₦airaland Forum

The operate a close crypto system - you can only receive crypto from another Revolut user. You can only buy certain tokens and not USDT nor can you receive from Binance or other exchanges.

Tolzeal:
I chatted Revolut and they told me they support inward money received via cryptocurrency.

Please don’t consider this as optimal advice. Use with caution.

Jinxed how ...just be careful though cos the clamp down on Crypto transactions started a year or two ago

dustydee:
They may but I have been lucky for the past 3 years or so now without any issue. You may have jinxed it now.

I mean on P2P the users who are available for the USDT to GBP sales are mostly from those two countries (or so their names seem to represent). For context, Russia is under international ban for fund transfer.

Newbie123:
Please could you shed more light on this?

You risk your UK bank shutting you down because of the cryptocurrency connection.

dustydee:
To avoid all these issues, you can simply use the Binance swap and convert directly to GBP and then send to your account. Fee is only £1.

Thank you for this.

Infact what I do now is use those fintech apps to convert the Naira to Pounds after I realised it was far much cheaper in a sense compared to the risk involved with USDT to GBP. Na so so Russians or Ukrainians de patronise you and you know what that means

Chreze:
@Newbie123

Take this advice with every level of seriousness. The poster, in order not to sound hash became softer on the later paragraphs. But the first paragraph is everything.

In 2021 i paid my fees via direct debit and was transacting over £3k monthly on sales from crypto on binance using revolut. mid 2021, me n revolut had issues and after they refunded my money they decided not to continue with me as a customer. During the time of my issue with them I spoke to one Ghanaian guy whom I sold lots of USDT to and he told me he was having similar issue, but his was worse.

People bought USDT from him and later wrote to their bank they were scammed by him via dating and some goods purchased. His bank held the money while they were investigating the case. I did more searches online and saw it was becoming a thing in the Uk with crypto peeps, as people were using money gotten from illicit means to buy crypto.

While I sold to people I did the normal checks on, I still wasn’t comfortable cos I didn’t know anyone personally. At this time I had transacted far over £10k in a short time and I became very scared.

Why all this long story, I am just trying to tell you not do it. If one commits crime and goes to jail, that will be fair, being under investigation for something you know nothing about is crazy.

My advice will be for you to sell your USDT to naira, then buy pounds from someone here using simple rules.

1. The details you use in sending naira to the persons Nigerian account is the same as the one sending pounds to your UK account.

2. When the person provides his/her Nigerian account, do detailed investigation in Nigeria with your contact to be sure the person is real and operates the said account regularly.

3. Transfer just what you need monthly for fees, you don’t have to do large transaction with the person since you don’t know them personally (regardless of your security checks on the person).

This way you can provide evidence to anyone if/when needed (bank or police) to show that the money was from your country and for your school fees here in the UK. The level of crime going on in the UK is advance. Ever wondered why people (politicians n business men) comit crime abroad, then come to hide in the UK?

If you set up payment plan with your school every term, they can break your termly fee into possibly six monthly payments. Do everything possible to avoid having any dent on your record here in the UK, whether na you do am or not, just avoid it.

Stay blessed.

Wow werey agency. You can still sign up for the card, not a just you should spend up to that in 3 months, just a bonus. The less you spend the better your credit score.

LaXxOnebody:
It was the letting agency, because 'I had no UK roots', despite providing a UK homeowner guarantor. But I've loaded it now on Credit Ladder.

Omo I don't think I'd be able to spend £1k in 3 months!

Your utility company should have card payment option and for that you use your AMEX card. On your bank you setup Direct Debit to repay AMEX

mex551:
. How are u using this to pay your utility bills? How did you set up direct debit with AMEX?

Nice one. Don't mind the Monzo werey ...they bounced me too and I went same route as you did for 1.

Boya make you try my AMEX referral https://americanexpress.com/en-gb/referral/tEMItOhbvx?XL=MNANS - you get 6000 Avios once you are approved and you spend up to $1000 within 3 months.

You can use the card to pay your utility bills though its advisable you use below 25% of your approved credit limit to boost your credit scores.

Was it the landlord that pressured you into paying 6 months rents in advance instead of monthly?

LaXxOnebody:
Okay

Monzo bounced me.

1. So I opened a Lloyds Classic, Revolut & Monese (both basic accounts).

2. No credit card yet. I'm going to be shopping for one soon.

3. I paid 6 months of rent at once via a transfer from my Lloyd's. I just pad British Gas via Direct Debit for Electricity & Gas on the 26th of December. Phone & Internet will come on live this January.

