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CaptainFM1's Posts

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Sports › Re: Body Of Christian Atsu Arrives In Ghana (Pictures) by CaptainFM1: 11:02am On Feb 20, 2023
OyeofIkoTuN:
R.I.P..

NIGERIA IS SO LUCKY OUR NATURAL DISASTER NA RAIN FLOOD, GUTTER FLOOD, BAD ROAD FLOOD, DAM FLOOD AND NOT TORNADO,EARTHQUAKE, HURRICANE OR TYPHOON ABI HAILSTONES SELF
We are not lucky anymore with global warming crises. Our flood now comes with devastating effect. The sun now scorches like hell. And it will continue to get worse years on!
Business › Re: How Much Of Old Naira Note Is With You by CaptainFM1: 8:55pm On Feb 19, 2023
MXrep:
Me too. But after that supreme Court confusion I collect old notes again and now N1500 stuck with me. I will keep it since it's a very small amount
You should keep that and laminate it. It will remind future generations of Emefiele, election slayer.
Business › Re: How Much Of Old Naira Note Is With You by CaptainFM1: 8:53pm On Feb 19, 2023
Zero
Politics › Re: Governor Abiodun Shares Old Naira Notes To Supporters (Video, Photos) by CaptainFM1: 6:16pm On Feb 19, 2023
All the money he stole, CBN don turn am to tissue papers for him
Food › Re: Expensive Jollof Rice & Chicken I Just Bought (pics) by CaptainFM1:
All the fast food eateries will soon lose out to mama put las las because many Nigerians will not be able to afford them again.
Politics › Re: Crowd Escorts Bola Tinubu To Venue Of Borno Rally (Video, Pictures) by CaptainFM1: 2:30pm On Feb 18, 2023
All of a sudden, there's no more Boko Haram in Borno when Tinubu wants to campaign. Make we dey deceive ourselves in this country.
Romance › Re: Have The Youths Become Sexually Depraved? by CaptainFM1: 10:14pm On Feb 17, 2023
imagrg:
Our younger generation these days are so promiscuous that I would want to advocate that the age for sexual consent be put at 21.

The other day I read about a 15 year old female student of a Federal Government College who was impregnated by another minor.

It's sad to note that the two things that are important to most young men these days are: money and sex!

Time for the younger generation to step up and make themselves relevant professionally.
The older generation failed them by not training them. It's a cascading effect....If the trend is not reversed, the generation that will follow them will even be far worse than what we are seeing now.
Romance › Re: In A Relationship, What Statement Hurts You Most During An Argument? by CaptainFM1: 2:29pm On Feb 17, 2023
You know me before you marry me. (As if it's a right to continue the usual way of life)
Politics › Re: Old Naira Notes Remain Legal Tender - Supreme Court by CaptainFM1: 12:46pm On Feb 15, 2023
I don't believe any news that comes from The Nation's news paper.
Politics › Re: Lagos Commences Distribution Of Palliatives To Citizens by CaptainFM1: 10:29am On Feb 15, 2023
Palliatives or Vote buying?
Crime › Re: Okada Ban: "Police Are Exploiting Us" - Lagos Residents Lament by CaptainFM1: 10:28am On Feb 15, 2023
Corruption everywhere!
Business › Re: New Naira Policy: Do People Still Accept Old Naira Notes In Your Area? by CaptainFM1: 10:20am On Feb 15, 2023
SultanOfPuna:
Na so one blind beggar for outside my church gate reject old note wey i give am.

The thing still dey shock me till this day
Blind man don receive sight to differentiate old not from new note?
The corruption in the society is just so much that even beggars follow join.
Everybody is just corrupt.
Politics › Re: Sit-At-Home Enforcer Burnt Alive By Mob In Anambra (Graphic Photos) by CaptainFM1: 12:55am On Feb 15, 2023
jchioma:
Desperate situation deserves desperate measures. Only the people of the Southeast can put a stop to the madness of these criminals masquerading as freedom fighters. IPOB has declared no sit at home already, so anyone still trying to make gain of people's miseries will be dealt with accordingly. The people have decided to stand up and do the needful. Other enforcers will take cue from this action. Peace and tranquility will gradually return to troubled areas of the area.
You mean Bubu and Thievnubu both APC can not solve this problem? I guess they are incapable and incompetent and lack the capacity to solve any problems in the country!
Family › Re: As A Married Man, Do You Sometimes Dream Of Leaving Your Family & Disappearing? by CaptainFM1: 3:31pm On Feb 14, 2023
jeff1607:
After 3months she decided to file for a missing person! Your own husband?


