₦airaland Forum

JaneYave:
Their way! that is the reason they fasten their movement. People who employ their services have to be smartly watchful. On no account should you stop to buy anything, they will disappear 🤦

Can a graduate get a loan from relation and open an organise wheel barrow business service in that market. Start with 10 customised wheel barrow eg paint it your company logo and with a large number on each barrow. Get 10 company customised Polo,rainboot and raincoat. Biz don start. Get ten boys from their Church member with guarantee. The boys will only pay 400 per wheel barrow per day. Owner will be making 4000k daily.

IamKizzbrown10:
You won’t reach any of your financial goals
without saving money. Savings play a
crucial part in everyone’s lives.
We all can relate to the fact that it’s not easy to
save in this current economy but you reading
this article know you have a lot of thousands
chilling in your bank account.
There is a notion that says “Men spend more
on Friday and women deposit more on
Monday”. With this idea in mind;

It depends
On the persons that teach them about financial literacy.
Short story
If grand parents from your paternal side bad savers they would have teach your father bad saving habit.The grand parents from your maternal side would have teach your mother bad saving habit if they are too. Because your father and mother are bad savers too they will teach you bad saving too and the circle continue until mindset reprograming occurs.
Do you know why most people are poor.its because those that has been feeding our software aka mindset from kids are poor.I mean our parent. You cannot give what you don't have. They are poor and will pass all poor financial habit to you.Do you know that our primary school teacher too are part of the culprit because they too woul have teach our their poor financial habit.. same with secondary teacher and university lecturers too. Ok visualize how many of your primary school teacher are wealthy? How many of your secondary teach are wealthy how many of your university lecturers are wealthy possibly few. Many can not go for 6 month without salary without going into depression.

So back to your question it depends

Alchemy528:
Ousted President of Niger Republic, Mohamed Bazoum, says he is being kept isolated and forced to eat dry rice.

Recall that on July 26, 2023, the military ousted Bazoum and suspended the constitution.

President Bola Tinubu, who is the Chairman of Economic Community of West African States (ECOWAS), had scheduled a meeting for Thursday after the 7-day ultimatum that the regional bloc issued for the reinstatement of President Mohamed Bazoum elapsed.

CNN quoted Bazoum in a series of text messages to a friend as saying he had been “deprived of all human contact” since Friday, with no one supplying him food or medicine.According to the overthrown president, he had been living without electricity for a week, a normal occurrence for all Nigeriens after Nigeria cut off electric power in response to the coup.

Bazoum said all of the perishable food he was supplied with has since gone bad, and he is now eating dry pasta and rice.

Despite his isolation, Bazoum has been in contact with the outside world.

Though denied the chance to speak with acting US Deputy Secretary of State Victoria Nuland during her visit to Niamey, the Nigerien capital, on Monday, Bazoum spoke with Secretary of State Antony Blinken, on phone.

Daily Trust had reported how Alhaji Muhammadu Sanusi, 14th Emir of Kano, met the coup leaders to open a window for negotiation.

Sources told this newspaper that Sanusi went in personal capacity but briefed President Bola Tinubu ahead of the trip.

ECOWAS will hold another meeting in Abuja on Thursday over the coup.

Just thank your God.
It was your guard that carried out the coup and spare your life.

waynetee:
Just like the yoruba adage, "Arugbo se omidan ri" meaning "the old woman is once a slay mama"

Greatings from the cone head.
Greatings from the flat head
It was so so clean then

Daredevil...
Now
Devil don dare am now

pandax:
Abort mission with 2012 Sante Fe, you cannot manage its engine issues as a first time Hyundai user and besides, it had a factory recall

2012 Sonata is strongly recommended based on my usage experience. It was bought brand new and i sold it at mileage 152k in good condition. The only thing to note is that, it is GDi (Gasoline Direct Injection), it will give you better fuel efficiency and power, but with carbon build up over time. To forestall this build up, you can be using injector cleaner every 3000 miles or after every oil change

The parts are readily available, not so expensive, but not as cheap as its equivalent in Toyota - Camry

Finally, you will need a Kia/Hyundai trained Mechanic/Electrician to be servicing your car. If you reside in PH or Asaba, I can recommend one or two for you

Recommend the two you know in Port Harcourt

Workch:
I thought Fulani men are warriors. They have been causing mayhem in Nigeria by filling farmers and villagers and now it's time to fight the real fight, they are chkickening out because this fight will be at their door step.
I didn't know that they are this mucg of cowards. The reason why Yorubas are clamoring for this war is because they know that it will most likely not get to southwest, if this issue happening in Benin Republic, Yorubas will not beat the drum of war against them because Yoruba land will be the entry point to Nigeria.

Simple nothing to benefit from the war.
So therefore it's a needless war.

Uyi2017:
Hello guy,

I just need your honest review on this image I designed using an AI Platform. I will greatly appreciate it. God bless you!

Prefer the first image.
Which AI platform did you use in designed?

Almiron:
I don’t know the appropriate section to post this, so I decided to drop it here. I saw the image and caption on Twitter.


