₦airaland Forum

all4naija:
Nigeria being a free society means all shiit must be brought into the country! That's the reason why Sharia was allowed the first. Maybe, Boko Haram is okay too because Nigeria is a free society. Look at you nerd boohoo!

Like i said previously, your ignorance is nauseating. Go and read up on how Sharia came to be in the Nigerian Constitution.

Those that taught you Sharia are looking for ways to get rid of it. It amazes me how you exhibit ignorance here and claimed to be learned. Reformation going on in the middle east is not just about dictator but about the system. You must change your mentality and altitude - you are really brainwashed by religion.

You are quite pathetic in your reasoning. You reason like someone who learnt ABC by standing outside the school windows. After the uprisings in Tunisia and Egypt, they have demanded for a secular state, have they? Such a slowpoke you are.

And my religious brainwashing must have come from all the Sunday worships and midweek services i must have attended seeing as i am a christian. But your jaundiced mind would only allow you to think that only muslims can see something good in Islamic banking. Grow up and broaden yourself, The world is not only made up of your sitting room and internet connections.

tlops:
Quote from: texazzpete on Yesterday at 11:31:48 AM
your argument holds nothing. your analogy are not quite related. It is not against Islam to call it "non interest banking" because that is what it is basically. This is a national issue and should therefore have a neutral name so as to gain wider acceptance by all and sundry.

Nationally, there is something called Islamic Religious Knowledge, should it be changed to a neutral name?
To repeat it again, the essence of the "Islamic" rather than "Non-interest" is that its practitioners cannot give such loans in support of what the Islamic religion forbids. Just being non-interest would make alcohol a permissible beneficiary of the loans but by being properly situated, one can understand when one is not granted a loan under its guidelines for beer business.
Hope you now understand?

the universities you mentioned are privately owned and there are lots of Islamic Universities in Nigeria. (when you own something you call it whatever you want---Frank Lucas). This is govt, its suppose to last beyond Sanusi, right? Its a govt policy, it is suppose to unite the country without necessarily appearing to be swinging towards religious, political, tribal in-balances.

And which of the islamic banks would be owned by government? CBN under Sanusi is not going to operate any Islamic bank, it is individuals that would own their own banks which you accept they can call whatever they want - they want to call it an Islamic Bank. Do you want to deny them that right?

Lets say Zenith Bank says we offer "Islamic Banking services", how do you expect a non Islamic customer to understand what it actually means. the bank will spend more money convincing customers of their product.

And in your perceived ignorance, Zenith bank does not now spend time to explain all its products to customers before they can understand it. Should Zenith scrap such products now because some customers would not immediately understand it. Heck scrap some Additional Mathematics from school curriculum cos most students wont understand it. mtcheew!

Its a good Idea and should be encouraged but also need to be presented in a way to make people to embrace it without fear or confusion.

Thankfully, you accept it is a good idea, then accept it and lets see how it plays out.

emmatok:
I need to know

Why are Muslims bringing their Religion into Banking?

Is Islam the only religion in Nigeria?

Is Dangote, Dantata e.t.c, not benefiting from the conventional banking system?

Just because there exist such type of banking and some people would love to have its benefits. Tell me is banking as currently practiced a christian affair that you should see islamic banking as against the conventional banks or is it just that you are against anything islamic?

Is the Catholic Church the only church in Nigeria? If you can accept that though all are christians but still have strong differences to make them branch out to Anglican, Presbyterian, Deeper Life, Christ Embassy, Redeemed and others, why then do you want other religions not to have their own preferences.

By being tolerant to your younger brother does not mean you are tolerant to others in the same shoes. Please lets start to have tolerance for other things that are not in our comfort zones.

davidylan:
1. you are disgusting and ignorant hypocrite.

2. the term is "disingenous" not "ingenous"

3. There is a mosque in haifa and two in akko. Those are certainly not in occupied territory and NOT part of another state.

