₦airaland Forum

No average working man will have the time to take off the 1st month of the year to engage in such nonsense. This is a sign of a country in chaos. No focus by govt, no focus by citizens....sad!

The particular specie of rats that carries the Lassa virus lives in the bush. The emphasis is on not doing things that attract it out of its habitat (such as drying food by the road side), than on killing them when they are already within a compound! Coming in contact with a dead rat which must have been injured by a trap is just not the way to go.

Have we no sense as a people?

Even Bill Clinton was caught sleeping at one of his wife's campaign outings in 2008. What is the big deal? Because they don't show you their own, it seems as if Africans are the only ones who are lazy or have problems.

Blunttalker:
Mama Taraba said the BBOG group should stop harassing the FG after all the girls weren't kidnapped in the Buhari's administration. That, to me, is the height of callousness

Maybe Mama Taraba should have a similar experience and let her see what it feels like to have a daughter kidnapped by a gang of terrorist rapists and stinking defilers who God knows how many times they see water to bath in a month. Then she will understand. How callous can people be?

No qualms from my end o. I'm just saying let us give people a chance to prove themselves in this trying economy and may God help us to see opportunities in every challenge. Amen.

MrBLING:
Your friend set you up simple. That's how the woman knew the exact amount you had.

Thank your stars you were not searched and they found the money. You surely would have been beaten up. However not set ablaze in a place like ring road as surely some security agent or Good Samaritan would have come to rescue.

Lesson, stay clear of that friend henceforth.

Guy, where are the security agents on Ring Road to have saved this guy? It is like you have never witnessed mob action before. Before the Op would have said "excuse" in "excuse me", he would have been damaged goods.

The issue here is this: Payoneer is a foreign card and banks in Nigeria settle at official rate or slightly less. So at N220 to $1, the OP will still make a profit. My issue with him is how does he transfer the Payoneer funds and to where is he transferring the funds? Because I know he can only transfer it to another Payoneer user.

The OP's business model is not much different from what Ymodulus talked about in his former thread: secure dollars at a cheaper rate and sell with a N40 or N50 mark-up. It is just that the mechanism is different. Ymodulus knows that people in Nigeria receive money from Western Union and transfers at official rate, so he perhaps offers to pay the clients of the US company he is representing at a mark-up from official rate, then charges his Nigeria to China clients at a much higher rate, then gets the US company to do the transfer. At the end, Ymodulus makes a profit from the difference in the price he has paid the clients of the US transfer company, and the mark-up he charges his Nigeria to China clients. Now because he offers the Nigeria to China clients a price cheaper than they will ever get from the BDC or mallams, they are happy to patronize him.

I see no difference between what Ymodulus is doing and what the OP is doing. Ymodulus was very wrong to start de-marketing the guy without showing us any proof of his accusation. Until he brings proof, I consider his actions as de-marketing. I have been doing business in hard currency for sometime and I understand how all these things work.

This Op sef. What is the use of these rates when you know that your bank is not selling you any of these currencies at these rates

Mr Etebefia,

How do you intend to transfer your Payoneer funds? And are you aware that the daily limit is $1,000?

I should squeeze a mixture of lemon juice and hydrogen peroxide into those their wounds, then use pepper paste to cover them.

2sex:
errmmm, we done hear you oo. Na so u take run leave me on app development thingy.

I was very clear on that point. I categorically stated that I was done making any posts on that thread. Those who know me personally know that once I say something I stick to it. Sorry.

A certain man wrote a term paper in university about running a courier company. He got a C for that paper.

Years down the road, he decided to take his term paper topic and turn it into a business idea. Soon after starting the business, rough times hit. He took the last $5000 he had and went to Las Vegas to gamble with the money on a game of Blackjack. By the time the weekend was over, he had turned the $5,000 to $32,000, just enough to keep the business afloat before he got the next round of orders that saved the company.

The man? Frederick Smith.
The company? FEDEX.

The rest is history. You have probably used his company's services. He had to take maximum risk to get maximum gain. Anyone who cannot take risk in business should go work in the Post Office.

The CBN will have to devalue the Naira to at least N220 at their next MPC. They have run out of tools and ideas to defend the currency. With foreign reserves now down to just over $28bn, the CBN has no choice.

TonyeBarcanista:
Can you imagine? If this news is true then Metuh should immediately resign his position as PDP's spokesman. He is unfit to hold the position and has lost every moral standi. His continuous stay as PDP's image maker will mean that the party is morally bankrupt.

I also expect High Thief Raymond Dokpesi to resign immediately as Chairman of PDP Rebranding Committee. A man with moral question can't rebrand a suffering brand like PDP.


Kudos to EFCC.... The fight against corruption must be won

If his lawyers can prove he made the confession under duress, the case is already compromised from day 1.

Fynestboi:
https://img.modernghana.com/images/content/sachet_water.jpg


"Sachet Pure water" now 10naira? Is this the case in all states or, just here in Osun state? Ile Ife to be precise, because i bought sachet pure water while in Lagos earlier this week, and it is still 5naira. I Patronized like six places with the hope of having to get it for 5naira, before i finally succumb into buying it for 10naira. am confused which way

You must be living on the moon. Sachet water has been N10 for close to 10 years where I live.

jidowu84:
I support the whatsapp group. We will hold each other by the hand, not necessarily the admin attending to new comers. All members are there for each other and it make us closer to each other. 08135106314

This is a competition. Last year 20k applied and 19k fell by the wayside. Only about 400 Nigerians were taken. So the earlier you realize it is a competition and treat it as such, the better.

