₦airaland Forum

Softmp3:
An angry girlfriend has angrily cut off his boyfriend’s ear after reading his WhatsApp chats with another female, according to the girl she said that she has been suspecting him and even her friends have been telling her but she don’t believe until she saw the chat with her eyes

WHAT DO YOU HAVE TO SAY ABOUT THIS

SEE MORE PICTURES CLICK HERE
https://softmp3.com.ng/2020/07/07/girlfriend-cut-off-boyfriend-ear-after-going-through-his-whatsapp/

Girlfriend from hell!

Ordinary girlfriend o, not even wife

If i were that guy I will make that lady regret the day she was born

This is an old story

They should use her as an example to other false accusers

This monarchy nonsense needs to be scrapped!

She probably has a loose nut in her head

Prince4mic:
There are several channels and groups on telegram I was added unsolicited. They talk about you investing on their trading and get profits shared in huge amounts.
They front foreign phone numbers and some few foreigners in the group.
Pls can someone confirm if they are actually legit...

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Pls can someone confirm this.

Before you get involved in this sh1t take a look at the thread below

https://www.nairaland.com/5974343/scammed-250k-nairalander

The heading of this news article is misleading...the witness did not deny giving a bribe.

What he said is that he gave out the money but it was eventually returned and the EFCC asked him to bring the money to them as an exhibit

omochelsea004:
First of all your guess is right, & again you emphasized on three points which i will analyze for you one by one for better understanding, because you only have the idea & not full knowledge

Point 1. Most of the machine parts are very expensive as you said (that is as expected anyway), but where you got it all wrong is that nothing needs to be changed frequently as you said, the only thing that the machine needs frequently is No 1. Servicing every 30days of work (one 30Ltrs of diesel engine oil #16,800, Oil filter... around 8k & Fuel filter... around 6k) & No 2. Hoss, it's hoss could burst at anytime thereby wasting hydraulic, & it cost around 15k to repair the hoss + 10 to 15Ltrs hydraulic to replace the one that got spilled. Those are the only two expenses that can be qualified with the word "frequently" as stated by you, the valves you mentioned doesn't get spoilt easily


Point 2. Why do i need to engage the service of an operator when I myself can operate the machine perfectly


Point 3. You got the analysis totally wrong here, moving the machine from one site to another requires the service of a Lowbed truck with no fixed price, the cost depends on the distance to be traveled & the bill is totally on the person that hires the machine, not the owner. hope you get that part?


Conclusion: There is nothing on this earth that doesn't requires maintenence, just as vehicles for example, no matter what there must be a time it will develop fault & required to be repaired, we human beings even fall sick & we do go to hospital to be treated, same as this heavy duty machines, they will at some point in time develop faults & required to be repaired, but where most of the owners get it all wrong is that they don't set aside money in case the machine request for repair, they spend all the money made from the machine by either diverting it totally to other things, or using it to do big man around cities & spending lavishly, so when the machine later develop fault, it will now become hard & difficult for them to attend to it due to the fact that they never prepared for it.

How to address the problem; for example; In my location, hiring the machine is at a fixed price of 100k per day for the owner, the person that hires it will be the one to fuel the machine, pay for lowbed to move it to the site & again back to that initial point & will also be the one to pay the Operator

The owner get 100k per day with no daily expenses at all from the owners part (except for the maintenance of the machine alone which is not always)

therefore I as a owner, i will open an account mainly for maintenance purpose (because the parts are truly expensive), out of the 100k income from the machine per day, i will zero my mind & put it at the back of my mind that my daily income is 80k, & i will always deposit the remaining 20k in the maintenance account every day someone hires the machine... by so doing it will be very easy for me to attend to the machine whenever it develope fault & needed to be repaired with no stress at all.


Now the Calculation: At the rate of 100k per day, the machine is being hired for at least 10 days out of possible 30 days in a month, that is 1million, in my own case i will believe i make 800k in that 10 days, & by depositing 20k each day, the money in the maintenance account in that 10 days will be 200k... now tell me, if it is going like that, how will it be difficult for me to withdraw from the maintenance account & service the machine when necessary & fix other things when required?

