Exactly what I thought of too ...for young guns like us, it would dip our meager credit score if we attempt it. Ordinary bank account I added caused mine to dip because they felt I have 5 current accounts. Awon werey

Lexusgs430:


- Excessive credit utilisation
- More credit searches
- Hard searches (Elfin conducts a hard search afterwards)..... Soft search for application, then hard search if you want their card..........

..... Baba di Baba

Na the usual advise on credit score building which the likes of Experian and others post frequently. Nice one

What are the 3 negatives pointed out in the screenshot?

Lexusgs430:



Who are those doing the advising........ 🤣😂

My score with almost 20 credit cards........😜💰

I'm curious but how's your credit score like? I believe they usually advise against having too many credit cards?

igbsam:


You just dey market this your elfin market 🤣 my card never arrive sha. I dey wait

Make i add am to the collection of my over 5 credit cards

Yes they can

omoalajah:



Any response pls

And you be wondering why some parts of the country are more developed than the others

OldBeer:


https://businessday.ng/news/article/kano-approves-%E2%82%A6854m-for-mass-wedding-%E2%82%A6700m-for-buk-students-fees/

Thanks to Japa

FreeStuffsNG:


https://www.vanguardngr.com/2023/08/nigerias-unemployment-rate-falls-to-4-1/

De your de make she de her de na ...bad as e bad reach there must be simething she enjoys doing most ....be a part of that thing. NOR BI ONLY for FOK person de marray ...companionship de important

addmole:
I and My wife have been married for 5 years. We are based here in Lagos. She's 35 years old. We are doing very okay and living comfortably. Since we got married, my wife hated sex so much. I am not even trying to sugarcoat this. She doesn't want to hear you talk about it or she does it. There's no one in the family that haven't tried to settle our differences since we got married. She was never like this when we were dating. It's been 1 issue to the other. She doesn't initiate sex, and when she does accept you to have sex, it's missionary style and it's just 1 round. Ah, me wey dey like knack wella. This woman begin change am for me. Lol. She doesn't want to hear you discuss sex.

Anyway sha, lets move on...

5 YEARS ago, her mum came to my house to kneel down and tell me I am stressing her daughter that I should not kill her with sex. Her then-unmarried sister then asked if I ama dog? Ah, insult. Anyway, I don forgive her. I spoke to my wife and told her what is the meaning of this? What kind of lies are you feeding your family with? This is the same person who happens to make just 1 round of sex. Just 1 round. She lies flat on her back. Once you are done, she quickly pushes you away if you stay on top of her for more than 10 to 15 minutes. There were times she would hit me if I try to initiate sex. I reported to her elder brother. He elder brother warned her. She stopped. She moved to kicking me anytime we initiate sex on bed, i reported to my pastor, he spoke to her and then, she stopped. My pastor told me i have to be patient with her. I said OK.

Omo...
The only time we make love is just 1 round, missionary style and that's it. She says she has pain on her stomach. I have been patient for 5 years with her. I told her anytime she's strong enough, we can make out. That there's no problem.

I have been pressured to cheat on her many times. i HAVE BEEN REALLY PRESSURED. Its just not easy. Her family have insulted me for demanding sex from her. Lol. The thing tire me. I see no where i am demanding. We don't do any other position apart from the missionary style. We do not even kiss. This is a woman that doesn't want you to kiss in in anyway. Even sometimes, she shouts at you when you try to be romantic to kiss her unexpectedly just to spies up our love life. She doesn't even want you to cuddle her on bed. She wants to be alone. Make money, attend to her business, vibes, laugh with friends and family and that's it. When it comes to sex, don't go there discussing that with her about making out.

I even had to retort to preparing her mind for sex by sending her a position we would try on WhatsApp, she would leave the message on read and not respond. When you talk to her about what you sent to her, she would just tell you, she's not strong to make love.

ANOTHER PART OF HER:
My wife is a very bitter person full of anger. If you try to tickle her when she's cooking in the kitchen to play with her, she gets angry and warns you not to try such. My wife doesn't want you to play with her. I am not writing all these to make it look I am a victim here. But all these are my experiences. I have to pour it out. I NEED SOME ADVICE.

There were many times, we agreed on separating. But we have already children and we used to think about these because the quarrels and the disrespect, sex and everything is causing a whole lot on us.

We do not have any form of healthy discussion very well. Before you know it, we are quarrelling over the place, she's shouting. There was a time we quarrelled that after throwing a Gotv remote at her, she fainted. She woke up before we got to the hospital. She almost died. I told her, she needs to stop her anger and control herself and enjoy her marriage. She just won't listen. She's an Edo woman.

I have tried many times to leave the marriage because it's affecting my mental health. Sometimes I regret about getting married to her. Sometimes, I just feel, maybe I CAN TRY MORE and give her a chance. When you call her to discuss our sex life, about her anger and bitterness, she doesn't apologise. She hardly apologise. Even when I get to explain her part on why she was wrong, she claims she's right until maybe someone hears us arguing before she would reluctantly apologise.

