₦airaland Forum

Thanks been working from home for over 2 weeks now, trying to avoid crowds and exposure.

The 200k figure was a worse case estimate, I don’t believe the actual numbers will be close to those numbers but we definitely need to take the lockdown serious once and for all.

Fhemmmy:
Ok and please make sure you stay safe because your government is calling for almost 200,000 Americans to die from the virus . . .

There’s been a lot of information floating around even before the bill was finalized so it’s easy to not have the full picture. Hopefully he or others don’t lose their jobs but in the event they do this information will be very helpful.

salford1:
Oh I see. Babyvet made it seem what Americans receive is just the one off payment.

Sorry if I wasn’t clear, i meant where will be accumulated interest but yeah I agree people need to speak with their bankS hence why I said I will be suprised if they report negatively after you agree with them.

I’m in the US not Canada and even when I log into Chase and Boa apps they have notices saying to call if experiencing hardship etc.

Fhemmmy:
If there was no accumulated interest and credit scores effect, many would have ran to the bank to do it, especially if the property is an investment property . . .Please investigate and come back with result, however, i will appreciate if you actually call your bank and talk to them about it BUT hopefully it is one of he big 5

I will be surprised if the deferment of the mortgage affects your credit score if it is agree with the bank. The score is based on what the bank reports so if you and the bank agree to defer based on the current circumstances I would be surprised if they report negative data to the bureau’s. I’ll research and come back to verify.

Some banks allow you to take a credit card payment holiday for a few months, it doesn’t have a negative impact on score if it is within the agreed conditions.

On another hand deferring will result in more in wrest paid overall as it will build up over time. It may be worth it for some but good to be aware, Deferring does not waive interest accumulation.

Fhemmmy:
The people that sits by the TV all day make money BUT it is not forever, imagine such people at old age when there is no pension funds for them
The only thing i hate about the deferment of mortgage that i can't stand if the fact that it WILL affect your credit score and that is a huge problem and also, please note that any mortgage that is delayed will have to be repaid and probably within 3 months, now imagine a mortgage of 2500/month and you delay for 3 months, how will such catch up . . .
So there are lots of issue with it
Canada as of today is running a deficit of 120B dollars and for sure we will have to pay that money back and that for sure means increase in tax at come point or cutting some stuff soon.
But let us at least get out of COVID-19 saga first BUT i hope the government can extend hand of goodies to hardworking people that have NOT lost their job

No the Canadian government is not more generous than the US here, the $1200 is a one off stimulus payment and should not be compared to the $2k in Canada.

The right comprison is the US federal government is also providing $600 a week in addition to the normal unemployment benefit Of about $400 a week taking it to $1000 a week for 4 months.

So in total that’s $4k a month ($5k for a month with 5 weeks).

In addition the stimulus payment is per adult so a qualifying family of 4 will get $1200 for each adult plus $500 for each kid totaling $3400 one off payment.

Babyvet

salford1:
Yes. The Canadian government is actually more generous. Qualified people laid off due to Covid would get $2k for 4months from the federal gov. Provincial governments also have I believe one time payments from around $800 to $1200. I believe they are topping up child benefits parents too.
Over 1.6m people have already applied for EI just last week. The $2k is to prevent people from overwhelming the EI application system in place. The system wasn't built for an enormous amount of job loss.

What they are saying as if the fast test kits may not be reliable and there is some truth to that given most of the test kits the likes of Spain bought from China were found to be defective and returned.

https://www.google.com/amp/s/www.nationalreview.com/news/china-supplied-faulty-coronavirus-test-kits-to-spain-czech-republic/amp/

This just increases my skepticism at the numbers China is reporting to the outside world.

Yankee101:
And the free 1million test kits from Jack Ma?

We don start again for naija

With most countries on lock down now, who will buy the goods China is making? They will just pile up in their warehouses until this is all sorted and the economies who consume start to restart. China needs the US UK and all other countries to recover for them to recover if not we all go down.

They can reopen factories all they want but without demand and buyers they will suffer massively. I read an article a few days ago where factories in China reported that demand has dried up, companies abroad are cancelling orders and many unable to pay for delivered products as they have closed up shops in the US etc.

crazycrypto710:
China right now, after seeing this post

Approved for the US given it’s by a US based company Abbot. Nigeria can do what it wants.

chatinent:
Excuse me, if the US. does not approve of a medication, it cannot be used? Who da hell are the US?

