₦airaland Forum

Taylor86:
Igbo man again

chaiii

God pls help my fellow hustling brothers to stay out of crime

chaiii

Why una dey chaii? Una no no say Igbo nation is carrying money curse on its head? Dem don swear money for Igbo man.

They will begin yo rant now.

Taylor86:
where is buhari and ambode

they promised us security

I personally hv not seen any bit of effort the APC government hv shown to guarantee safety of the ppl

u guys voted change

enjoy the change

You are very irritating. I feel like giving you a very dirty slap.

django1:
If they(supposed aliens who I don't believe in) were so superior why are we the ones discovering their planet?

How do u know they have not discovered our planet 2000yrs ago. May be they are at the final stage of commissioning their space vehicle that can travel 1000 light years in our 1 month. Under two months you will just see them colonising us.

Think of this, what if the guys there look very much like us and they have been here several years mapping out our planet and reporting back home what's going on here. Men we may be under siege o.

fogechi:
I love this delicacy. I caught and fried them this night. It is called AKU in igbo. I dont know the English name.

This food is highly rich in protein and is free.

Come and join me

FOgechi. You like free things too much and I pray you will not harm yourself with what you eat.

That thing you called AKU is called ESUNSUN in Yoruba lalanguage. You are inviting cancer if you don't stop eating those insect you called food.

MRBrownJ:
let me be the bearer of bad news (please dont shoot the messenger):
i am sorry to tell you that there is very little you can do about the fact that you dont turn your husband ON any longer.
but here is how you need to look at this issue:
A) did you always satisfy your hubby's sexual needs in the past? did you have a healthy sex life in the past? do you even know what turns him on?!
B) pls go get nekkid in front of the mirror and look carefully, while asking yourself if you remotely resemble your old sexy self.
C) then ask yourself if you have always been the freak that your partner was seeking for in the bedroom... or better yet, what have you done all these years to spice your bedroom activities? if you think that you can revive something that you overlooked and dismissed for year, then the joke is on you. when its dead, its dead!
D) most importantly, your husband must be masturbating to something that turns him on.... so the question you should ask yourself IS:" do you remotely look as sexy as the women he masturbates to OR do you do the type of stuff that he enjoys watching while playing with himself?"

the fact that you would want him to stop doing it, without thinking or asking the important question, which is "WHY/HOW has it come this?", is the reason why you can never succeed in solving the issue....your answers are right in front of you.

@misshipsy88. Read the lines up here very well, its like the person talking here is your husband. If he's not then your hubby is speaking through him or he had similar experience that can solve your problems.

But it depends on your hubby. I almost ran to this same issue, but I spoke to myself that I will always love my wife whatsoever the situation may be. After many times I've been saying it to myself behold it worked. Attimes I ask my wife if she has given me efo-riro. Lol.

You can also make up your mind to continue to love him and pray for him. A time will come he will stop that thing he's doing.

Juliet11111:
Hello nairalanders. I've got a very
surprising scenario here. I graduated
with this old classmate of mine two
years ago. Although he came out with a
'not too good' grade, he refused doing
his clearance and just did
reconciliation, he bribed the HOD's
secretary and she forwarded his name
for youth service, With the help of a
staff at exams and records he was able
to get a forged statement of result. he
has been working in a federal university
since then.

The last time I called him he said he
would still go and do his clearance and
collect his original SOR.

My question is this, how come this guy
has been able to work for two whole
years in a federal institution with a
forged statement of result?.

Leave him alone, let nemesis catch up with him naturally. If you go and open things up against him, you may put your life in danger. So keep the secret to yourself. Now that you called him and he told you his intention, he will definitely know who you are.

Don't play too holier than thou and kill yourself. My simple advice.

Polithiefcian:
Op, when u tell a lie to move into a house, u av to keep on lieing 2 remain in that house

MissSlimbody:
Did you read the post @all

He read the post and I am sure @polithefcian is a matured person, so he wrote matured statement for the OP.

The OP must gave told a lie that dies not correspond with his CV. Where he lives in Lagos doesn't have anything to do with the selection criteria. It is very easy to be consistent when you are telling the truth.

You need to be very highly intelligent to consistently maintain lies. It is not easy.

OP always tell the truth and nothing but the truth.

carzola:
see Amaechi using his two hands to greet a man he stole money to run his campaign and put him in office, shouldn it be buhari using two hands to thanks him.... f00l at 40, ....... the entire south south laffs at the coward

useless pigs you cant take two steps in Aso rock without seeing a northerner... with their aboki perfume...

You are too tribalistic for my liking. Who told you your race is superior to the Hausa Fulani people. Why can't we see ourselves as one and move this country forward.

