying for her.
She has too many options and she loves to brag about how she will never chase a man.
Yes, she doesn't chase me neither do it chase her. She hardly calls me neither do I call her.
Though, I do chatdîct her on WhatsApp once in 3 months.
While we were on bed, discussing, touching and kissing, she talked about how she doesn't like giving men hope and if she doesn't like a guy, she will bluntly tell you that she doesn't like you to avoid wasting your time.
You have a boyfriend and you tell a new admirer you don't like him because you have a boyfriend.
What if you go home that day and go through your boyfriend's phone and come across a message that reveals he slept with another girl, won't you be heartbroken and begin to think of revenge?
"I will," she replied.
Now, if you bluntly chase those new admirers, who will you now use to revenge on him?
We had several sensible and humorous conversations and I was the one talking most of the time (all thanks to the book FemaleSextapes) while she was feeling tired and hòrny at the same time.
"I will like to marry very soon," I said and she laughed and replied, "You can't keep a wife."
"I can," I disputed.
"Why do you think I can't?" I asked.
"You don't know how to give a woman attention. As women, we love attention. If you don't give it to us, we will look for someone who will. You hardly call me or send me a message. Even on my birthday, which you know, you didn't care and I was so upset with you."
"You're right," I replied.
"I don't know how to give a woman attention and I also love some space too. I will work on it, trust me," I replied. "I hear you," she humorously echoed.
I spanked her ass and said, "Don't worry, the day we'll do it will be a special day. Let's not rush it."
put on my trouser, carried her on my back like a caring guy and dropped her on the couch in the living room.
I kissed her forehead and gave her her bag. Immediately, her mom called, but she didn't pick. It was 8 PM at this time.
She's 24 and still under parents' control. She said she can't wait to go for service this year to have some freedom.
Some parents are too protective of their good-looking children. Her mother carry Church for head sha, but the dad is a whatsup man.
I paid for a taxi to take her home. I haven't called since yesterday to know if she has arrived safely. I don't know why I'm so emotionless and less caring even though I'm a kind person.
She left and I decided to use my hand and service myself while fantasizing about her. #Smile.
Am I a coward for not doing it? When a girl is that beautiful and loves it raw, I'm always scared of infection.
The lesson here is,
1. humor, 2. confidence, 3. naughtiness, 4. mystery, 5. control, 6. attention 7. and comfort
will make a woman who is in a perfect relationship cheat. It doesn't matter if her boyfriend is better than you — just have control, a great conversation skill, confidence, abundance mentality, and a sense of humor and any woman will cheat on her man with you. Yes, women love attention, but don't give it too much — learn to be scarce.
The second reason I didn't want to do is, she will fall in love with me and I don't want that. Imagine falling in love with someone like me who doesn't love back no matter how beautiful you are? No be headache be that?
So, in summary, I don't want to hurt her emotionally, sexually, and mentally. Also, I don't want to make her measure her man's performance with mine because I will always win just as I have always been winning and she will always come back for more.
Prevention is better than cure. I don't want emotion to get involved in our friendship. As I type this, another of my female friend is lying on bed náked sleeping, but I won't do anything. I read one of her chats where she told her man I'm just her friend and I'm gay. Wow! Women can lie sha to cover up.
So, we should all learn how to have sexual control, but once in a while sha, knack like a boss and make it memorable.
Let me go and check on the nàked friend on my bed. You had her within ur grasp but instead chose to indulge her with stories of the civil war all in the name of self control and eventually you self-serviced. My Gee, you are worse than a simp. |
Romance › Re: How Do I Control Moaning Loud During Sex? My New Guy Dosn't Like It, I Need Hlp by Rickmann: 3:12pm On Mar 19, 2022 |
Maryjane11: Good afternoon Nairaland family..
I dont know why, but whenever i'm having sex, i'm always moaning loud. It is not as if i am doing it intentionally, but that is what my new guy dosn't understand.
