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Jedisco's Posts

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Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 9:20am On Jan 02, 2024
Franzee:
Am currently on a care visa..the company that issued COS have no shift...it's really been hard cux I can't get any job even cleaning...

I manage to get shifts but it doesn't sum up to 20 hours and it's not consistent... And end of the month I just pay rent and money dun finish....

Please any clue on what to do and how to go ..I dun apply tech jobs tiya with my updated resume still yet
Have you considered applying to care bank agencies?
I.e agencies that supply carehomes staff on an adhoc bases.
After sign on, some of these agencies may be able to pay you through an umbrella company which could be your primary visa sponsor. Your main visa sponsor then processes your payslip + tax involved
Politics › Re: Ayamelum Receives Soludo's Special Christmas Touch (Photos) by jedisco(m): 10:13am On Dec 23, 2023
What's the meaning of this sycophantic praise singing?
Is this what state funds should be used for?
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 11:45am On Dec 10, 2023
Goke7:
The impression some are giving is that we have unnecessary sense of entitlement despite the fact that for everyone who is here they fulfilled the legal residency obligations
Entitlement.... hehe.. I laugh when people mention entitlement on this page.
The average immigrant many times doesn't even know his/her protected rights talk more of being entitled.

The fact is that an average immigrant needs to work in certain sectors or spend average of 5 yrs in this country to begin to understand what British entitlements means.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 11:40am On Dec 10, 2023
justwise:
Any idea the number of immigrants who pay for ihs, NI and tax but hardly use the NHS?

How much does British people on universal credit all their lives contribute to the system?

The system seems to be in so much pressure when it comes to immigrants but Ukrainers came in the system accommodated them, the govt even pay families to take them in.

Average British citizen are so ignorant of their immigration rules and policies that is why politicians take advantage of that.
The reason I get triggered when people make frivolous statements moreso about the NHS is cos its a sector I know

If you know any GP, ask them to tell you the number of fit notes they issue daily and the kind of things they are issued for. You would begin to see this country differently.

Over 100,000 additional people go off work on longterm sick leave every month many of them would be on benefits and a good chunk would work cash in cash-in-hand hence cheating the system both ways. How many visa paying immigrants are on that list?
Where is the outrage about the ten of thousands of new benefit claimants monthly? What contribution do these make to the nation in comparison to immigrants?
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m):
triplo3:
......

That said, I think immigration should be sustainable, otherwise we overload the system and we get the same “unworkable” system some of us were running away from. When last have you visited a GP or house-hunted? There’s no doubt in my mind this “tiny-Island” is under a lot of pressure and it needs to be released somehow. I don’t like the uncertainty of the immigration laws (they should be fairly stable so people can plan and not be stranded), but how many countries are viable alternatives? Maybe Canada, Australia, USA…be things May even be changing in these countries as well. In terms of voting or making a change, not sure the immigrant vote/lobby is significant enough to move the needle.

Las las, everyone go Dey alright.
You make some points but I find the bolded interesting. Are immigrants really the cause of NHS woes? I remember we were told same thing about the EU

Let me give a brief history of the NHS- its a sector that has always relied on immigrants. From the windrush arrivals of the 1950s who took on menial jobs. Then Asian and Nigerian medics of 1960- 1980s many of whom became GPs that virtually saved UK primary care from collapse. Some of the offspring of this group are quite popular e.g Kemi and Sunak. The 90s saw the influx of Eastern Europeans who took up roles in nursing, care, medicine e.t.c. Early 2000 were the Philipino nurses and recently its back to Nigerian and Asian medics again.

Let me ask...

1. What do you think would happen to the NHS wait times if all immigrants left the UK?

2. What happened in the care sector when Eastern Europeans stopped coming?

3. When was the last time you were in a GP waiting room? (no insult intended). Even in places which are quite diverse, look in any GP waiting room and observe the demography of people sat. The fastest growing age bracket in the UK is still the over 80s... In Healthcare, its a well established fact that in a system like ours, 10 % of users would use about 90% of resources. How many immigrants do you think form part of that 10%?
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 1:09pm On Dec 09, 2023
LionInZion:
Thank you! That's my point exactly. And like a friend of mine would put it it's more factual to say we're open to receiving war fleeing refugees who look like us. There's no point sugar coating it. It's unconscious bias, it's in everyone.
Without getting drawn into this, It's a slippery slope excusing everything on the basis of 'its human nature' or unconscious bias. Name it- racism, slavery, human rights, war, womens right e t.c can all be easily excused.