I pity you.

That guys advice is okay.

Your financial health, just like your physical health, is built on dozens of small, daily decisions that eventually form habits. And while eating better and exercising more are well-known habits that will get you fit, sometimes the money habits that lead to financial health are much less obvious — though both topics can inspire plenty of debate.

While every person's financial situation is different, there are still habits that will nearly always have a positive impact on your money. These are the 30 essential money habits you can follow each day, week or month to get control over your money and build wealth instead letting your finances control you.

For financial health and wealth, adopt these 30 good money habits.

1. Spend Less Than You Earn

This habit is Money 101. It's always going to be true that you'll never get ahead financially if you always have more money going out than coming in. The great news is there are two ways you can work on this habit: Focus both on growing your income and controlling your spending to live within your means.

2. Pay Yourself First

When people say "pay yourself first," they mean you should take your savings out of your paycheck as soon as it hits your checking account to make sure you save something before you spend it all on bills and other expenses. The key to saving successfully is to save first, save a lot — 10 to 20 percent is often recommended — and save often.


3. Maintain an Emergency Fund

Virtually every personal finance expert agrees that an emergency fund is central to financial health. Building and maintaining an emergency fund can help you avoid debt and give you a reserve to draw from, which can also help you keep your financial goals on track even through life's setbacks.

Start small by saving at least one month's worth of expenses and then work your way up to saving a larger emergency fund, such as a year's worth. Having several months' worth of expense money saved up can protect you against financial concerns when crises like job loss or medical emergencies come up.


4. Budget for 'Extra' Expenses

In addition to basic living expenses and bills, you should also budget for other purchases you're in the habit of making. Whether it's buying a coffee twice a week, eating out on the weekends or buying gifts for friends and family, these seemingly little expenses can add up and suck your budget dry if you don't plan for them.

Write down everything you've spent money on in the past month — go back farther if you can remember or look up transaction records and receipts — and categorize each expense. Rank each category by how important it is to you. Add the top three priorities as line items in your budget, such as $100 a month for date nights or $20 a month to buy supplies for your hobby. For everything else, work on dropping those spending habits or finding cheaper alternatives like brewing your coffee at home.


5. Save for the Unexpected

Extra costs can come up frequently, and whether or not they're true emergencies, they can still set you back. Maybe your tooth filling falls out, your pet decides to eat half a rug and needs emergency medical care, you get a flat tire or your kid wants to start playing a sport. Your finances will get hit twice as hard by these unexpected expenses if you don't have extra money saved to cover them.

Having a "buffer fund" can create a little bit of wiggle room in your accounts so you can pay for these costs without going into debt or pulling money from your emergency fund. Try socking away $1,000 for each member of your household, for example — including pets.


6. Get-- and Stay -- Insured

In addition to a buffer fund, you should also consider insurance. Insurance is an important protection that can stand between you and bankruptcy due to a major emergency. Start with the must-have: health insurance. Medical debt is one of the most common causes of financial hardship, out-of-control debt and bankruptcy, according to the Consumer Financial Protection Bureau. Half of all overdue debt listed on credit reports is medical debt, affecting 43 million Americans, reports the CFPB.

Other forms of insurance also can help protect you against major expenses. Car insurance is not only a good idea but also is required by law in nearly every state. If you're the breadwinner with kids, you should probably get a hefty term life insurance policy and you might also consider getting disability insurance. Stay current on all policies so coverage will never lapse when you and your family need it most.

Other types of insurance that you might also benefit from having could include:
Homeowners' insurance or renters' insurance
Pet insurance
Guaranteed auto protection insurance
Dental insurance


7. Set Financial Goals

To know what daily money habits to focus on and prioritize your money management the right way, you have to know what you're trying to accomplish. Review your finances. Look specifically for the biggest drains on your money, such as overdraft fees or high-interest debt, and also spend some time thinking about what you'd like your finances to look like in the future. Then, identify specific steps required to achieve your short- and long-term money goals.

8. Review Your Progress Regularly

Set aside time each week to check on your financial goals. Did you make progress? Were there any setbacks? Track how you're doing and celebrate your wins — not by splurging though — to keep yourself motivated and on course.


9. Track Your Money

You can't put your money where it matters if you don't know where it's going. Figure out a system to keep track of your financial transactions. Whether you prefer using pen and paper to reconcile your bank accounts the old-fashioned way or using finance-tracking apps like Mint or LearnVest, you need to have a clear picture of what is happening with your money. Tracking your spending can help you quickly identify problem areas that you can improve on and see the progress you're making.


