₦airaland Forum

kode12:
The euphoria that comes with being given credit . It's very enticing because unlike debits, where you see money leaving your account, you don't feel it so much because it was never yours, to begin with until it's time to pay it back.
Students with unstable jobs have to be really careful sha.

MadeMen4Life:
I just dey see as people dey hola APPROVAL…. with high balance, I come dey wonder if na free money maybe me sef fit apply …. I dey see as people dey shout 5K approval… Chai, big money

semmyk:
Thanks. No qualms Justwise
Awesome moderating decision you've made. I wasn't sure whether to reply or direct the fellow to the students' thread.

unknownknowguy:
@justwise

I know how you ensure things like this don't get posted on the forum. i would like to draw your attention to this as an admin.. is it ok because they have paid to 'advertise'?

kennykale:
@justwise I don’t know why people are still on this issue. The banks will give your balance to the embassy without you consent because you have granted the embassy the privilege by signing and submitting your application. Before you submit your application it will be boldly stated there na. Or at least read the terms and conditions.

Peonies:
@Justwise, Banks do not disclose balances to embassies without customer's consent. If the Bank receives a request to confirm the account balance, they must contact the account holder for his consent. if he gives consent, they disclose. If some banks do it and the account holder gets wind of it, he has a good cause of action against his bank for breach of confidentiality, and so, banks avoid doing this. I understand some bank officers have given these confirmations without customer consent, but the cases where there are blow backs from this breach of due process, you will not hear of it because banks will protect their image and usually fire the staff that erred.
so, in cases where account balances are required, customer's consent is a requirement for disclosure, but I do not see any applicant declining to give consent when you have a pending application. Even if the applicant has given embassy consent, the bank will still obtain their own consent from their customer because whatever consent the customer gave the UKVI is unknown to the bank, because the consent was not given to the bank.

dabiko:
@justwise, @duchess and other gurus, kindly assist with your input regarding this:

I have unconditional offers from Northumbria University, Newcastle & University of Wolverhampton. I'm having some trouble making a choice. Their fees are almost same except that Wolverhampton is marginally lower.

Which of the schools would you advise based on - cost of living, availability of family accommodation, job opportunities (student & dependent), safety, access to major cities and any other comment about each of the school/city.

Your kind and prompt input would be highly appreciated as I am ready to make initial deposit.
Looking forward to your thoughts.

skydude:
A quick and vital info, i called my bank to oblige Embassy abt my acct statement and they said they can't, they need my consent so i av to go to any branch to gv the consent. But why this nonsense. Is it their money or mine. So u guys to put a call to verify this. This is first bank they said they wud never gv consent of customer acct without the customer consenting to it.

ExpressBoy:
Guys what just wise is saying is the truth attached is a mail from UKVI trying to verify an applicant POF ..but they mistakenly sent it to the the applicant instead of the bank.... Justwise forgive me for posting this here but just to silent some people regards this issue..

Solatium:
Yes Banks don't disclose account balance to third parties o,i know of a man who got a call from his bank when UKVI called in and wanting to know the account balance,the account officer had to call him and make the call a conference call and the conversation was recorded,but i don't know how that works with Students Visa

SPARKAMANI:
there is a very big difference: its like asking the bank if this is their statement. They know whats from them. The bank would do well to cross check the account just to be sure. And let the embassy know the statement is genuine. Sometimes they don’t even have to check the account. They would simply know by merely looking at it.

advanceDNA:
people??
false hope??
I don't get what you mean by I'm giving false hope...but im sure i dnt lie or make it up when I said that banks don't divulge customers' available or ledger balance to third party except by court order....its a fact....

the embassy uses their wealth of experiences in seeing many documents to determine these cases...and that's why some fraudulent agents get lucky some times

.i only gave him my opinion based on the information that ge said his documents were not fake...

Peonies:
True. Usually, what they confirm is the authenticity.

