₦airaland Forum

realcom: Can someone help to answer this query of mine: can we use a domiciliary account (GBP) statement to apply for visa plz?

Of course, yes. It's the best option since you needn't worry about exchange rate.

Chaze85: Ok wait let say i submitted my application on July 22 and the ukba will attend to me July 30 when will suppose to print the oanda calculation?

July 22. IT IS ALWAYS THE CONVERSION FOR YOUR APPLICATION DATE THAT YOU NEED TO SUBMIT.

Chaze85: Pls explain further

The exchange rate fluctuates a lot. It's a normal thing with FOREX. The UKBA will use the exchange rate available on oanda.com for the date you submitted your application.

Let's say you submitted (and paid for) your application on the 22nd July. If the UKBA is to attend to your application on the 24th July, they will go to oanda.com and look at the exchange rate of the 22nd July so as to calculate your money. In order to let them know you were sure your money was complete and to avoid any misrepresentation or error, you will need to print that page of the exchange rate (after entering your account balance in naira and the pound equivalent displayed) for 22nd July. You will then attach this to your application as proof that the money was complete as at application date.

gmolen: Thanks DonOms for the comment. Yes, I am using my personal account. My degree cert is the only document stated on my CAS. That means the requirement is minimum of 28 days in terms of the fund, but it can stay a little more than that? I was initially concerned with this.

Yes, the minimum is 28 days. It can stay a little more of course but when you print statement, make sure the day of printing is as closest as possible to the day you'll submit documents.

gmolen: Many thanks Justwise, SpikeC an others for the great job you guys are doing here. Please, I just want to be sure that my calculations and preparations are in order based on what I have read so far here. I deposited the required fund into my account on the 18th of July From my calculations, the 28th day will be on the 15th of August, being a Friday. To be on the safe side, I plan printing on the 18th of August (the 31st day), being Monday since I cant do so on Saturday and Sunday (though I would have preferred any of these days), pay for my online application on Tuesday and book an appointment for Wednesday. Please, am I in order? Secondly, below are the documents I am hoping to use for my application
1. The degree cert with which I got my admission and which is also stated on my CAS
2. My CAS
3. My passport
4. Bank Statement
5. TB test result
6. My visa online application print out
7. My study leave with pay approval letter from my employer (I know this is not mandatory, I just want to include it to add credence to my application)
Please, is there anything I am missing out? Thanks all as I await your invaluable comments

You're quite on the right track. However, note that if you submit (or pay) your application on that Tuesday, you may not get appointment for Wednesday, so be prepared for that.
I believe the bank statement is for your personal account and the only document stated in your CAS is your Degree Certificate.

ojoawo: please, i am very sorry for this ignorant question i am about to pose, the thread has gotten really lengthy i have no clue where to get my answers from, as am sure they had already been answered.


I am a fresh graduate (yet to go on youth service). I am planning on starting my masters next year. i had always thought I could never go to the UK for study but right now, it seems more likely than others that the UK might be my destination eventually due to family preference. I hence, decided to seek pro help from people here on what i need to know and prepare for.

1. What university is the best to consider for a masters course in mechanical engineering. and the tuition fees.
2. Is the youth service compulsory to secure a uk student visa since i might only get passed out in november next year and am sure school starts earlier than that.
3. I would be very appreciative if someone can help discuss exactly how much the 1year study will cost, inclusive of tuition, accomodation, maintenace, living costs etc. or point me to a link that i might get that information from.
4. What are the requirements that guarantee a study visa to be approved. the official requirements and the requirements that actually ensure getting the visa (from those with experience)
5. How is living in the uk and what do i need to consider in picking a destination in the uk for my studies.

I would be glad if someone helped me out to discuss this or point me to a link that does that.

Thanks in advance

One step at a time. First, consider your choice of schools. This link should be your first destination:
http://www.thecompleteuniversityguide.co.uk/

Then research schools that offer Mech. Engineering and have reasonably high rankings. Compare locations of such schools with your interests and look at the school website to get info on the modules to be offered, scholarships, fees, admission requirements e.t.c.

Once you have all the above info and picked a few schools of interest, then begin preparation of meeting admission requirements (NYSC doesn't concern UK).