10. Check Financial Accounts Often

As part of keeping track of your money, you should check on all financial accounts on a regular basis. You should review spending accounts, like credit cards and checking accounts, daily in terms of checking balances and tracking expenses. Review bills such as loans when making monthly payments and updating your budget to make sure you avoid overdraft or late fees.

Savings accounts should get a once-over weekly or monthly to keep them on track. Retirement accounts and investments can be reviewed less frequently, such as monthly, quarterly or biannually.


11. Carry Only the Money or Cards You Need

If your wallet is so full that you can hardly close it, consider limiting what you choose to carry to the bare necessities: one debit card, enough cash to cover a meal or ride home, and one form of identification (but not your Social Security card). You can't spend money you don't have with you, so leave credit cards and extra cash at home to resist the temptation to spend. Leaving credit cards at home can also limit your vulnerability to identity theft should your wallet ever be lost or stolen. Plus, charging all purchases to the same debit card and linked account will make it simpler to track your spending.

12. Pay Bills on Time

Not only will paying bills on time save you money on late fees and penalties but it is also key to financial peace and health. If making payments on time is a struggle for you, review each bill you pay on a monthly basis and write down the due date. Set reminders on your calendar, alerts on your phone or sign up for reminder emails if they're offered so that you never miss a payment.


13. Automate Your Money

Another way to avoid late payments is to automate your transactions. For payments, set up automatic transfers through your bank's online bill pay service to send money out to pay bills at least three days ahead of the due dates.

Automation is also great for the "paying yourself first" habit. If you have a retirement account through work, set up automatic contributions. If you get regular paychecks in fixed amounts, set up automatic transfers to move money from your checking account to a savings account or retirement fund right after payday. Monitor these automatic transfers so that you never overdraft an account.


14. Prioritize Paying Down Debt

Interest and debt will hold you back financially. It's nearly impossible to get ahead and create a financially secure future when you're always paying off yesterday's purchases. Budget for paying down debt and consider temporarily cutting back on something, such as dining out, so that you can put more money toward getting out of debt. Pay more than the minimum due on your monthly bills when possible.

Some financial experts recommend paying off high-interest debt first whereas others suggest starting with the smallest balance first. Assess your debt and pick the method that works best for you.


15. Avoid New Debt

High-interest debt like credit cards or payday loans can be extremely difficult to pay off, especially if you're already in debt. Get spending habits under control and avoid new debt. Try leaving your credit card at home or cancel it altogether if doing so won't hurt your efforts to improve your credit score. Having an emergency fund can help you avoid new debt by covering costs with savings instead of putting them on credit cards.

If you are considering going into debt, make sure it's because the debt will help you work toward important goals like owning a home or getting a degree. And, of course, try to only take on short-term, low-interest loans or credit if possible.


16. Build Your Credit

It can be easy to get complacent about your credit score and forget to pay attention to your credit report — until you try to get a home loan or turn in a rental application and are reminded of how important they are. Check your credit reports yearly and get any issues resolved if there are errors on your them. Make sure you're managing your credit well by paying off bills on time and keeping balances low. These habits can help you avoid high-interest costs as well as build your credit.


17. Invest in Yourself

"Invest in as much of yourself as you can," said investing titan Warren Buffett. "You are your own biggest asset by far."

The best place you can put your money is into improving your value and net worth. From daily habits like eating well and getting enough sleep to big life steps like finishing school or switching careers, you should adopt the mindset to always be seeking to grow and achieve goals that have long-term benefits.


18. Look for New Earning Opportunities

As much as controlling spending and saving are essential habits, learning more money can be just as important. Look for ways to increase your income. It could be something small, like babysitting once a week or walking your neighbor's dog along with yours.

Find a way to make some money with a hobby, such as by selling crafts online or busking on the weekends. You might even consider getting a second job.

If your time is too limited for these options, look for ways to increase your pay at your day job. Find out what would be required to earn a raise and then go for it. Acquire new skills and education that can increase your earning potential.


19. Grow and Invest Your Money

In addition to looking for ways to earn money, financially savvy people also look for ways to grow the money they have. That can be as simple as finding a high-yield savings account for an emergency fund or as challenging as learning to manage a portfolio of investments. Compound interest is a powerful force, and if you get it to work for you, it can be your secret weapon to financial independence.


20. Save for Retirement

Saving early and frequently is one of the secrets to retiring with financial security. Don't put today's wants ahead of tomorrow's needs. Set up a retirement account and start adding to it each month.

Figure out how much you need to save before you retire and make a concrete plan to do it. Learn more about financial planning and investing to grow your money and keep up with inflation.