Approved for the US not Nigeria. You guys can do what you want.

chatinent:
Excuse me, if the US. does not approve of a medication, it cannot be used? Who da hell are the US?

I disagree, there are many Nigerians flying in and out to the likes of the US UK etc, we just got past Christmas period where lots of Nigerians abroad go home so to say we only have 80 cases is laughable. Those are the cases we know, and don’t forget Nigerians tend to be self medicating so many people who will only show mild symptoms will not even go to the hospital or be recorded or tested at all.

I do not for one second believe we only have 80 cases. Have you seen the population density in cities like Lagos?

So yes I agree the super rich have their own circles but we have many many many middle class Nigerians who are traveling in and out as well. We have many Nigerians abroad visiting Nigeria using both a Nigerian and foreign passports, everyday MMA is usually packed and they are not all super rich.

Seun:
The President and the likes of el-Rufai live in a circle of super-rich people who regularly travel to countries like the US and UK that are currently being ravaged by the disease. They ride air-conditioned cars and private jets, work in air-conditioned offices and live in air-conditioned houses on whose surfaces the virus can survive for days. They rarely use personal protective equipments like face-masks because they think it makes them look silly, yet they meet and shake hands with numerous people every day. It is not surprising that people in these circles got infected, and it does not necessarily imply that the disease is prevalent in our general population of suffering and smiling people who sleep, travel and work in the heat. I’m not saying that they don’t have it; I’m saying that we don’t know, and we won’t until we start testing them.

Please stop decieving yourself. You really think Nigeria only has 80 cases and yet It has reached the presidency and the likes of El Rufai.

I would rather be in the US than Nigeria sorry.

Ayoefa:
Ain't going nowhere.

Going from frying pan to fire. Much safer to be in Nigeria right now than in the US.

I told my friend who's considering this flight back to the US that he might even catch the danm virus while going through this evacuation.

China will happily let you take your people, they are more concerned with people coming into the country with the virus rather than leaving.

mujahid777:
Our airports are closed.There's nothing you can do about that
Would you be saying this if it were china
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I've forgotten this is Nigeria

The problem though is if other countries do not end the virus spreading, countries like China nd Japan where it has started to slow are stll at risk if/when people start to travel again unless they close their borders for a long time which also brings up significant economic consequences.

Singapore has started to see cases again after initially curtailing it, so we need a globally coordinated response and I think most countries get it now.

Olubadan1:
Tokyo is relatively cool. The virus has been relatively curtailed. We are praying for the end to this pendemic globally.

Stay safe bro, it's people like you that keep things running in these crazy times.

ayaside:
Well,I still go to work cos my job is considered "Essential Business" and we can't afford to close down.So at work we do have sanitizer and gloves. I haven't seen anyone with a.face mask yet. The grocery stores are still selling cos it is considered "Essential" too but schools and other non essential businesses have shut down.
We working and hoping. Everyone stay safe though. Your survival doesn't depend on you alone but that of your neighbors too.

In a way yes e.g. Chicago continues to provide food to students from low income who would usually get free lunch in schools, and you have the usual food banks etc for people who are in need.

You have unemployment benefits for people who lose their jobs although it's a small amount (depending on how much you earn) and will not cover all your bills but at least if push comes to shove it can feed you and your family.

The federal government is trying to pass a bill that bails out some companies and provides help to people to limit the number of people who are laid off and one of the main points of the bill is to provide between $1k to $2k to people. The final terms are yet to be confirmed though different media have come up with lots of speculation.

Zinny25:
I heard their government provide basic things for them like food, money etc. how true is this

I'm not a teacher, but my kid goes to private which is closed until April 20 which includes spring break. I believe CPS is until mid April as well though this may change. My employer has also confirmed we are to wfh until at least April 20th so I wouldn't necessarily say quarantine ends on the 7th. The situation is still very fluid and changing daily.

Yes I agree a lot of people can't work from home hence why I said we are thankful we do not work in sectors where people cannot work from home and are facing job loss.

Ebenezerk2:
You must be a teacher working in a public school, quarantine ends on 7th of April, and a lot of people can’t work from home, but only a few people

Copied from where?