The issue with Afghanistan was that their suffering was partly due to wrongful interference by the UK and hence there ought to be a moral burden to right some wrongs.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 1:03pm On Dec 09, 2023
profemebee:
It isn't just the UK revising immigration policies

The Prime Minister of one of the largest core Anglosphere countries, Australia has said migration policies will be reviewed in the interest of Australians etc.

This was just last night..

https://www.theguardian.com/australia-news/2023/dec/09/anthony-albanese-announces-plan-to-reduce-immigration-levels-following-covid-influx

https://www.news.com.au/national/pm-albanese-warns-of-student-crackdown-ahead-of-migration-overhaul/news-story/876b3f8e57b78eb1071b71cd4533babd

Like i stated, Countries will do what they seem best in the interest of their citizens and that's fair/fine.... either you cry and cry about it Or you adapt and plan around it
Immigration has always been a low hanging fruit in many countries- one politicians first aim for moreso when there are economic challenges like in the current climate. Partly why many countries are moving right as politicians seek votes and blame immigrants... in reality it always comes around as immigrants are hardly ever the problem... cue Brexit. UK chased out the EU... did it fare better?. Nigeria chased out Ghanaians...did we fare better? No.

Finally, I find it odd when certain folks talk about Immigration in countries like Australia. At what point in Australia's history did Immigration become 'unsustainable'?
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m):
Resurgent2016:
I think you are mixing a few things together.

Honestly, I cannot question if the Brits feel the level of immigration is too high. They have every right and it is not for us to rationalize what is an appropriate level.

The problem is no one has so far complained about the number of international students arriving in the UK or asked them to return to their country after their studies. The government has every opportunity to ask the universities to reduce the number of international students they take or cancel the post-study visa which is used as a job-search year if the government feels they should not come or should return after studies.

Many of the already skilled immigrants have now added expensive quality education in the UK and are now facing a challenge breaking into their preferred career (which the government can help solve) pushing many to health care and other fields where visa sponsorship is more likely but their skill is less relevant. I am pretty sure the government is aware but rather than help them break into the market has thrown an additional spanner into the works, many it less likely many will secure these jobs outside of healthcare and NHS.

These immigrants who have made a significant investment in a UK masters degree are unlikely to leave in large numbers simply because the UK made all skilled worker visa (except care and NHS) harder to get. The policy will just funnel them into care and NHS.

Yes, the biggest loser are the immigrants who came quite skilled and topped it with an expensive master's degree doing care.

The second loser is the UK itself which is now having a growing number of underutilised labour. The are other externalities to this situation that will affect things such as productivity, tax receipts, inflation, integration and equality in society .

I have seen many engineers in this country doing care. Yes, you can blame them for not being dogged enough but the reality is that it is harder to get sponsorship in many of these areas when you have less than 24 months to fight an uphill battle.

Many "Elon Musks" that arrived the UK are in the care sector wasting away.
You capture so much brilliantly I had to requote your post again. moreso highlighting reasons for the resultant difference in attainment among immigrants in different nations. It's always down to opportunities available.

Finally, also the end effect on integration and equality... it cuts across... housing, school, health e.t.c. Eventually, the immigrants of today would be Brits of tomorrow.. hmm... lets hope its not recreating the servile class of old Britain.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m):
So much ado about immigratio.. rightly so.. the mary-go-round continues...

The trilema has always been

1. Gold platted work and tripple locked pensions +benefits in a slow growing economy
2. High wages and low house prices to please the young
3. Very low immigration to please most

It's a tripod the modern UK economy has found impossible to balance... one would always give when they try to capture all. Just like Brexit, this time would not be an exception
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 9:42am On Dec 09, 2023
Viruses:
For home insurance, going directly to the insurer's site, I got a quote of £471/year, going to the same insurer's site from compare the market I got £271/year, going from confused.com I got £152/year. This is for all the extras selected etc.

I want to go for the cheapest quote but I'm kind of worried if all is not what it seems.

Is there a difference or will there be an issue if I buy using the quote I'm getting from comparison sites?
I dont see an issue. But be sure to read the fine print about what's covered and to what extent. Many times, the cheaper offer might not cover an aspect (e.g emergency call outs) and you'd have the option of adding that cover for more before paying.