21. Get Your 401(k) Employer Match

Along with saving for retirement, make contributions to employer-sponsored retirement accounts, especially if your employer will match your contributions. Employer contributions are free money, and all you have to do is set a little money aside for retirement, which is what you should be doing anyway.

22. Learn to Want (and Buy) Less

Resist the urge to buy this product and pay for that service to be happy, attractive, fun or anything else that marketing campaigns are designed to make you think. Practice mindfulness through diligent budgeting and possibly through habits that can help you improve how you feel, such as meditation and gratitude journaling, so that you remember to appreciate what you have. Make sure that you're the one deciding what your money should be spent on, not marketers or your peers.

23. Do It Yourself

Convenience is attractive but it also can be expensive. Some services are worth paying for so that you can free up your time — or avoid incurring more costs by botching the job — but you can save yourself potentially thousands by getting in the habit of tackling many projects, chores and problems yourself. Simple things like preparing meals at home, doing your own laundry instead of sending it out, and buying a manicure kit to maintain your own nails can add up to big savings.


24. Shop With a Plan

Shopping mindlessly leads to overspending and indulging in impulse buys. Planning ahead, especially when grocery shopping, can help you stick to buying what you actually need and avoid wasting money. Make a shopping list, stick to it and try to get in and out of the store as fast as possible.

Keep a running list of household items you're running low on and consolidate errands into one shopping trip. Waiting to go to the grocery store, pharmacy and post office in the same trip, for example, can save you time and gas money.


25. Compare Costs on Everything

To spend money wisely, you need to be able to decide if what you are getting is a good enough value to justify the cost. Get in the habit of comparing prices of products as well as comparing prices against their value to you. Some personal finance experts suggest you start by comparing your hourly wage to the cost of the item you want to buy. For example, is that pair of shoes really worth three hours of pay? Then compare the cost of the thing you want to other things you could use the money for, such as paying off high-interest debt.

Lastly, compare the actual item to others like it. Is there a less-expensive alternative that offers the same product or service at a lower cost? If you spend a little more, can you get a better version that would last twice as long? Weighing these options can help you buy less junk, cut down on waste and lead you to choices that offer real value and higher quality.


26. Use Coupons and Ask for Discounts

Look for coupons, deals and discounts. Whenever you make plans to spend, whether it's heading out to the bar with friends or signing up for a new internet service, check for deals and look for ways to spend less. Maybe the bar has a happy hour and you can save money by getting together earlier. The cable and internet company could be offering a special deal for new customers. Even your credit card issuer might give you a rate discount if you ask.

Only look for deals once you've already decided your purchase is a smart one. Don't use discounts and coupons to justify frivolous spending.


27. Learn From Financial Setbacks

Almost as important as knowing the right things to do is knowing how to get back on track when things go wrong. Almost everyone faces financial setbacks at some point, including some major nail-biters. But even small choices, such as stopping at the drive-thru instead of waiting to eat at home, can get you offtrack. Once you start slipping, you might fall into a pattern of overspending.

Practicing the habit of facing setbacks head-on and maintaining your financial discipline even in tough times can help you prepare for bigger money crises that could come your way. And since hindsight's 20/20, look back on past financial missteps so that you can identify what went wrong and how you can prevent those problems in the future.

Read: 5 Quick Fixes for the Most Common Money Mistakes

28. Correct Bad Habits

As you set and practice new, financially healthy habits, you can't let yourself off the hook for those few bad habits that will inevitably stick around. As Warren Buffett put it, "The chains of habit are too light to be felt until they are too heavy to be broken."

Maybe you avoid problems when they come up instead of quickly resolving them or you too easily justify overspending when you're out with friends. Chances are you have a handful of habits that are tripping you up again and again, and these bad habits can potentially do more damage than good habits can fix.

Whatever the issue, don't let yourself sabotage your efforts to build wealth. Along with building positive habits, work to get past your financial weaknesses and be honest with yourself if you're spending to fulfill an emotional desire instead of meeting a true need.

29. Educate Yourself on Finances

If you're serious about building financial health and wealth, then you need to educate yourself. After all, you can't make the best financial choices if you have no idea what your options are and how each decision will impact your life and money down the road. Start small by reading some personal finance books and spending a few minutes each day reading personal finance articles (just like you are right now).

When researching options to make a decision, dive deep into the pros and cons of your choices. Whether you're shopping for a car loan or the right mortgage or are trying to find the right financial planner or investment vehicles, you'll be able to make decisions wisely and confidently when you have learned as much as you can about the topic.