Peonies:
Hello @justwise, he is correct to the extent that banks do not reveal customers balances to any third party unless with a court order or the consent of the account holder.
I really hope the poster is successful with his administrative review.

advanceDNA:
they took a guess sayimg you falsified a statement and shot themselves in the leg...i said so becos banks don't disclose people's balance to any third party..not even the UK embassy unless court order from the police....

.if you are sure u did it yourself, with no agent involved and u ddnt move the money...oga take it up

MrsLins:
Happy Sunday everyone!

Please I need your urgent assistance.

1. Pls what are the documents to upload for child defendants for visa application?

2. Has anyone signed the attached document for their kids at the point of application before? Is it necessary to sign this as the parent of the child?

@justwise @mamatukwas

TheGuyFromHR:
Russian roubles, where possible.
It has defied all the sanctions thrown at it so far.

Lexusgs430:
It must be a full moon ..........

But you agree, this thread is much better than wikipedia/google combined ........ What makes sense to one, might not always make sense to another.......

Look at it like Ọja Oyingbo....... Loads to choose from.... ....

Some have made friends ...... Whilst others, lasting enemies........

Irenenwaka:
Hi @justwise I saw your response to someone where you encouraged him to proceed with his Nigerian passport application. I thought it was a very tiring and lengthy process., but i guess the situation is better now.

I have a trip to nigeria in the first week of july with my husband and baby. I already made up my mind that we were all gonna apply for nigeria visa, but I was really encouraged by post loool. If we start a passport application now, we will have to pay for a priority service right in order to get our passports before july??

IjJudy:
Alright, thank you so much

giselle237:
no priority needed. A friend got his in 1 week from the day of biometrics in March. Fill the form in time inorder to get a close appointment date. Hold on,
If you dnt have NIN, it pushes one back by at least 2- 3 weeks because NIN is now compulsory.
40p for adults and 30p for kids. Book a nin appointment as soon as possible

IjJudy:
I was thinking last week of May, but with this whole confusion about not being able to come back in when passport is about to expire has paused the trip....if anyone can assure me I will get my passport in a month or 6 weeks time, then I plan towards end of June

IjJudy:
Thanks, I have a student visa, my brp expires sometime next year. Getting into Nigeria might be easy, but my concern is coming back into UK. Please what's your take, should I apply for renewal here? Any idea how long before the new passport will come, I am asking because of the children's vignette, so it does not expire while waiting for passport.

IjJudy:
Please any idea how long the processing takes

@justwise please you mentioned travelling back with an almost expired passport, mine expires on ist of june, can I travel to Naija with and return before that ist without issues at the airport?

Also someone said my husband can't brinh my kids in since I am the main applicant, we came in together and he has gotten his brp but travelled back to bring the kids.

Elders biko make una help my ministry, anyone that has any input about my plenty listed wahalas above should kindly help. Thanks

Viruses:
Read the story again. The person complaining of injustice is the actual suspect. She is working and having her salary paid into someone else's account. Why?

This is very common in US. Immigrants not eligible to work uses someone else's details to work, salary is paid to the details of the person being used and they settle each other afterwards.

izyblaze:
From what she said, she hinted on the fact that she was not collecting payslips as the money was being paid into someone else’s account (first red flag) secondly since they have her passport and all, I assume it may be possible?

izyblaze:
Hi Gurus in the house, I’ve a question is it true that these shady agencies can sell your details to people without kpali so they can use ur to work? I’m genuinely curious because on my previous reply on the student thread, I had posted about two people I know that were refused PSW and marched back to Nigeria on grounds that their NI were checked, and discovered they broke the 20hrs rule. I reached out to the other one that actually applied for tier two, and she swore she never did more than 20hrs that she’s sure it was one of these agencies that must have given her details to people to work with. She’s planning to hire an immigration lawyer but I’m here asking to satisfy my curiosity becauseeee it’s scary if it’s true

LagosInter:
I need suggestions please.

I have a degree. I am in early 30s.

Never travelled before.

Money is no issue.


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