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Viruses's Posts

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Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 11:19am On Oct 08, 2022
semmyk:
Suella Baverman, a migrant herself from Africa (more of the India side of Kenya & Mauritius), as I know tilts more on the Theresa May beliefs/approach. However, she also understand the dynamics and hence I don't see her acting harshly or eroding the voting block! Lemme leave it there and sway from 'politics'.

Most of these flying around are recycling of previous groups and blogs from May. Hence, one will not they are not dated. They feeds on hedonic psychology of human.
When you type finish, read your writeup before you click submit.

After clicking submit, read your post and edit where necessary.

You're not communicating.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 5:28am On Oct 08, 2022
penurypredator:
Paid £1606 2days back when I did mine and the cover includes driving in EU. It’s a 2020 SUV and I was very suprised to see the price as well. Was getting £1150 or so for black box but I wasn’t open to being monitored for 1yr and I didn’t take it.
If it helps, register on compare the market, then on the same browser you should have AutoTrader open, that way when you’re browsing for cars, you get to see the insurance cost straight away (I’ll gladly explain more on this if it’s confusing with the way I explained).
However, people say adding another driver brings down the cost but I think that’s illegal if the other person won’t be driving at all.
Furthermore, the same insurance would cost £4791 if I was staying in SE London but I don’t live in London anymore but I edited address to see how that influences the price. And my insurance also covers me when I’m driving other people’s car.
Finally, don’t include breakdown cover when you take out the insurance. I got a breakdown cover for under £17 with pinginsure. And my insurance provider is Esure.
Interesting
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 10:31am On Oct 07, 2022
EmeeNaka:
please, do you know the name of the insurance company he used? I don't mind using the black box.
Your deal of £1600 for two people seems fair. He did for himself alone.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 9:17am On Oct 07, 2022
Pardon me if this has been addressed before.

If someone gets a remote job outside UK (but in Europe) without link to his NI or UK account. Salary is paid into his Nigerian account and he moves it to UK via lemonade/wise. Will there be an issue?
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 9:10am On Oct 07, 2022
EmeeNaka:
Really? that's bad.
I know two individuals that are also new, they got cheap insurance. They always recommend Marshmallow and all that, but I believe there is something more they do that they would not tell anyone because I have done everything they said but it's not working.
How much are you getting.
My friend from Iran got £1k/annum on his international license but with black box. Without black box was £1,300/annum
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 11:25pm On Oct 05, 2022
Lindakam:
I thought I should share my experience on "no recourse to public funds". I happen to be in the tech field with no much years of experience and decided to opt in for a bootcamp to brush up my skills as it offers internship after graduation. I went through the process and passed. However on offer, I was told that the bootcamp was sponsored by the "department of xxxxxx UK"... And since I was on student visa, I have no recourse to public funds which included this sponsorship by one of the govt. departments... Hence, would affect any other applications in the future. It made me to go back and had a good read about this public funds

It thought me a lesson, in as much as I am looking to fit myself into the society, their rules are their rules and sometimes you unintentionally go against it like this one. We also want to ask as such questions as possible and be open as well. I still remain grateful to the lady that pointed it out to me because I would enrolled without knowing that I had gone against my visa rules.
We all know recourse to public fund is against some visa conditions. It is boldly written on BRPs.

The help you can offer here is to mention the govt dept sponsoring the program so that people will avoid it as not everyone may be lucky to encounter the lady you encountered.

You didn't get it so no need to fear competition.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 11:06pm On Oct 05, 2022
AlphaUno:
The bolded is what will happen. And I’m sure they will still knock his referencing off with one excuse or the other.
All in all, 6 months upfront is what they are after

Imagine presenting a UK guarantor who’s a
Citizen
Home owner
And a professional employed by a government agency
And they still fault the referencing.

If dem no wan give you dem go gather impediments put for your front by all means
You're right...if they plan you they have planned you be that.