Apart from tuition, which varies in different schools, you will need maintenance funds (living expense + accommodation) which will be determined by your school's location (London & it's boroughs about 12000/year, then other parts about 9800/year estimates)

Your choice of environment may influence your choice of school as much as tuition and academic modules/history can. The choice is yours to make by researching the info. As for the visa, get your school admission first then you can start asking about visa requirements (which of course will be much more clearer to you by then)

Chaze85: Yes it's a school accommodation,I do have my CAS but it didn't show that I paid for my accomodation because I paid the CAS deposit earlier than the accomodation

Request for a receipt then or ask them for an updated CAS. Tell them it's for the purpose of Visa Application so they'll advice you on what to do. Actually, the CAS you have is not exactly the same thing the UKBA have - UKBA is given much more information and I'm sure that accommodation money is known to UKBA already. But, please confirm from your school.

As for your money which you fear may be short of £30 pounds, why not pay about £100 pounds towards accommodation so that you'll have rest of mind.

Chaze85: Pls I want to ask another question I paid my accomodation deposit in first bank and it went thru cos d hostel emailed me stating they received d deposit,my question are:
1. The accomodation didnot give me receipt just notification set receive it however I have d reciept of my payment coming from first bank can I use it in applying visa?
2. In the receipt there's no wriiten for accomodation payment just the amount,is it acceptable?

Is it school accommodation? Have you received your CAS? The accommodation payment should show on your CAS, and you wouldn't need a receipt.
If the above doesn't apply, you can ask for a receipt and if no receipt is available, I believe the combination of the "notification set" AND your FirstBank payment receipt should suffice.

dspy45: @DonOms, tanx. Its actually july 10th – august 8th buh I figured. Well will print 11th cos 9th and 10th falls during the weekend. And I also intend to apply probably 11th or 12th of august so I can get an early interview date for submission.

Please pardon the error. I just noticed you made deposits 10th July (not 10th June) and I have edited my initial response. I saw your other post too, and yes, you are on the right track. Just so you know, your 28th day is on the 7th August.

hasan123: Well my money which was required to show for 28 days was in my bank account from like November. but the closing balance date was 30th of June? Is this Okay? because my bank statement was from 09th of June to 10th of July? Is there anything wrong which will cause my visa to be rejected?

What do you mean by the statement in bold? I do hope my later response made things clear.

hasan123: You mean that closing balance date should not be earlier then 31 days before I've made the application?
Well I've made the Application on 4th of July So the closing balance date should be 3rd of June? It can not be earlier than that?
Because the Maintenance funds and the remaining visa fee was in my account like from few months? but the bank statement shows that the last cheque I've submitted was on 10th of June.
Is this something wrong in it? Like I heard that UKBA needs a statement of 28 days funds in your bank accounts.
Actually can you tell me what do you mean by the "Closing date"?
So that I can explain you more easily.
Regards,
Hasan.

The 31 days thing means that if the date of "closing balance" on your statement is 1st July, for instance, you can only use the statement on or before 1st August (31 days).
It's not something to bother about since you will print a day or 2 days to your appointment date. That's just UKBA policy statement.

Since your money had been complete from 9th June and you have interview on 14th June, just print statement from 09th June to 13th July. That's perfect for you and don't worry that it's more than 28 days. The 28-day thing is the least period.

hasan123: Well Yeah.
Actually My account contains 16000 pounds and I was required to show 12000 actually. I applied for the visa on 4th of July and my appointment was on 14th of July so I take the statement from 9th June to 10th July. Is this Okayy?
Regards. Hasan

That's fine. Which date did your money get complete in the account?

dspy45: @DonOms, so what are the best possible dates to print statement (from when to when - since deposit was made 10th July 2014) and possibly when to do last transaction. this will serve as a guide to the bank staff

Print your statement from 10th July to 8th Aug. 7th of August is actually your 28th day. When do you intend submitting your application?
As for the transaction, you can make a transaction on the 7th of August.

dspy45: Please advice

I deposited the balance of maintenance and balance of school fees on 10th July 2014, when is the best possible date to make last transaction, best date to print statement and wen to apply?