As a professional driver, what would you do if this was the only way to your destination?

Me: I will reverse asap, go and look for a hotel nearby to pass the night. Life is so precious, what if they pop out from the bush with Ak-47 riffles. A lot can go wrong. The only option for me is to reverse and never look back. Eni ori yo odi le, Ire ooo

They have already position themselves at the back and in front after that nailplank. Only option is to see if you can bypass through the bush and speed off hoping you would not get hit by bullet. I am talking from experience. If you are a frequent night bus Traveller you will understand what bus drivers overcome alot at night.

E don dey start like play like play

Dshocker:
So which of the commercial bank issues the 11%?

Why you want me to bottle feed you.


Fixed Deposits Interest Rates of Nigerian Banks and savings interest rates
April 21st, 2023
S/N NAME OF BANK Demand Deposit Savings Deposit Time Deposit
Ave. Int Rate Ave. Int Rate Ave. Int Rate
1 Access Bank 0.47 5.25 13.12
2 Citi Bank Nigeria 0.05 4.95 5.00
3 Coronation Merchant Bank - 6.73 -
4 Ecobank Nigeria 0.01 4.65 9.02
5 FCMB 0.53 1.15 10.00
6 Fidelity Bank 0.50 5.25 7.00
7 First Bank of Nigeria - 4.20 4.84
8 FBN Merchant Bank - - 7.95
9 FSDH 0.20 - 11.93
10 Greenwich Merchant Bank 4.50 - 12.00
11 Guaranty Trust Bank 1.00 5.00 7.00
12 Globus Bank Ltd. 0.01 1.40 4.00
13 Heritage Bank - 5.25 10.50
14 Keystone Bank Ltd 0.49 4.65 13.10
15 Nova Merchant Bank - - 14.30
16 Premium Trust - 5.25 9.52
17 Providus Bank 1.50 4.20 10.50
18 Rand Merchant Bank Nig. Ltd - - 8.96
19 Polaris Bank - 4.95 11.76
20 Stanbic IBTC Bank 0.04 1.75 5.02
21 Standard Chartered Bank - 3.54 6.05
22 Sterling Bank 0.78 4.65 10.19
23 SunTrust Bank -0.00 4.20 9.80
24 Titan Trust Bank - 5.25 4.58
25 Union Bank 0.14 4.95 8.00
26 United Bank for Africa 0.04 4.20 1.00
27 Unity Bank 4.50 5.25 10.00
28 Wema Bank 1.14 5.25 7.55
29 Zenith Bank 0.68 5.25 9.06
the last figure is the rate

Zulum:
I am always thinking of that, infact I have divorced her once before our parents interfere and brought her back....u know as Muslims you are entitled to three divorce...so remain two now

But my fear is my 3yrs old son....fear of missing him

You are entitled to three divorce

Wow

So you mean the moslim that is using moon as point of connection is in trouble then

Teriously

Most people do not know that money has many jobs...

What comes to my mind is that
Money has 4 jobs
1.spend
2.save
3.invest
4.tithe/ donate /charity
You can start using this formula
70% 10% 10% 10% as from today.
Every N1000 that enter your hand
Spend 700
Save 100
Invest 100
Donate 100

Getting money is one thing
Keeping it is another
And they are two different skills.
Some people are good at getting money but bad at managing money

Dshocker:
Broooo, am still waiting for your response, as regard to the commercial bank that issues 18% on interest rate!!!

is it that you can't read or don't understand. if not go and read slowly again. 11% commercial bank and up to 18% others.

Dshocker:
Commercial bank or online banks like kuda and piggyvest?

Commercial bank


and online banks pay more eg renmoney aka renvault pay as high as 18% per annum

realmiracleakab:
This guy has been disturbing me that he does telegram promotion since last year, he even post on nairaland self, this year i just sent home a link to my video on YouTube just for him to watch and subscribe, then he started again. Telling me he will promote my video to larger audience and guarantee thousands of views.

I said ok and to cut the long story short I decided to give it a try and after we agreed on #3000 three thousand naira price for trial, I sent him the money and rest has become stories.

He removed his WhatsApp profile picture and uptill now am yet to get a single video view from him.
I have attached the screenshot for evidence.


Just be careful out there so many scammers online. This one na petty scammer

why not go to seoclerk dot com and buy viewers

Wiseman247:
I have large expans of land l but i done have money to start commerical farming

where

MrNotAgain:
Source- https://www.channelstv.com/2023/06/28/why-cannabis-use-in-us-uk-others-differs-from-nigeria-ndlea/

Mynd44 Nlfpmod Lalasticlala

Go to holland.
They exclude cannabis/hashise and marijuana from problem drugs category. It's normal to see marijuana plants growing in homes and occassionally at public places. There is a lot of cannabis cafe or coffeeshop.do you know that at border town like venlo the german cross over to buy it

Just dey fire without condom

yungzed360:
Officially I joined Nairaland 10+ years ago, precisely May 19, 2013. And since then none of my posts made FP untill recently when I wrote about How my girl is stressing me.