Water bill.is on my wife's account. I also just registered and got confirmation of being on the electoral register.

Choi ....I feel you

ITboymartin:
na my fees

Nice one. Did you registered successfully for ER or you were rejected? I got my AMEX within weeks of entering the UK.

You might be right on the Clearscore using Experian. Most of them interconnect but Experian takes longer to update your scores compared to TransUnion (I use them through Totally Money - free).

Tolzeal:
1. yes , I have my internet bill on DD
2 . My score is low. I once try to get Amex but got rejected . So I’m giving it room ( months ) to try improve on credit before going on another trial.
3. Answered
4. No. Even though I was almost trying Bank scalping couple of months back due to juicy offers just moving banks . But I didn’t.
5. Yes , I rejected on ER recently
6. I’ve only been here for less than 3 months. That might have well add to it. And literally just paying rents approximately 2 months ago after staying in the hotel for a month .


I believe ClearScore uses Experian . That’s the only credit agent I’m currently reporting to using creditladder free plan.

What you de look for loan for?

ITboymartin:
please oo,is there any loan provider here, if there is what is the requirement. I am a student in the UK

Ok

It would be in the original offer letter's terms and conditions

NothingDoMe:
I was expecting the school to put that in the letter that she had missed the refund window. They smartly generalized.

Unfortunately I will blame the girl for not contacting the school after the expected timeline lapsed. Once the first 5 weeks don pass, na to disturb the school say I nor get visa ooo. She waited u till the refund period ended.

Aside that she ought to have been following the trends closely to know if the Canadian High commission de issue visas and or find way enter another country go run the thing.

NothingDoMe:
That's fraud. They know most won't get the visa and therefore instituted that rule. The useless thieving policy will be trashed when people start to speak out more. Armed robbers.

flexyrule:
Policy Na policy.

And agreement is agreement.


When I was working with one of Nigeria's commercial banks. A customer walked in to request that we process school fees payment for her Msc studies abroad.

My team initiated the request, but the school couldn't proceed with her on boarding as the documents she provided weren't illegible, and so they requested that she provide a clearer copy.

Meanwhile, her account has been debited and the school's account credited.

Three weeks after the school made the request for a clearer copy, the young lady was yet to get the documents from her alma mater and the school (abroad) had to return her deposit.

Omoh. From 1.4m that we transmitted, Na only 900k or so dem send oooooo.

The day the money returned, I knew that anytime madam would return for update, yawa must gassssss.

Naso I apply for 2 weeks leave ooooooo.

No be me go do exchange rate differential explanation give warri woman and her daughter.

You got to be careful when it comes to selling USDT to GBP using any of the banks listed especially if P2P. You can't be sure of the source of funds used in paying you and if any issue the funds are tracked to your account, shei you know say na only you de visible not the seller

Teasing though but be very careful. Do it piecemeal and use Revolut for the transactions, move the funds gradually to your Llyods account. Monzo head nor de ground so avoid to avoid matters that touches

If you are a student, you can attribute it as your school feels being repartriated but if you are worker ....I guess HMRC fit choook eye inside oo

Newbie123:
Hi guys,

Please would it raise flags if I received like £9000 in my account?

I want to sell some USDT.

I use revolut, monzo and Lloyds just incase it would make any difference.

Please help.

Thanks

Use this - https://track.immigration.gov.ng/ ...at least to know if dem don print am sef

Tawak:
Please, does anyone have knowledge of passport tracking? I applied in November 2022 and opted for the special delivery envelope option, but I am yet to receive my passport.

She don go stand for bush side and darkness so den go chook am again

EMMAJOSH:
Afrobeat queen, Tiwa Savage ushers social media users into a moment of frenzy once again following her see-through outfit to a recent event.

The mother of one who is known for her controversial dress sense donned a transparent white singlet that clearly showed her nipples.

https://www.instagram.com/p/CnCmIt4sioP/?igshid=OGQ2MjdiOTE=

Because the effort it will take to release Nigeria from the shackles of selfish politicians is greater than the effort to live a peaceful life in the UK

Elvictor:
Wait, are you a Nigeria?


If yes, do you think England was always like that?

Why can't you make your country better than England, huh?

Credit score is about how best you utilise credits and repay back promptly not necessarily a measure of your cash inflows.

1. Do you pay your bills via direct debit promptly?
2. Do you have a credit card facility? How much do you spend from the limit?
3. Do you apply and get rejected for credit facilities very often?
4. Do you have multiple accounts and have you closed any recently?
5. Are you on the electoral roll?
6. Do you move homes very often?