This story doesn’t add up
Truly, it doesn't sound real from the way he presented his Nollywood script, but it stories like that is not unheard of in real life.

Sometimes, some of this fictitious stories are what happens in real life. As much as I hate Nollywood movies, most of their movies are for learnings if proper attention is paid to it.
Family › Re: Oga Sir!!! Even If She Offends You, Eat Her Food. by CaptainFM1: 10:54am On Feb 14, 2023
BigBrother9ja:
Mumu
Not all these daughters of Jezebel of this generation...
Eat her food, eat poison and DIE!
Few months after, she'll be riding another man while you rot underground.

STAY WOKE!
The quickest way to kpai is by avoiding her meal while still having her under your roof.
If you really want to leave long, it's better to eat her food as long as she's not cheating on you.
Politics › Re: Voters To Receive Text Messages To Know New Polling Units – INEC by CaptainFM1: 10:26am On Feb 14, 2023
I've said it that INEC will make a mess of the election themselves.
You can see that in polling stations being cancelled and BVAS/data base not synchronised.

Its not looking good from their end!
Properties › Re: Prepaid Meter: How Do I Handle This With My Landlord? by CaptainFM1: 10:52pm On Feb 13, 2023
Whobedatte:
It happened in my korokoro eyes. After your yearly payment elapses , do not pay until landlord gives you a quick notice .
Till then na free you Dey , legal and binding
I will be belittling myself to continue arguing this with you. You won!
Politics › Re: NEDG: Kwankwaso Debates With Himself, As Obi, Tinubu, And Atiku Fail To Show Up by CaptainFM1: 6:14pm On Feb 13, 2023
If not that we are a very shameless country, there's no reason why we should vote candidates that does not attend debates.
Properties › Re: Prepaid Meter: How Do I Handle This With My Landlord? by CaptainFM1: 6:08pm On Feb 13, 2023
okine4real:
In all my house, no tenant can bypass. Them know born you well. You can't incure debt for me, they only incured debt when prepaid meter was not avail then. One of my structure, I have 15 prepaid meters, each tenant to his prepaid. You can't bypass, I dey come around and check my house. Any tenant when get AC, dey connect it to there prepaid meter, if I catch you, hummm you know know say landlord dey get madness. One time tenant kept 430k for me, I paid it, all the tenant that left the debt packed out, na so I give all new tenant individual prepaid and I paid the 430k debt, shey me when done wise, another side dey kept about 1.1M debt for me, as prepaid come out, I locked all 8 acc nos to prepaid, there by know more monthly bills, then I distribute the prepaid to tenants according to how them done stay long for the house. Now the debt is around 690k now. As them recharge, NEPA dey collect there 50percent.
Nice one.
Na so this thread makes me to chat IKEDC up this afternoon. I told them I want to increase the settlement plan percentage to 80% - 20%. There's one tenant that I don't know how he's doing it cos I'm monitoring the reduction every month, and it appears the guy only recharge #500 per month despite the fact that I know he uses light a lot.

So with the 60% settlement which is #300, from my calculation the #107,000 current arrears will be fully paid in 30years! Except if I don't wish well for him, I don't want any tenant to stay more than 10years in my house before building their own house. I do encourage them to buy land and start gradually.

