₦airaland Forum

Munamoqel:
https://www.google.com/url?sa=t&source=web&rct=j&url=https://www.cnbc.com/amp/2022/01/19/56percent-of-americans-cant-cover-a-1000-emergency-expense-with-savings.html&ved=2ahUKEwje_aulrZn7AhWBCewKHZ48BXMQFnoECAwQAQ&usg=AOvVaw03VNd5_SSpBPB2USsav7b6

You again are cherrypicking facts, you also conveniently ignored the fact that while only 44% of Americans have emergency funds that most had credit cars and can still foot their bills.

You fail to understand that in a booming economy people do not saving, when their is a downturn people save. An article from Bloomberg is not an economic survey of how rich or poor Americans are.

You need to look at household wealth and gdp per capita. In America it is 69k , in Nigeria it is 2K.

Stop embarrassing yourself with this argument. In terms of wealth, quality of life , education , security and Healthcare (which your leaders rely on) their is no western country comparable to Nigeria

Munamoqel:
Survey finds more than half of Americans can't afford a $1,000 emergency. Bankrate, a personal finance company, conducted a survey in January to assess Americans' ability to pay for surprises expenses. The results found only 44 percent of U.S. adults had enough money saved to cover a $1,000, unplanned expense.19 01 2022

You like to argue for arguments sake. What is the median household income in Nigeria vs America?

Munamoqel:
Saudi and Kuwait no follow for japa .talk of operation in the Northsea and the life style.

Oga sir, I have worked in Kuwait and I still have friends there. Anyone who is an engineer that have worked in Kuwait or Saudi knows that the perks you get there are 100x that of Nigeria plus safety

Munamoqel:
but a recent survey says 70 percent of American don't have 1000,,USD to cover an emergency .so you where be migrant dey work like donkey no agree with the statistics the oyinbo put

I will be happy to see that survey. Also so you educate yourself, savings in a bank account is not and should not be the measure of wealth.

Let us talk about other assets like stocks, bonds , yields, and real estate portfolios.

Munamoqel:
really come to BIS lekki at closing hours and see the number of oyinbo kids closing from school . At last count their 24000 Brits resident in Nigeria . The oyinbo live a 7 star life style while working in oil exploration in Nigeria .go at look at the total building in ocean view eko hotel end where total staff they enjoy . With 7 star life standard only enjoyed by Arabian royal . Who dash oil worker for America driver ,house maid ,chef and body gaurd for america .

Have you ever heard of Saudi Arabia or Kuwait? Foreign oil and gas worker get all these things plus safety. You dont know anything about oil and gas oga.

Also why would you need a body guard when America is 10x safer than Nigeria?

Munamoqel:
yarn who look like some pikin here . If you work in real oil and gas firm . Total upstream .star oil . Chevron .shell Mobil in Nigeria and resign to work as a factory worker abroad you must be MUMU of century . Oyinbo dey even hustle jobs for those companies in Nigeria . Tell your stories to babies .

Tell me you have never worked in oil and gas without saying you have not worked in oil and gas.

Oyibo is rushing to come and work in Nigeria, are you normal? All the companies you listed are foreign companies with offices around the world.

If you think that Chevron pays the most in the Nigerian office then I really have nothing else to say to you.

Most oyibos want to be alive and being in Nigeria endangers their lives. Use your head for one second

Munamoqel:
we pay income tax Called payee if you truely ever worked you will know we also pay WHT ,CIT VAT ,stamp duty tax . This are all the tax we pay . And it automated . On Vat alone We collectively pay around 500 bn naira per month . NNPC has not remitted any money to govt so Nigeria is currently run on tax collection . From my 7m I shop in shorpite and pay 7,5 vat tax I also buy airline tickets and pay 10 percent as tax . 7m is 10000 USD =this the silly conversion una they do to feel
fulfilled . We have all been here . majority of oyinbo don't have 10000usd in their bank accounts and will take a African Migrant over 1 year of slave labour to save that after expense .

Oga you people should stop this cock and bull story. Majority of oyibo don't have 10000 USD in their bank account?

How do you know this? Tell me. You people talk all this nonsense about mortgage and loans, you think anybody can go to a bank and get any loan they want.

You dont know loans are means tested. When you see someone living in 2m dollar house, they put it in 20% of that money down to begin with which is 400k. Then what ever job they have must be able to cover three times the mortgage payment that is how mortgages are means tested. If you go to any major city in the world the majority of houses there are over 800K , from Melbourne, to Toronto, to New York and even Sydney.