But I'm curious as to what the possible outcomes are if after contract expiration the tenant does not have 6 months to pay upfront and landlord does not want to renew except 6 months is paid upfront.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 5:34pm On Oct 05, 2022
AlphaUno:
They are just being smart by half with that probationary excuse after knocking off their initial excuse of earning criteria.
NOTE Provide evidence that your hubby won’t be on probation when he resumes, they will still come up with something else

All they want is 6 months upfront

Alternatively, look elsewhere to rent since you now have a rent history

Should you go ahead with the referencing, dem go ‘chop’ your money (holding fee) when you fail referencing

Yes, they do rent guarantor and it’s totally legal. Google will be a good guide should you decide to rent one
Holding fee ke?
If I have paid the rent, the house is mine for that period I paid for. Why pay holding fee for my house. Except after contract expiration the landlord refuse to collect the one month rent in which case they should keep staying till they get another place.

Is it legal to just boot someone out after contract expiration if the person was will to continue on a monthly rolling basis?

Will they tell the court that they are looking for 6 months upfront hence the quit notice?
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 2:40pm On Oct 05, 2022
Kikspie:
hello people. please i need some answers. when we first got into the uk, we paid our rent 6 months upfront and signed a 6 months tenancy agreement. its one and half month to its expiration and our agent is asking for another upfront payment or we meet the earning criteria for renting the house. My hubby got a job that meets the criteria but would resume within this month, we communicated this to the agent and they are saying we wouldn't pass the referencing because he would still be on probationary period, mind you it is a permanent job that meets the earning criteria. Are they correct? They are now asking for a uk guarantor which we don't have. please does anyone know how we can handle this situation? is there anyway we can rent a guarantor? or should we insist that they go ahead with the referencing when my hubby resumes. i am really confused as we don't have 6 months upfront to pay again and we have no guarantor.
Reference is to check if the person is employed so the reference check should pass despite being in probation.

I also doubt you can be evicted for not paying several months in advance since the law requires monthly payments except they want to lie on the eviction notice. I think you should allow them do the reference check and if they say it failed and you should move, you will stay there and be paying monthly till you get another place even if it takes months again.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 11:16am On Oct 05, 2022
Lexusgs430:
Try applying for spousal visa, and leave the aforementioned out ....... Be prepared for a long appeal process or paying for another application.......... tongue
Are you serious?
I always thought it's not necessary.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 11:14am On Oct 05, 2022
hustla:
I wonder why Nigerians feel the need to provide evidence of whatsapp chats and personal stuff, reeks of overdo and desperation etc

This is sufficient

cheesy
Honestly if you're genuinely married, marriage certificate is what is needed. If they are in doubt, they should go and verify the certificate.

Just like submitting B.Sc certificate with final year class group pictures as evidence for being a graduate.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 8:10pm On Oct 03, 2022
level10:
Illusion if inclusion!!!!
I lived in Malaysia for 4years,and December would make it 2years since I moved here .I have a seen a lot of their type .I know what I’m saying .keep deceiving yourself !!!
You may have experienced various sorts of negetivities, but you should not malign the whole country. Your experiences should be handled on an issue by issue basis.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 8:39am On Oct 03, 2022
perigosa:
Hello house is there any one currently in the UK at the moment ??
No. Russia has taken everybody.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 10:14pm On Oct 02, 2022
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Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 8:29am On Oct 01, 2022
AlphaUno:
Son of man!
Worry not, for thy father who hath in heaven knows your needs. If He can provide for the birds of the air and animals in the jungle, He will provide for you too.

Just carry bags and come over! cool
Shey you dey whine me? grin
What does he need bags for. All he needs to survive in UK is wisdom. No need for bags.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 8:28am On Oct 01, 2022
zxxtx:
Please is there any app I can use to call Naija or how can I call Naija. Calling directly from my EE is expensive
Try WhatsApp

