Easybet1:
Please, what can I do to stop Okash from calling me?
They call me at least twice every single day. I have never taken a loan from any loan shark, and I never will, even under duress.
No matter how many times I block their number, they keep calling from different numbers, which is extremely disturbing.

The worst part is that I can't even speak with the person to tell her to stop calling. It’s always a recorded voice, and as soon as I hear, "Hello, this is Gift from Okash," I hang up.

I’ve reached out to them on Twitter asking them to stop disturbing me with calls. Despite this, just today, I received three different calls from them, and I blocked those numbers too.

I can understand why some people take loans from them and then avoid repaying—both the lender and the borrower seem driven by greed.

I don't understand why they are so persistent in trying to force a loan on me.

Is it possible to take legal action against them? What can I do to stop this constant harassment?

please mod help me move it to the front page

Is your phone number new ?

If you can be a mumu for guys like this, imagine what ladies will use you do.

AbokiWam:
My Salary is a little above #100, 000 naira, My friends know I am working which brings enormous pressure on me, They think it is a high paying job because of the Corporate dressing and all.

I don't Know if it is the hardship from this era, but now 4 out of every phone calls someone receives is usually them asking you to lend them money. Currently self I am skeptical of answering phone calls. Work Colleagues also do not spare you in this regard.

My problem now is I am too soft hearted, Any small story and I am already heading to my bank app to do transfer for,

Beginning of June, money I lent to a total number of 7 different people was running into almost 60,000 naira.
At the start of July, Only two people have paid me back (5000 & 4000)

Because of that I promised myself not to lend anyone money again from my salary, but Just this morning I got a call from someone I know , he was crying to me of his salary being delayed at work.
He pleaded with me to lend him #10,000 which I obliged, Knowing fully well I wont get my money back (He has borrowed 8k from me before without paying back)

I think something is wrong with me, I can even go to loan app to borrow and gift a friend if I don't Have

Same borrowing habit almost ruined my Dad, it destroyed his friendship with a close pal, he borrowed his friend #800,000 back IN 2011 when money still had value, the friend refused paying and that crumbled his business for a while.

My Mom have warned me if I continue, I might experience same.

I really need to change...
If every one should pay me money they have owed me, I would be able to buy honda baby boy
This is a bad habit I need to stop.

Ask any one of them to borrow you 5k, let’s see what will happen if you go broke or lose your job.

RealSolution001:
I have this girl that I'm sincere with and everything being equal, I would like to take her to the next stage - marriage.

The issue now is, she snores so badly.

Right now she's lying down in my apartment sleeping while I'm still active working with my system. Guess what? It's as if the building would collapse by her snores

And I'm wondering, is this something I would be able to cope with? I hate snoring with passion.

So how do you judge this now? Is it enough to end it since if we marry, I wouldn't want something to disturb my night rest with snores. Terrible snores. I hate the sound. Hearing it wants to make me run crazy.

Love comes with a lot of baggage 🧳

Is snoring the worst thing about her ?

The Emirate is under the purview of the State Government. So, how will Ado Bayero function in this scenario?

The governor has immunity now, he can choose to disobey court orders without immediate consequences.

Some battles can’t be won.

Hope she has enough evidence. Else, her job is gone.

ayjay45:
Does it make sense for a graduate of univeristy to drive taxi after spending 5 years in school?

I'm thinking of business ideas after school. I can't come up with anything.

I would be a graduate of electrical burt can't seem to think up a way of applying myself in the field.

Should I just drive taxi and earn a living?

Since you are still in school. Take it one step at a time. Try to understand how to apply your knowledge in the outside world 🌎.
Did you do Industrial training in school?
If yes, try to get more practical experience either from people in the field or local electricians.

Know how to electrify a house.
You can also learn car electrification
Car tracker installation & security .

I will not advise you to deviate from your course of study. Stay & grow in your career path.

Don’t give up

You can sometimes become evil while fighting evil.

It’s unfortunate that the State of Israel has become murderers just like Hamas of Palestine.

They now find pleasure in killing humanitarian workers who know nothing about the war.

Zionist indeed.

maak400:


https://www.britishcouncil.org.ng/exam/ielts/book-test

.

Mercylike:
Nairalanders, my friend got a job in a depot although he didn't get the position he wanted as a logistics person.

He was paid as this is his first month..

Offer letter shows below per annum:

Basic - 650000
Transport - 240000
Housing - 240000
Telecommunications - 120000
Lunch - 125000
Medical allowance - 125000
Wardrobe - 125000
Pension - 113000
Annual leave allowance - 65000

Total is 1,803,000 million.

Monthly salary is 150000k.

Note:
1. Out of this 150k, 8% employee pension fee will be deducted

2. Employer is also expected to contribute 10%

3. Paye (i don't know the amount of paye tax on this salary)


My question is; with the information above, how much is the employee supposed to collect at the end of the month .i.e Net monthly salary

PAYE tax is 7%

So , the calculation is correct.

He should collect 127,500 after deduction

Samstyle:
Good evening Nairaland

I have an issue/question I would love to hear your advice on. And if possible someone can get on it for me.

I am a developer with over 5 years of experience from in Nigeria. My Google developer account was terminated some month ago after continual suspension of my apps which I tried to explain but got no understanding response from the Google play team.

I have tried contacting Google through every means possible but to no avail. And frankly speaking, the app idea of one of the apps is a beautiful one.