4. East jerusalem has always been a part of Israel - captured illegally in 1947 by Jordan.

5. its interesting you say east jerusalem used to be part of another state - Jordan. So exactly HOW is it "occupied" territory since Jordan already renounced rights to it way back in 1988?

Your stupidity is awesome! Since you've heard of disingenous all your life, it shows how others actually feel about your intelligence. FYI, since i do not know you, that was why i used ingenous to at least paint you in positive light but i guess a pig would always love filth.
I need not go into discussion with you about the state of Israel, its history and creation because obviously for someone like you that believes in half history is likely to believe that Mungo Park discovered River Niger and thus made the river available for the natives. Clownish reasoning believing that there were no owners of the land before the Israeli state was created.

this is confused. What are you saying? What are you responding to? The christian copts in egypt were there LONG before arab islam invaded Egypt. Should we remove their churches now to please allah?

Is this not the same way the mosques were there before the creation of Israel?
And what i was responding to, which you failed to grasp was your asking why muslims should ask for their own, thus i gave you examples of minority christians in Egypt also asking for their own. This shows that is in man's nature to ask for things that appeal to his beliefs. Do you comprehend?

Yet Rome has one of the largest mosques in Europe . . . what was your point?

It shows tolerance and that they listen to the large population of their citizenry that are muslims unlike you in Nigeria that views other expressions of another religion as an anathema.

You cant have it both ways - Nigeria is "secular" and yet has sharia law in its constitution?

Nigeria is circular and also has jurisprudence tilting towards christian religious order. We are circular yet our pledge mentions God. Secular only means not promoting one religion as a state practice which is why Saudi is a muslim country and Italy is a christian country as both promote their religion as an integral part of the state. Secular is not the same thing as atheist.

convoluted nonsense. secularity and sharia law are two sides of the coin.

Luckily, you'd know that both sides exists together is why it is called a coin  

davidylan:
14 mosques. Al aqsa mosque is in east Jerusalem.

Quite ingenious of you to list mosques in East Jerusalem that used to be in a part of another 'state' but is now an occupied territory. Very ingenious.

that is the problem with islam . . . they want "their" own BUT they want your own too! Funny how Saudi Arabia is a muslim nation but everyone else MUST be secular so muslims can have a foothold.

Probably the same problem with every minority group/sect/tribe that want their own. You can ask the Christians in Egypt if they do not want their own as well. And by the way, has Saudi Arabia being a muslim nation stopped Italy from being a christian nation? Nigeria chose to be secular just as UK and other secular nations.

Actually that is a sign of an unserious country. I dont know any other developed country that is involved in such.

At least we agree on something. Nigeria has no business with pilgrimages.

Are we secular or under sharia law? make up your mind dude.

My guy I only stated what the constitution of the nation says. It says we are secular but recognises the sharia system as part of the nation's heritage or jurisprudence. You should be directing that question to the CDC folks, especially OBJ, that put the sharia in the nations constitution.
All i am pointing out is that sharia has been in our constitution and thus part of this nation since the 1979 constitution, you might not like it or want it but it is still there.

kabukabu:
Please dont even start to lecture us about "tolerance", how many "Christian" establishments are there in Saudi Arabi.This will be the beginning of an Islamic Caliphate in Nigeria which will lead to mass brainwashing of people to accept Sharia and its principles, 20 years ago there was no Sharia in Nigeria.

And since we are talking about "tolerance", how many "Muslim" establishments are there in Israel??
Am sure you didn't get to the point where it was noted that Saudi Arabia is a Muslim/Islamic country while Nigeria is a secular country!

By the way, Nigeria is secular yet it subsidises the bills for pilgrimages to Israel and Saudi Arabia. Think about that.
You might also want to read up about constitution drafting in Nigeria and learn that Sharia has been in our constitution since 1979. Is that long enough for your 20 years mis-jive?

all4naija:
^^^^Akainzo

When have those banks being Islamic banks( We are talking of a system bro). You are missing the whole thing up here.