You can use it for both audio and video calls.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 8:21pm On Sep 28, 2022
wallg123:
I thought students are entitled to 20hrs work per week durning school term? Or has it changed?. When you’ve got 20hrs to work and study, why would you want another side hustle ?. What time would you study with?. U sure say na school you come so?.
U might as well apply for another category of visa so you can work 24hrs/ 365days without worries
What if you want to use your 20hrs strictly for Fiverr?
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 8:17pm On Sep 28, 2022
LagosismyHome:
You didn't fear that those Two items seized will pour ?
If you see packaging you go fear.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 6:39pm On Sep 28, 2022
SaintOpzy:
Wow, it wasn't checked on arrival?
There was no checkpoint from luggage pickup till I exited the airport but maybe some checks would have been done before sending them to pickup point.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 6:09pm On Sep 28, 2022
SaintOpzy:
A bit off topic, but guys I'll be traveling to the UK soon.
Wanna know which food items are banned or contraband over there...

Meat especially I hear is contraband, is Pomo regarded as contraband too?
I came with almost all the foodstuffs I could get in the market including fried meat. Only my palm oil and vegetable oil were seized at the airport in Lagos. I didn't come with pomo.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 9:43pm On Sep 25, 2022
Mellady:
Hi people, please I need pounds upto £4000, who has fair rates abeg?
I have £1k, dm if interested.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 12:20pm On Sep 23, 2022
Munamoqel:
I know.like debt and false prosperity .I prefer owning my things so my kids will know this house na our house .not his house na ours but we need to pay for 25 years ( who has garauteed tomorrow .
I used to think like this growing up until I realised that the world richest people living the choicest lives are the world's biggest debtors.

If you know how much debt Dangote get you will change your mind. Even USA dey owe.

And just so you know, you're free to save the complete money and build your house or buy in cash.

Na only China I no know weda they are in debt.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 10:42am On Sep 21, 2022
Someone used my referral code.
Thanks alot.

For those still looking to open lemonade account. Here you go.

I use Lemonade Finance to send money to Africa. You get 10.00 GBP when you verify your account and send over 100.00 GBP with my referral link - https://referral.lemonade.finance/invite/X6dT

Use UREFRABA as referral code.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 6:47pm On Sep 20, 2022
ybahrbz91:
Good evening House.

To my Glasgow people, please where can I get Free Household items; mattress, wardrobe, microwave.
Thanks
Check thrash nothing.

Thank me later.

You can filter by proximity to your location.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 11:58am On Sep 19, 2022
MichaelUde:
From the OP's comment, she is hoping her husband's COS go come soon so dem no go need to do PSW, which makes sense.
Why wait in hope for CoS when you're entitled to PSW already? Any special benefit?

Will the stay not become illegal if the PSW is not activated and the CoS does not come as expected.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 8:28pm On Sep 18, 2022
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Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 7:44pm On Sep 18, 2022
bigtt76:
forex wey dem de recycle for the abroad there cheesy Na Naira de change hands instead grin
This is true o. Even Lemonade seff is guilty of this.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 9:29am On Sep 18, 2022
ukay2:
I really don't know why people are complaining....its not a must to japaa to any country. Its a personal decision.
Give them free flight back home they won't take, offer first class they wont, even provide private jet to take them back home, they won't go.

We should appreciate UK for the opportunity.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 7:03am On Sep 18, 2022
But the Nigerian economy benefits from the repatriation of forex from immigrants.
The immigrants themselves live a higher quality of life than they would in their home land.
So it's a win win situation.

You don't expect these countries to promote immigration into their lands if it won't benefit them because countries are not charity organisations.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 9:05pm On Sep 14, 2022
hustla:
Wish I can print this and show someone who I advised but turned me to "enemies" abi "village people" who dont want him to come to the UK

Studying International business and all those types of courses wont help in the long run

It is well smiley
You advise person not to go to UK? Why na.
Better to go and try to survive than not to go.

Not trying is riskier than trying and failing.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 9:03pm On Sep 14, 2022
LagosismyHome:
Jump shift to where.... Russia?
grin grin grin
Abeg leave me o.

It's the access to health care that's my greatest concern because as it is, its to pray not to fall I'll. No be say when people in Naija and trying to come here for health care, those here will be going to Nigeria for health care.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 7:20pm On Sep 13, 2022
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