I have been battling a really starved sex life, full of a woman with bitterness, anger and pride who never apologise. She's quick to advice other women on Facebook, She would video call friends, give them advice and her family how they need to maintain peace with their relationship. But she never seem to give me respect in anyway in her own own. Hmmmm.

Recently, my wife brought out another timetable that she cannot cope making out with me the way she does. Which is 3 times a week. That she can only be available to make love 2 times a week. This 2 times is just 1 round each. This is how she wants it. I immediately responded to her that I feel her pain. I understand. She cannot be pressured just to make it look like she wants to please me that I would rather get a side chic. Yes, i know this was wrong to tell her, but i am frustrated. She disrespects me and starve me of sex and she's even bending the rules again. She responded that 'ok that I am free to do what i LIKE'.

i decided to bring this here to know the comments from people. I would like to get advice from persons who are going through similar things like this and advice me on what to do.

Some of you might say, call her and talk to her. I have done that several times since in the last 5years. I did it last night and twice today. I have spoken to her. She promised she would change, she would not only repeat the same thing but make things worst the next time.

She disrespects me a lot. I have sometimes left the house but come back after families get to call me. She would change for a week and return to her old self.

What do I DO? Please make your responses constructive enough.

Both

Lexusgs430:


Ongoing tenancy or new......

I would like to ask, how do I make rent payments using credit card or debit card or PayPal? Assuming the landlord insists on bank transfer? Is there any website this can be done through? Thank you.

Justwise
Lexusgs430

Zahra29:



The answer to Q5 is "all of the above"

If you transfer the rent payment to her account and it's a scam, then it's very likely that you will have no recourse through your bank to recover your money, because bank transfers are not covered by the same protections as debit and credit card payments.

Why don't you ask her to make a formal introduction to the agent/landlord? As you've pointed out, you need a contract or some type of legal agreement before taking up occupancy in someone's house

Congratulations. God be with you and your family.

MrUgo4christ111:
It is with joy in my heart and a gladdened spirit,I wish to inform esteemed family section members that I am now a father of a bouncing boy given birth to buy my wife in the early hours of this morning

We had tried for so long to have a baby,there were doubts creeping in from friends and family alike but our faith in God never wavered.It wasn't easy.My wife was having birth complications as the doctor said her pelvic region wasn't opening up enough to birth a child and that the baby was rightly positioned.Fear gripped me but I had to be a man and offer encouragement to my wife because she was already asking me if she dies while giving birth,will I marry another wife? Those complications took a lot of strength from her and finance from me and she spent some days in the hospital before she finally gave birth in the wee hours of this morning to the glory of God.Mother and baby in good health.

Thank you lord for your mercies.

Home Office can't crack down on people they never licensed in the first instance naaah Rather it is the beneficiaries like the lady who would get reprimanded cos she's gone against the rules which said - don't pay for COS or job in the UK. All she needed to do was apply directly to the care homes or agency and not give monies to some agent who probably went behind to apply on her behalf to an agency who has now ran out shifts.

dustydee:

Won't it be nice if the HO or any government agency cracks down on these people taking advantage of innocent immigrants?
We complain that things are bad in Nigeria yet it's this same attitude of covering up for others that, largely, led us to where we are today. If you ask me, I'll say keep reporting them until they all go out of business.

If you do this, they would hate you for life! Struggle and get a good job. Invest in them and watch the dividend in the future. BTW what did you study or time of job you are looking for?

Loveabove:
Please I need you people's advice and I want to be as brief and straight to the point.

My sister gave birth to 2 children under circumstances I'm not to explain here. She took ill and passed away last month.

Since we were just two of us, (our parents are late) the responsibility of taking care of this little kids of 8 and 5 has fallen on me.

God knows I love these kids and would take them as my own but I don't have a job and struggling seriously to survive. It's killing since they became my full responsibility. I was thinking any of the extended family member or a good person would come up to take them.

House rent has expired and problems everywhere.

Since no where else to take them to, I'm considering taking them to the orphanage. It's not my fault please. If I have the means, i would keep them and take very good care of them as they are very dear to me.

Like i said, i love this two boys and would take them as mine, providing for them now as it should, is the challenge.

Their presence is even affecting the small thing I am doing, especially by way of paying attention to them.

Please advise me on what to do.

Edited: File Photo by nlf.pmod

Our people and all these agents.... So by telling Sky News her fokup, she expects them to do what now? 🤦🏿‍♂️🤷🏿‍♀️

We all go de alright las las.

deept:
.

You don carray first for school before?

Alchemy528:
Why can't it rank 1 or 2,,
Black people can't be first in anything why

Have you tried Boots?

igbsam:
Good morning everyone, pls where can i get this in Manchester?

Sad rest in peace!