Here's my advise to you to actualise your dream

Option 1

You need to make an equity contribution of at least 30% of the cost of the machinery which is N4.5 million

After raising your own share you may then start pitching your proposal to potential investors to provide the balance of approx. N10.5 million.

It will be much easier for you to get 2 investors to contribute N5.25 million each that convincing a single investor or bank to provide the whole amount of N15 million for the purchase of the machine.

Option 2
After raising your equity contribution of N4.5 million

Approach a bank (It could either be a commercial or microfinance bank) to give you a loan to make up the balance while you use the machine as collateral for the loan

The bank will keep the original copies of the title documents of the machine and hand them over to you when the loan is completely paid off.

Be sure to you read and understand any document the bank gives you before you sign, pay particular attention to interest rates and other bank charges.

emmanuelewumi:
What is the size of this business? What is your financial contribution to the funding needs of this business? What is the shareholders fund of the business? It is not good for debts to be higher than equity.

Do you have the three years audited financial report of the business?


I will advise you to talk to your bank.

What omochelsea004 wants to do is to buy some sort of machine that is required on a construction of mining site. I'm guessing it's an excavator, payloader or crane

Unfortunately he's thinking like a typical employee who has never actually put his money in a business and is assuming that once he gets the loan and buys the machinery money will just be flowing in everyday that's the reason why he thinks it's free of risk.

The reality however, is that he has not fully factored in the costs of running the business including maintenance (Some valves on these heavy duty machines cost as much as 80K and need to be changed occasionally depending how busy the machine is.

Additionally you need to monitor the operator/driver closely otherwise he could use your machine to do some PP work on the site and charge the site owner 50% of the normal rate but will tell the owner that the machine was idle then divert the takings to his pocket.

Be aware that just moving the machinery to a new site will require transport by a flatbed truck which will cost at least 150K depending on the distance it needs to be moved.

thenaijacoder:
Thanks for the tip.

I usually sleep 6hrs in the day.

How can you sleep 6 hours in the day and still find it difficult to stay awake at night?

When this contract ends negotiate higher pay of at least $2,500 per month

CanadaOrBust:
See below.
And do u agree with the reasons presented; if not, what reasons would u suggest?

Black women in Africa or in America?

End the relationship now and move on with your life

Lilshorecords:
This man iyaf feck omoli oboli pucci tire. Bad guy

Were you there?

Babatunde97:
Is there any interest free loan app

If the company grants interest free loans it would not be able to pay it's rent and staff of it's employees?

In effect such a company would go bankrupt in less than 3 months

Scammer everywhere you look!

1989ruke:
Are you a critic or a willing investor? Do you want to learn the basics or you want to pay someone to trade on your behalf. Are you looking for free training but rather posing as a critic?. I don't know about giftcards but bitcoin works. Go up and register at paxful.com, blockchain.com, bitstamp.com, luno.com, binance.com, kraken.com. observe things on those websites. Read up all the guides there. Since you do not want to pay a trainer, you have to learn the hard way by doing personal research.. Find out about all the existing crypt I currencies go check coinmarket capitalization webaite. Come back and ask questions after that. For now no answer to your questions until you have signed up to these websites and read up all their articles

He did not say he wants to learn, his question is very clear - Who are those who are making money from gift cards and bit coin, forex trading?

All you audio online business people are the same, you claim to be making money from Binary options, Bitcoin, Forex etc when in actual fact you're not making any money from it.

The people who actually make money from online business are less than 5% of the total population but you don't find them online trying to force training down the throat of other people.

I have done my research and it is virtually impossible to make a consistent return of 50% on any form of online business like you guys claim that's why you guys are always chasing referrals, training and seminar opportunities!

PROUDIGBO:
You see how hatred for Igbos can turn you into a shameless and barefaced liar? This has been thrashed out before on this forum.....it's bigots like you that wanted to sell the narrative that the guy in the pic is Ikpeazu when in fact he's the GO of a pentecostal church.