I'm amazed at your lack of reasoning, its a guidelines to operate Islamic Banks within the banking system of Nigeria, not that he is changing the banking system to an Islamic banking setup. Kai, your ignorance is nauseating.

Thanks for seeing that in bold. How the random attacked on Christians and non -Christians carried out in the North, You have forgotten that Islamic individuals in positions give out information about non muslims to be executed. Who are you trying to fool here?

You are talking like a kindergarten, grow up and stop believing in stories. Being a christian is very much different than banking details.

Shut up! We don't want Islamic Banking- Nigeria is a free society. You can't just bring it into the country without me agreeing to it. Nigeria doesn't belong to Muslims alone.

If you are smart enough, you'd know that Nigeria being a free society is a reason why Islamic banking should be incorporated for those Nigerians that desire it. And when has it been that all policies of government are debated by all. Did you get to approve Soludo's consolidation agenda. You think too much of your demented self. Grow up.

You are the ignorant one. Why hammering on the non-interest side of it when you know that it has other sectors? So, you are the one with the problem of not being able to express yourself well. You called in non-interest bank (Islamic Banking) .This prove your religion hypocrisy.

Your stupidity is nauseating. Islamic banking is based solely on non-interest credit facility either for deposits, investments or financing. like i said earlier, use your brain and read up before going on an emotional stupidly jaundiced ranting.

This is where you are wrong. Some foreign banks are operating it doesn't mean it is signed into law. It is just that some of the operations of these banks are in accordance with the USA system and to serve the Islamic part of the society they allowed it. For your information, I haven't seen where USA society is so religious to the extent of resorting to killing citizenry for petty issue. Northerners are religious. What do you say about Sharia? It was said it will serve the North well.

You are definitely on drugs! please read what you wrote there and then ask yourself if you do not deserve a slap.

After seeing all your simplistic responses  I decided not to answer you for the basic reason you are not seeing the problems. You can not see the problems because you are seeing things from a religious perspective.

My response to you was simplistic?   Your replies and thoughts are so very archaic that i can only perceive that you are thinking from your religious anus. Go get it examined.

The irony in this whole thing is: While we are shouting that the Northerners want all things for themselves, it is actually the Southerners that are making it possible!

The past two IG have been Southerners, the Miniter in charge have been southerners. So what are we complaining about?

all4naija:
When is Nigeria organized to that extent? It is as if you are talking to non- Nigerians.

Are you saying you haven't seen Muslims working in organisations owned by Christians? Ok, that purported Northern bank, Unity Bank, are there no Christains working there?
For your information, see this link for the Board of an Islamic Bank in UK. http://www.blme.com/aboutboard.php

all4naija:
1. Over-subscribing to loan - it might run out of fund.

How is this a problem? No funds, no loan. There would only be a problem if the loans are not being paid back.

all4naija:
2. Estremists probably will kill non-Muslim for this in the North(terming as infidel taking loan from Islamic Banking - more or less like blaspheming).

So you would go shouting it or writing it down on the company wall that you took loans from an Islamic Bank?  

all4naija:
3. The Sharia laws are to be followed, which is against other people religion in a country like Nigeria with different religions and very sensitive to how they are observed.

The Sharia injunction that you cannot do alcohol, prostitution and other vices would be followed. No one would be forced to recite an Hadith before he obtains the loan. By the way, if you do not want to use the Islamic Banks, FirstBank, UBA, GTB, Zenith, Fidelity are not about closing shop soon, or are they?

all4naija:
4. How the banking system can survive in an economy and system like Nigeria has not be explained to the people only the benefits that come with it have be well talked about.

Such ignorance! The banking sector is not limited to only Islamic Banking, or how do you think the entire banking sector would collapse because of a single product.  

all4naija:
5. Is the term used, Islamic Banking, in the developed countries they operate because I haven't seen that yet. HSBC only use the system and term in Islamic countries.