Our neighbours now knows the number of times we have sex a day because of my moaning, and he dosn't like it, and even me myself, i'm begining to hate the way i moan during sex..
He said that if he must contineu with me, then i must learn to stop moaning loud during sex.. But the truth is that it has become part of me, as when ever i'm enjoying sex, i don't know when i starts to moan.. I dont even remmember to have moan when i'm done having sex.
Some people may think i do it intentionally, as that is what he keep sayin, but believe me if i tell you that i don't remember doing it.
Nairaland ladies, can it be control, how can i go about learning to control it?... The ealier the better for me.
Thanks "Your new guy" you say...how much did u buy him? |
Crime › Re: What My Neighbor's 9 Years Old Daughter Did To Me When I Was Taking My Bath. by Rickmann: 12:09am On Mar 19, 2022 |
Bvmsson: Na this one shock too.... 9 year old....OMG...guy the matters don reach their village now and dem talk say Dem go carry her make she go stay for village... The mother was crying even me wey report her con dey pity her.... They girl dey wild... The mother said she caught her and her landlord's son making out just last year which made them leave the their former house because the shame was much..... Na now hidden secrets dey comot.....
Even till now I still find it difficult that that girl said it..... I'm still in premium shock..... Honestly, it's really shocking |
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Crime › Re: What My Neighbor's 9 Years Old Daughter Did To Me When I Was Taking My Bath. by Rickmann: 3:20pm On Mar 18, 2022*. Modified: 7:28pm On Mar 18, 2022 |
Bvmsson: Omo like play like play this thing happened to me this afternoon and I can't believe it really happened.
I share a flat with my neighbor who has 3 kids, a girl and two boys. We use the same bathroom and restrooms (they really do mess things up) and a kitchen, so I really do not have complete ownership of the flat. She and her husband begged me to rent out the place to them because they were stranded and after some consideration I decided to rent it out to them and since then we've been living peacefully.
This afternoon I was feeling so hot because the weather was hot so I decided to take a cold bath and use the opportunity to shave my pubic and armpit hairs using VEET CREAM. I was in the bathroom when the children came back from school and that was when I was busy trying to wipe off the veet and hairs from my pubic area. Then I noticed that I was only hearing the voice of the youngest child which was weird to me, so my instinct way telling me to look under the door and to my greatest surprise I saw two children legs at the door of the bathroom and the youngest boy at a very distant area from the bathroom...
OMG!! Ooooooo church!!!!!!!!
Immediately I called their names and told them that I can see them they both ran away. Because of this I hurriedly took my bath and come out to question them. I called the two children out and started questioning them in an angry tone to know the truth(which I know already because I caught them) and the 2nd born who is a boy said it was not him ooooo, that it was the girl who is the eldest that was peeping at me in the bathroom when I was naked, so I turned to the girl and I asked her to tell me the truth but she lied instead so I threatened to report them both to their mother when she returns. Immediately, I dashed inside my room angry but the girl followed me and was begging me not to tell her mother. She started crying and begging and in my mind I resolved to not tell her mother only for me to hear the most surprising thing in my entire life.... She said I should f@vk her and not tell her mother.....
OMG!!!!!! A 9 year old girl?
Immediately, I gave this girl a dirty slap and told her to get out of my room.... She left....
Omo if you see the way my heart dey beat very fast because I know say females(even children) can tell lies that you tried to rape them and they refused that's why you slapped them....
OMG!!!!
Immediately the mama come back I went straight to report before she go hear another story.
As I'm typing this her mother dey beat them now sef.
Abeg guys you have to be very careful when dealing with little girls ooo. The world don spoil finish.... Any small thing Dem go say na rape. I still can't believe this happened to me today.... I was thinking I have put enough preventive measures to not make something of such happen but e com happen.
Parents please train your children well and guide them...