Again, i have well over more than the amount cos i calculated my total of maintenance fund and balance with a GRP of 300pounds to be a on a safer side and still have extras. So can i make withdraws and equally put back the money in beats so activities can go and about with the said account rather than jus leaving it?

You have already been advised by @SpikesC and Oga @Justwise, but I just want to add this:

I know someone who got refused because the ECO got mistakened about the date the funds was deposited as ECO didn't look at the period the account statement was printed (the complete money was there for over 28 days). The applicant didn't include transactions that made the money complete so the ECO just started counting from the first transaction to the printed date and it fell short of 28 days, hence refusal.

I know what I just wrote may be confusing but my point now is this: Make sure the transaction that made your required money complete is reflected in your statement. Then preferably, in case no transaction occurred during the waiting period, you can withdraw/deposit a little amount of money to reflect another transaction (perhaps a day before you will print the statement). This is so as to avoid any form of misunderstanding because you won't be sitting beside the ECO to point anything out while a decision is being made.

hasan123: Hello there,
I've applied for my UK Student Visa & I Submitted my documents and biometric fingerprints etc as well.
The thing is that my friend told me that you have to show 3 original bank statements which proves that you have available funds for future studies but I couldn't find any information telling this that How many bank letters & statements you have to submit in documents. So I submitted two bank statements and Bank letters.
Can any one help me with this? Can any one tell me that I've showed 2 statements and letters will cause my visa to be rejected?
Regards,
Hasan. I've applied from Pakistan for Tier 4 General Student visa from Karachi, Pakistan

Of course you can submit two account statements (even one) if the statement(s) meet these conditions:
1) the funds in account(s) meet the maintenance requirement, and
2) held the money for a consecutive 28 day period in ALL accounts.

The 28-day period is calculated from the date of the closing balance on the most recent of the account statements (if more than one) and that closing balance date must be no earlier than 31 days before the applicant made their application.

MzMariah: My grandparents are left handed too, my dad is from a family of 7 and 6 are left handed, my dad is left handed too so its not my fault I am. that woman just .........I hated myself that day. she did not even say it inside but outside.

Wow! It runs deep in the family. That is extremely rare for 6 out of 7 in a family to be left-handed - I guess 'cos both parents are.
You didn't have to be embarrassed that day... God has made you different and if anyone thinks that's wrong, then you should know that they are not in their "right" minds. “God created a few perfect people, the rest are right handed.”

liyahhh: It's too late for me to call and ask as my biometrics appointment is next week Wednesday and i have to fly from my home country to another country to attend that appointment. I will place a sticky note on my application stating that the International Student Advisors advised me on that maintenance fee and hope for the best. There is absolutely nothing I can do at this point, but thank you for taking the time out to answer my questions.

Okay. All the best.

liyahhh: I haven't submitted any documents as yet. All I have done is pay for my application online, which is why I'm worrying about it. I was told by my university as long as I pay for it before July 1 it will be £800 per month and not £820, but people on this thread are saying that your application is only complete when you hand in your supporting documents. So I'm not sure who to believe. This thread or my university.

To be honest with you, If you asked me this question 2 days ago, I would have said your university is right (according to the Tier-4 Policy Guidance) but as I see it, there seem to be an ambiguity in the paragraph (of the policy) that explains this issue.

Earlier on this page, a similar issue was discussed and when @Thicking called the UKVI premium numbers for inquiry, he was told the application is only considered as "complete" when all documents are submitted and application fee paid.

So I think there is precedence in these cases of payments and document submission. As far as my interpretation of the information received by @Thicking goes, here is what I infer: If you submit all documents and pay on later date, payment date will be your application date. If you pay earlier and submit all documents later, document submission date is your application date.

I'll advice you probably place a call through so as to be sure of your situation and know what is best to do. Above all, remain calm and don't panic.

liyahhh: hello all,
I am new to Nairaland and I have a few questions about the maintenance part of my visa.

1. There was a switch from £800 to £820 pounds for outside the london boroughs. this switch took effect on july 1 officially and i paid for my online application on june 30th. does this mean i will still falling under the £800 per month category? my university said i would, but I would like a second opinion.