IbrahimSkiba:
Copy and paste

In Chicago, schools and most offices have been shut, we are working from home until towards the end of April. Schools have been providing online classes and activities for kids which is good because they can still keep learning but hard especially if your kid is younger and you have to support them while working, but at least we are thankful we do not work in industries where you cannot work from home and face losing our jobs.

I'm sure it will be a lot more worrying for people in Italy especially those close to areas such as Lombard.

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While I agree with you that the average Brit American or German are not exactly planning to come to a Nigeria anyway it’s going to impact dual citizen Nigerians who find it easier to get a visa rather than renew passport.

I do not agree it’s a back hand slap and tbh it’s not even news in the US. All countries should do what they can to slow down the spread and restricting travel from countries with high infection rates makes logical sense.

Jaspernubi:
Corona Virus eventually made a sleeping Dullards acts, Banning US from entering Nigeria is a big backhand slap for United State
But Let us tell ourselves the truth, What will a US citizen or German or Brit come and do in Nigeria under an illiterate President who sleep 24 Hours in Aso Rock Practicing Nepotism and notorious for cluelessness

Why does everything have to be seen this way?

This is not a fight but required for safety to slow the spread of the virus. You do realize this affects more Nigerian British/Americans living in those countries right?

What exactly has God been faithful about? Nigerians are still going on and on about this while the average American doesn’t even realize there are now restrictions into Nigeria because they had no plan to go there anyway.

At this point we need to come together to slow the spread globally and Nigerians need to focus on how to mitigate the economic impact as a result of both the virus and oil price drop rather than boasting on Nairaland.

ybalogs:
So I'd live to see Africans banning Europeans and Americans from their country. Isn't our God a faithful God?

How do you know it's a foreigner? You do realize lots of Nigerians travel in and out as well right?

I do agree the government should start considering some form of restrictions to prevent or at least reduce the transfer e.g. suspend foreigners from certain countries, and while Nigerians cannot be stopped from coming in, some form of forced quarantine for the 2 week incubation period as tests may not show the virus during the initial phases.

AMvanquish:
How did he pass everybody and get to Enugu? Nigeria needs to ban some of these foreign nationals and flights from coming into the country, even if it's for a month or 2. At this kind of time, it is very high risk and dangerous. May God help us all.

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The headline says spike in divorce due to the virus and the only Milner they can report is 300 out of a country of 1.4bn people. How the bell is that a spike?

As I said the dailymail is only interested in ad revenues by driving traffic and they do this by using sensationalized stories and headlines with no proof to back it up. Even if we go with the 300, does the article tell you what the number was before the crisis for comparison?

maasoap:
It is not about 300 or 400 couples, they claimed that there is a spike in the number, that's the keyword, SPIKE. But there are two possibilities in the report, people are just concentrating on one. First is Coronavirus, the other possibility is

People should take the dailymail with a pinch of salt. In a country of 1.4bn people and they claim 300 people divorcing is due to the virus.

We should be thankful and grateful that the virus did not spread in Nigeria and Africa as a whole rather boasting. I do not believe this is because we were better prepared at all. If it was are prepared, how many people have been identified and stopped at the airport since then or are you saying only that 1 person has entered Nigeria with the virus?

There has also been some suggestion the climate in Africa reduced the spread, i do not know if this is scientifically proven what i will say is the corona virus is a type of flu and Nigeria does not typically have flu epidemics compared to western countries where it is an annual issue so I do not agree it is because we were so ready. While I have not checked properly, the main epicenters of the virus in China Wuhan and Hubei have cold winter climates while the number of cases in the warmer regions were a lot smaller. Warmer countries like Thailand only had cases that came from outside rather than sread inside the country so all this suggests climate has an impact, and as I said Nigerians never deal with the flu anyway. They deal with malaria typhoid etc but not flu virus.

Anyway all this to say instead of boasting I think we should be focused on how we can mitigate the economic impact of the virus plus the oil price drop, that will have far reaching implications for us.

APCNig:
USA, Italy, China, Canada, UK, Germany should all swallow their non existing pride and come and beg Nigeria to teach them how to arrest and wipe out diseases. We wiped out Ebola and now Corona. This can't be a coincidence, this s result of proper planning and execution.