And to be honest, my good and faithful tenants always end up building their own house, while the bad ones keep running from one rent property to another.
Properties › Re: Prepaid Meter: How Do I Handle This With My Landlord? by CaptainFM1: 4:52pm On Feb 13, 2023
haybee2018:
Your points are clear....BUT STILL i feel i shouldn't be responsible for what i didn't owe....haba!....guess u know that's where the place of TENANCY AGREEMENT comes to play??.......just as u've mentioned above... some tenants ran away seeing a debt of 450k on such prepaid...if na me sef, i won't wait. You know most weapon they use is: U can't just rush and pack-out like that knowing the cost implication of getting a new apartment AND on the other hand if you stay back....u might likely not be able to cope with being in darkness for long. IT'S JUST SO PATHETIC!
.
God in His infinite mercy will provide a happy home for us all!
Haba....You read that part to your own advantage!

They ran away because they incurred 450k and they couldn't use hotplate again with prepaid meter. They were the first tenants....that's the kind of dilemma that some wicked tenants put landlords.

People always think landlords are wicked, but from my experience, tenants are more wicked than landlords. If you can avoid tenants by all means, avoid them! Afterall, no matter how much you're collecting as rent, most landlord won't recoup the money used in building the house before they kpai!
Jobs/Vacancies › Re: Have You Ever Worked Where You Had To Submit Your Phone Before Resuming by CaptainFM1:
Newyorkitis:
Those that suffer such a policy are usually the low cadre staff..... The managers walk in with their phones.
It also depends on the job! In some industry, your phone, electrical gadgets, metals etc are a no no because it could be disastrous having them with you.
Jobs/Vacancies › Re: Have You Ever Worked Where You Had To Submit Your Phone Before Resuming by CaptainFM1: 4:00pm On Feb 13, 2023
Kimiso:
How do you cope which you have to submit your phone before resuming back to work,i currently worked where i had to submit my phone before resuming and I don't feel comfortable about it what if i had an emergency calls to attend to I think everybody has same experience to share on it here
It's not nice but truth be told the company owns your time during the hours of work because that's what they are paying you for. If you've worked in a section where you can't take your phone to, and you're going to be there for 10 - 12hours? What you gonna do?
Properties › Re: Prepaid Meter: How Do I Handle This With My Landlord? by CaptainFM1: 3:33pm On Feb 13, 2023
WantsandMore:
Wait, I need clarification, you apply & charges begin immediately? I thought it was use & pay what you have consumed nah?
You know this is Nigeria. That's what they do ooo. Once you applied for prepaid meter, they know that this person want to run away from their "estimated choppings" thats when they will start heaping up bills and delay for months so that the money go plenty.

After Nigerian Goverment officials/Politicians, the police, NEPA is the next in terms of corruption index. After NEPA is the remaining populace. It's a vicious circle, wall-to-wall corruption in Nigeria.
Politics › Re: Peter Obi Visits Gani Adams (Video, Pictures) by CaptainFM1: 3:22pm On Feb 13, 2023
I've said it that if you want to be rich and famous in Nigeria and with lots of title to your name, just be very notorius or go into politics.
Properties › Re: Prepaid Meter: How Do I Handle This With My Landlord? by CaptainFM1: 3:07pm On Feb 13, 2023
haybee2018:
It's kinda disheartening how we tend to be sentimental on some matters....a Landlord who has an accumulated debt during it's estimated billing days which his/her existing tenant in question knows nothing about would then be expected to join hands in clearing such DEBTS when a prepaid meter comes in...nah Bra!

The truth is....just like someone has said in previous page, most of these landlords enjoy this thing called "IMMUNITY"....a situation whereby even if confronted with a quarrel or not...na you go still packout commot from their house. it might also interest you to know that most of them doesn't usually add-up their own portion of money apportioned to them during estimated billing days....they'll quickly pressure you to pay-up to avoid disconnection (that is - if you stay together with your landlord) thereby surging up such debt in no time.

I'm currently in such dilemma as i'm typing this....there's a total debt of about 120k on our PREPAID METER which we've been paying for months now at our detriment...I only complied in paying coz light is an essential stuff that can't be ignored...now, immediately the arrival of our prepaid we were all summoned to a meeting to pls clear-up our outstanding debt which we did...in no time, an increment letter on house rent came in.