What's your ethnicity?

If you promise to hang yourself i will reveal my ethnicity to you!

DigitalBotNG:
Currency trading is just like any other business, the rule is the same...


"Buy low, sell high".


If I have someone ready to sell dollars at 410 to the naira, i will look for other person willing to buy at 420. If it's $5000, I will make 10naira on a dollar, that's how the business works.

I have just broken down a big market rule here.

Visit and share my website, you may gain more insight.
[url]lawrenceohis.pro[/url]

You still did not answer the question which is whether you can survive only on the earnings from forex trading

Oluwahelpme:
U got it wrong completely. People loss money due to their greed. They have been asking me here how much can they make in a month. Most people want to get rich overnight, Hence they loss their hard earn money. Forex or Binary Options trading is not a get rich quick. I can assure u of getting cool returns on ur investment.

Can you survive based only on what you earn from Binary Options trading?

Please go and respond on this thread which people like you who claim the make money from Binanry Options have been avoiding commenting on

https://www.nairaland.com/5889914/it-possible-survive-only-profits

Ok we have heard

giggs18:
ok but can it bring double in 2yrs or let's say
continuously ie for life

it may be able to bring double in 2 years but the conditions have to be perfect and this includes having a good driver who will not try to steal too much from you.

You also need to be ready to spend money to maintain the truck.

The most important thing however is that you must have a contract with a company that needs the services of the truck so you;re guaranteed that it always has work to do.

Arielle:
This girl deserves an award.

Yes she does

Uyi168:
Baby mama-ism all the way o..

Easier said than done especially here on the African continent

4Ebiscoo:
Things have changed. Unlike the archaic traditions where women mingling with men was a taboo, today couples enjoy the freedom of being wherever they want and whoever they want. Marriage has become so easy and become a platform where people practice whatever they see or have heard of.

In the past there was fear if one saw you private parts and man used leaves to cover her important parts.Today even some walk naked in the name of fashion and dynamic society.

Here is why you should never bath with your wife.

Lowers interest for conjugal rights.

In the same bathroom and both of you ready to shower. At some point it might be interesting as the two of you enjoy splashing water at each other. Seeing your partners tools might become so obvious that you even lack interest when it comes to conjugal rights. This at times might force one to try and find a different person hence encourages infidelity.

Creates fear

Some people are shy.Remember not everybody has the confidence you may have. With teachings from community and religion the value of one's organs might create fear if you force or want to have a bath with them.One might not enjoy the act for s/ he fears that somebody is enjoying the view of their body.

It can lead to differences or fear of water,"kupiga passport".

Lowers one esteem

If someone has knowledge about one of your weaknesses, then you lose confidence in yourself. Even if they are your partner and are continuously, daily, seeing your unclothedness, you will have a low esteem.Some people might use the advantage to investigate your body and find out points to attack you whenever you request for favors and thus lowers one's self worth.

Can lead to unpleasant behavior.

Evident in social media among most celebrities. The digital era has brought about high focal lens cameras in phones that can record, store and share videos. Taking photos or videos in the bathroom might be good for you at the moment but as well bad when things fall apart.If the two of you differ, one can post your photo to instill more pain into you and show how worthless you are.

With social media, anybody who is familiar with you can have the information and it is just embarrassing.

https://www.mcebiscoo.com/why-you-should-not-bath-with-your-partner/

In other words you're saying it leads to 'see finish'

uboma:
In the North, women are relegated to the background. Women are not supposed to be seen or heard.

This explains why it will be difficult for a landlord who is a Northern to lease out his property to a single lady. Same applies to hotel bookings in some parts of the North.

Very backward people

This news is shocking especially when you consider the fact that the woman in question has already had 3 children

Benitam:
Advice needed please.. How can one easily cope with pressure to get married from both friends and relatives?

If they're elderly people remind them that some of their mates have already died and that then ask them what they're still waiting for