If you haven't seen it, then use google, it is there and popular for a reason. And yes, it is called Islamic Bank in other climes, you can do a search for UK ones on google for a start.

all4naija:
6. The reason why the Bank can not be termed Interest-free Banking is biased with religion tune.

Does calling it a weekend because it is based on christain teachings makes it a religious bias? It is called Islamic Banking because it is a system of lending that is based on Islamic injunctions.

all4naija:
7. There is no benefit of doubt this  Banking system will make Nigeria to be a developed nation.

If there is no doubt that it would make us developed, what then is the issue?  

all4naija:
8. The bank can easily be used by Boko Haram to exploit avenue to ferment religion troubles. Widrawing 150 thousand Naira by 20 estremist members(2.5million Naira) can pay for a single suicide bomber. It might not be tantamount to ordinary man observation but it is very potent observation.

And since Boko Haram is existing now, and has been since 2006, when there is no Islamic Banking, would you say they should scrap all existing banks since Boko haram as been taking loans from then? or are they not wihdrawing money from the present banks to buy arms and bombs?

all4naija:
9. Why is Sanusi so much forcing the idea into Nigeria when we all know that is like drop in the ocean when it comes to development of the economy. 150 million naira will not purchase anything for the ordinary man to work with. Excepting if you want every poor Nigerians to become hawkers on the street and contributing nothing tangible to the macro economy.

Now tell me what would you rather every poor Nigerian do? Sit on their bums and wait for armageddon? 150M giving and utilised for the people would turn more than a few people onto the path of greatness.

all4naija:
10. Don't be fooled by the Banks are in the developed countries but forget  to know that they are not implemented into their banking system.

So how are they working in the developed countries when they are not integrated into their banking system?   You really must be drinking some stuff.

all4naija:
11. Many people will borrow the loans to buy home appliances which will yield no profits or even pay bills with them thereby creating controversy for prosecutions  and extra troubles for banks and the borrowers.

People already do that now, even with interest based loans. Note that no one told you that ALL loans to an Islamic bank would be approved.

all4naija:
Let me stop there because the disadvantages and the controversy from the term are endless.

Thankfully! Because the misconception and going off the handles that you are engaged in would have rendered you a specimen of illogical reasoning if you had continued. Please read up, since you can type this I believe you have access to internet, please use google, the address is www.google.com

buffny:
how can somebody who rose to become a managing director of hedge funds at goldman sachs be useless.

are u mad or silly or something

Obviously you don't know so much about about Goldman Sachs. So what if he is a Managing Director?, even I am one and you only started looking at it from your lowly point and seeing a MD position in GS as if na golden post. For your information, at the last count, GS has over 500 managing directors.

Note that being an MD doesn't preclude one from making stupid decisions. The 2011 budget was wack from the onset. And when a man rebutes what someone clearly points out as error, only to come out publicly later that the budget was unworkable, people have a right to term him useless.

EzeUche:
I hope the people of the Niger Delta see how that the majority of the people who are saying MEND and Boko Haram are the same is the Yoruba.

Northern apologist. . . .

And that it was an Igbo man who is defending your freedom fighters.

Is it not the same igbo man that since 1959 has been siding politically with the North to emasculate the same Niger Delta? Maybe because the Yorubas are in the middle and thus could seethings clearly without being sentimental or emotional.

It is pure sentiments that makes one try to justify one violence over the other. Try explaining to a widow the difference between manslaughter and murder.

OP, what exactly is your problem? That she is getting married to someone that cares enough about her to pop the question? Or that she is finding happiness somewhere else?

She she fancies you, but don't kid yourself, the feelings would pass away and all she needs to do is concentrate on her husband. Don't get too important for yourselff, if you think you deserve her, put a ring on it!

[quote author=aloy-emeka link=topic=701567.msg8616132#msg8616132 date=1309359025]Yes the market should be free and also fair. Is it fair to purchase energy from another country when it is generated in Nigeria?[/quote]Is it fair to import fuel from another country when it is refined in Nigeria?
Is it fair to spend 1Billion Naira to purchase plastic dustbins from Britain when it is manufactured in Aba?
Is it fair to purchase Mercedes Benz and Peugeot 607 for Presidency and NA, when PAN assembles peugeot vehicles in Nigeria?