30. Give Back

There are a lot of ways to get rich, but giving back is the surest and fastest way to feel rich. One study by a pair of Yale and Havard Business School graduate students found that the psychological effect of giving back is so powerful that it can actually diminish a person's desire to overspend or engage in other poor money habits stemming from a compulsion to assert or display wealth.

treese:
Though he usually says he doesn't care about my self esteem but I don't think this has to do with self esteem alone. I think there is more. While we were dating we spoke about my sex life and body nature. It's not like I had too many relationships but I just knew men say my vaginal is kind of lax. Even wen I lost my virginity the guy called me a blunt liar to my face, saying I claimed to be a virgin when I wasn't.

You didn't bleed and getting in wasn't so hard. That is one ruined relationship that would have been awesome. And probably the last man standing. If you be virgin, you go know, if you not, you will know and I KNEW then that I was.

Now my husband knew this about my body and decides to stick with it. Somehow someway which I don't know after my first child, vaginal got tight, second child too same happened. To a certain extent it helped our sex life because it made him love it. And I could tell it's one of the reasons he probably hasn't cheated..

Just 2 days back. We had a little misunderstanding then I mentioned something about sèx. Quote me if am wrong. Sex is meant for bonding between a man and a woman and that's why God instituted it in marriage alone. So you both can get closer, and in my own opinion when there are issues BTW them the power of sex is to make forgiveness easy. The next thing my husband said is. It's not like am enjoying the sex. It's now feels like been in a pool.

OMG I was HURT. I lost the essence of life immediately, lost the essence of marriage. Out of anger I told him only men with big dicks should complain, men with pencils dares nor. That was my only defence because he said it with soooooo much heartlessness. I cried...i cried so much. This man that I have back sex with so that our sex life would be whole. Sometimes I bleed. Then I said to myself it's not worth it. Then I realised, For him if anything goes wrong with me due to that sexual style, Am on my own. Few hours later I sent him a text that I was sorry for everything not because it was easy but two wrongs never ever make a right in marriage. Can't walk away with two kids can only make it work.

Following day wen I saw he was in a good mood. I decided to ask, then he said I was lax and it has made sex unenjoyable. I wondered y he didn't tell me immediately he noticed and why he had to throw it to my face. But what, it's a man's world. If they don't reap their mean ways here on earth. It waits in heaven.

But trust me since then I have been concerned,Google all I could, nothing much. Even the kegel exercise has always been my practice. I now feel this time he might just look outside wen sex gets all pool like. He said he will buy toys, he said he can't pretend to love it wen he doesn't. Which I agree with. But even the toys can it ever be Like d real things. Sometimes he might want to feel the woman and not want toys. What happens next? I can't encourage him to cheat cos if he does and I find out I would leave with my kids. But I don't want him to. Am confused. So so confused. You know wen a man is concerned he will probably do research with you, find out info call doctors, but he didn't, he just broke the news to me and he's like do something about it or I might not be making out with u again. It's really not fair. Cos some men might possibly not go about it that way. But at the same time, it's like that's his nature. I can only Leave with it or take a walk. But take a walk to where, becos am now lax? But I also hear sex in marriage is KEY, with two kids, and I love him, but thatz still not the point. I DON'T know. Please who does? I have smiling all over the house, acting like everything is fine once am alone i cry again, because the fear is, would there ever be a solution , would I still be tight again, and this is a marriage where sex is sometimes 1 in 2 or 3 weeks, so definitely that's not the reason for my laxity, i will be sad if my marriage gets ruined because am lax. I hope my husband reads this thank God he is a nairalander

This is where the problem lies. and this is a marriage where sex is sometimes 1 in 2 or 3 weeks

If you can find solution to this, you will be very fine.

Also, buy allum and use it to wash your virginal regularly. It will come back to shape.

But you guys have to do something about your sexual libido level. How can sex be 1 in 2 or 3 weeks in your family. Husband and wife are not supposed to go a week without minimum of 1 time in a week, on a good day 3 times in a week.

That is why most families have problem because there is no bonding. Mcheew.

astrodome:
Help!! Friends, family, former school mates and others are killing me with financial demands. Everyday I receive facebook (fb) messages, phone calls, email messages and messages from other communication avenues from family members, friends close and distant, school mates I have not seen in 20 years but with whom I reconnected on fb, and even random fb friends (meaning I do not know them personally but somehow we managed to be friends on fb). They all have the same story: please send me money, anything.

Each month I send nearly 3k to Nigeria and they keep asking for more.

Do they think I pluck money from trees in America?
Do they think every Nigerian in America is doing drugs or credit card fraud to make money?
Are they thinking that since Akin or Emeka made it in America (in many cases by selling drugs and doing credit card fraud), I should also make it and therefore be able to satisfy their unending demands?