Also worth looking thru cashback sites. Got £42 back from my home insurance of £250.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 9:37am On Dec 09, 2023
Overthinker:
Encouraging someone out there to keep applying for these jobs because that's what this thread did for me. If I wasn't following this thread I would think once I secure a good warehouse job, I should keep it, but I kept applying, different jobs different role and now I have my offer letter for an entry role with a bank. It's not a big salary but promise of growth is enough for me to start from there. Warehouse is an honest job and a good one, but nothing stops us from aiming higher. All the arguments or the fights, all the differing opinions, believe me it goes a long way in helping the new immigrants. So let's keep aiming higher.
Congrats... It's a role with transferable skills and significant opportunities for growth.

It's stuff like this folks want to hear. Keep pushing
Education › Re: My Observation About The Black Community In A European University by jedisco(m): 8:10am On Nov 30, 2023
Hideki:
I was a bit disappointed with what I noticed when I was invited by a university to give a speech on employability to international students (minority groups) in a western European University.
You should avoid using one brush

If the uni lent them a laptop, then manytimes, that'd be with them for the duration of their studies and hence could be used for whatever practice in or outside school.
On completion of their studies, many who are cash strung would have earned anough to get a good laptop.

Also, in the Westen world today, using Samsung or iphone is not a sign of opulence or waste. Many of those 'big' phones can be purchased cheaply off ebay.

Your post reminds me of Nigerians who see owning a car as waste. And chorus 'a depreciating asset'. They'd rather families kerp jumping okada, trekking on dusty roads or getting cramped into tiny busses. The fact that this is what you noticed says alot
Investment › Re: Treasury Bills In Nigeria by jedisco(m): 7:41am On Nov 30, 2023
Hogwarthtrades:
Returns talked about here is weighted in naira. check out morningstar (search NSE all share nigeria), you can check out investing.com for daily /weekly or monthly return up to 2004 i think. The last 3 years pretty much an anomaly.
The NSE has been sideways since 2008 and only this year exceeded its high of 2008. The years ahead are looking up but then it underperformed in a decade when most major markets were in full swing.

Weighting in naira also doesn't do justice to an individuals ROI as the naira has lost on average 10- 12% against the dollar yearly. I.e a 10% return might equate to just holding usd instead
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 7:29am On Nov 30, 2023
fabulous2019:
Good day house, I was on a skilled worker visa but have been dismissed by my former employer, the company is asking me to pay 10,000£ for the COS, because I didn’t work 5 years with them, and they want to serve me court paper, please anyone know the kind of lawyer or knows a lawyer I can get in uk, I live in Swansea (wales) because they did not use up to 3000£ to get my COS, please I need any good lawyer in uk

Thanks
If your conversations so far have been on the phone, switch to email so there is a clear record.

To note.

1. It illegal for an employer to pass on visa costs to an employee

2. If they are asking for a sum, get them to confirm the sum and what its for in an email.

3. Once they do that and mention visa/COS cost, the next move depends on you. You might remind them that its illegal and afterwards ignore. I'd expect they go silent immediately. Also raising a compliant with the home office (visa licence), a relevant employment body or overseeing body (e.g CQC for care) is a reasonable option to ensure they don't keep this on rpt.

4. For other training costs in general, it's a vague area. While some employers do that, the costs have to be reasonable and proportional. The highest I've seen is 2-3k and thats for a job paying over 50k.

5. What exactly is on your contract? If not stated, they have no backing

6. Even if signed, no court would allow them claw back 10k as employment feefor a regular job. They'd be toast for even stating this in public
Politics › Re: Passport Front Offices To Open Across UK By February 2024 – Interior Minister by jedisco(m): 6:53am On Nov 30, 2023
Good stuff. Hope its setup and running.

This minister is showing bright sparks
Family › Re: Single Nigerian Ladies In Diaspora, Any Reason Why You Turn Down Our Guys? by jedisco(m):
GO0DHardDick:
Are you New on nairaland?

Check on my threads on my experience with my russian woman while I was in Dubai.

Some of you will come online and start displaying your daftness
Answer my questions man

Who are not 'liabilities'?

Have you seen an airport?

It's little headed folks like you thinking they are 'alpha males' that irks me. Human beings (male or female) world over have similar core traits. Manifestation might differ but cire traits are virtually same
Family › Re: Single Nigerian Ladies In Diaspora, Any Reason Why You Turn Down Our Guys? by jedisco(m): 4:03pm On Nov 29, 2023
GO0DHardDick:
Damn!