I'm still in shock now... Yes, I know these things happen but from a 9-year-old, looking you in the face and asking you to bleep her? C'mon! |
Crime › Re: What My Neighbor's 9 Years Old Daughter Did To Me When I Was Taking My Bath. by Rickmann: 3:16pm On Mar 18, 2022 |
illicit: U were masturbatin with soap in the bathroom sotey u didn't know when they entered
U were moaning
Ur noise attracted the poor girl
She saw everything, u ain't shaving with no VEET cream bro, u were wiping ur pipe with soap
She knew what u were up to and what u needed....
Maybe that's why she innocently asked u to do it to her to curb ur agro and anger You no well, I swear  |
Romance › Re: Nigerian Girls And Their Vampire Mentality by Rickmann: 3:06pm On Mar 18, 2022 |
300whitewolves: I just met this lady online and we just got talking, everything she has been talking about has been how she needs money for one thing or the other, did they tell her my daddy is otedola or dangote, why can't they be contentious with what they have. So photoshoot, a necklace and treating an infection that she perhaps contracted from another Gee has suddenly become ur burden. Oga , jakpa while you still can. These Nigerian girls are just bad news. |
Politics › Re: Governor Soludo's Day 1 In Office: Visits Okpoko, Upper Iweka, Others (Pix) by Rickmann: 2:08pm On Mar 18, 2022*. Modified: 9:11am On Mar 21, 2022 |
Parachoko: The Governor of Anambra mean business
I dey jealous people of Anambra state o No jealous them o This one na normal ginger It's not how quick or swift you swing into action but how well you execute those actions. 8years is a long time..and that's what will tell. |
Romance › Re: Why Do Girls Get Angry When You Stare At Their Body? by Rickmann: 10:42am On Mar 18, 2022 |
Boogyman557: My Gee..
E full my BUNK!
Na steady HIGHNESS till my EYES go be like PESIN wey SLEEP de catch...
WTF MAN!  |
Celebrities › Re: Genevieve Nnaji Shares Troubling Post As She Quotes The Quran (video) by Rickmann: 7:59am On Mar 18, 2022 |
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Romance › Re: Why Do Girls Get Angry When You Stare At Their Body? by Rickmann: 7:57am On Mar 18, 2022 |
Boogyman557: Holly Gram
because de tink der BODY is precious like my WEED!
WTF MAN! My G, this ur Kpoli no dey finish  |
Jobs/Vacancies › Re: How Much Is My Salary? Help!! by Rickmann: 7:52am On Mar 18, 2022 |
Payperboii: I no de collect salary. I de pay myself That thing you pay yourself is called what? Nigerians sef.. |
Education › Re: 19-year-old Student Jailed For Stealing Spaghetti, Noodles In Abuja by Rickmann: 7:37am On Mar 18, 2022 |
WebDesignerNG: Update from SIGGY .ng
An Upper Area Court in Gwagwalada, Abuja, has sentenced Hillary Yunana, a student, to four months imprisonment for stealing noodles, spaghetti and cash from a shop, Siggy reports.
The 19-year-old student, a resident of Bassa village, along airport road, Abuja, was charged with burglary and theft.
In his ruling on Thursday, March 17, the Judge, Sani Umar, sentenced Yunana after he pleaded guilty to the offence and begged the court for leniency.
Umar, however, gave the convict an option to pay N10, 000 for each of the offences, or serve a jail term of two months each for the offences.
He said that the sentence would run concurrently and warned him to desist from committing crime in the future.
The judge said the sentence would serve as deterrence to anyone who wants to tow that depraved path in the future.
Earlier, the prosecution counsel, Abudulahi Tanko, told the court the convict had broken and entered the shop of Gift Ugochukwu, of the same address on March 4.
Tanko said that the convict had stolen seven pieces of spaghetti, five pieces of noodles and a cash sum of N10,000, all valued at N13,000, an offence that contravened the provisions of Sections 346 and 287 of the Penal Code.
