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InvestmentRe: How Much You Would Have Made In 6 Months If You Invested ₦1 Million In The NSE by Smile4mee01: 11:28am On Jul 12, 2025
The stock market remains one of the best pathway for the everyday Nigerian to gain wealth , it is just slow but sure if you invest in Fundamentally sound companies.

That's why so many fraudsters like CBEX thrive in Nigeria. They exploit our desire for money instantly which often carries alot of risk.

Savy investors in NGX know that every stock rise and falls. don't let that sway you. When i buy shares, i have no short term desire to sell. I let it marinate there and i have actually made money in form of dividends.

Rather than criticize, why not seek knowledge to understand how to make it work for you.

if you Can, pick any good company and ask google/chatGBT to give you the top 20 stockholders. You will see where many of our elites are packing thier money without lifting a finger.

In conclusion, investing in the stock market carries risk. However, long term passive investors in fundamentally sound companies profit from it.
Car TalkRe: 9 Japanese Men Who Shaped The Automobile Industry (Photo) by Smile4mee01: 2:18pm On May 18, 2025
Feminist women no dey Japan.
FamilyIs Having Pr/citizenship Abroad Holding Us Back From Having Healthy Relationship by Smile4mee01(op): 1:19pm On Jan 23, 2025
Ever since i moved abroad, I have attempted to date some of our Nigerian sisters abroad purely because of the value and culture we share as a people. However i have noticed how i am being treated with disdain maybe in part due to not having my papers yet. I told a colleague at work who wanted to match make me that i would prefer someone without papers like me. i am on a work visa haven schooled here.

A few of my Nigerian friends who are here have all married interracially, and the issue of being PR/Citizen was not an issue at all. I am on a pathway to PR via my employer and should i get PR today, the legal status of who i marry would not matter at all. The things that matter to me most are the character, respect and regard you give me.

I have thought of going to Nigeria, but that comes with so much risk and challenges. why should i even go that far when there are other Nigerans here.

Alot of Indians and Asians for the most part marry within their community, is there a reason why ours is different ?

Is having PR/Citizen holding us back from having healthy relationships?
TravelRe: Thread For Nigerian Nurses In Australia by Smile4mee01: 12:38pm On Dec 05, 2024
Is there any Nurse here, who will be in Australia soon ?
FamilyRe: Should Podcasts Be Censored In Nigeria ? by Smile4mee01(op): 1:55pm On Jun 15, 2024
Noted. Thanks . I was just stating the obvious. No intention to slander any sex or religion.
budaatum:
Would have been a good thread, but you sure spoilt it with neanderthal piggishness, which you should have censored!
FamilyShould Podcasts Be Censored In Nigeria ? by Smile4mee01(op): 1:30pm On Jun 15, 2024
Just as the internet has its pros and cons, podcasts can serve as a means to educate listeners or as a platform to spark controversy and provoke reactions. In an environment where income is linked to views, likes, listens and subscriptions, discussing the most controversial topics, regardless of their societal impact tends to generate the highest revenue which they may get a part of. Don't forget for every time we listen or watch it, we are the product.

Women have been for the most part the originator of most of these controversies. It makes me wonder if this is why Islam prefers for their women not to be 'Free' in speech.

Women i use God beg you. Your greatest weakness lies in your tongue, while that of a man lies in his hands and between his legs.

"Even a fool who keeps silent is considered wise; when he closes his lips, he is deemed intelligent.”(Proverbs 17:28)

The world does not need to know everything that goes on in your life. learn from Genevieve, Stephanie Okereke. etc

Unfortunately, I expect more of these podcasts to continue to saturate social media, generate revenue at the detriment of its audience who might be naive to why they do what they do.
Christianity EtcRe: Idowu Iluyomade Resigns Pastoral Appointment With RCCG by Smile4mee01: 3:18pm On Jun 09, 2024
Hmnnnnn...

Well, in see it differently.

This is an example of what women can cause. Just like eve caused Adam to eat the forbidden fruit.

Iluyomade's wife desire to celebrate her birthday in a mega way has caused the husband all this drama.

All the best to him.
TravelRe: All TEF Candidates For Canada Immigration, Let's Meet Here! by Smile4mee01: 5:24pm On Apr 18, 2024
Na true say Arrangee test/result dey for this French?
CrimeRe: 27-Year-Old Man Kills Father In Abia Community, Removes One Eye For Ritual by Smile4mee01: 6:38am On Feb 28, 2024
Metrix147:
https://abntv.com.ng/news/27-year-old-man-kills-father-in-abia-community-removes-one-eye-for-ritual-graphic-photos-video/
Sad.

