₦airaland Forum

Nice one. Don't mind the Monzo werey ...they bounced me too and I went same route as you did for 1.

Boya make you try my AMEX referral https://americanexpress.com/en-gb/referral/tEMItOhbvx?XL=MNANS - you get 6000 Avios once you are approved and you spend up to $1000 within 3 months.

You can use the card to pay your utility bills though its advisable you use below 25% of your approved credit limit to boost your credit scores.

Was it the landlord that pressured you into paying 6 months rents in advance instead of monthly?

LaXxOnebody:
Okay

Monzo bounced me.

1. So I opened a Lloyds Classic, Revolut & Monese (both basic accounts).

2. No credit card yet. I'm going to be shopping for one soon.

3. I paid 6 months of rent at once via a transfer from my Lloyd's. I just pad British Gas via Direct Debit for Electricity & Gas on the 26th of December. Phone & Internet will come on live this January.

Water bill.is on my wife's account. I also just registered and got confirmation of being on the electoral register.

Choi ....I feel you

ITboymartin:
na my fees

Nice one. Did you registered successfully for ER or you were rejected? I got my AMEX within weeks of entering the UK.

You might be right on the Clearscore using Experian. Most of them interconnect but Experian takes longer to update your scores compared to TransUnion (I use them through Totally Money - free).

Tolzeal:
1. yes , I have my internet bill on DD
2 . My score is low. I once try to get Amex but got rejected . So I’m giving it room ( months ) to try improve on credit before going on another trial.
3. Answered
4. No. Even though I was almost trying Bank scalping couple of months back due to juicy offers just moving banks . But I didn’t.
5. Yes , I rejected on ER recently
6. I’ve only been here for less than 3 months. That might have well add to it. And literally just paying rents approximately 2 months ago after staying in the hotel for a month .


I believe ClearScore uses Experian . That’s the only credit agent I’m currently reporting to using creditladder free plan.

What you de look for loan for?

ITboymartin:
please oo,is there any loan provider here, if there is what is the requirement. I am a student in the UK

Ok

It would be in the original offer letter's terms and conditions

NothingDoMe:
I was expecting the school to put that in the letter that she had missed the refund window. They smartly generalized.

Unfortunately I will blame the girl for not contacting the school after the expected timeline lapsed. Once the first 5 weeks don pass, na to disturb the school say I nor get visa ooo. She waited u till the refund period ended.

Aside that she ought to have been following the trends closely to know if the Canadian High commission de issue visas and or find way enter another country go run the thing.

NothingDoMe:
That's fraud. They know most won't get the visa and therefore instituted that rule. The useless thieving policy will be trashed when people start to speak out more. Armed robbers.

flexyrule:
Policy Na policy.

And agreement is agreement.


When I was working with one of Nigeria's commercial banks. A customer walked in to request that we process school fees payment for her Msc studies abroad.

My team initiated the request, but the school couldn't proceed with her on boarding as the documents she provided weren't illegible, and so they requested that she provide a clearer copy.

Meanwhile, her account has been debited and the school's account credited.

Three weeks after the school made the request for a clearer copy, the young lady was yet to get the documents from her alma mater and the school (abroad) had to return her deposit.

Omoh. From 1.4m that we transmitted, Na only 900k or so dem send oooooo.

The day the money returned, I knew that anytime madam would return for update, yawa must gassssss.

Naso I apply for 2 weeks leave ooooooo.

No be me go do exchange rate differential explanation give warri woman and her daughter.

You got to be careful when it comes to selling USDT to GBP using any of the banks listed especially if P2P. You can't be sure of the source of funds used in paying you and if any issue the funds are tracked to your account, shei you know say na only you de visible not the seller

Teasing though but be very careful. Do it piecemeal and use Revolut for the transactions, move the funds gradually to your Llyods account. Monzo head nor de ground so avoid to avoid matters that touches

If you are a student, you can attribute it as your school feels being repartriated but if you are worker ....I guess HMRC fit choook eye inside oo

Newbie123:
Hi guys,

Please would it raise flags if I received like £9000 in my account?

I want to sell some USDT.

I use revolut, monzo and Lloyds just incase it would make any difference.

Please help.

Thanks

Use this - https://track.immigration.gov.ng/ ...at least to know if dem don print am sef

Tawak:
Please, does anyone have knowledge of passport tracking? I applied in November 2022 and opted for the special delivery envelope option, but I am yet to receive my passport.

She don go stand for bush side and darkness so den go chook am again

EMMAJOSH:
Afrobeat queen, Tiwa Savage ushers social media users into a moment of frenzy once again following her see-through outfit to a recent event.

The mother of one who is known for her controversial dress sense donned a transparent white singlet that clearly showed her nipples.

https://www.instagram.com/p/CnCmIt4sioP/?igshid=OGQ2MjdiOTE=

Because the effort it will take to release Nigeria from the shackles of selfish politicians is greater than the effort to live a peaceful life in the UK

Elvictor:
Wait, are you a Nigeria?


If yes, do you think England was always like that?

Why can't you make your country better than England, huh?

Credit score is about how best you utilise credits and repay back promptly not necessarily a measure of your cash inflows.

1. Do you pay your bills via direct debit promptly?
2. Do you have a credit card facility? How much do you spend from the limit?
3. Do you apply and get rejected for credit facilities very often?
4. Do you have multiple accounts and have you closed any recently?
5. Are you on the electoral roll?
6. Do you move homes very often?

Some questions you need to answer to get the reason why your score is low.

Note also that there are about 4 credit reporting agencies in UK and their scores are not at the same level.

Tolzeal:
Are these Main Street banks or digital banks ? I received quite good inflow as-well but checking with ClearScore isn’t as up to that.