Source: SIGGY Eeeya  |
Foreign Affairs › Re: See How Far Loan Sharks Are Going With Their Defamation. Picture Inside by Rickmann: 10:47pm On Mar 17, 2022 |
WowSweetGuy: He gave me directive to post it because its really weighing him down. The said man have been using this certain shark loan for over a year and has not defaulted on their 7days shark loan. Recently due to unforseen circumstance he couldn't meet up on the 7th day. Then Sokoloan sister app Xcredit on the 9th day of 2days default did this and sent to all his contact and posted the pics on soicial media This is what the CBN should look into. I have said it before that these loan operators should cease to operate .They are bunch of illiterates, nuisance and unprofessionals. |
Crime › Re: The Wallet I Saw Today, And My Testimony by Rickmann: 10:40pm On Mar 17, 2022 |
omolola100: Goodday Nairalanders
I woke up this morning without having money on me, so I decided I was going to trek down to school this morning, i haven't walk for 5minutes when I saw a wallet by the side of the road, I did as if something fell down from my hand, and stylishly pick the wallet from the floor, I went to a corner and check the wallet, I saw 4wards of 500naira note 2k.. I was very happy because I know my prayer has been answered, as I walk down to school, something keep telling me to return the wallet to the owner,. How do I locate the owner of the purse? The spirit directed me to check the inner of the purse and I saw an etisalat sim pack..I picked up my phone and dialled the number on the sim , it was a guy that pick the call, I ask him if he misplace something today and I got the details of what's inside the wallet, I had to put the phone on recording to avoid any issues..the guy is also a teacher like me and he came to my working place to get the wallet..he offered me #500 to buy recharge card but I refuse to collect the money from him just for security reasons..
Now to my testimony One of my colleague was blaming me why I had to return the wallet , when I don't even have money with me, but after about an hour that the guy left,my phone rang and it was a cousin that had called me for a long time, lo and behold,he told me to send my account number and and send 6k to me and #500 recharge card..I was very happy when I saw the credit alert.. We need to be faithful and straight forward in whatever we do in this life, there are times God will want to test our faith and see if we will fall temptation, if I had taken the 2k to myself I wouldn't have gotten the double money...
No matter what we are passing through in life , don't take what doesn't not belong to you..Look up unto God and you will be rewarding bountifully..
Thanks and God bless.. I believe you bro.. I'm also a living testimony to this sort of miracle. It pays to be honest. Nice one bro. |
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Celebrities › Re: Seun Osewa's Reply To Pastor WF Kumuyi by Rickmann: 5:52pm On Mar 17, 2022 |
ChocolateWine: Are you stupid? Can't you see how dimwitted you sound? Wow, are you this pained?  Well, to answer ur second shit question..No I'm not stupid ok. |
Celebrities › Re: Seun Osewa's Reply To Pastor WF Kumuyi by Rickmann: 5:50pm On Mar 17, 2022 |
emmy512: cleanliness is next to godliness they say NEXT to Godliness you say.. |
Celebrities › Re: Seun Osewa's Reply To Pastor WF Kumuyi by Rickmann: 9:51am On Mar 17, 2022 |
ChocolateWine: Is personal hygiene not part of Holiness? Did you just read your dumb question? |
Celebrities › Re: Seun Osewa's Reply To Pastor WF Kumuyi by Rickmann: 9:49am On Mar 17, 2022 |
onedayatime: Just now, Pastor WF Kumuyi tweeted on twitter now this tweet
"Without Holiness, No man shall see the Lord!" And Osewa's response was carnal
"The important of personal hygiene cannot be overstated."
Lalasticlala Honestly I didn't see this coming from Seun Osewa. Question is, what correlation has Holiness with personal hygiene? |
Business › Re: Online Loan Apps: 7 Digital Money Lenders Shut Down By FG by Rickmann: 9:46am On Mar 17, 2022 |
MyExpression: On the contrary, I think the loan companies have been really helpful. Despite the high interest rate, which is definitely optional, they have really come thru for some of us...especially the working class.
However, this modus of loan recovery is the major problem.