How do I explain to them that I have bills (auto, mortgage, water-sewer, electricity, gas, phone, credit card) to pay. And then I have to run my family (of 4) and fuel 2 cars, and on top of that, I have to save also for the rainy day - for when kids get to college.

I am able to resist the random fb friends because I do not have any personal connection with them, but how do I scare the ones I know off without sounding rude and unhelping? I know that when you stop giving, you become an enemy.
Help! Before a fellow nairalander runs amock on the streets of America because of pressure from Nigeria

Just for disclosure: I am well-heeled in the US mid-upper middle class, earning a 6-figure pay, holds a PhD, and involved in R4D activities. But I live in a US city (name withheld) where mortgage payment alone takes 25% of my monthly income. So you can imagine that after paying all bills, I do not have tons of money left over to give out on frequent basis.

Please advise on how to handle this, Naija style . Thanks

Hello brother. If what you wrote here is real and you did not make it up, I think I have advice for you.

Identify the ones who are your real family members. I mean the nuclear family in which you grew before you have you own nuclear family. Anybody there that needs your help and it is within your capacity, please do.

You will be surprised that those you are giving money have more savings than you, if you tell them you don't have savings they will tell you to manage your finance very well because they also save from the ones you give them.

Once a while, you can go out to help those in the extended family that you know they really need your help. If things go wrong with you, those you spray your money on will be the one to mock you. They will tell you you are stingy, because the 3k you sent to them is not even enough for them. What they want is for you to bring your income and share everything with them.

And also, things are not too difficult in Nigeria unless for those who are lazy. Also be very careful those you are connecting to on FB are not scams.

Loveren:
Based on true life story. Five years ago a prophet of GOD told a female cousin of mine that her real man that GOD has prepared for her will come for her(a medical doctor precisely) after some years, though she was in a relationship as at that time, so after five years since the prophesy the man a medical doctor has actually been disturbing her for months now, this man wont just give up (even though she just got married two months ago with another man), and he is even ready to fight with her husband, confirming the prophecy of the man of GOD five years ago.

Now she is emotionally down and dont know what to do, even though her husband is caring but this doctor is GOD's plan for her.

Nairalanders what decision will you advice her to take as at this moment?


Mature answers are needed please.

My dear, prophecies are visions or intuition. In a vision the prophet may actually see a medical doctor in white apron and a stethoscope on his neck standing by her side, and since she was praying for an husband, to the prophet that is a potential husband. But that vision may not be a complete vision the prophet saw.

What the prophet saw may actually be part of the event that will happen to her in the future. The medical doctor may be a distraction planned to affect her peace in the future. The event that has happened to her now that she is already married may be the flow of her destiny. and the next that will happen in the event of her life is this doctor that has come to disturb her.

This is a distraction. I will advise you or your friend to accept what God has brought your way. You were in the presence of God and men, even demons and Angels were there when you said Yes at the alter, for better for worse for richer for poorer. You have made a covenant, and you can't break that truce. If you do then you are a traitor, you are not a reliable person and a failure to womanhood.

Stay with your husband you are married to and tell the medical doctor to find his wife somewhere else.

That prophecy was actually seeing, but was not in the right sequence. The danger that will befall you was the sequence shown to the prophet and because he had many clients on the line waiting for prophecy, he did not ask in the spirit what was the meaning of what he saw, he just told you what he saw and clear you out for another client to come in for further prophecy.

This is my advice.

senier007:
Newly appointed director general of the Department of State Security, Lawal Musa Daura, has demoted Marilyn Ogar, the agency’s former spokesperson, via a memo
Apart from demoting Ms. Ogar, the acting DSS director general also directed the demotion of numerous other officers of the agency who were just promoted in March in what was seen as a politically motivated exercise.

Source:

http://saharareporters.com/2015/07/04/dss-director-demotes-marilyn-ogar-others-promoted-past-administration

https://mobile.twitter.com/SaharaReporters/status/617681954205470720

I know this was going to happen. Jonadaf.t was a clueless one

Yellow

I don't believe this.

Firefire:
You see...


26 Days! no cabinet yet

26 Days! we are yet to know when the payment of the 5k will begin.

APC which way ?

Ni suuru. (Be patience).

vimi:
Why not use same drones for boko haram where we have faceless terrorist

A surveillance drone iis estimated at $10,000 Multiplied by 500 iis just too much for our fragile economy when there are other alternatives

That is $5,000,000 right!!! Is that not better compared to over $20Bln Jonathan wasted on the Niger Delta Militants, presidential jets he bought to be carrying hundreds of people with him anytime he travelled for official duties and nothing to show for it.
If we have the drones, they can be used for situations when the needs arise and they are national asset rather than individual pocket they will come and use to intimidate you.