Nice one, thank you

Tolzeal:
I used your link . Thanks

Impressive. For the benefit of others, can you share the following details

1. Type of accounts you opened
2. Type of credit card (if any)?
3. How do you pay your bills?

LaXxOnebody:
I guess I've been lucky with my credit score. Its 572 and I'm just under 2 months in the country.

I opened 3 accounts and had a significant inflow of about £5k so I don't know if that helped.

Sign up with Credit Ladder using this https://www.creditladder.co.uk/join/4kN2nMj0DmjpABDL jooooor

Osoderi:
ok. Thank u

Place the embolden on standing order and use the following to report your rent payment to report the rent payment to credit agencies.
1. Credit Ladder sign up using my referral https://www.creditladder.co.uk/join/4kN2nMj0DmjpABDL),
2. Loqbox (sign up using my link https://www.loqbox.com/en_gb/loqbox-invite?referral_code=SZJ9DXFXHX&referral_channel=link)

You can report previous payment as currently is if you make the transfer same time monthly. The apps would pick it up from your bank account.

Osoderi:
I do that. all my bills I pay with direct debit

water bill
council bill
tv licence
EE contract
American Express repayment.
I pay my house rent every month but not on direct , as I receive my salary I transfer to my land Lord .

light bill is prepaid I just recharge with my account

There's a central database where all passports are scanned into (reason why machine-readable passports are being used worldwide) and with your previous passport numbers linked to newer ones, even if you show up with a brand new passport, your previous travel history can still be tracked.

CowbellY:
Not really. They see what's on the passport and your immigration records to that particular country only. Except you have a flag on your passport which can be request by any country.

Arriving in Dubai (for example) on a fresh passport, they have no means of verifying your UK immigration record as the UK doesn't share border information with them.

Book here - https://book.nationalexpress.com/coach/#/choose-journey

Be ready to wheel your luggage to their boarding terminal. Its not straight from aircraft to the bus

taif:
Thanks for this explanation, can they be easily access,I mean to get to where one will board it, hope it is not stressful like the train own and how do one book for it

They see everything - when you arrive the country, when you leave and where you traveled to. That's why they ask for your passport at the entry point or departure even if they don't stamp you out.

eniola1010:
So why wont they see the dubai trip na?
Also, lets assume you have been to uk, ger, dubai, fra, belgium, and now you have a fresh passport, and you are traveling from nigeria to uk, do you mean

1) uk immigration can only see that you have been to uk in the past

Or

2) uk immigration can only see that you have been to uk and other shengen listed above but not dubai

Or

3) uk immigration can see all of the countries you have been to before

Den nor give this man privacy at all Shei na cos he retire quick ni? I've never seen other late previous popes go through all these serere

You need to first invest time and energy into scouring the jobsites for job descriptions that some how aligns with what you currently do as an Internal Auditor in Nigeria before now looking to see if there are any openings in the areas you have mentioned ...e get why

elengine:
A follow up questions from me please. How easy can an internal auditor get a job in UK especially around Leeds and Bradford? I will appreciate any response

For three sessions they've been jumping fence and the school were not aware? This principal needs to be sacked. Werey

dre11:
https://punchng.com/sex-romp-principal-denies-cover-up-suspends-six-students/?amp

Previous Thread:
FGC Ijaniki, Lagos Students Lodge Colleagues In Hotels For Sex Romps

Marrying a divorcee isn't the issue but the character of the woman/man. Most are victim of their marriages rather than cause of why it went down. This is where their character comes to bear. Megan looked like one with a bad character and its showing up in their marriage. She's controlling Harry

HitSong:
You're just being a hypocrite.
Out of millions of better options available, you want to tell me that you can allow your son or you'll feel comfortable with your son marrying a divorcee who got separated in a dirty feud ?

This guy should man up, not everything you put out in the public. Siblings fight and that's nothing new. He's behaving as if he never went on military training and duty. Not even a boy's scout member would be yapping upandan like he's doing. He should get over it joooooor, nor let woman do you bad thing before you realise the love your family have for you.

NwaNimo1:
https://www.thesun.co.uk/news/20944177/harry-says-william-attacked-him-meg/

Both and it depends on your passion or choice of industry or reason why you plan on doing the course.

Panasonic101:
Pls which is better… Project Management or Cyber security?

Sex has become a part their lives, we just need to embrace it and teach them how to manage themselves ...daaaas all

dre11:
Lagos students lodge colleagues in hotels for sex romps




https://punchng.com/lagos-students-lodge-colleagues-in-hotels-for-sex-romps/?amp

But this thing nor draw naaaaah

Favour315:
The common Oha/ora soup everyone knows is prepared using cocoyam paste or achi. Many people are still missing out on this particular method of cooking Ogbono Soup With Oha Leaves. That is why I have put up this video just so you know that there are still other ways of cooking Ogbono or oha. Meanwhile I used freshly plucked Oha �. From the tree straight to the pot


https://www.youtube.com/watch?v=K9lyeCoMyT8

Avoid arguing with the police when they stop your vehicle while travelling in Nigeria, e get why

STENON:
Thank you very much. We have pure water and poor water water sachet everywhere but both are very unsafe for drinking.
Thanks for the immunizations advice, I would work on it

I meant to ask this but you answered it. You guys bi power couple dat

dustydee:
Not sure what you mean by aftermath but we both had good jobs before coming and were intending to go back to our jobs. We just took leave.

Thank you. I'll look at these.

ukay2:
Try Freetrade app or Moneybox app or Trading212 or IG stockbroker or Nutmeg or AJbell stockbroker.

I use Moneybox for cash LISA and Trading212 for stocks & shares ISA...

Ooh great and what app or platform do you suggest one to use for the Stocks and Shares?

ukay2:
Cash LISA is for less than 40years only.

I think STOCKS & SHARES lSA has no age limit....