I don't know what is wrong with some of you guys. You go abroad go dey chase Nigerian girls? Like Dude, are you serious right now?

The earlier you avoid Nigerian girls for your complete sanity, the better for you. u leave USA, Canada, Australian or UK women go Dey chase Nigerian women? Lol seems like you want Parasites and liabilities in your life 🤣
So who are not 'liabilities'?

P.s have you ever seen an airport?
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 11:33pm On Nov 27, 2023
heroshark:
I can also argue that many Nigerian that migrated to the UK using the student visa route in the last 2years are not qualified for the UK student visa.

But then again people will attack me. But let's examine it without bias or prejudice.
What's the point exactly?

Many Nigerians who migrated to the UK as higher earners would not have met the threshold for migration to Zimbabwe or South Africa. Does that in anyway make the South Africa more sought after?

Like I said above, folks need to understand the underlying drivers behind migration
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m):
Treadway:
na you get time dey argue with that fellow.

The fellow's thinking and responses na dead give away for how he/she lacks depth of reasoning. I will even say not many, but majority of those flooding the UK na cos of the ease compared to Canada, US etc. Express entry or student visa for Canny dey extremely cumbersome or outrightly unattainable to majority of them, na the simple fact.

Should we talk about the looooooooong processing times for Canada, or the point based system that is mad competitive. You literally have to be young (under 30 or early 30's), with MSc, and French to even be on queue, but trust some nairalanders to be allergic to facts and truth-telling. UK runs wey you fit run everything in under two months at age 45 sef.

Shioor
I know a good number of folks who went directly to Canada from Nigeria as it was the easier route for them at the time

When comparing countries immigration policies, you need to first understand the underlying drivers.

Canada is a country of 40 million that lets in over 500k people yearly. When UK ended the PSW visa years back, it was the likes of canada that reminded them the market is hotly contested.
-The US satisfies most of it's labour needs by thousands of Mexicans and South Americans trooping and has the wage advantage to also feed off the UK and EU.
-Australia sits on vast reserves suppling many raw materials to China. Just like Canada, they have the wealth to scrape from the UK and other Western nations.
-The UK is not rich enough to source talent from any English speaking Western nation. They have left the EU hence no cheap European labour. They turning to Asia and Africa is not out of want but need.

Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 11:11pm On Nov 27, 2023
pretty1986:
Ok.Thank you for your response.I will be glad if you can link me up with anyone in Australia that is in medical line.I will like to migrate there,My Wife is a registered Nurse.any contact pls?.I will appreciate.Thanks
Are you both interested in Canada?


Canada has this year targeted it's express entry draws in its pursuit to attract specific skillset. Those in the select categories compete against likeminds and manytimes easier.
In licenced Healthcare with an IELTS score, cutoffs are approaching automatic levels

Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m):
kode12:
I hope you have read that terms and conditions they put in the bottom there. Awoof dey run belle oh, make sure there are no hidden terms there.
It's a simple cashback site. The terms are always well spelt out and usually straightforward. One can also raise a claim if a purchase didn't track
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 7:55pm On Nov 26, 2023
Immigration Immigration...

That aside... has anyone come across good Black Friday deals out there? Do share...

Came across this for Three mobile on Quidco... 120GB for £10/12 months + 5G and £60 - £80 cashback on an already good deal. Was good enough to swap my pay as you go to a contract plan again after. Good chance a better deal next yr

For those unaware? Quidco is a cashback site/app that gives a sum back for making certain purchases thru them.. flight tickets, insurance e.t.c. I use them for stuff I'd otherwise have bought and always crosscheck the prices first via a seperate browser to ensure there's no uptick before buying via Quidco. Also read instructions for each deal.

If looking to sign up, do use my ref link for £15 both ways - https://www.quidco.com/raf/11175883/

Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m):
Suellas spirit. Still kicking.


Her last point should have been to limit the number of kids folks who migrated can have.

Interesting how workers earlier on gulped the 6% public wage rise which was funded by immigrants, now cheered the reduction in taxes, increase in benefits and state pension. This new largesse was driven by an unexpected budget surplus largely due to relative economic growth. No one is asking what role immigrants/students played in making this possible

Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 9:39am On Nov 24, 2023
Goke7:
Please stop replying to my posts, am not interested. Stop picking on me @ please advise him to keep off from me.
grin
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m):
Goke7:
If we talk now, they will accuse us of profiling, Let every man continue as he pleases!
Regarding profiling. The issue is understanding the import of your statement. Flip your statement on any other group, say it in public and you're toast.