Truckpusher:
We are not Sudanese my friend.

Darfur is Darfur and this is Niger Delta the land of a free people before colonization unlike your entire region that has imams and self serving kings .

What will happen in the Niger Delta will be a source of encouragement and a rallying cry to all oppressed people of this world .
Mark my words.

Truckpusher, there is an adage that says "if you see the fight of thunder during the dry season, you will not abuse the god of thunder during the raining season.

You have not witnessed war in your life, and I pray you will always read about war in News papers and on the Internet till your children and grand children will bury your dead body.

if you have ever heard bomb blast in your life, just by mistake you will never pray for war. Tell your grand father I lied to you.

Truckpusher:
Common sense doesn't resonate with the Hausa/ Fulani hegemony and their South West lapdog.

The only language that the Nigerian state understood clearly is absolute defiance even in the face of threat and death.
The militants to me are sleeping .
Simply bunker the oil and put enough money in the hands of Boko Haram to plunder and burn the north east which would give birth to a porous border thereby destabilizing the entire region while threatening to spiral out of control and move on to kwara state thereby spreading throughout the south west , let's see how all these noise by Badeh and co would hold any water.

You talk like a teenager which I believe you are.

Ask the Biafra warriors if that your rat brain blabbing will work in the current system.
Mind you, Nigeria now enjoy the support of several Developed nations that are willing to test their Highly sofisticated weapons.

If you create the room for them to come to the aid of the Nigeria Government, who will call them for help if you want to distablise the country, and they will test the strength of their weapons in your father's compound.

Truckpusher:
You obviously have no idea that an oppressed man would fight dirty.

Understand that dirty fighting will land you into refugee camp. Ask the Darfur people in you live on the Planet Earth.

edgeproduk:
And you are happy your country has a arm force that can defend your country.So they can't fight some group of people because they are ready to die and go to heaven,but they can go and kill defenceless old men and women...or do you really think that it is the millitant they will kill?no my friend it is the children and aged that can run or protect them selves,am talking of people like your grand mother or old mother.
You think if the oil were to be in north and they have millitants behaving like this the army will have the effrontery to kill them?the answer is NO.If you want to kill millitants use your intellegence to go after them,they are not faceless stop bombing and killing everybody its a lazy arm force that behaves in such a manner.

I did not say they can't fight the group of people who are ready to die. I'm comparing the ease of Nigerian armed forces finishing Niger Delta miscreants to the time it will take to wipe out boko haram.

Yes of course boko haram will disappear but it will take more time than it will take to remove Niger delta disgruntled elements in the creek.

You can crumble the Niger Delta economy because you believe Nigeria economy depends on her solely. Yes you are right but remember, the economy is fast undergoing diversification and the price of oil in the international market is no longer attractive. All the destruction of oil facilities will tell on the Niger delta itself, her future and her development.

If you like you can destroy your selves who cares.

Truckpusher:
Badeh should shut the hell up and deal with Boko Haram first before making silly noise.

I'm sure he understood clearly what it means for a nation to have two insurgent groups in two strategic parts of the country.

It is easier for badeh to deal with the Niger delta militants than the boko haram.

Boko harams are ready to die, militants wants to enjoy their money and live very big on criminal activities.

Badeh under BUHARI's watch needs just 2weeks to wipe out Niger Delta militants that in the next 100years you will not hear about Niger Delta militancy again.

But boko harams s case is different in the sense that they want to die and goto heaven. A man that consider himself dead is difficult to fight. And also, boko haram is a world wide affair and religious in a way, due to the believe of certain Islamic sect. You can have many countries whose leaders are Islamic and believe in the course of boko haram and support them. Niger delta does not enjoy such large support and acceptance.

So dealing with Niger delta touts is a small thing for Nigeria armed forces once they are given order to carry out the assignment. You won't believe they are Nigerians soldiers the kind of carnage the Niger delta miscreants will face.

For instance that very fat cockroach, called Asari Dokubo, will prefer to go down and enjoy his money than to loose all he had made due to bad governance of Jonathan Goodluck, than to face the wrath of Nigerian armed forces.

Its like a drunk chicken that has not seeing a mad hawk. That is Niger delta militia to Nigerian armed forces.

They have not kidnapped this guy before. He better be very careful.

INTROVERT:
Some days are like this.

FTBOY:
why must u always be the first to comment? dem do u?

