₦airaland Forum

justwise:
Who do you blame for that?

EJIOGBENIMI:
Hello house. I’ll be 1 year in the uk by ending of next month. I opened Moneybox today and I funded my LISA with 3,500. I also put an order for a weekly deposit of £45 and monthly boost of 1000.
I am totally green when it comes to buying a property in the uk.
I don’t have a credit card. No other source of income aside from my salary.
What other things can you suggest to boost my chances of meeting up with the requirements of buying my first property in 1 year time?
My target is to save abt 40k in addition to my LISA contribution. Planning to buy home in Scotland.

ehizario2012:
IPTV it is mehn, get a TV 98 box stick or the likes, don't use Amazon fire stick.

lavida001:
Thesame way IDF has been prosecuting Palestinians, taking their houses, barricading them like they live I. A concentration camps. This our support for the west is part of the reason why Africa is underdeveloped. We have been hypnotised to believe anything America and USA is right.

adekzy:
Yes, we have been nursing corrupt governments majorly in Africa, but how has America helped our economy apart from huge IMF loan bondage?

China via its Belt and Road initiative has done way more for Africa in a few years compared to the West in decades.

justwise:
I recently unfollowed a longtime friend on facebook because of this, we.....

Lexusgs430:
The decline in numbers, further emphasises one point.......

Education, was simply a cover for mass migration...... Absolving that blogger for grassing on his kindred....😭🤣

hustla:
Tears, wailing and gnashing of teeth don start. We never even use 2 months for the new year

Data from Enroly, a web platform used by one in three international students for managing university enrolment, showed that deposit payments were down 37 per cent compared to last year.
...

https://www.ft.com/content/71b4c6e0-aad9-4e07-9859-152ca7f2dae2

profemebee:
thanks for making it worse lol

How do people manage the timeline considering they're not in control of when the mortgage is fully completed

Gerrard59:
I have never read Americans or South Africans or Singaporeans or Ghanaians used "borrow" instead of "lend". If an elite Nigerian like Iyin can use "borrow" rather than "lend", then it is finished. None of those nationalities' elites used "borrow" rather than "lend". None of them also argue stoopidly that "English no be my papa language".

Regex:
Baba no mind this people. English we speak and learn in school is quite different from what is spoken here and used in learning. When I came to UK I realised that either the British taught us rubbish or as information over time whether formal or informal lose its form and or to an extent value as it gets handed down from generation to generation. Another I am speculating and I have everything to believe given situation of things surrounding us is that we were taught and we refused to learn. That IELTS is a snippets to how English is used here and honestly I do not want them to write it off.

gidjah:
That means my friend Doctor Ken will be a proud owner of a new car hmm! I celebrate you brother ken , your wait and acceptance of d ebonyi job was worth the while, congratulations doc.

Solumtoya:
A friend of mine just left the UK for Canada. He bought his house here some 3 years back. He rented it out and last I heard, he was trying to sell it. So, for anyone who is holding out because he intends to relocate, remember a house is an asset which you can sell. Just ensure you buy at a good price so you can easily sell without loss if need be.

Nicepoker:
A nigerian girl is like a summer weather surrounded by a winter constitution. Always keep them where they belong. (The back seat). They don't even know what they actually want.

Thewritingnerd:
Wait. Which coin was halved? Been a hottt minute since I paid any attention to the markets 😩

cbn4main:
Bro, does one need another COS from their company to apply for a visa extension assuming their 3 years SW visa is about to expire?

arthurwillia:
Wow thank you
I’m currently in Bedford and started Lisa, 2 bed houses are like 250k and above. Is it something you’ll advise someone earning 35k to venture into and then rent to lodgers?

Are you in the north?

Lexusgs430:
[/b]

What later influenced your change of decision to buy........ 🤣

Or rent money is dead money, did not sink deep enough......... 😜

NewT123:
You are right, no need to ask for cancellation as you can have more than one COS. When you get a visa with a COS, the other COS automatically becomes invalid.

arthurwillia:
Congratulations
A lot of questions, is it advisable to start with leasehold or freehold as single guy?

Can I speak to you privately for lengthy talks too?

Lexusgs430:
Final shot.....

https://twitter.com/BBCr4today/status/1743219627742605403?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1743219627742605403%7Ctwgr%5E%7Ctwcon%5Es1_c10&ref_url=about%3Ablank[/quote]Me thinks the depth of this market dip happened in August-October. Perhaps I'm biased but after having trailed the market for over a year with stubborn inflation and house prices refusing to 'crash' as expected in nominal terms, the unexpected 0.5% rate rise in July showed folks that BOE meant business. That was the turning point with inflation and there were significant drops within 1-2 wks on rightmove. I able to push down price and eck some extras from my builder.

I think in this year, prices rise slowly (under inflation i.e a some loss in real terms) or at worst flatline.

zeke100:
Thank you

It was a 5 yrs fixed. I mean 2 years stay in the UK.

The first AIP was 5.6% for 5 years and 6.2% for 2years but got 5.4% for 5 years on the second AIP.

It took a lot of back and forth before going with 5 years though.

Solumtoya:
My Solicitor's fee was definitely high (even though it includes about £500 for Land registry and Engrossment, still high). I noticed late so I just went ahead. If I changed Solicitor, I would have saved over £1k.

Short Answer to Snagging: Yes, it was worth it.

Long answer: It depends on how perfect you want your house, how much you trust your builder and how much you truat yourself.

moshuur:
Wow...nice seeing u here.

Pls are u coming back to crypto thread?

midey93:
Most of them don't, the ones that have licence are saying they have exhausted their quota.

zeke100:
TESTIMONY TIME 😁

COMPLETION DONE AND KEY IN HAND

Barclays 5.4% 10% deposit with 2 years in the UK.

It will be ungrateful not to appreciate all the knowledge, nudge shared on this platform. As a silent reader for 2 years, following keenly, I appreciate everyone contributing to the topic.

Special thanks to Lexusgs430, taking his time to reply messages when contacted and even enlightening me with scenarios over the phone.

To anyone hesitating, It is possible.

arthurwillia:
Is there any single person that have bought house here??

Solumtoya:
Not hidden but little costs here and there that could add up. The only major one really is the Solicitor's fee which is like £1.5k to £3k. With a New build, you have to furnish, etc depending on what the Builders are willing to do or not do. With an Old build, you might have to fix a few things.

If you're like me, I would say "no think am, just put head". If I realised I would be spending so much, I would have waited for another 1 year to save up but it was better I didn't know cos I have spent so much but just one day at a time.

I have put down below some of the extra costs for me and I didn't include things like Sofa, Transport for the various times I had to go to the site; and numerous purchases to furnish the new house. Most of these may not apply if it's a house that's already furnished. The Upgrades are things like fridge, spotlights, extra taps and lights, turf in the garden, etc.

Akhat:
Good morning house. My wife has been applying to different care homes and agencies for sponsorship. She recently changed job from Domiciliary care worker to support worker and her agency does not sponsor. It's been difficult as she is only getting offers from agencies and care homes that are not sponsoring, while she is getting rejection mails from the ones providing sponsorship. This month January will make it 6 months care experience. We have even tried outside our location (liverpool), as far as Scotland and Northern Ireland still no positive result. Our student visa expires in few months time, and presently can't afford PSW for the whole family.
Please we need help. If anyone knows of any agency or care home that is giving sponsorship should kindly assist please. God bless.