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Stylz69's Posts

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Car TalkRe: What Is The Purpose Of The Vehicle Insurance Fees Imposed By The Government? by Stylz69(m): 12:42pm On Mar 04, 2016
Bishop:
You have missed some very salient point,Let me educate you
There are 2 types of Vehicle insurance
a.Comprehensive Insurance
b.Third Party Insurance
the Comprehensive as the name denotes covers your Liability which include your car and any other Liabilities..for example if your car was involved in an accident and it is discovered that you were the cause of the accident your insurance covers the cost of your car and the other Parties car.

Assuming your car was stolen in a protected area your insurance company will cover the cost of your replacement to the tune of your insured sum.

If during and heavy storm the fence in your house decides to give way and damages your car your insurance company will cover the cost of repairs,All this scenario is based on the fact that you pay your Premium.

NOW lets go to third Party Insurance.

This insurance ONLY covers the cost of REPAIRS of the car you are involved with in the cause of an accaident.The goverment made it mandatory for all Road users to be able to quickly resolve issues in case of an accident.when it is discovered that an accident is caused by one of the parties involved ,The faulty party insurance company takes over the cost of repairs.

I do not work in an insurance company,But that is the CREDIBLE information at my disposal and i belive this helps
Just to add that there is actually a third one: Third party fire and theft. In addition to the third party cover, the policy holder is covered for fire and theft. So when those mechanics 'sarvis' your nozzles or leave a fuel line loose or you get firebombed by irate okada or keke napep rider cos you accidentally hit one... you are rest assured that you have some compensation
Car TalkRe: What Is The Purpose Of The Vehicle Insurance Fees Imposed By The Government? by Stylz69(m): 12:33pm On Mar 04, 2016
femi4:
I just checked and its genuine. So, don't be in a hurry to call Insurance done in Vio office fake. The money still go to the Insurance company.

What they make use of is scratch card.
If you registered for Jamb using scratch card at a cybercafe, does that make your registration invalid because it wasn't done in Jamb office
That's good to know that some VIO offices issue genuine insurance. I still maintain that a good number are not genuine and I would rather buy mine online. I didn't write JAMB in the digital age. I did mine when we still had to fill in paper forms and post and receive results in the post so I don't understand the correlation between the JAMB scratchcard and vehicle licence smiley but I'm willing to learn if you wish to explain more
Car TalkRe: What Is The Purpose Of The Vehicle Insurance Fees Imposed By The Government? by Stylz69(m): 12:06pm On Mar 04, 2016
femi4:
So, you mean we all pay N5000 to crooks?

That you did it yourself doesn't mean that the one done at vio/LGA etc are fake. It followed same online process.

The question is that "Has anybody claimed anything from there?"
Put your policy number into the link I posted. Then you'll know if you have a valid policy.
Car TalkRe: What Is The Purpose Of The Vehicle Insurance Fees Imposed By The Government? by Stylz69(m): 12:04pm On Mar 04, 2016
dominique:
Then why does FRSC and VIO insist on seeing it and they impound your vehicle if you can't produce it? I believe a good part of the money paid is remitted to government purse. I keep wondering what purpose us this fee supposed to server especially when it got quadrupled almost overnight?
I will attempt to break it down. When you renew your particulars and you pay the lump sum of whatever it is yon pay, 5000 naira is for insurance, about 2000 for licence fee, only God knows ...about 1000 for road worthiness . What I'm saying is that you are well within your right to only pay the licence fee and road worthiness to VIO. This will be remitted to the government and you get a government receipt for these. The insurance can be bought privately and you do not have to pay this to VIO. Even if you pay it to them, it is not meant to be remitted to the government. The truth is that the VIO has no business selling you insurance. If you decide to buy from them...your choice. I hope you understand now.
Car TalkRe: What Is The Purpose Of The Vehicle Insurance Fees Imposed By The Government? by Stylz69(m): 11:43am On Mar 04, 2016
magicminister:
if its not mandatory, why do policemen always insist on seeing it?
Saying that "its not mandatory" does not make it any less a scam. An insurance policy that you cannot claim is a scam.
A group of people have become trillionaires off this scam!