Since the two of you do not have job, you are bound to compete for space on Nairaland.
Had it been that Nairaland is paying for first to comment, the jobless ones will not seek for job anymore.

Oklander:
Go school, you no gree go, now common sense, you no get. See the rubbish you dey type, smh.

Don't mind him. See Jonathan's mouth here. The shape of his mouth sound MUMU!!!.
The guy lack finesse. And he was our president. We were monkeys in the past. But not by our will, but by the will of the PDP machineries that kept us captives.

sosanova:
[size=13pt]
He will soon say the President of South Africa is ZUMA ROCK

And he will say say South Africa is Rodeshia Island
Our President is still living in the early 1970's, the Daura President President belongs to the museum

[/size]

You see, the problem with you Nigeria Southerners is that you base your judgement on the Abokis that you see around you hawking sweet and groundnut. You won't believe that most of those Aboki hawkers may come from Chad and Niger.

The Nigeria Southerners are too proud of themselves and believe they are more enlightened than the northerners and that is where we are wrong. I believe Buhari will put you all to shame by the time we compare performance of the Northern president and the southern president in few years to come.

The GEJ you guys were praising, was the greatest mumu in the history President OBAMA has ever met in his life. He could not believe how Nigerians could have made the worst monkey in Africa President, even though he himself is a monkey.

Itoroetti:
it is on record that buhari's miserable rule was between December 31, 1983 – August 27, 1985 and within this period,he actually achieved nothing exception of arresting fela for singing against his government.
he arrested pa Taiwo solarin the famous educationist for criticising him on TRUNCATING EDUCATIONAL ACTIVITIES [/B]
Arrested Nduka Irabor,the famous journalist for criticising his inhumane government.

[b]it is on record that fela called Buhari-animal on human skin
despite the hate fela had for OBJ,he never tagged OBJ with such negative name,it goes to show u how wicked,corrupt and myopic major general Buhari was.
NB:
Buhari was never a General as he has bin decieving his sycophantic fans,rather a Mere major General

Itoro!!!. You that was born in 2001, you are barely 15 years and you are running down history you know nothing about.
I promise you, that you will soon rewrite this your miserable story, you were born 15 years after.
If not God loves people like you, if he had given us Jonathan again, by now you will be dancing shoki in IDP camps.

peegirl:
Correct guy.

Yes o.

I don't even check my wife's phone for any reason. If she misbehave, I have told her, she gives me opportunity to be very free. LOL.
I know madam MrsOJ and Dyt may not like me for this, but I beg you to allow me to express myself.

I will not follow up on any woman if she is keeping any secrete or not, because I don't have such time. But the day she is found guilty of any bad behaviour, she is on her own from that moment and I live my life the way I desire. If she wants to stay with me she is free, I will not send her away, but she has lost every right to question my authority because she has lost the ground.

That's my opinion.

cmgoat:
Should you buy a new or used Car?


There are a lot of questions involved in the process of buying a car, but but the most important one is , Should you buy a new or used car? On Nairaland, you can find a wide range of cars at your budget. Find out reasons why you should buy a used car.

1. A used car cost way less than a new one. You get the opportunity to buy a nice model without having to rob a bank ;Dor take a loan. When you decide to sell it off, you get to sell it at a great price despite the fact it was bought as used.


2. Car tend to depreciate gradually,after each month and mile after mile. By the first year many cars have lost about 30 percent of their value. But with a used car, the depreciation does not hit most of the car value. There is also less mental depreciation.

3. When it comes to insurance rates, the age of a car affects the cost of financing. But with a used car, insurance tends to be less expensive. You can decide what cost of insurance you are willing to pay.

4. When you buy a used car , you do not get to make all the fees that comes with buying a new car. Fees like taxes, processing and preparation costs. If you buy a used car from a private party, however, you can avoid some of theses random fees.

5. If you buy a used car, as opposed to a new car, you have a much wider selection of inventory to choose from and you’re not limited to models that were released over the past year or two as you would be when buying new. You have a virtually endless supply of inventory to choose from.

Whizpeter:
Read this trash several times but didnt get the point...

If youve got the money to get a brand new vehicle, just go for it and dodge the wahala of tokunbo

@Whizpeter, I equally felt same way. But the only reason I consider Tokunbo car is that, a brand new car and a Tokunbo car of the same model and same everything, will arrive at the same value after two years of use on Nigerian roads.

After two years, you will not be able to know this was new and that was tokunbo.

Also, if you buy a bran new car in Nigeria, there is likelyhood that, a Tokunbo car from USA, has better options than the Nigerian brand new car. Some brand new car in Nigeria are scale down options and can not compare to some Tokunbo car from USA.