NOW, the picture i'm trying to paint is......some Landlords no send you then why give a FU3K about themhuh....na their property, nobody go gimme gold medal when packing out from such house for clearing up a debt I know nothing of. My intentions now are...when it's time for their rent RENEWAL, I go just tell them say...their rent no go complete o, based on say i no go fit pay money wey i know nothing of. SHEKENA! make we begin fire ourselves from there..
Look, I wrote it in the first paragraph that he should find a way to sort it out with the landlord basically through mutual dialogue and agreement.

I've been in a house where tenants where shouting for prepaid meter, and when the man eventually bought 6 prepaid meters about #85, 000 each, 5 of the tenants that were paying #2000 monthly, all ran away with an average of #450,000 on each meter. In the days of estimated billings, I found out that they don't even eat if there's no light. As soon as the light comes even if its 2am, that's when they will start cooking with hot plates.

So they ran away from the house leaving the man with the debts. The poor man passed away with the stress they caused him few months after. Have you ever wonder why many people are building personal houses nowadays? People don't build houses for rent like our parents did in their time any more because tenants can be so troublesome and most landlords don't and will never recoup the money they use in building the house let alone interest before they were killed by additional tenants trouble. You can do the maths viz-a-viz the average death age in the country!

You know quite well, that while on estimated billings, it is very likely that the monthly electricity bill is more than the 5K per person he was paying which consequently make up for the arrears when prepaid meter came.

Like I said, there are just few options:
1. Dialogue and settle the payment with the landlord. (Best - As it would be a structured payment, usually 40% - 60%)
2. If the landlord insist he pays and he objects, he can decide to move out or stay in darkness.
3. If the landlord agrees to pay, he also reserves the right to increase his rent by whatever how much suits him.
4. If he leaves, the landlord can start afresh with a new tenant with max rent in his mind, agency, commission, caution fees and others. Once all those are paid, the landlord would only need to pay off the arrears once for the new occupant while collecting the max rent every year.

Sometimes in life, we need to make it a win-win for both sides. The landlord has extended good will enough by purchasing prepaid meter.

The question I have for the op is....Did he, or Did he not accrue the 53k in all honesty and fairness?
Properties › Re: Prepaid Meter: How Do I Handle This With My Landlord? by CaptainFM1: 2:29pm On Feb 13, 2023
Whobedatte:
Then he use expect a six month stay without payment which is legal and binding .
There's no such thing as 6months without payment. It's a misconception that people have in their mind! You need to be going to Landlord Tenant cases in court. It's been said several times. I don't know where you people build up that concept from.
Properties › Re: Prepaid Meter: How Do I Handle This With My Landlord? by CaptainFM1: 1:42pm On Feb 13, 2023
statesman6:
Very wrong...
When I applied for prepaid meter that year. My outstanding balance on my bills was 3,500 and I was asked to pay it twice. The first time I purchay 5k, they removed 2k and was given 3k energy. The second time the removed 1.5k. you need to question the landlord
Everybody's case is different.
Properties › Re: Prepaid Meter: How Do I Handle This With My Landlord? by CaptainFM1: 1:28pm On Feb 13, 2023
Whobedatte:
If you observed an outstanding bill on a new prepaid meter , after notifying your landlord and e Dey do strong head ,pay and clear it and next house payment , deduct it from it
Shikena
It's not that simple. A smart landlord will increase his rent and the net loss will be the tenant.
Properties › Re: Prepaid Meter: How Do I Handle This With My Landlord? by CaptainFM1: 1:23pm On Feb 13, 2023
Freethought:
I have been on the same prepaid meter with my landlord since i came to this house 2 years ago, he charge 5k monthly for electricity and I've paid deligently for the past two years.

Last week Saturday he brought an electrician to the house to install the prepaid meter he got for both of us (me and the other tenant). We were not informed about this step until that saturday they brought the meter.

Long story short, we discovered there's a debt of 53k on the meter (estimated bill since he registered for the new meter)

Now, he's asking us to pay the bill ourselves since he collected the meter for us. Mind you, he never for once stopped collecting the 5k.