A government that scams its own people.
tufiakwa!
The scam is not carried out by the government. It is private individuals and the VIO involved. I think the VIO get a kick back from every policy sold. In summary...you have a choice. If you want to give your 5000 naira to the VIO, that's fine. I prefer to pay mine to the insurance company directly. Like I said, government is in no way involved in this. Government had no business providing insurance cover. You do not get a government receipt for the insurance cover so leave government out it. You are being scammed by he VIO and private individuals.
Car TalkRe: What Is The Purpose Of The Vehicle Insurance Fees Imposed By The Government? by Stylz69(m): 11:38am On Mar 04, 2016
Stylz69:
What part is false please?
Magicminister, comprehension is really important! I didn't say you don't need insurance, I said you don't have to buy your insurance from VIO. I said the insurance they sell is worthless and you cannot make claims on it. I said the only purpose that insurance serves is to complete your papers. If you want real insurance cover, buy from a broker or directly from the insurance companies online. However if you are happy to just have complete papers, then buy from VIO
Car TalkRe: What Is The Purpose Of The Vehicle Insurance Fees Imposed By The Government? by Stylz69(m): 11:34am On Mar 04, 2016
magicminister:
if its not mandatory, why do policemen always insist on seeing it??
What part is false please?
Car TalkRe: What Is The Purpose Of The Vehicle Insurance Fees Imposed By The Government? by Stylz69(m): 11:30am On Mar 04, 2016
It is NOT COMPULSORY for you to purchase your insurance from the vehicle licencing office. Fact is the insurance they sell is worthless and the only use is for you to complete your papers. Secondly, they rely on the ignorance of drivers to sell these fake insurance knowing drivers rarely make claims especially on 3rd party policies. When I renew my vehicle particulars, I only pay for the vehicle license. I go online and buy my 3rd party insurance from reputable insurance companies and print off my policy and attach. It is still the same 5000 naira for the 3rd party and I least I have the peace of mind knowing my 3rd party cover is genuine. Dominique, the 5000 does not go to the government; it goes to the crooks selling the worthless policies. How can you claim on a fake policy? Is there even any number to call in the event of an accident or any outlined process for making a claim?
Car TalkRe: Photos: How To Calculate Fuel Consumption by Stylz69(m): 10:27am On Mar 04, 2016
FemiFaniKayode:
Young man you are too pompous where in that formula did you see model and engine size?

