₦airaland Forum

Fucklove:
Useless website. Keeping away sleep from my eyes for days but still can't download the document

Hia! Please sleep o. Inukwa

MissEfe:
I've paid 1 remaining 12...
I really scared they will come to my house and arrest or kill me...
God help us all

you need to meet ekene101 for counseling .

Nobody is coming to your house. This your imagination is too wide mbok.

parkervero:
And you don't wanna do it?

Did you really follow my story?

MissEfe:
I thought I was the only 1 owing those loan shark's....
My own is plenty and things didn't go as planned...
I'm pained and frustrated I'm scared they will come to my house I really don't know what to do...
Good will help us all to pay I believe

the only thing you should be scared about is their incessant calls and sending messages to your contacts. Aside these two, there's nothing else they can do. They can't come to your house.

Please help this option given for change of program is inactive.

ikem50:
Same here, what was the original program?
Mine was health

Mine was N-Teach

I was asked to select a new program but the box seems inactive. No room for me to type in a new program and the drop down arrow isn't showing anything. Is anyone experiencing same thing? Please help.

Jef4u:
I am writing a petition and also taking legal action against them, hence the request for their address

well good luck in your search.

Jef4u:
Please I urgently need the office address of 9Credit

Hahaha wetin you wan go do there?

Guess they have messaged your contacts. Please take heart. I doubt if they have any offline office. If they do, they don't disclose it because they know we'll set it on fire �

Awwww imagine the resemblance

Ezeg1111:
Thank you very much. We will survive. Las las, they will lose if they do anyhow

Lols abi na. But if you get money, please pay them o. Else you'll be seeing them in the dream.

pek:
Did they send messages to your contacts?

yes o. Even to my employers. I wan die. I feared for my job. All my forgotten contacts just dey call me up and down. I'm still breathing fine. I'll survive it and I'm gonna pay them.

Ezeg1111:
Mehn.
This issue is becoming rampant. Well, I borrowed from 2 loan apps to trade crypto. Alas, crypto didn't pay me as I expected.
In a bid to pay up these two before the due dates, I started borrowing from other loan apps.
Long and short is I was on a merry-go-round. Currently have 5 loan apps to settle. That's after settling two of them.
They have already sent their messages across to my contacts. I have told myself that they have done their worse.
I will pay up when I have the money to. It is well.
Their operations and method of recovery is just annotian

Welcome to the hood . You're not going to die.

parkervero:
Please, when will they start payment? Na money I need jare

Hope say you go do the work too?

Ameboperoo:
Infact, reading some comments here come de give me strong mind now. I no de sleep again.

Abeg sleep ooo. My job is even at stake because of their messages. For ordinary 9k. I'll pay them. Na borrow i borrow, i no steal.

Ameboperoo:
Xcross, Aim loan, naira Plus.
I just searched for loan app from Google play when they started threatening my life

eyaa it's well dear. Just take it easy. You're not alone in this. We plenty . God will help us

Ameboperoo:
These sokoloan people nearly killed me last week. I just borrowed from another loan app take pay not knowing that theirs is even worst.
I have put my phone on sale but I never get serious buyer.
All I know is that I can not commit suicide no matter what. It's just a phase in my life and it shall pass. Amen

Which loan app did you borrow from to pay sokoloan

NodCredit:
We are sorry about that. Can you send your email address and name so we can help you?

Email: starryzychi@gmail.com

Looking forward for your assistance. Thank you.

ekene101:
I collected over 15 apps and did not pay,they threatened to message my contacts and I told them to go ahead and they did,each time they call about d money I refer them to my contacts.they have been begging and even reduced the amount to d initial capital. But I told Dem to go collect it from d contacts dey texted.

I'm not sure you collected from 9credit

Johnames:
yes o, are you owing Dem?

yes o. It's already two days overdue and they're threatening the hell outta me. They ain't even willing to give me till month end to repay. No be small thing o . Ije uwa

Johnames:
there are own is worst

Are you serious . Oboi!

I thought it's only sokoloan that does that.

9credit dey message contacts too?

NodCredit:
Send us a dm at info@nodcredit.com for enquiries.