The father may have been excited and celebrating during his naming ceremony not knowing, it was the birth of the man who would take his.life.

May we have God fearing and loving children.
FamilyRe: Should I Be Concerned About Marrying A 39yrs Old Woman? by Smile4mee01(op): 1:07pm On Jan 24, 2024
PrinceofSarcasm:
You want to marry her because she is a citizen. That's the main motivation for you ...

So just know it won't be a marriage because this is purely transactional so don't go in their with warped expectations.

Don't go there looking for love because she is just desperate to have a family while you want documents

So don't call this what it is not. This is an arrangement
Thanks.

I know it looks transactional however, I have dated women outside my race here that I could have gotten papers from however we just seem not to get along. I am also starting my nursing program soon which guarantees me papers.

I appreciate your input. Woman matter Dey Taya me sometimes.
FamilyRe: Should I Be Concerned About Marrying A 39yrs Old Woman? by Smile4mee01(op): 12:30pm On Jan 24, 2024
Ynix:
Not really if you do fertility test and if needed take fertility booster
Thank you. Appreciate your advice.
FamilyShould I Be Concerned About Marrying A 39yrs Old Woman? by Smile4mee01(op): 12:23pm On Jan 24, 2024
I'm a single 39yr old Nigeria guy in diaspora trying to settle down and going to Nigeria to marry is not an option.

I'm an introvert who has been through some childhood trauma in my family and really fear marriage because of what I have seen and how bad it can be sometimes.

However, an old female friend and colleague of mine who we worked together in Nigeria and now in canada recently contacted me and she is also single and not had children. She is doing well for herself and now a citizen there while I'm not. A part of me is concerned about

1. Fertility : I desire children. However, can she have me healthy children @ 39. How many can she have? I discussed us trying for a child , she appears to want a.marriage first. But what gurantees do I have to have children.


Should I be concerned? I dont want to enter one chance.



Please I use God beg you, no insults just advice. Abeg. God bless you.
FamilyRe: Single Nigerian Ladies In Diaspora, Any Reason Why You Turn Down Our Guys? by Smile4mee01(op): 6:38am On Nov 26, 2023
1Sharon:
You can try dating the ones w/o any papers.
They are also looking for guys with papers. This paper issue has changed the dynamics.

I dont even mind dating someone without papers because I'm on a pathway to getting my papers already.
FamilySingle Nigerian Ladies In Diaspora, Any Reason Why You Turn Down Our Guys? by Smile4mee01(op): 12:57pm On Nov 25, 2023
I have been abroad for a while now and i am curious to know why some of our ladies decline dating or marrying fellow Nigerians in the diaspora. I have tried to date a few any they are often quick to assume i am after them for their papers while i just prefer my own, someone who understands my culture and where i have come from. Even when i try to date the ones that don't have paper, regular work visa holders like me. They seem to want to be with the guys that have papers.

Also, when i am old, i would like to return to Nigeria. Marrying outside would make that transition very difficult.

I study other races, Immigrant groups from India and Asia. they work together well, and don't have these difficulty.

Should i give up on being with a Nigerian or keep trying ?

Regards.
FamilyRe: What Is The Common Regret People Have As They Get Older? by Smile4mee01: 1:14pm On Oct 08, 2023
BigBashiru:
Waiting until marriage to date and get a romantic partner instead of maximizing my mating opportunites (and I dont mean sleeping around - just talking to different girls trying to toast them kissing if the opportunity presents, having multiple relationships but only sleeping with those that love me back and i could get serious with )... i dont do use and dump...

I never had a girlfriend cos I was doing holy holy and marriage was to evening newspaper....was very disappointing.....
This is so me, I feel what you. Life can be brutal for us men. The price we pay.
PoliticsRe: Foreign Entities Illegally Mining Nigeria’s Gold, Other Minerals, Tinubu To UNGA by Smile4mee01: 12:36pm On Sep 20, 2023
Is it ok some states allow illegal mining of Gold in their state and keep the revenue from it,

While the Oil in the Niger delta is being shared amongst all state.
WebmastersRe: Have You Ever Considered Quitting Social Media? by Smile4mee01(op): 4:32pm On Sep 13, 2023
Rayban25:
as long as youre in the information age you cant completely be a monk. you can only regulate how you spend your time and select the news you want to absorb.
Well said. I agree with you. That's why I said social media not internet. There is a lot to benefit from the internet as a whole. Books, classes etc

But that algorithm is strong. Once you view one slutry picture or video, it sends many more to you.