I want to believe one or two nairalanders have been through something similar to this, that's why I'm here to seek help on how to go about it.
This Nepa people are the third most corrupt organisation in Nigeria. Even if you applied for a new account prepaid meter, it comes with some debts on it. I will just say you and your landlord find a way to sort it out. But the good thing now is, you may not spend more than the 5k monthly again whilst the outstanding bills will be gradually cleared. So if, you were already paying 5k monthly on estimated system, just ensure you are paying same monthly on the prepaid. Afterall, the landlord would still have collected the 5k monthly from you if there's no prepaid.

I've had similar experience too before. And when one of the tenants objected to take the bill on the prepaid, the landlord simply increase the tenant rent by 100K while others pay the original rent. So consider the man for coughing out money and even giving it the thought to get prepaid for the house. Something that you will eventually start enjoying after 1-2years of paying your steady 5k, you may realise, you don't even need up to 2k loading every month.

Where I stay, before we're running about 7k per person in the house, and now with prepaid, some of us even run like N1500 per month and all the outstanding bill of about #250,000 remains just about #35,000.

The question is wouldn't you prefer paying 3k or the same 5k monthly and gradually clear off the outstandings on the prepaid meter that came? or You would prefer to continue paying the same 5k monthly on estimated system while the outstandings continue to increasehuh

The whole point is....how do you treat your landlord in this instance? If you can stick loyally with your monthly 5k, you will be fine every month. The outstandings need to be cleared. Most landlords would increase their rent 30 to 50% after purchase of prepaid meter (Atleast that's what I would do if I were your landlord) and I will pay off all outstandings on the prepaid. But you will now have to be paying me 400K annually instead of the 250K you are currently paying for example.
Properties › Re: Should I Confront Directly Or Report To The Landlord? by CaptainFM1: 12:01pm On Feb 13, 2023
justFEARLESS:
Hello Guys

I moved to a new apartment early last month, and everything has been fine; a friendly environment, nice amenities and all, but I have only one problem. In our compound, there is a building in front with three and 2-bedroom flats in front of the building my apartment is behind, and it has two rooms and a parlour self-con.

The issue is that the window of my room is directly opposite the window of the bedroom of the people living in the 2-bedroom flat in the building in front. They get a little bit too excited during sex which is like every day and multiple times during the night: yesterday, I entered the house around 9:30 pm, and I noticed they were at it (This one, they didn't even close their window), They were already done before I slept off like 30 mins later, but they woke me up with their weird noise around 1, and it was on like that for like 1 hour, I managed to sleep, but they started again around 4.....

I don't know if they are married(because they don't wear rings or dress like married people), but they are young and live together; alone, but I can't bear this everyday wailing again. So what do you feel is right? If I tell the landlord to correct them, they will still know I am the one that reported because of the proximity of our apartment, and if I try to reason with the guy, it will be somehow awkward because we are yet to really start greeting ourselves sef.

For the record, I am married and blessed with a child, but my family lives in a different city. I moved here because of a program I am running. I will be spending at least 2 weeks here every month. Our landlord doesn't stay in the same compound but stays on the same street.
Go and greet your neighbour and remind him to keep the noise down esp at night. He would code you!
Politics › Re: Peter Obi Participates In The NEGD Presidential Debate, 12th February by CaptainFM1: 6:59pm On Feb 12, 2023
floret23:
We yoruba Christians will never vote Tinubu on Muslim-Muslim ticket because we are not fools. When MURIC terrorists told Yoruba Muslims not to vote Yoruba Christians, they all agree.

Christians are not minorities, slaves, or second class citizens in Nigeria. Mu-Mu ticket is a big insult to we Yoruba Christians and we shall punish Tinubu for that before Satan will also purnish him.

"We cannot appoint Pablo Escobar as president and Osama bin Laden as vice president," -- Senator Dino Melaye.
Baddest combination
Education › Re: 12-Year-Old Whitney Adeniran Dies At Chrisland High School (Photos) by CaptainFM1: 10:24pm On Feb 11, 2023
DepressedLoser:
Idiot..... How did he know that the girl was healthy?
Tone down. Someone just lost a child!

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