I did that before now no response. Sent mail to one Mr. Daniel from Nodcredit yet no response. So so frustrating. Mtcheeeew

NodCredit:
From personal needs like paying bills, sorting out medical expenses, family dependencies to supplementing your salary, NodCredit loan covers a wide range of options.

NodCredit is a mobile loan app/ platform that gives out nano loans to individuals: employed, self-employed, and businesspersons. We exist to simplify and open financial access for all in emerging markets - by leveraging technology and widespread mobile adoption. The NodCredit app fast-tracks loan applications and credit disbursements. It collects information seamlessly, verifies loan applications, and disburses money within 24hours of application.

It takes a lot to get a high amount of loans from any other credit facility, but NodCredit has made it possible. Unlike other loan apps in Nigeria, NodCredit offers personal loans ranging from N10,000 – N50,000 to its first-time customers, and up to 300,000 to returning customers. The practicality of our offerings is what makes us stand out. Also, we were the first to implement instant processing of original bank statements for credit assessment.

Although we offer unsecured loans that do not require collateral, some requirements need to be met before you can qualify for a loan on NodCredit. The following are documents/ requirements are needed to apply for a NodCredit loan:

1. You must be a Nigerian citizen and must be at least 18 years old.
2. Mus be either employed or self-employed with a verifiable source of income.
3. A valid means of identification; passport, national identity card, driver’s license, or a work I.D.
4. Your statement of account for up to three months is required.
5. Your Bank Verification Number.

Once these requirements are met, and the application is processed, your loan request will be granted within 24hrs.

Most people often struggle with paying back a loan at the due date. We allow customers to extend their loan by an additional 30days. This option is called PAUSE on our website and can be found in the Loan repayment tab. You can defer as many times as possible. This gives the customer additional time to repay the loan without stress.

We also have the option of a Custom repayment schedule - unlike the other lending companies, we allow you to settle your loan in split payments, pay parts of your loan whenever you have it.

We are doing Consumer Credit right!

Go jor. I didn't have a nice experience with Nodcredit

Jerryherd:
No but they can download loan apps and use your details to take a loan

is this really possible? Because I'm sure an OTP will be required. So how will they get the OTP sent to your mobile phone?

Elliot2:
I am in similar mess right now. I have been running around to pay back but all efforts have been futile. I regret taking the loan

my dear I regret taking the loan o. Imagine taking loan from few apps to raise 50k to solve an urgent need. Now the debt has multiplied to almost 300k. And I'm still breathing. God will help us.

MrFollowFollow:
Your cousin lacks integrity, if not why will she take loans from 3 different organisations without having any clear-cut plans on how she will repay the loans!

Guy calm down jor. "She lacks integrity bla bla bla" nobody enters debt with clear eyes. And no one enjoys being a debtor. Challenges lure people into financial pressure. Possibly the money one company offered couldn't meet the need. Don't talk as if you've never borrowed anything from anybody since you were born. Mtcheeeew!

This is good news ekene101 have you seen this.

Dolphinlove:
This loan people are frustrating me

Lol. Which one in particular?

FASTCHOW:
Who don take loan from new credit...I need to know how the experience was like

New Credit is a sister app to PalmCredit. Maybe his younger sister They're cool sha and very very patient people. I've defaulted for more than two weeks now. Yet I'm still breathing fine. Once I get money. I'll just pay them and if possible I'll give them Jara.

Realmarvel1989:
Dem don eat my interest closed to 100k .I get to know about soko loan tru a friend ,omo about 2yrs I become a regular customer of soko loan . After paying der debt I'll promise myself never to click again but the more I avoid dem more I find myself applying .I get addicted to app loan like belt 9ja . My 65k salary as e dey enter na to take settle den to survive go come be problem collect 10k in 14days you pay 4800 interest . Stay away from app loan if not you go end up being der slave forever. Thank God am free from dem at last. The tin be like say na juju dem dey use o

Congrats to you bros. But wait o. How did you free yourself from them? You paid all of them off?

miccoy:
Apologies, but this sound dumb!

this comment got me cracked up