Many Nigerian immigrants but houses that are at least 600K. 10% down is 60K which can build a house in most areas in Nigeria. After that down payment most of us pay a mortgage of nearly 3200 every month comfortably because banks will not give you a mortgage you can't pay comfortably. Again keep deceiving yourself but at least don't deceive people.


I don't have any issues with y'all saying these things to convince yourself you are better off in Nigeria but you are deceiving other Nigerians

I was being generous with the conversion, 7m is not up to 10000usd in the black market where majority of Nigerians buy dollars

Munamoqel:
HiThis a banker dairy .Now washing dead bodies . You call it progress !Hi diary,
I have become lazy to type. Little update about what's happening

For the first time in my life, I touched a dead person. I don't even know how I feel but I think I was a bit scared.

I am currently on a night shift in a hospice, that's end of life people. Had checked up on this man around 1 and he was still breathing and 30 minutes later he was gone.

He needed to be washed, dressed and made presentable. He was warm and felt like he was still sleeping. Just that this time, it looked like a deep sleep. The nurse asked if I was alright doing it. I sha tried by best to hide any of my feelings. Omoh! Things I have seen and experienced in this UK journey.

I just wish I can stop this care assistant job permanently but it seems I will still be stuck

This washing of dead body is an old wives tale.

I have lived in more than 3 western countries. Even when I was at my lowest, working as a laborer I was more fulfilled than when I worked in oil and gas in Nigeria.

These I work in top companies and make a lot of money. The most important aspect of living overseas is that I can go to the gym at 3am and not worry about my safety.

1. Not everyone lives in America
2. As dangerous as you think America is it is safer than Nigeria

3. The homicide rate in Nigeria is 34 compared to 4 in USA
https://worldpopulationreview.com/country-rankings/violent-crime-rates-by-country

Please educate yourself on crime statistics in America

Munamoqel:
Nigeria is a very strange Nation .this year I made around 7m from been insurance agent . It started from a oil and gas firm that wanted to do GIT insurance and the owner contacted me ! I contacted some insurance firm I was familiar with and they agree to take underwrite the policy .I jokely ask if they are paying me commission .they said yes . a large insurance firm agree 15 percent .second 10 .na so e happen . 2 week later several oil and gas logistics firm contacted me via referrals from the first . Baam I have done 13 firm counting . It yearly and renewable and my commission will paid yearly too . This is Nigeria a land of magical opportunities . This just a side unplanned business . Don't let any body tell you it nearing collapse . Those Indians and Chinese will not be here . Lastly zero tax on this commission/income. Unlike Uk yeye tax people go they chase me.up.and down

Typical Nigerian we should celebrate that you don't pay taxes. How will the government build schools , roads and other amenities?

7m naira is just about 10000usd , many Nigerians abroad make 10x this amount

Munamoqel:
nearing collapse ? 500 bn USD economy the largest in Africa bigger than eypt south Africa and Algeria and top FDI and FPI investment destination . Nearing collapse and MTN just raise 100m USD for network expansion .nearing collapse and the FDI lekki 3 bn USD port is ready .nearing collapse the America embassy is building 550m USD embassy in Eko Atlantic .nearing collapse Nigeria student form the 3 largest student population in uk this year .una just van validate the 2 class citizens life una dey live abroad . ( Self consolation )

Keep telling yourself nonsense. The budget of London Ontario is more than Nigeria's total budget.

When it comes to money Nigeria is broke and the system is nearly Collapsed. No power, poor education, majority of Nigerians live in abject poverty and insecurity is an all time high.

Creamcrest:
Sharrap, Nigeria is not nearing collapse,it's still one of the best countries on earth.

Nigerians in Canada and America are even complaining of not being able to build wealth.

Shootings and gun violence also happens in America and Canada.

Some Nigerians here have 24hrs power using inverters and solar.

Most Nigerians can easily build their houses while you niggas in canada and US will be paying for mortgages for several years.

Most Nigerians can build their houses. You don't know the meaning of most clearly

Hannania:
I appreciate your critic, but your points would have been better off with out the first two lines..

I didn't mean to sound condescending. I am sorry if it came out that way

Hannania:
This is spot on. On the other side, some European firms are outsourcing their open roles to skilled developing countries to reduce costs.

It's a difficult market, and I sense a change in hearty paychecks for developers. The market might never be the same again.