Like you said, one has to be disciplined enough to absorb what one really wants.
RomanceAre Relationship Experts And Pastors Selling Singles False Hope ? by Smile4mee01(op): 4:27pm On Sep 13, 2023
It's common to find relationship experts and pastors online telling/advising singles on what to do marry and thrive. While some of them make sense, sometimes I think they are preying on singles especially women by selling thier books and content i.e

7 things to say before I do.
22 things every single should know about marriage.
101 things to make your wife happy. Etc

Just like steve Harvey. Many of these people profit from the desire/fear women wanting to get married.
What went wrong ? Why is the quality of our relationships on the decline?

Our parents and ancestors never required several books and seminars on marriage ? Infact many of them never prayed endlessly about marriage. They saw a good gurl and the family inquired about marrying her.

Infact Abraham sent his servant in the bible to go get his son a wife without courtship, and all these things being preached today as necessary.

I'm sure we all saw the recent video of ladies in wedding gowns praying to be married. All the advice singles and women need are already in the bible.

Are singles especially our women being sold a false hope about marriage?
WebmastersHave You Ever Considered Quitting Social Media? by Smile4mee01(op): 3:42pm On Sep 13, 2023
If you are a youth, you are probabaly on one or two social media platforms.i.e Instagram , Facebook, Tik tok, twitter etc I rarely watch TV these days.

I recently saw the hours I spent on each social media app last week and was concerned. Just like dopamine, it's becoming irresistible to surf the internet doing nothing.

It does appear to me SM especially IG, tik tok is saturated with scantily Dressed women seeking attention, some just dancing away. Low budget bloggers pasting thier opinion on every matter, some giving advice to people not seeking it. Not so funny skits, after which you watch it you regret wasting your data. The desire to trend at all cost. As in it's kinda endless

If you spend 24hrs/day with free wifi it's not enough to view the content being pushed out daily. Are we losing focus on what's important and helping these influencers and skit makers to relevance.

I even heard of a student who quit university to join Onlyfans.

Before you come at me, I know there has been some good from social media but the opportunity cost with respect to time on those app is alarming.

Please for those who have quit social media, Has your life been better for it?

https://www.google.com/amp/s/www.dailymail.co.uk/news/article-10557855/amp/Uni-dropout-25-quit-degree-OnlyFans-reveals-2MILLION.html
FamilyRe: As An Only Son How I Feel Knowing A Great Pile Of Inheritance Waiting For Me by Smile4mee01: 2:25pm On Jun 03, 2023
This is why i advice Men & women indeed to always enjoy the work of their hands.

Nobody chop life reach next of kin.

Why is it so rare in Africa to see multiple generation of wealth ?

All properties will eventually be sold, if not the by the 1st generation, the 2nd , or 3rd most likely.

For the poster, easy. Don't count your eggs before they hatch.
FamilyRe: Rise In Divorce Among Nigerian Couples After Relocating To UK by Smile4mee01: 11:51am On May 15, 2023
Na men dey love, women are in business.


There are many marriages that seemingly looks great in Nigeria, but the desire to move abroad is the beginning of the end of the marriage because the cultural foundation upon which many marriages are built in Nigeria is so different from abroad.

A good wife is truly a gift from God.
TravelRe: General Australian Student Visa Enquiries Part 3 by Smile4mee01: 7:37pm On Feb 10, 2023
Alooma04:
Hello guys

Is there anyone in Melbourne I can connect with. I am coming to Melbourne on Tuesday and I need a Nigerian to connect with. Also, I am still in the search for an accommodation within Clayton, Victoria. I will appreciate anyone with any sure link or contact.

Thanks
Welcome to Melbourne.

I’ll recommend you contact your uni for a short stay, I stayed in uni accommodation for 8days before I moved out. This allows you to inspect a few houses before you rent them.

Most ppl share accommodation initially as it’s cheaper www.flatmates.com.au

Or realestate.com.au

Or facebook marketplace.

Etc

Good luck.

There is a huge Nigerian community here, you’ll love it.
PhonesRe: My Iphone Won't Charge Pass 3% by Smile4mee01: 11:04am On Jan 10, 2023
Brother,

Na eyePhone you get o , not Iphone.


Only a serious note, once phone don dey get malaria prepare to dey buy new one not used o.

Buy new phone to avoid phone issues for the next few years, na Nigeria you go hear used phone better pass new one.