A lot of person(s) want to get their posts to FP... What exactly is the advantage?, initially I was thinking you will be remunerated or something of that nature😂. But mine made it and it was still like a normal post in any of the section.

Let hear from our Oga's pls

Exposure

sholay4star:

https://www.youtube.com/watch?v=ZK_QbeKfqtE

Imagine the experience when you tried to open your door and you come one on one with a cobra snake in your room, not one but two mating on your bed. That was the scenario last week and this week another cobra killed.

We've lost chicken back-to-back, here is a YouTube short video of a hawk killed yesterday and tonight another cobra snake fell and landed on our pot of soup.

My boy were beginning to jittery and to lift their soul, I reminded them how we try hunting rodents weeks ago without any luck and now God blessed us back to back to back.

Preventive measures has been taken, pesticide sprayed, nearby bushes cleared and it's a better scene now.

Get fishing net and use it as fence.

Iceking1:
Good morning nairalanders, this is my first time ever of of attempting to run a business, and I intends to make 100k - 150k yearly

I currently have a start up capital of 2.2 million naira, what business can I start up with it that will guarantee me 10,000 - 13,000 naira monthly.

Your opinions will be highly appreciated, thank you.

Why not fix it aka fix feposit.Some bank give 11% per annual which is 20k monthly.

Iceking1:
Good morning nairalanders, this is my first time ever of of attempting to run a business, and I intends to make 100k - 150k yearly

I currently have a start up capital of 2.2 million naira, what business can I start up with it that will guarantee me 10,000 - 13,000 naira monthly.

Your opinions will be highly appreciated, thank you.

Why not fix it aka fix feposit.Some bank give 11% per annual which is 20k monthly

Swissli:
Just as you read, yes it's true, or so at least so I noticed, whenever she comes to visit, I would say ," let's go out for a walk" because of that attention, people dey crowd us ehn with chants, "na natural hair?, can I touch it?, how long is it?, " .Am giving some of you that opportunity to ask her though but if you feel the above isn't true, you can post your own opinion on who you think has the longest, my own hair never even reach shoulder length and I use to cut it most times because of stress 😩😩, the girls go understand
The picture below was taken last year January, the current length is in the video



https://www.youtube.com/watch?v=ZQqU_UaxDCc

Secret tip,cream etc

Marketloaded:
Good day fans.
I want to invest in Agricultural machinery and I don't have the full knowledge I need.
So what type of tractor is Mostly used in Nigeria and how much can a tractor realize in a week?

Rule number one
Dont invest in what you don't know how

Make sure you know 70%.
My piece of fish go to doing business in Nigeria on the agribusiness section peruse and check the type of farm machinery that are imported. Note the best tractor are fro m German they last longer but are expensive reason most big farmer go for India farm tractors and machinery.
Lastly make a list of top 10 farm and pay them a visit then ask then the kind of tractor they need but don't have. This is call market research

Obnoxious2001:
Where is your farm

About to start at Rivers state

Obnoxious2001:
Yeah.
It's methane gas

Cool will then use my farm waste

GAZZUZZ:
In response to the removal of PMS subsidy.

I have installed an LPG/CNG carburettor that also works with PMS (petrol)

Kindly note

Fuel tank emptied via the supply hose .

Scale set to measure lpg as it is consumed in KG

1L of fuel measured out into a gallon and will be poured into gen.

Same amount of load will be applied in both instances .

Timer set to zero.

I will start with LPG.... Will run for 1KG and I will turn it off once it hits 1kg on the scale the
mark the time.

Next will be petrol PMS, it will also run for 1L then I will mark the amount of time it took before gen went off.

1kg of gas = ₦650 (June 12 2023)

1L of petrol = ₦500 (June 12 2023)

Let's start.

Any questions feel free to ask.


Modified summary


Total time of LPG - 197mins at #650/kg

= #3.3/min

Total time or petrol - 106 mins at #500/l

= #4.7/m

Another way of looking at it .

With Gas

By calculation

1kg of gas at 650naira per kg lasted 3.17hours (3hours 17mins)

How many kg of gas per hour
650/3.17= 205.

Cost per hour = ₦205

I.e ₦205 of gas lasted one hour

*With Petrol*

One liter at #500 lasted 1.46mins (one hour 46mins)

Cost per hour= 500/1.46 = ₦342


Conclusion LPG cheaper

Personally gas is so safer than pms any day, but I'll have to put out this warning.

WARNING!!!!

LPG IS FLAMMABLE.

THE GAS LINE AND GAS CYLINDER SHOULD BE KEPT AWAY FROM NAKED FLAMES AND HOT SURFACES.

WHEN TROUBLESHOOTING A PROBLEM WITH YOUR GEN USE PMS ESPECIALLY FOR VALVE AND ELECTRICAL ISSUES.

FINALLY THE END PRODUCT IS STILL CARBON MONOXIDE AND GEN SHOULD NEVER BE USED IN A CONFINEMENT, CARBON MONOXIDE WILL KILL IF THIS HAPPENS.


Happy independence day people .

Can biogas be use ...