I just picked that extra hours point you made...thats a Gel�

This might be a myopic take. I don't know how old you are but if you are old enough you will know that economy in western countries have a cyclic pattern. It constantly oscillates between growth and recession, the growth usually lasts 5 to 10 years with about 2 years of recession.

We are in the downturn and it will change in one or two years.

Kazim88:
Since Elon Musk took over, the media and many woke trolls have creating multiple fake news.

Instead of reporting News or Fact, they are reporting speculations.

"He wants to", "He plans to".... How did they know, were they are the meeting or in his head.

Why not wait and see what he does or leave the platform and go to truth social.

Can you define woke? Many of you just parrot American right wingers? Do you think that the people who use the word woke ,like people like you?

No they are right wingers and nativitists and justify the colonisation of Africa

MyVILLAGEpeople:
You people have started again. People die in the US even from the most mynute health cases. Many people don’t make out alive when being put on life machines in cases of critical health conditions. Death can happen to anyone at any fvcking time bro!

- His chances of survival would have been far better at the hospital as they have accident and trauma specialists.
- He probably would not have been speeding as much to begin with
- The emergency response would have been better at the scene

Lastly, no offense 'mynute' is wrong, it is spelt as minute.

GeneralShepherd:
Only a fool believes a donkey can talk!
Only a fool believes you can walk on water without any form of device for bouyancy and stay afloat

Only a fool will justify the killing of innocent kids in the name of religion!

Only a fool says in his heart that a Jewish man (Adam) and a jewish woman (Eve) are the parents of humanity! What of inbreeding? How did they avoid that? Who did cain marry?

Only a fool would believe anything anybody told him just because he added 'Thus saith the Lord'

Only a fool would believe you can sit down and pray for Nigeria to be better,instead of trying to be the change!

Only a fool will live his call a Jewish local deity Yahweh his god and bear Jewish and English names! Slave mentality

Wow just wow. How my views have undulated over the years is insane

madridguy:
As if you will be cool seeing your son roaming about for a woman.

Biko what is wrong in asking your husband to go check something for you. All these naija redpill young men with only 5k to their name sef

Oduduwa707:
Meaning... $240K annually, right? C'ommon... e no hard reach dat na

20K to travel for 1 month.

Oduduwa707:
OP, when you use the term 'home', you need to realize their new home is no longer Nigeria but, whichever country they currently reside. So 'home' is where their new immediate family resides.

Some don't have the needed papers to come back to 9ja else, they'll get stuck if they do and, trust me Nigerians won't spare their blushes. They would start making fun of 'em. Yes, you heard right. Majority of Nigerians are not good pple. They're secretly wishing each other the worse yet, we're the most spiritual religious pple on earth.

Some Diasporans can't afford to visit 9ja as it's quite expensive. For example, tix fare from the U.S to 9ja is typically $2K on average. They would also shop for things to bring to 9ja... let's say another $2K, they would also budget for their accommodation, feeding, transportation etc... while in 9ja. And let's not forget how poor the 9ja economy is. They would also want to gift monetarily to families and friends. This doesn't include their own personal and leisure expenses ooo. Some also have various personal projects and stuff. Too much expectations, trust me.

At least $8K budget for a 2-week trip Yes, you heard me right! That's like a month worth of net salary for a mid 6-figure income earner in the U.S.

The level of insecurity is another factor. A Maryland based Nigerian was recently killed upon his relocation to 9ja after several years abroad. Just imagine...

Now, I hope you understand.

$8K is if you are single. For a family of 4 you are looking at least $20K.

CaptainZubi:
Most of them no get money. No let anybody deceive you, obodo oyinbo no easy. The system is designed to make you work your black ass like a slave for someone, get paid with one hand then the government use another hand to collect am. Some people have lived abroad for 20 years but can't even boast of $15000 as savings. People who go there and make it big with riches they start building mansions back in nigeria are into one shady deal or the other. No let them deceive you, the money no legit. Usually wire wire, BEC, drugs, robbery and all forms of fraud.

Nonsense upon Nonsense. Most people here are trying to cope.
Let me tell you why many people don't come home.

When you are single it is easy logistics wise and relatively cheap to travel.

As soon as you have your family, the logistics of visiting Nigeria drastically changes. You might be on leave but your spouse is not or the kids are in school etc.

The cost of travelling, as a single person you might spend on average $7000 for a two weeks vacation in Nigeria.

With a wife and two children that cost goes up to $20K to visit Nigeria.