Seun:
Apparently, it's because she's trying to enforce the 'local content policy'.

The 'local content policy has been pushed for a long while by NNPC much before she came into power. Since the passing of the local content bill, the oil industry has responded and more Nigerians are getting contracts awarded to them. Note that its been almost 10 years now that a Nigerian company, Addax petroleum, got awarded that billion dollar contract, and she was not Minister then.
It is so easy to hide under the refuge of 'I am being persecuted.'  The question I ask however is: Are you guilty or did you put yourself in such position due to your corruption? Once the answer is YES, then you need to be removed from public office.

petaling:
Next Newspaper collected 10 million from one oil coy for the defamation. I was told by one source familiar with the transaction. All the stories about her emanated from Next newspaper. I wonder why such newspaper should descend so low.

You wonder why they should descend so low to publish the sordid details or you wonder why they should go that low to investigate the sordid details. I would wonder that if they really needed money and had all those facts, Allison would gladly pay higher than 10M to kill the story - don't you think so? 

[quote author=T.M. link=topic=697836.msg8581673#msg8581673 date=1308918232]For as long as there is no law against what he did, it is only a matter of morality. That is what I think, but pardon me of my ignorance of the details of our law. And what about the fact that the president saw it before signing it into budget? He looked away, was that immoral or criminal? if he possibly dint know that it will be funded by loan, cant he inquire how they plan to fund it? or he is just there to sign anything that comes across his table, if that is the case, then how is he in anyway different from the accused?[/quote]Not only is the Presidency culpable in this instance only, the Presidency is the one that should carry the can and have ALL the blame, Yes-All the blame, for the outrageous pay of the National Assembly.

It is on record and in our constitution that the only body that has the authority to fix Political Office holders remuneration and allowance is the Revenue Mobilisation Allocation and Fiscal Commission (RMAFC), and this body reports ONLY to the Presidency. When RMAFC stated that it did not approve those mega payments, how come each year, the Presidency keeps making provisions for these allowances and payments in the Federal budget?

As mentioned by a poster earlier, the same increased allowance that the whole country is railing against has been approved and signed into law by the Presidency. How can you continue to budget for something and say that it is illegal, then still go ahead and release money that satisfy the same payments. Haba, either the Presidency knows something or the Presidency thinks we are dunces. Make your pick!

wesley80:
All the nominees are to be SCREENED by both the SSS and Senate before they become ministers. There's a reason they have to be SCREENED and there's a reason SCREENING is mandatory And that's because the President sometimes has to make nominations based on recommendations therefor these bodies have to do the background checks in the interest of the nation.
There r no saints in govt and Gej wld be a foool to be seeking to assemble a cabinet of saints. Even those nominees we seem to be down with today, the Iweala's, Ezekwesili's and Soludo's still have different levels of question marks hanging around their heads from their previous govt engagements but most importantly there's a threshold that one wld have to surpass to be considered unfit for public office and apart from the little matter of being CONVICTED for a felony, the SSS and the Senate wld have to do their jobs afterall thats what they r paid to do. If the nominee scales these hurdles when u're sure of his unfitness for office, then the names u should be shouting should be those of the SSS director and David Marks.

In essence you are saying GEJ can be forgiven as he has abdicated his own duties to the SSS and Senate!  Sure you woke up right side today?

The President's nomination by itself speaks volumes about his agenda and what he believes are the top issues for his government. If he starts nominating crooks, then we can only begin to have crooks. When he nominated the woman that couldn't even recite the National Anthem of the country she wants to represent, what happened? The Senate confirmed her on 'Poor Pass' just so that they would not be seen as insulting the President. Or did the SSS not do their background checks on her?