Even if people default, there should be a professional way to guarantee a loan, aside naming and shaming. Exactly my point.. There's absolutely no point in dishing out public disgrace to Nigerians. |
Business › Re: Online Loan Apps: 7 Digital Money Lenders Shut Down By FG by Rickmann: 9:20am On Mar 17, 2022 |
MyExpression: On Friday, March 11, the Federal Competition and Consumer Protection Commission (FCCPC) raided at least seven digital loan companies operating in Lagos over “possible violation” of consumer rights.
The operation led by the commission’s boss, Babatunde Irukera, was in response to several complaints of malpractices on the part of the lenders.
Babatunde Irukera, the head of the FCCPC said some digital money lenders were shut down over violation of consumers' rights. Photo credit: @fccpcnigeria Source: Twitter
Legit.ng gathers that the lending companies offer short-term loans to help subscribers meet urgent needs.
However, they resort to unprofessional measures of harassment, cyberbullying, and breach of data privacy of their customers who may have defaulted in loan repayment.
Here's the list of the affected loan companies:
1. GoCash
GoCash is listed under Finance on Google Play Store. It loans Nigerians up to N300,000, and charges from 20% to 30% service interest, according to the information available on the Andriod apps store.
2. OKash
OKash is owned by Blue Ridge Microfinance Bank Limited. The company said on its profile on Play Store that its loan amount ranges from NGN 3,000 to NGN 500,000.
Okash added that its interest rate is calculated on a daily basis and has an Annual Percentage Rate(APR) ranging from 36.5% to 360%.
3. EasyCredit
EasyCredit says its lending amount ranges between 3,000 NGN and 100,000 NGN and has the Maximum Annual Percentage Rate(APR) of 40%.
4. Kashkash
KashKash says its loan ranges from ₦3,000 to ₦200,000 while its annual percentage rate(APR) ranges from 36.5% to 300%.
5. Speedy Choice
Legit.ng cannot find any loan app with the name Speedy Choice on the Google Playstore. The loan app that shows when the name Speedy Choice is typed is Speedy loan.
Legit.ng cannot confirm if the two are the same.
Speedy loan’s feature is similar to others. Loan amount ranges from ₦3,000 to ₦150,000 and those eligible for the loans are Nigerian residents (20-55 years old) with monthly income source.
No office address was provided.
6. Easy Moni
Easy Moni in its profile on Google Playstore claims its "loan-products approved by Microfinance Banking Business registered with CBN and communicated to users during online loan application."
Its loans amounts range from NGN1,500 to NGN80,000 with the Annual Percentage Rate (APR) of 48%.
7. Sokoloan]
Sokoloan says its own interest ranges from 4.5% to 34% and collects no collateral.
Interested clients can get loans ranging from ₦5,000 to ₦100,000 with terms from 91 to 180 days.
Meanwhile, a report by Premium Times states that six of the seven listed companies, GoCash, Okash, EasyCredit, Kashkash, Speedy Choice, Easy Moni, were owned by Blue Ridge Microfinance Bank Limited.
Why FG shut down the loan apps
Babatunde Irukera, the head of the Federal Competition and Consumer Protection Commission (FCCPC) said the reason for the shutdown was the naming and shaming of borrowers and violation of their privacy with respect to how the loans are recovered.
He added:
“Secondly the interest factor seems to be a violation of the ethics on how lending is done. So those were the two things that we set out to look for."
How we will deal with digital money lending companies - Irukera
Irukera said lives and reputation of vulnerable Nigerians are threatened or damage by oppressive loan terms & outrageous collection practices.
He vowed that the FCCPC "will hit them in their offices, cloud storage, banks & App Stores", adding that ethical lending is a must.
Giving an update in a statement on Monday, March 14, Irukera said Google LLC and Apple Inc have been directed to take down the apps, among other measures taken by his commission alongside other government agencies.
However, checks by Legit.ng indicates that the apps are still active on Google Play Store at the time of filing this report.