Revealix:
My iphone 7 started restarting by itself yesterday, it will work for like a minute and restart again so I thought probably it's the battery misbehaving.

I allowed the battery to run down with the hope that it'll reset itself if I charge it from 0 but the hope was dashed when the battery failed to charge more than 3% for hours.

Note that the battery health is 100%.

Has anyone experienced this or do you have an idea what could be the problem and how to fix it?
BusinessRe: Woman Creates A Scene In A Bank After N600k In Her Account Disappeared (Video) by Smile4mee01: 9:48am On Jan 10, 2023
This Sad.

As an exbanker,
The bank should do more to help protect naive customers, rather the bank would mandate all accounts to be subscribed to e-channels such as SMS banking, ATM, mobile banking etc..

And these are the channels fraudstars use to steal funds from illiterate customers.

Many of our population is yet to be internet savvy, for those ppl, let them stick to the traditional way of banking by using their withdrawal booklets, but the greed of banks earning Non interest income would. Kt let them do what's right.


Also,
The woman should check within her family and friends, these things rarely just happen. In my experience in banking I have seen sons dupe thier parents, seen wives steal for husband to transfer to boyfriend, daughters transfer funds to boyfriend ,houseboy & sales boy steal from oga etc.

Even When I opened an account for my mother, I did not give her ATM, she only gets SMS alert.

Let he bank investigate.
TravelRe: General Australian Student Visa Enquiries Part 3 by Smile4mee01: 1:27pm On Jan 09, 2023
AussieJoan:
Dude, I don leave you for student visa, Currently on 485 grin and reaching out for the golden mail.
Good luck Joan,

I know that feeling, it will happen.

I never met you but you were always a good lady quick to help, quick to give advice be cheer others and I up here in nairaland.

Na woman you be.
TravelRe: General Australian Student Visa Enquiries Part 3 by Smile4mee01: 1:21pm On Jan 09, 2023
Deprofessional:
Do you mind explaining the bolded? I didn't get it.
I believe there are 2 schools of Japa.

1st school : haven experienced the good life here , want to remain here and do everything to stay here legally.

2nd school: These ones don’t like it here, they would rather sacrifice 3-5yrs of hardwork life and live financially free in their home country if done right. Which is also good.

So to your question, after studying here and getting post study visa which is maybe 3yrs or so. You can choose to spend that time making money, living frugally and returning home a multimillionaire.
TravelRe: General Australian Student Visa Enquiries Part 3 by Smile4mee01: 1:10pm On Jan 09, 2023
Thanks for your email.

I would recommend you find an agent to work with as most universities prefer you to deal with one. and the universities pay agents a commission for every successful applicant. A good agent will answer all of your questions, in fact a good agent will weigh your chances before you apply and advice accordingly.

Also most universities , have approved agents they use on the school website.

I used BCIE in Ikeja Lagos then.

But away from that, I will like to encourage you and all those in your situation to take time to read nairaland threads. Many of your concerns has been answered in the past by someone else.

I remember it took me weeks to read through all relevant threads on nairaland which then allowed me ask my agent specific questions.

Good luck.



Rang3rman2:
God bless you for the informative response. However, I will like to ask about the processing of the student visa ...I will like to know which of the university to apply to considering their relative costs. How much should I be looking at for both visa processing, commencing tuition fee and the bank statement balance to make it a success. Thanks always.quote author=Smile4mee01 post=119669171]

Hi Precious,
Thanks for reaching out.

Good luck with your student application.

Like some student, I paid for a 10day stay @ one of the accomodation provided by the university. Though it was expensive but it gave me he chance to inspect a few houses before I moved in. In fact I only stayed 8 days and the uni refunded my balance.

However there are many other alternatives. You could go to flatshare, it’s a common site for those who want to share. Or Facebook marketplace. Or realestate.com.au

My discipline: Financial Analysis ( Investment )

Studying and working is tough, but very doable. The challenge brings out the best in you as you grind a little harder. Balance is key. When you start making money you are tempted to work and forget studying , when you only study the financial burden weighs on you.

What most students do is to work like crazy during vacation, the money made during vacation is often enough to pay your fees in part and live comfortably.

Australia is a good country guys. No Nigerian I have met here has regretted coming, the few who left left as multi millionaires of done right.
FamilyRe: Are Women Truly Replaceable? by Smile4mee01: 11:03am On Jan 04, 2023
I think your answer is in the bible.

A Virtuous-woman who can find?