Don't go holding anyone's hand lest they push you into the gutter at the last minute.

Afera3D:
The answer to the first question.

Yes, my company was already registered before I applied to TEEP.

It is not compulsory to register before applying. Some people who had just ideas also got the grant.

For the second questions on Do's and Dont's, I suggest you take the application slowly. Do not rush. You have till the last day of february. There is no prize for first to apply neither will it influence yoir standing.

All the best.

KC
www.afera3d.com
www.facebook.com/afera3d

That was TEEP2015. This year, coy reg is a compulsory component of application.

In my school those days, carry over could only attract a maximum of C. So how did the 1st class come about? Did he change course?

This woman really has no shame. Jumping from one party to another like a windvane or a weathercock. Wherever the wind blows, she follows.

Raiders:
well banks are out to make money and I believe they are to be blame for our exchange rate problem. Also I won't risk using my Wells Fargo bank Atm card in a Nigeria atm machine if I visit Nigeria. Its more profitable to withdraw all the money here and convert it when I get to Nigeria. I am really surprise that western union convert at official rate so I think its better to get paid in dollars or don't western union pay in dollars anymore? I would also want to know the rate western union charges if someone want to send money from Nigeria to oversea

The CBN had stopped payment of Western Union in USD about 2 years ago or so. You are better served carrying your raw dollars with you down.

magicminister:
you can clearly see the parked buses that are supposed to shuttle commuters to and from the airport to the car park.

most people ended up trekking all the way to the airport with their heavy luggages as shown in the picture above.

Lest i forget, one of the Nahco Aviance staffs accosted me for taking pictures.... lol!!...

Try going to Charles de Gaulle airport and take pictures and see whether the police will not accost you.

Raiders:
that means the banks are selfish. I'm not in Nigeria sha but I was charge the official rate when I withdrew money from my Nigeria account 13 months in US. I don't have any money in the account anymore so I don't really know. But I do know they usually charge the official rate last yr

Well, I am telling you what was obtainable just before the CBN banned foreign payments with Naira MasterCards entirely.

a) You receive Moneygram or Western Union: you MUST receive the cash in Naira at the official rate. In other words, the banks buy it off you at maybe N198 to $1.
b) You use your foreign cards on a Nigerian ATM. You are paid official rate or even less (Payoneer is about 193). So the banks again, have earned dollars on the cheap as the foreign banks must settle the transaction in USD.

Now it gets interesting.

a) You make a PayPal payment from Nigeria. You are billed at N283 (what UBA charged me last week of December.
b) You make a cross-border payment on a POS or website. You are billed at black market rate.

So when the Nigerian banks now have to settle the foreign merchants, they do so using your acquired dollars they got at official rate and sold to you at black market rate. So the banks are making a killing off the differential.

Until a banker comes here to counter what I have said, this is my understanding of the situation.

Raiders:
you can't use your mastercard to pay in dollars but if its allowed then you will be charge the official rate

Have you not seen all the threads in the Business forum of people complaining that they were charged black market rates by banks when making foreign payments? GTBank, UBA, all of them.

Ha ha.

I can already see the "egunje" points.

a) Do you know how many millions of applications will come into that registration portal? Some people will be told to collect their tinted permits in 2019. But you can bring your collection date closer with "small thing".

b) Agents within the force will be on hand to "fast-track" biometric capture. Have we forgotten what happened with the FRSC and the new drivers license when so many biometric data capture centres did not have the required materials and pressure was now put on the few centres that had? Make I no talk further.

My advice is that you fill the form online, but start the process of getting your tinted permit anyhow you can. Remember that by March 28, the existing permits will expire and only God knows what these our friends in uniform will do on the road.

The Mecca of Nigerian soccer in days gone by. What a shame!

falansa:
Thanks... well check them out.

So there is no trade fair that operate everyday in Ikeja?

My friend, dem don tell you say trade fair dey for Lag-Badagry, after Abule Ado bus stop heading to Iyana Oba area. Which one you dey ask again?

Frustrated chic. I was in an international youth conference last year and you need to see how these Kenyan girls were running after our Naija guys during the cocktail.

Naija guys no dey carry last at all. And no matter what the girl in question says or thinks, Naija guys will always catch the attention of girls from other African countries. It is known that Nigerian men know how to take care of women and have swag. That has always been the attraction.

Biafra = The deceivers deceiving the gullible.

Farnsworth:
it will be too hot, why not build everything from wood.

My friend did you not read the section where the OP talked about how he will insulate the structure from external heat? Somebody is showing us something he has been doing for long and you wey never even hold hammer to knock nail is busy issuing instruction...

Sincere4u:
I'll go with pistols but black market things?. I don't know how not implicating it is since the licensing and scrutiny are officially done.

His weapons cannot be licensed officially. You have to disclose your source of the firearms so it is determined that it was legally acquired and legally possessed. Look at Oscar Pistorius and the problems he is facing now. Part of his gbege is that the arms he had were not duly registered.

Olamide is one deranged individual. He keeps forming "street". Who in the world does he think he is?

When he sees madness on display his blood will cool off. A friend of mine broke a soldier's jaw when we were in NYSC camp many years back. Olamide has not seen guys with madness. If he does, he will stop claiming street. Nonsense.