2. i need to submit oanda conversion with my bank statements. i had already printed out my conversion from june 30 where it shows i have slightly over what i needed. when i checked the oanda conversion again today because of fluctuation is was less than what i needed. when i hand in my documents will they check for themselves? and would they reject my visa if it is around $50 less than what it should be?

thanks for any replies. this is really worrying me

Did you submit all your documents on 30th June as well? If you did, then you will require £800/month and the conversion rate used for you will be that of 30th June and not the date the application is treated by the ECO.

From your second question, it shows you haven't submitted your documents yet. Is that right? If it is, then I can't answer your question. Read the previous page and hopefully you can find answers.

imadebaby: Hi for those who have successfully applied for student visa pls what an what should be submitted for the application I need a current checklist pls a friend planning to submit soon

If you check through this thread, you'll find the information you need. The only thing recently added is the TB certificate, I believe.

What's the purpose of their ambiguous policy statements then? At least you guys can settle down and focus on making a perfect application.

justwise: That rule is not specifically talking about Nigerian applicants alone, some countries have to apply in person and not online, so in that case you have only one chance to submit all the documents. If i'm in this situation i will not bother myself thinking about it, i will concentrate on meeting all requirements and the interview.

Hopefully it doesn't become a problem for them though.

smslive2: Hello All, Is it safe to say that an applicant can fill his/her application form before 28days but then pay for the online payment on/after the 28 days of maintenance fee?

...

Yes, it is safe to say so. That has been done over and over and I did same.

justwise: I get your point but my question is...did he submit bank statement that hasn't clocked 28days? The loophole here is that submissions is done in two phases: online and offline, so until both are completed your visa application will not be processed. Until you visit visa center and submit your signed copy with all your documents and do biometric your application process is not complete.

He wouldn't be submitting a statement that has not clocked 28 days. But by the time application fee is paid (some days before submission of account statement), his 28-day count wouldn't be complete yet.

I think the bold statement in the quote from the policy below is where the answer lies:

smslive2: ...

"The 28 day period is calculated from the date of the closing balance on the most recent of the documents listed below and that closing balance date must be no earlier than 31 days before the applicant made their application. If the applicant provides evidence of funds at a later date, you must not consider a closing balance later than the date of application."

Page 98 of https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/326559/T4_v23.0_EXT.pdf

Recall that "date of application" is the date application fee is paid and not date the statement of account is submitted. The grammar in the quote a little confusing for me though.

justwise: I think you are causing a scare, as long as you submitted a bank statement that has clocked 28days and meet all other requirements your visa will not be refused because you submitted earlier online even when you still have second part of the application to submit offline.

Oga Justwise your statement above is correct. But the question Thicking is asking is "What if he has paid for the application and submitted online on a day that actually makes his money still less that 28 days?" That's the thing he must be sure of. Because IF UKBA uses the payment date as his application date, the implication is a refusal due to the fact the money isn't up to 28 days.

Before the new policy which SpikesC referred to was implemented, the date your application is submitted is the date you pay your application fee (before which, of course, you must have submitted the application online, whether or not you have had your biometrics/document submission done.)

If the new policy as quoted by SpikesC is correct, it doesn't differ much from the old system. And in fact, it means you shouldn't pay your application fee on a day that makes your 28-days incomplete or makes it exceed 30 days.

Before the online payment option, no one ever has a problem that Thicking has because we are all "forced" to pay application fee on the day of document submission/biometrics. But now that online ppayment can allow you pay much earlier before document submission date, I fear that "application date" rule will be grossly misunderstood.

@Thicking I am hoping it doesn't affect you but I advice you follow the advice by SpikesC to call the premium contact numbers. All the best to you.

kemkem30: Hello all
My ATAS application was approved today. I however, noticed an error in the passport expiry date 12/06/2013 instead of 12/06/2018. Every other information is correct. I dont know what to do. Can this affect my visa application? Should I start a fresh ATAS application? I don't even know if it's my error or theirs. Has this happened to anyone else?