It is time we start having standards and values in this country, and hold our public officers to thos standards. But so long as we let them know that we can accept (or even make) excuses for them, things would not improve.

koruji:
Great excuse mate. The only problem is BANKOLE WAS THE ONE WHO WAS SUPPOSED TO FIX THE SYSTEM. How about that?

I thought the PRESIDENT was the one we elected to FIX THE SYSTEM. Bankole was elected by fellow members to LEAD them! Don't get things mixed up mate.

Except he can be proven that Bankole did either of the following, he would be walking away free
i. Took the loan without any House resolution.
ii. Did NOT apply the loan to its stated purpose.
iii. Got some of the proceeds from the loan, outside of the mandate of the House resolution.


I also find it very interesting that EFCC listed the Actual Person that the law they are prosecuting Bankole under listed as the responsible party as a witness The law was clear about the Public Procurement act, it is the Chief administrative Officer that the secuons was referring to. Or would we be arresting the President for every inflated contract in evry Ministry?

And WHY is this in the Romance section?

hooklover:
i will like to know hat will make a lady cheat with a married man will already engaged, and she prove to be an angle of sort to me and did not give me any doubt of her love for me.

Recently i did see her online chat on her phone with dis married man although it ended cos the wife of the ,man caught her and abused the hell out of her and she was forced to quit,

i confronted her and she denied and threathened that if i dont tell her who told me i she will not talk to me again,,,,,,,,,,,,with enough shout, after trying to no avail , i opened up and she did not deny and started crying saying its a mistake,

i lov her to, but she has always condemded cheating by her other friends with married men or guys ,
i discussed it with real men and they saying i should take her back she going to be the best wife now that i know wats she is up to and she will be very careful, and avoid such mistakes,,,,,,,

Bolded above is the hallmark of a hypocrite - and to me, I would find it very hard to trust such a person.

[quote author=don-mj link=topic=690870.msg8521994#msg8521994 date=1308128994]Please house, i need your candid advice on this issue. The lady I planning to marry told me she is 3 years younger than she actually is. I came to find out the truth after I have done the introduction/traditional. We are actually planning for our wedding in 3 months but I feel uncomfortable taking someone that can lie to me about her age to the alter. I taught I was about 4 years older than she is but now I find out I am just months older. I am disturbed.  When I confronted her with that, all she could say was that 'that is the age she has been using since she was in school and that she wanted to tell me her real age but she always forgot'. I actually wish to call off the wedding but I wish to seek your sincere advice. Please be real,[/quote]Did you audition her for the job or what? She should have plain told you her age as you did not ask for her birth certificate during your discussions. Me thinks this was a ploy to get what she wants.
However right now, your decision should not be based solely on her age but on those qualities that you see in her, and the fact that you truly do love her.

Hmmmm, this is a very dicey situation and there is no good or bad choices. The guy has to sit down and make the best decision for himself, his wife and his future. The only thing that is constant however is: he MUST NOT divorce his wife!

The wife being paralyzed would find it very difficult going through the rigours of pregnancy. Note that I didn't say impossible cos its very much possible but the woman needs to be strong to pull it through. If the man wants a child, he thus can have a second wife but not abandon the 1st wife.

He can also father a child through a surrogate either directly or through insemination of her wife's fertilized eggs. Or he could adopt outrightly.

Note that it is so easy to castigate the guy and mouth off all about his vows, but we need to realize that if the guy in question happens to be your own brother, all of us would probably look at things differently. The shoe pinch almost always make us make decisions different from the ideological stance.

Rest In Peace great man!

enyojo:
Do you know that the so-called 'natural' obsolescence of VHS technology would have been a nightmare or mirage if the God had not outlawed those new technology by lifting the borders. So you fallacy of NATURAL change takes eternity without conscious deliberate Governmental policies backed with concrete laws.

Sanusi is on track here!

What in essence are you getting on here about? God outlawed new technology by lifting borders?    Was it Gaza border or US-Mexico border, abi na Nigeria-Bakassi-Cameroon border?