That Mrs A was convicted and happens to be a Scottish, Nigerian, Muslim, Black e.t.c does not mean that every Scottish or Muslim person should go for mental evaluation and reorientation before they're allowed into 'advanced England'

There are hundreds of thousands of Nigerians in the UK going about their business many of whom are doing well. Why not constantly remind us of their success?
If your goal is really to warn us about crime and not dehumanize, then the there are hundreds of convictions occuring daily in the UK which you could post. A story of a convicted Welsh or Pakistani man should equally send same message.

These things add up and soon become systemic with two examples below.

Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 3:52am On Nov 23, 2023
25,000 people that did not pay masters fee grin Thank God for Brexit.

If the government is so appaled, they should rather cull the number of external COS issued. Mk those wey dey ground see work do.
The care sector has for decades depended on foreign labour. That was not going to change overnight cos folks wanted to leave the EU.

Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 3:45am On Nov 23, 2023
The cat and mouse continues. Suella is gone but her spirit lives on..

I'm happy I've seen an increasing number of newish looking African brethren in the less diverse area where I live. From conversations, many seem to be in care-related roles Hopefully, they settle in quickly and rise up the ladder.

Our local end of year party should make brain. Even this thread is benefiting... getting more active by the day.

Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 3:30am On Nov 23, 2023
Goke7:
You don’t need to reply to my post if you can’t respect yourself, must you reply to my comment? Why the aggression or am I the only one to have commented on this. Please learn to respect other people’s views and if you can’t please stay on your lane o Mr know it all.
We all have our views but you cross the line by depicting us as savages cos a Nigerian did something you dont like. It's called profiling.
Investment › Re: Treasury Bills In Nigeria by jedisco(m): 3:03am On Nov 23, 2023
Hogwarthtrades:
key word Average
S&P500 annual average return ~ 7-9%
NSE average return ~ depends on data you look through ranges between 6 -12%
NASDAQ average annual return ~10.9%
Keen to know what data is this is based on.
Also are you looking at average return of the index only in naira (which has lost upwards of 10% yearly against the dollar) or average return as weighted in USD ?
Travel › Re: Living In The UK: Property,Mortgage And Related by jedisco(m): 9:14am On Nov 22, 2023
Lexusgs430:
But my point, is consent...... Right ...... Are we on the same page ......

But some lenders would also disapprove ......😁

My point is, don't just get a lodger without doing your due diligence.......
For the rent-a-room scheme the process seems pretty straightforward with tax advantages

The downside here is having to live with someone in your own space.

If its a high traffic area, Airbnb should pay higher but with more hassle
Travel › Re: Living In The UK: Property,Mortgage And Related by jedisco(m):
Peerielass:
LISA is meant to be for first time buyers. If you already own a home in Nigeria or elsewhere, I’m afraid you do not qualify to fund your UK house purchase through a LiSA. You can use the LISA as retirement savings.
That has not stopped hundreds of thousands of immigrants who own miniature properties back home from using a LISA towards their first property.

If one is moving in from Hong-Kong having sold a £300k property, then that's a different spirit from owning a 3million naira piece of land in ones village or a tiny bit of a family house. Ultimately, its for everyone to decide.
Travel › Re: Living In The UK: Property,Mortgage And Related by jedisco(m): 8:48am On Nov 22, 2023
Ticha:
Another side way of getting your property rented out is to buy a residential home, live in it for 6 months or more then apply for a consent to let. This works better if you have a 5 year fixed rate. The CTL is a straight forward application, usually you pay a fee (Natwest is £150 flat rate) and it gets approved for as long as your fixed rate lasts. Some lenders will insist you change to a BTL once that fixed rate is over, others like Natwest will roll it over until you say stop!

A CTL gives you permission to rent out the house in full whilst still on a residential mortgage. Of course, it'll have to remain a repayment mortgage throughout. Our main UK family home has been on a CTL since 2017 and we have remortgaged twice since then. It's why the rate on that particular house is 1.1%!
Interesting.. didn't know this was possible.
Used to think one would need a BTL mortgage once the initial CTL ends.

A good loophole to rent out indefinitely on a residential mortgage

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