A good woman is irreplaceable, I believe any man who gets one as a wife ,got a gift from God.

As men, we don’t realise it early. We only know if a woman has been truly good towards the end of life. When we are at our weakest , when we can be discarded easily. Na old age we set really know better wife.

Ask Olu Jacobs.
TravelRe: General Australian Student Visa Enquiries Part 3 by Smile4mee01: 10:56am On Jan 04, 2023
humblesifon:
Greetings everyone
I like how we're helping each other to achieve the travel plans

Please my IELTs result just came out with a score of 7.5,please can I apply now and get enrolled in May? Proposed school is torrens University for master's in accounting and finance
Please I'll need your advice and comment on this.
Thank you.
Well done. Your score is great. Just check with the school as long as each band is not less than 6.

Visa grants and indeed lots of visa are attended to very fast as the govt is fast tracking most visa especially those outside Australia. They want you to bring you money, work and help build something.

Don’t know much about Torrens but a few Nigerians go there especially because of its affordability.

Accounting and finance is good with lots of prospects. A few months ago it was kinda bleak getting PR with this course but recently with stiff global competition for skills PR prospects is slightly better.

Health courses ie nurse, doctor remains the skill to beat and maybe teaching.

But don’t worry, just enter first. Things will be clearer as you go by.

Good luck.
TravelRe: General Australian Student Visa Enquiries Part 3 by Smile4mee01: 2:07pm On Jan 03, 2023
Rang3rman2:
Hey , I am one of the post graduate prospective students from Nigeria. I got your good news here on this tread and would like to know how to go about it. How did you finally go about the accommodation, what is your discipline, and how easy is work and study over there? Kindly reply me and preferably via my email address: preciousgold4reallove@yahoo.co.uk or phone contact: 07056456149. Hope to read from you soonest. Thanks.
Hi Precious,
Thanks for reaching out.

Good luck with your student application.

Like some student, I paid for a 10day stay @ one of the accomodation provided by the university. Though it was expensive but it gave me he chance to inspect a few houses before I moved in. In fact I only stayed 8 days and the uni refunded my balance.

However there are many other alternatives. You could go to flatshare, it’s a common site for those who want to share. Or Facebook marketplace. Or realestate.com.au

My discipline: Financial Analysis ( Investment )

Studying and working is tough, but very doable. The challenge brings out the best in you as you grind a little harder. Balance is key. When you start making money you are tempted to work and forget studying , when you only study the financial burden weighs on you.

What most students do is to work like crazy during vacation, the money made during vacation is often enough to pay your fees in part and live comfortably.

Australia is a good country guys. No Nigerian I have met here has regretted coming, the few who left left as multi millionaires of done right.
PoliticsRe: Ekiti First Lady Welcomes First Baby Of The Year, Donates Gifts To Triplets by Smile4mee01: 6:10pm On Jan 01, 2023
Congratulations to the family.
At all at all na him bad.

But I dont personally subscribe to this cheap gesture. What about all the other baby's born in the state, are they not deserving of some gift.

Rather than do this, why not fight for a better healthcare for women and children, why not have goals like 2023- no woman will lose her life or her babys due to pregnancy. Why not create a structure where all nursing mothers are given Pampers, clothes something to ease the burden of having a child for the 1st 3 months.

Our first lady's need to do better if they are to be valued. But they are all 1st beneficires of looted funds hence they look away.

Congratulations to the family, happy.new year.
FamilyRe: What Is Really wrong with Polygamy And What Yul Edochie Did by Smile4mee01: 4:23pm On Dec 27, 2022
oldienavie:
The irony of the issue is that, it is the women that have suffered most in this dispensation of monogamy.
Go to churches, you see ladies in their 40s unmarried, and without a hope of where a husband will come from.
Single mothers littering everywhere, if polygamy was not frowned at, these women will be settled and have some direction.

Some people like to delude themselves by saying marriage is not everything, very misleading thing to say.
Even abroad, oyinbos take marriage very seriously talkless of Africa, if marriage was not important, why do women keep singing the carry me dey go song.

The summary of it is, westernization has made the life of an average woman worse , but we are not ready yet for this discussion.
Hmnnn…well said.
Sometimes I think polygamy was in place initially to allow every woman an opportunity to be a wife and a mother to children.

But women see it different, they think the other woman is taking from what she ought to have to herself.

someone needs to research if women in the Middle East predisposed to polygamy at happier than western women?

Better question is

Will women rather be 50, no husband and no child than be 50, married as a second wife with kids?

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