Proffesor i too know!
Mr FFK there is no I too know in his request to know the engine size. Agreed, the post doesn't talk about engine size because it is generalises measuring consumption regardless of engine size. Whether you drive a 4,6,8 or 12 cylinder engine, this method helps you measure your fuel consumption. However dextrovert asked about specific vehicles which have varying engine sizes. The toyota corolla for example comes in 1.6, 1.8, 2.0 and 2.4 litre engine and that even depends on the year in question...I think there are some year models will even less engine capacity. This will be the same for the Honda or Peugeot. These different engine sizes and models will have varied consumption. So you see that you are actually the ignorant one and probably that's why you perceive the poster as being an i-too-know. ... what do I know anyway...
PoliticsRe: Troops Invade Boko-Haram Arms Factory In Borno (PICS) by Stylz69(m): 10:56am On Mar 03, 2016
notoriousbabe:
sorry i meant tooks
You are kidding right? hmmm...Take, Took, Tooked, Tooks...
PoliticsRe: Troops Invade Boko-Haram Arms Factory In Borno (PICS) by Stylz69(m): 10:16am On Mar 03, 2016
notoriousbabe:
especially when baba tooked over
Hmm... Take, Took, Tooked.
RomanceRe: My Boyfriend Hit Me...should I Forgive Him? by Stylz69(m): 4:02pm On Feb 29, 2016
Scroll down on the front page and see what a man did to his wife. It starts with hitting and may end with your obituary.
BusinessRe: Help GTB Cleared My Account And My Account Balance Is Now In Debit by Stylz69(m): 1:30pm On Feb 29, 2016
This may not help your current situation but I advise that you should sign up on the gtbank portal for a virtual Mastercard. They'll issue you the card number, expiry date, Security 3 and pin online. You transfer the exact funds to this virtual card online and make your transactions. This way, you will not fall victim to such deductions. I had such happen to me so I just blocked the card and now use a virtual Mastercard for any online transaction
CrimeRe: Lagos State Launches Rape Kits (photos ) by Stylz69(m): 9:50am On Feb 29, 2016
Rubbish!! So you collect the DNA samples, scrapings and all the forensics and do what with it? Compare against what database? Do we even have DNA labs here? I recall when the thieves took robbed us and took a car. We recovery the vehicle abandoned somewhere in jabi. Police cordoned off the area and didn't let us take the vehicle; said crime lab had to come and dust for prints. 1 hour later some chap comes with a big box and starts messing up everywhere with his brush and black powder. I decide to ask one of the police officers what database they want to run the prints against. He looks at me and tells me " no be so e dey work. We will put the prints in a machine and it will just build up the image of the owner of the prints" . For fear of being shot, I said that's wonderful!!! And walked away... now Lagos State are procuring rape kits...issorai...
Car TalkRe: Help Toyota Corolla 09 Gear Challenge by Stylz69(m): 11:44am On Feb 27, 2016
Was the oil change done before or after the engine was replaced? If it was done before, do you know what fluid spec was used by the auto workshop? Check the colour and smell of the fluid; is it pink? Does it smell burnt? Do you have a check engine light on? If yes, do a scan.
Car TalkRe: Help Toyota Corolla 09 Gear Challenge by Stylz69(m): 11:43am On Feb 27, 2016
Was the oil change done before or after the engine was replaced? If it was done before, do you know what fluid spec was used by the auto workshop? Check the colour and smell of the fluid; is it pink? Does it smell burnt?
Car TalkRe: Gadget For Sucking Fuel Into Car Or Generator..... PLEASE HELP by Stylz69(m): 7:31am On Feb 27, 2016
It's called your mouth and a hose. You don't need any suction machine thingy. They are poorly made and won't last 2 months. Take your Jerry can of fuel, put the hose in. If you don't feel comfortable sucking the other end, you can just blow into the Jerry can...either way the fuel begins to flow. Just place the Jerry can higher than the level of the tank....or drive in traffic and you'll find them selling the fuel suction pump.
FoodRe: 9 Facts About Agbalumo (African-Star-Apple) by Stylz69(m): 4:03pm On Feb 26, 2016
Number 10: if you chew the skin long enough, it turns to chewing gum. grin
PoliticsRe: Army Rescues 1890 Persons From Boko Haram by Stylz69(m): 10:23am On Feb 26, 2016
anonimi:
Yet the Chibok girls are NOT found abi huh