I would really need your help here.. Is there really any hope for me. Alternatively, if there isn't any hope can any react native developer help me put it up on the store again if I give him the source code (built with react native) for whatever fee it will come with.

What reasons were stated for the suspension of your apps & the ultimate termination of your account

Joboffer24:
Hello Nairalanders,

So recently I got a job which office is situated on the island of Lagos but I live on the mainland. My current job is also on the island but it is hybrid which makes me convenient for me to do some little errands to earn money to survive.

The problem is that the pay in the offer letter which is between 100 to 110k is not what we discussed during the interview, it is half of the amount I told them. I am about to reject the offer as I can't keep up with it and I am planning to reject it politely.

If I remove daily transport and feeding from it, I will be  less with less than 15k and this is not a 3 square meal routine. It is barely a 2 square meal on a 1k per day. Tfare will take me like 1700 per day and it means I can't save any dime on this money.

My current job expires this month and the pay is the same with this new one but just that it is hybrid, I don't have to go to work everyday as I can work from home and also go to office. It is favourable as I could save some money and also attend to the responsibilities on my neck like house rent, utility bills, and family things, mind you, I am not married and I do not have a girlfriend.

Also I am running an ICAN programme that will consume money and time but the issue is that the money offered by this new job can only cover up for my tfare and feeding...

I am about to reject the offer but I need nairalanders opinion, am I making the right decision?

I am still applying for more role... I work as a finance personnel and I have more than a year experience.

To be honest, my interest would have to secure a position in an auditing firm as a trainee. I have no experience in auditing but I want to build a career in this profession before I finish my ICAN programme but the problem is that I am yet to get the opportunity.

I am a fast learner as in very fast learner,Communicate excellently, pay attention to details and I enjoy multitasking.

Please advise me before I reject this offer

No two jobs are exactly the same. Different work environments, different people, different policies.

How sure are you that you’ll give your employer value for the salary you’ll be receiving.

Work for a while before asking for salary review.

Salary is never enough, you will need another source of income to augment since you are the sole breadwinner ( I assume).

The way out is to discuss with your partner and start pursuing a valuable project together , (land, house, education etc).

If you have something to use money for, you will spend wisely and know how to avoid unnecessary wastages and bills.

Be deliberate.

Am I the only one that tends to feel uneasy when church services go on for like 3 hours?

Sometimes I can’t even focus on the activities anymore, I’ll just pick my bible and leave.

I don’t think a church service should last more than 2 hours. This is my opinion, I will like to read yours.

.

..

Sell all your properties to clean white man buttocks.

God abeg o

You can’t keep those kids away from her for a long time. She will finally get what she wants.

You need to start having meaningful conversations with her, on how you want your kids to have good future and your plans to make this happen.

Your children should not be pawns in this chess game.

I pray God give you the wisdom to do the right things.

Fellow guys , what da hell is stopping you from building this type of six packs muscles ?

Is it laziness or what?

Let’s have your opinion

With the introduction of this test kit, it is now easy to carry out DNA testing from the comfort of your homes.

How many new generations marriages can survive this ?

Do you think this kit should be banned ? 😀😀😀

What’s your take on this

Is it right or wrong for the trainee to kneel before collecting her certificate?

Let’s hear it 🤔

In saner climes , customers are always right. But when it comes to Nigeria banks, customers can go to hell.

Hmmmm

Trueigbo:
People sell their investments to travel while those abroad are sending money to invest in Nigeria.

The paradox of life

Yes, it’s the confusion of life. We labour as if we will pack properties to heaven when we die.

Nigeria is not a poor country
Nigerians are not poor.

Most families have valuable assets somewhere, they can sell those properties to facilitate their emigration to any where in the world.

Also, if Nigerians want to achieve something, they will achieve it. We have that strong spirit of determination.

…it’s just that emigration is not the solution to bad governance; we need to fight for our country, for the sake of the future generations.

Should a passport expires in the first place ?

We are built differently.
What might be a big deal to you, might be a no-brainer to me.

We sometimes choose the jobs we aren’t built for, all in the need to make ends meet.

Some bosses can also make matter worse by treating their staffs as sub-humans , either because they are also under pressure or just transferring aggression to their employees.

The solution to this, is to have alternate sources of income & to always be formal/official in the disposition of your duties.

Carry yourself with dignity and respect, and if you don’t have the mental energy for the job, please quit honorably.

There are jobs everywhere, it just might be below your grade. Your mental health is more important.

Hezzyluv:
Discovering he was owing loan sharks 2m (which he used in gambling) and repaying part of the money by u and your dad gave him temerity to borrow more and gamble.

You should have allowed him to sort himself out from the loan people. He actually went to borrow more because he believe you guys would still come to his rescue again.

Addicted gamblers need to learn in hard ways.

For someone to keep gambling after accumulating a debt of over 2M shows that such person is weak-willed.

It is a weakness of the mind.

If something is hurting your feelings and life, the sensible solution is to disconnect from such. But the will-power is gone. His parents needs to do more than settling the debt, they should guide him to discover his purpose in life

Is visitor’s visa not different from medical visa ?

A lot of people are traveling away from winter regions during this period, but you decided to move your own family inside ice . 🧊

The marriage is already a loveless one.

They should visit a reputable marriage counselor, who will tell/remind them of the rules of marriage.

This looks like shit. 💩

God forbid poverty.