Some questions you need to answer to get the reason why your score is low.

Note also that there are about 4 credit reporting agencies in UK and their scores are not at the same level.

Tolzeal:
Are these Main Street banks or digital banks ? I received quite good inflow as-well but checking with ClearScore isn’t as up to that.

Nice one, thank you

Tolzeal:
I used your link . Thanks

Impressive. For the benefit of others, can you share the following details

1. Type of accounts you opened
2. Type of credit card (if any)?
3. How do you pay your bills?

LaXxOnebody:
I guess I've been lucky with my credit score. Its 572 and I'm just under 2 months in the country.

I opened 3 accounts and had a significant inflow of about £5k so I don't know if that helped.

Sign up with Credit Ladder using this https://www.creditladder.co.uk/join/4kN2nMj0DmjpABDL jooooor

Osoderi:
ok. Thank u

Place the embolden on standing order and use the following to report your rent payment to report the rent payment to credit agencies.
1. Credit Ladder sign up using my referral https://www.creditladder.co.uk/join/4kN2nMj0DmjpABDL),
2. Loqbox (sign up using my link https://www.loqbox.com/en_gb/loqbox-invite?referral_code=SZJ9DXFXHX&referral_channel=link)

You can report previous payment as currently is if you make the transfer same time monthly. The apps would pick it up from your bank account.

Osoderi:
I do that. all my bills I pay with direct debit

water bill
council bill
tv licence
EE contract
American Express repayment.
I pay my house rent every month but not on direct , as I receive my salary I transfer to my land Lord .

light bill is prepaid I just recharge with my account

There's a central database where all passports are scanned into (reason why machine-readable passports are being used worldwide) and with your previous passport numbers linked to newer ones, even if you show up with a brand new passport, your previous travel history can still be tracked.

CowbellY:
Not really. They see what's on the passport and your immigration records to that particular country only. Except you have a flag on your passport which can be request by any country.

Arriving in Dubai (for example) on a fresh passport, they have no means of verifying your UK immigration record as the UK doesn't share border information with them.

Book here - https://book.nationalexpress.com/coach/#/choose-journey

Be ready to wheel your luggage to their boarding terminal. Its not straight from aircraft to the bus

taif:
Thanks for this explanation, can they be easily access,I mean to get to where one will board it, hope it is not stressful like the train own and how do one book for it

They see everything - when you arrive the country, when you leave and where you traveled to. That's why they ask for your passport at the entry point or departure even if they don't stamp you out.

eniola1010:
So why wont they see the dubai trip na?
Also, lets assume you have been to uk, ger, dubai, fra, belgium, and now you have a fresh passport, and you are traveling from nigeria to uk, do you mean

1) uk immigration can only see that you have been to uk in the past

Or

2) uk immigration can only see that you have been to uk and other shengen listed above but not dubai

Or

3) uk immigration can see all of the countries you have been to before

Den nor give this man privacy at all Shei na cos he retire quick ni? I've never seen other late previous popes go through all these serere

You need to first invest time and energy into scouring the jobsites for job descriptions that some how aligns with what you currently do as an Internal Auditor in Nigeria before now looking to see if there are any openings in the areas you have mentioned ...e get why

elengine:
A follow up questions from me please. How easy can an internal auditor get a job in UK especially around Leeds and Bradford? I will appreciate any response

For three sessions they've been jumping fence and the school were not aware? This principal needs to be sacked. Werey

dre11:
https://punchng.com/sex-romp-principal-denies-cover-up-suspends-six-students/?amp

Previous Thread:
FGC Ijaniki, Lagos Students Lodge Colleagues In Hotels For Sex Romps

Marrying a divorcee isn't the issue but the character of the woman/man. Most are victim of their marriages rather than cause of why it went down. This is where their character comes to bear. Megan looked like one with a bad character and its showing up in their marriage. She's controlling Harry

HitSong:
You're just being a hypocrite.
Out of millions of better options available, you want to tell me that you can allow your son or you'll feel comfortable with your son marrying a divorcee who got separated in a dirty feud ?

This guy should man up, not everything you put out in the public. Siblings fight and that's nothing new. He's behaving as if he never went on military training and duty. Not even a boy's scout member would be yapping upandan like he's doing. He should get over it joooooor, nor let woman do you bad thing before you realise the love your family have for you.

NwaNimo1:
https://www.thesun.co.uk/news/20944177/harry-says-william-attacked-him-meg/