You don't even need to ask any questions. You must contact ATAS immediately and notify them. If they can correct it and re-issue a new certificate (or attach a correction to it), then fine. If a new application is the only solution, the earlier you submit a new application, the better for you, especially if your resumption date is near. Cheers!

hasan123: Hello there,
I've applied for my Visa Application on 4th of July from Pakistan. I applied for TIER 4 General Student Visa in United kingdom. I've taken an appointment of 14th as well.
Now the thing I'm confused about is that I've shown the maintenance and the remaining fee money in the PLS Saving account. Is this correct? because I don't have much time now my appointment is just after a few days.
Will this cause my visa to rejection?
Please Help me with this.
Thank you.
Hasan

Many Nigerians may not understand your question since Prized-Lottery Savings (PLS) Accounts are not used in Nigeria and the UK. I think the saved money remains yours, is never lost, and can be withdrawn at any time you so desire, right? If those three points are right, then I personally believe you are safe to use the account. However,you have to be sure about this so I advice you read the section of "Proof of Maintenance Money" in the UKBA Tier-4 policy and then go to the bank and ask them if the account meets the UKBA policy. All the best.

IGLE25: Good day all. I am new on nairaland. I want a clear answer to this issue that has been bothering my heart for long now. My younger brother applied for UK visiting visa sometime ago and he was refused. His refusal was based on the fact that he said he has an Aunt in the UK without enough evidence to prove that the person in question is truely his Aunt, that how are they sure that if he is given the visa that he will return to Nigeria after the expiration of his 6 months visa. He was given chance to appeal which he did. The issue on ground now is that his to be wife is coming to Nigeria for their wedding she is a British citizen. I want to know if his first refusal will have effect on him while trying to apply for visa to be with his wife in UK. Please what do you advice and what should he have on ground when the wife is ready to take him over because this is their plan... Kindly advice on this...

What was the result of the appeal? Was (or Is) he banned?

Answering those questions will allow experts answer your questions properly. If he is not banned, then I'm sure he can make a successful application to enter the UK on genuine grounds. However, you have to wait for people with more information like Justwise look into your inquiry.

Itstyme: Pls guys, I need your candid advise on this issue that has been a bother to me. I applied for a US business visa July 2013 but I was denied and am about to submit a Tier 4 UK visa application. In my US visa application, I claimed I was married but in reality I am not. Would u advise I remain with the "married" status or i declare my real marital status "fiancee/proposed civil partner"? Am just curious as I feel this might pose a threat under my past visa application history irrespective of the difference in countries. Pls advise

Since you asked for advice, that's what you will get: Tell the truth this time and forget about your former lie. My reason?
1) Very most likely, UKBA MAY not consider your married status as told to the US embassy.
2) Even if they do consider it, you are going as a student into the UK and it MAY not really matter much as long as you're not declaring a 'wife' as dependant.
3) Keeping up with the lie will further complicate matter for you (Two countries will believe you're married instead of one) and may cause future problems.
4) Honesty is the best policy. ..........After all, you didn't get the visa the last time when you lied.

All the best bro.

paradisewoods: Good evening every one please I want to ask a question. Last year I was denied visa and after contacting the school , they asked me to pay the balance of my school fees and defer my admission to september 2014. I paid the balance 9650pounds and deferred. Now I got a message from the school that the fee for this year has increased and I would be affected too. please what do I do ? I think its unfair from the increment to affect me after leaving over 2 million with for what will be 1 year. Please what should i do ? can I ask for the balance back , do some business with it that would yield profit and pay when its approaching september? thank u

I want to believe the idea of having to persuade you into paying full tuition is so as not to be affected by the ever annually-increasing tuition fees of most UK schools. That amount of money can fetch you about 30% profit in 8 months if well invested. I don't know what you should do but if I were you, I'll give my school two options: 1) Refund me so I can invest with the money to be able to afford the increment... or 2) Keep the money and not ask me for any increment. The option would be theirs to make.

uadubasim: Hello @Justwise. Thanks for a good job. Please I'm about applying for my Uk visa and I obeyed the 28 day rule. infact the money stayed for 30 days. but it was withdrawn after I got my statement. Please will this affect my visa application? Will the uk embassy call the bank to confirm my bank details and balance? Please reply asap

Just to add to what Oga Justwise told you (which is the pure truth), why not also return the money into your account, if you still have it.