Blah blah blah. Who will win nov 3rd? Biden? The old dunce that’s looks like he is about to collapse from a heart attack? The same guy who has been lying about his sons corrupt dealings? Yeah good luck.

Osidazz19:
I don't have time to read this your long irrelevant and irrational rant or respond to every nonsensical FAUX news propaganda in this your long diatribe.

All I have to say is that TRAMP is known all over the world as the biggest liar, in fact the idiot is know to even lie even when simply telling the truth is to his own benefit. That simply tells you that the moronic dotard is incapable of telling the truth.

Nov 3rd can't get here fast enough, when we shall vote out the clown barking orange orangutan.

Liar, he never said the virus was a hoax stop believing everything the liberal media tell you. He was referring to the Democrats response to use the situation for bipartisan attacks rather than offering solutions.

Saying the US has done less than other countries is also false. The US was one of the first to suspend travel from China and some other countries, and the numbers per capita is way less than the likes of Italy France Germany Spain etc.

Also the US government is very devolved with the state and city governments having lots of power and responsibility so a lot has been done not just at federal level but at state and city levels. Stop spreading false information simply because you hate Trump.

You claim Trump made it political, no the Democrats and media made it political by attacking every step of the way. His point of trying to prevent people panicking makes sense as people rushing to Costco etc in desperation makes no sense and just spreads the virus more. Also the fact remains most people would recover from this virus with the elderly and people with compromised immune system at most risk. That is logical common sense way better than Merkel claiming that 70% of German population will get the virus, how the hell did she come up with that? Event China where this all started has had nowhere near that level and yet she announces such publicly, isn’t that fear mongering?

Osidazz19:
Rubbish, too little too late.

I thought the clown said coronavirus was a hoax. Dump tRUMP.

I'm staying in Niaja for now, safer here than anywhere in the world right now.

US is way behind other countries in every aspect of tackling this virus simply because the dotard clown made it a political issue instead of believing the experts from the start.
This idiotic fool blames everyone but himself for the mess.

Jeez stop all this bullshit and let’s focus on working together. While I am not a Trump supporter he never said the virus was a hoax, he said the Democrats response to attack him was another hoax but damn liberal media spun it into Trump said the virus is a hoax.

The same bullshit all the time using every situation to attack. What have the Democrats proposed aside attacking and trying to use this for bipartisan purposes? Are you not tired of all this?

Same in the UK every situation is an opportunity for Corbyn to attack, and this goes both ways as the republicans will do the same if a democrat was in office. People need to stop playing to this bipartisan politics as it divides the people and benefits the politicians.

rentAcock:
But... but...but he said it was all a conspiracy by the Deep State and Democrats to bring him down and hurt his reelection prospects. Another worldwide recession is loading. Oil prices are at record lows. Our naira will soon fall like a rock. Buy gold now, save your money and expect the worst.

Well I f you go on the Canadian embassy website you will see the documents they require but the fact you are unable to sponsor your own trip is still a huge red flag. This seems to be a trend in Nigeria where someone doesn’t have a job or money but is planning a vacation to US or Canada paid for by someone else.

As a visa officer my question will be if you only have N20k in your account how logical is it for someone to spend eg N500k on your vacation?

If you choose to go ahead provide her financials to show she can afford having you over and a letter from her stating same. Fill out the application and see how it goes.

Itsrachel:
So fine, I would say I plan to stay for 2 weeks, which docs can I and my sponsor provide to ensure or give me a good chance of getting a visa if I say I want to stay to 2 weeks

Inviting you to come for 4 months is a huge red flag. Suggests you don’t have a job in Nigeria are going to hustle if not how many people will leave their busy lives to go stay with a friend for 4 months in another country?

Itsrachel:
pls I need your advice.
My family friend plans to invite me to Canada for about 4 months - Visiting visa. I stayed with her for over 5 years before she relocated to Canada.
She currently has a Job in canada and is also a PR.
She said can sponsor me.

The problem is we dont think her letter of invitation, her bank statements would be enough to convince them to give me 6months visiting visa.

I have no links (not married, no one to sponsor me from Nigeria neither do I have the amount needed for the trip in my account) she plans to plan to pay for the trip and all.

So we dont waste money applying for Visa, how best i can be approach this.

Your advice would be appreciated please.