Islie:
Army Brigadier General Falls, Dies While Running During 2023 Annual Physical Training Test



https://saharareporters.com/2023/08/21/breaking-nigerian-army-brigadier-general-falls-dies-while-running-during-2023-annual

This your gaslighting format nor go work

Wodu89:
Business. 6M can give birth to 60-100M in a year. I'm not sharing my Intel. And I'm not asking for investors. We dey build on a steady beat

A useless course most probably which is why he has time on his hands to troll 😂🤭

Ofunaofu:
What did Reno Omokri himself studied at school

These ones are mulling an option that does not make sense. You only redenominate your currency to offer portability if it is a necessity. We are not currently facing this now because aside the fact that we have a robust (side-eye) electronic transfer system in the country transactions in the country are not currently dollarized ...that is people preferring to be paid in dollars locally due to the bulkiness of the transaction in naira. Redenomination would not improve the inflow of USD but could rather lead to dollarization.

dre11:
• Economic team moves to table plan before President –Source

• It’s ill-timed, doesn’t address problem of rising inflation or depreciation of currency –Prof Uwaleke

• Only fresh injection of FX, extra revenues can check Naira’s fall –Idakolo



https://newtelegraphng.com/fg-mulls-redenomination-option-to-stabilise-naira/

It's not mandatory to do a registered mail for the BRP but during mine (when Royal mail strike were on), the lady at the counter suggested I do it to avoid matters that touches 😂

Wking:
to be candid i never knew i was suppose to do a return label for it. i just went to the post office and send with the white envelop and also registered it and someone must sign for it.
when i got my provisional license and i was told the brp will come separately in the mail but haven't seen anything till date.

Good stuff, congratulations on your successes. Just what we want on this platform 🙏🏾🎉

Estroller:
Appreciation post!!!

Special appreciation to all that have taken their time to freely share their experience with others on this platform, this has helped many myself inclusive in settling down and subsequently growing in the UK. A journey that would naturally have been a difficult one was greatly eased by your selflessness and desire in seeing others succeed in areas where you have in the time past struggled.

My modest growth in the few years I've lived here can be greatly traced to this platform. I maxed out my ISA allowance for the first time in the last tax year (hopefully 1st of many to come), became a homeowner early last year + a substantial career boost.

I'm echoing what others have said in the past that the wealth of resources available on this platform is unbelievable, underestimate it at your own peril. To those just coming in, it can only get better from here on, take advantage of every resource available here, in the midst of those banters are life changing gems. Wish us all success and growth in this land. May we all eat the good of the land.

You should have gotten it by now. Takes a week at most after they receive it. Did you send it with a paid stamp return envelope that you can track? I always advise folks to do this sha.... for both sending and receiving.

Wking:
my people how long does it take to send back my brp after issuing provisional driver license.? cos i was told brp will arrive separately in the mail, this is over 3weeks and i haven't gotten my brp card.

Werey

Emir8:


https://dailytrust.com/breaking-we-are-ready-to-storm-niger-ecowas-force/

Applicable interest rate would kick in on the unpaid balance if it goes past the maximum due date

rinzylee:
Let me ask a silly question


If you have a credit balance of £100 to pay by Sept 4th, 2023 and a minimum repayment amount of £25.

What will happen

A) if you only pay £25?

B) you pay £60?

C) Pay £25, then pay another £50 by 30th and pay the £25 balance by October 5?

Answers will be appreciated.

Thank you

Funny how people just come here to troll and insult others for no reason. Some of us just do all we can to help w=others with our experiences and suggestions but some are just angry for nothing. We go de alright las las

This one nor come to rule ooo, he's just playing fine boy upandan

WriterNig:
Burkina Faso's 34yrs Old Leader Ibrahim Traore is currently the most handsome President in the world.

Prove me wrong..

Then your office get question mark

tojahh:
Who come remain again?

Na so everyone dey for my office.

Ha

gmacnoms:
I pay 235

Yes it is

hustla:



Is the MMF in naira?

Does the dates coincide with the end date of your studies? Best you check this and confirm with your school then go with the advice they give.

Happyfellow147:
Hello everyone,

I got a letter from the council for council tax and I’m wondering if people pay as high as £188 each month as council tax. I was living in a serviced apartment with bills included so this is my first contact with bills.
Also as a student, I learnt I should either be exempted or pay a reduced rate.
My husband is working fully though.
What next steps can I take?

My second concern is the letter that was shared some days back about overworking.
I registered with two agencies and because shifts are not that stable, I can get one shift from each agency per week. I’m aggregate, it’s two shifts per week but both are 12 hours shift.
I have been concerned that this does not affect my PSWP application.
Can anyone share their thoughts

Yes O! Not worried a bit cos it's in a money market fund cooling off for now. At least small interest wey de enter helps buffer on the inflation and devaluation 😂

hustla:



Comot body if your body no carry am

Current speculations about FG wanting to 'defend' the naira so it's going down a bit

Trust it to go back up again with renewed force and shege

Hmmmm ....omo e no easy. I de this table sef

hustla:



Trust Naira at your own peril