https://static.pulse.ng/img/incoming/origs3709646/7361857400-w640-h640/Obiageli-Ezekwesili-accountant-.jpg
You can't find what was never lost in the first place. I have had this debate numerous times that no girls were taken. It was a false flag event and no girls will ever be found. Michelle Obama has played her part in the #bringbackourgirls campaign and has long forgotten about it. The stooges here keep wearing their red dresses and sitting in crowds looking for imaginary girls.
AutosRe: BMW X6 And M6 For Sale In Abuja ***SOLD*** by Stylz69(op):
supervillain:
Ma'am, I've called you repeatedly. Please if the M6 isn't for sale anymore, let me know.
Technology MarketMicrosoft Surface Pro 3 Charger Wanted by Stylz69(op): 7:21pm On Feb 23, 2016
Please I need a charger for my surface pro 3. Please contact me if you have one for sale. Thank you
Car TalkRe: Does Constant Use Of AC Have Any Effect On The Engine by Stylz69(m): 11:12am On Feb 22, 2016
Stallione:
nop,i dnt waist so much money,i change those with less than 3k every 3months which is still ok.Moreover corrolla doesnt consume fuel atal atal,lol
Less than 3k for an oil and filter change?? Please what oil do you use? I use a corolla and spent 13k for my servicing
PoliticsRe: Japheth Omojuwa Sues Twitter User For N450 Million Over Death Threat. by Stylz69(m): 5:11pm On Feb 19, 2016
naptu2:
http://omojuwa.com/2016/02/japheth-omojuwa-sues-twitter-user-for-n450-million-to-press-criminal-charges-over-death-threat/
The address for the defendant is that of TAN...and coincidentally it is The Authority Newspapers ,TAN...or maybe not a coincidence
Car TalkRe: Pls Help With Reading On Dashboard by Stylz69(m): 7:12pm On Feb 17, 2016
Yes it can be reset without reseting your odometer. It is a trip counter and you can use it for whatever purpose you wish...say you want to measure the distance you travel between refills or the distance you travel in a day or week or month..then you use the trip counter...or that's what I use mine for.
PoliticsRe: How Osinbajo Ruled Nigeria In The Absence Of Buhari by Stylz69(m): 2:26pm On Feb 15, 2016
Nigerians and our ruler mentality. We should perceive the president as leaders and not rulers. We are in a democracy now.
Science/TechnologyRe: How Can I Use Google Drive Please Help!!! by Stylz69(m): 9:43pm On Feb 14, 2016
If you are familiar with Dropbox or one drive or any cloud storage application then you will know what Google drive is. If not, I will try to explain. Google drive let's you share your files across all your devices and it works by uploading your files and storing them in the 'cloud'. Obviously you must have a Google account and you can install the Google drive app on your device. To share a file, you need to move it to your Google drive folder and it will be uploaded. Then you can access the file on any pc by logging in with your Google account on www.googledrive.com
RomanceRe: My Heart Has Been Torn Apart! by Stylz69(m): 10:01am On Feb 13, 2016
I am not a relationship expert so I have no words of my own for you but I read this on someone's profile and I'm sharing it with you ...Live your life like no one is irreplaceable. Put the past behind you and focus on the future.
CrimeRe: Man Rapes 12-Year-old Girl In Anambra, Inside Bush (Photos) by Stylz69(m): 3:08am On Feb 11, 2016
Rape prevention

EducationRe: 7 English Words Nigerians Use Everyday Which Don't Exist. by Stylz69(m): 5:16pm On Feb 05, 2016
BrightEye:
Here are 7 words Nigerians use every day which don’t exist. These are the kind of words you type into your phone or computer and it draws a red line underneath it. Please read on and educate yourself.

(1.) GO- SLOW Although the word ‘go-slow’ appears in the dictionary, it is wrongly used by many Nigerians. The word go-slow means a form of industrial action in which work or progress is deliberately delayed or slowed down. It does not mean congested traffic, so it is wrong to use it in that way.

(2.) INSTALMENTALLY There is no such word in the English dictionary, this word exists only in the Nigerian edition dictionary (if such a book exists). The correct thing to say is ‘in installments’

(3.) OPPORTUNED How many times do you say ‘I was not opportuned to come’? The correct variants that exist are ‘opporteune’ or ‘opportunity’. The word ‘opportune’ has no past tense.

(4.) CUNNY “That guy is very cunny”. This is wrong, the word is ‘cunning’, not cunny. If you want to refer to someone who is sly or deceitful, use the word ‘cunning’, ‘cunny’ simply does not exist.

(5.) WAKE-KEEPING I’m sure most people will argue with this, but argue as you may, what you will find in the dictionary is ‘wake- keep’. (

6.) SCREENTOUCH PHONE Oyinbo people made these devices and called it ‘touchscreen’, by the time the phones go enter Naija, we rename them ‘screen touch’

(7.) DISVIRGIN No, you did not dis virgin that babe, you deflowered her, you took away her virginity, but you certainly did not disvirgin her, because the word ‘disvirgin’ simply does not exist!

http://kokofeed.com/2015/02/12/7-popular-words-nigerians-use-everyday-that-are-not-in-the-dictionary/
You won't find wake-keep in the dictionary. There is no such word. You will find wake
PoliticsRe: Presidential Response To State House Clinic by Stylz69(m): 9:24pm On Feb 02, 2016
Saao:
sorry oo. Have u ever drove thru aso villa? Don't let them fool u guys. Its just a family and few govt officials.
The State house clinic is not inside the villa!

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