For me it is cheaper to have my mum visit me than going to Nigeria and spending $20K with a high probability of getting kidnapped

emmaodet:
Chaii

Life.
When a son is scared of going back to his father’s house and will rather prefer to stay and die in a stranger’s apartment.

Have seen this before. Many times.
I remember we going to our village in Osun state to pick a family member to stay with us.
My parent will train the child, send her to school and after secondary school, they tell the child it is high time you go back home and you will start seeing a child crying, begging not to go back to village.
To the child, she is a celebrity when she gets back to village, dresses well, speaks English better than those at home and let’s say more exposed.
Now throwing her back to the people that looks up to her will be a disaster to her.
I have seen this experience before and I can relate with your situation

Lol all these years and I'm still not back in naija

Running ride hailing apps is not and cannot be the solution to improve our transportation system.

Think about Lagos for example, will more car riding apps help reduce gridlock? Absolutely not. Could more buses help reduce gridlock? Maybe.

However what Lagos needs is more train lines and modern trains to connect the state. That is what will make a last impact on the gridlock on lagos roads.

I don't know how private companies can help in such capital intensive project of building train lines with selling thr country to these individuals.

APC and Buhari should do the bloody job they were elected to do.

CandidNotes:
Troll: "There are good and bad people in ALL colours and races."
Me: "M'Kay, I'll bite. Consulting the historical archives, how many white countries were invaded by people of colour and then stolen?
How many millions of white people did Africans, Asians, Indians, Mexicans or Native Americans steal from Europe to enslave for centuries?
How many countries did people of colour build using the free labour of white people?
How many European countries are being held in colonial debt nations of colour?
How many thousands of white women gave birth to biracial babies as a result of rape?
How many black women forced white women to nurse their babies at their breasts?
How many millions of white bodies were thrown in the Atlantic Ocean by Africans?
Name a genocide of white people caused by non-whites.
Name one racially discriminatory law against white people that people of colour in this country drafted and successfully enacted.
How many white communities were burned to the ground by people of colour?
How many thousands of white people were lynched by Blacks or other people of colour?
Name one pregnant white woman that was lynched by a mob of black people.
How many white schools and churches were bombed or set fire to by people of colour?
Provide me with a similar version of apartheid or Jim Crow segregation that white people were legally subjected to by people of colour.
Name one non-white doctor who experimented on white children in the nation's best hospitals and labs.
Name one non-white person who participated in the Eugenics movement or sterilized a white person.
How many unarmed white children have been killed by non-white police officers? ~ Dr. Stacey Patton.

It's been 60 years the white man officially left Nigerian governance, what have we done for ourselves?

The entire Africa seems to be struggling and we can just blame the white man

We will Buga when Nigeria becomes like where this event was held, for now we still dey play Nigeria Jaga Jaga

Imagine if this was in say Germany, people will be calling for his resignation. Your typical politician in Nigeria will count this rubbish as part of his achievement in office and we the people will applaud it. We deserve the leaders we have

Repentant and terrorists should not be in the same sentence. The only repentant terrorist is a dead terrorist

Freelane33:
I’m affected right now
To everyone playing on this thread or trying to make a joke out of what is happening right now
May the lord have mercy on you
This is not a joke
Some people may end dia own lives today

Besides voting what do you want us to do?

The said Jonathan was corrupt, he left 2.45 Billion USD in the excess crude account. Mr body language himself, Saint Buhari now has 300K USD in the excess crude account that a -99.99988% reduction in excess crude since 2015.

Think about this percentage difference for a second.

SmartPolician:
This is FALSE

Per annum is what I meant no per monyh

Forget tribal sentiment why would anyone in their right mind vote for APC or PDP?

Have we not seen enough since 1999 from these men?

Alusiizizi:
You're not getting me. Earn the same amount that a typical programmer abroad earns but do it in Nigeria.

People like talking rubbish, no one will pay you the same amount as someone abroad while you are in Nigeria.

1. The reason they are hiring abroad is two fold , for talent and cost reduction.
2. Hiring overseas has its own cost for companies like time difference, engineering culture differences and quality of work.

You will earn a lot but not the same.

Lastly, the security situation in Nigeria has gotten out of hand and your remote dev job will do nothing to save you from that

Alusiizizi:
That's precisely my plan. I'm not going anywhere. One would think that $100K in the U.S.A is real money but by the time you pay the government like $40K in taxes, house mortgage/Apartment, meals, fuel and all, you'll realize that you've got nothing.

Have you considered that you are very likely going to be a victim of violent crime in Nigeria?