Many Nigerians have also commented that the lending firms have not stopped the harassment despite the FCCPC's action.
Jersey0107, @ajaneakan, said:
"Lcredit, sokoloan these ones are still sending messages threatening victims, I've seen a lot today."
Hirofunshi, @Hirofunshi, said:
"LCredit is the worst of them all. Infact worse than Sokoloan. Special interest should be given to them @lcreditNg."
Royalty favour, @favourroyalty1, said:
"They are still calling and sending threat message even as this operation is going on."
How online loan sharks raided by FG resumed work 6 hours later
Meanwhile, insider information obtained exclusively by Legit.ng says that the digital money lenders raided by the Task Force went back to work six hours later.
According to a source who craved anonymity because she does not want to risk her life and job, immediately the raid happened the management of two of two loan apps, Kash Kash and Okash ‘settled’ those who came to do the raid and started work six hours later.
She said:
“We went back to work immediately. I work in customer service and among those calling debtors and defaulters. I think the management settled those who came to do the raid and allowed us to resume operations.
"As I am talking to you, I have called about 12 people today. The job does not even require onsite activity. We work remotely sometimes and report to the office a few days a week."
Source: Legit.ng
https://www.legit.ng/business-economy/money/1460211-online-loan-apps-full-list-profiles-7-digital-money-lenders-shut-down-by-fg/ For me, these loan company operations should cease hence fourth. They are just bunch of thieves and complete nuisance to the country. If they must continue , they must be trimmed, scrutinized and regulated fully by the CBN to provide professional financial services. |
Romance › Re: I Was Toasted By My Lesson Girl Today (16 Yrs Old) by Rickmann: 8:32am On Mar 17, 2022 |
Johndagr8t: Good day guys
So due to the ongoing ASUU strike have been at-home for sometimes now, Me wey my mama don fustrate tire, so there this girl in our next street, her mum brought her last month say make I dey teach am for the forthcoming jamb and waec, but e b like say the girl intention no follow her mama own.
Initially I noticed the girl doesn't pick things quickly, like I will have to repeat things ehn b4 she go pick, instead to dey look book na my eye this girl go dey look,sometimes if am trying to write something on the teaching note, the girl will put her hand on my own, but immediately I always tell her to remove it tho, alot wey dis girl dey do, but I always do like I don't understand her, as at last week she even bought a (chain and watch ) make I no lie I collect am sha, but I asked her mum if she knows about the gift and she said dey went to market together and alot of things wey the girl dey do sha,she go bring food sef ar dey reject am sha anyday wey I reject she go give me attitude through the teaching period lol.
She did something today and that gave me enough reason to seek for advise you know, am just confuse somehow, lol omo this girl brought a love letter to my house today lols, I just told her to open her note make I see assignment and boom I saw an envelope immediately she took it,I told her to bring it she no gree, I force the stuff and I saw it was a toast letter, I just pocket am after reading so when the class ended I just gave her some advise sha sey Na jamb suppose dey her head now no b relationship matter,I feel like she's really childish sha because she see fair oyinbo wey dey teach her lol, the girl cry sha because of the advise and I tough the envelope.
so guys, did you all think reporting her to her mummy should be the best next move now?? Big ups bro.. You did the right thing. |
Crime › Re: Blackaxe Vs Vigilantes One Burnt Alive In Anambra The Full Story - PHOTO by Rickmann: 8:21am On Mar 17, 2022 |
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Education › Re: Some Science Courses With Employment Opportunities In Nigeria by Rickmann: 2:18am On Mar 17, 2022 |
Monzze: Good evening nairalanders, my junior brother is about to write jamb and I seek your advice on science courses that have employment opportunities in Nigeria. Thanks |
Crime › Re: Dead Lion Filmed In Maiduguri by Rickmann: 2:13am On Mar 17, 2022 |
YourFavorite21: So Lions exist in Nigeria sef, never knew o  Yea, only in zoos or game reserves though. But If this story is true, I wonder how this one escaped. |