₦airaland Forum

bazzyblings:
Good evening just wise, please I want to ask a question please .. I have been to sa before now … on my old passport .. so I got a new passport last year and applied to South Africa again .. I was denied … I guess it’s because of Covid they weren’t giving out visas so they find a way to deny after a long time of your passport been with them .. please my question is . If I want to apply for study visa now in the uk , should I declare the sa visa refusal ? Or I can just ignore and proceed ?

Yes

Adejumoke00:
Hello House,

I was refused a visiting Visa last Year December . Can I apply for my Student Visa Now ?

Thanks in Anticipation.

@justwise

Yes you but you have to declare the refusal

Post this in Canadian student visa thread.

femredhead:
On this note again,Dependant(s) must apply to join the main applicant 6months to the expiration of 12months(for a year course).My questions are:

1. Is it IHS fee for a year to be paid or half i.e £470(a year) or £235(half) ?

2. Is maintenance fee for a year or 6months? i.e if it's £1,023 monthly, is it multiply by 6 or 9?

cc : Justwise.

IHS and maintenance money is calculated based on your visa duration, so if you are given 6months visa then your IHS and maintenance money will be for 6months

Jbalveen:
Please do I have to show 3 years of tuition and upkeep as proof of funds or just 1 year?
Please note that I want to go for a BSc degree hence the question

One year

Ishilove:
Another episode of Things That Never Happened.

Your column in Hints magazine would have been called "Marriage Palaver: Marital woes of oga Cletus"

Oga has money to pay for emergency hotel, prostitute , the police and can afford to look after two wives but could not give madam money for a bag of rice?

Glamorouspat1:
Good morning house, please my sister passport will expire in October, she as already applied for a new one and her visa is out and on the old passport. But some people are saying she cannot travel with the old passort that as the student visa on it that she as to transfer the visa to the new passport because her old passport will be canceled. Transferring the visa to the new passport will cost her £155 or so. Please who as traveled with with student visa on old passport and the new passport without having to transfer it.

I will be waiting for your replies. Thank you

She has nothing to worry about, there is no need to transfer any visa, she needs to travel with both passports, there is nothing wrong with that.

hustla:
Chief

What if someone takes like 10K from a CC and leaves the country. What will the Cc coy do?

Do they factor this into their risk analysis before approving the individual or how do they then make profit?

They do and remember that they also have good insurance package that will take care of such case

People do take loan/CC/ expense mobile contract and do a runner but its pointless doing that because at the long run you are likely to get caught.

NNTR:
An asset to the Travel forum.
Yeah, justwise impressed me with his/her cool, calm, collected, sensible, level headed, without fear or favour and tolerant to a degree style of moderating.

_{Personal text: Jesus is not a theologian. He is God who told stories.}

you are in a minority

Thanks though

kode12:
The euphoria that comes with being given credit . It's very enticing because unlike debits, where you see money leaving your account, you don't feel it so much because it was never yours, to begin with until it's time to pay it back.
Students with unstable jobs have to be really careful sha.

True that and that is the danger of it

MadeMen4Life:
I just dey see as people dey hola APPROVAL…. with high balance, I come dey wonder if na free money maybe me sef fit apply …. I dey see as people dey shout 5K approval… Chai, big money

Your post may not be popular with some people but you are making an important point, it’s not free money, if not managed with care it will destroy your life. Years ago a friend on student visa took one with just £2000 balance, she failed to repay the amount spent because she lost the part time job, then the interest grew out of control, bank sent debt recovery agency after her, for years she moved from one address to another, from one city to another. Has to do under table jobs because any money that goes into her account will be taken by the bank. This went on for years, I really don’t know how she got out of it.

semmyk:
Thanks. No qualms Justwise
Awesome moderating decision you've made. I wasn't sure whether to reply or direct the fellow to the students' thread.

Thanks for your understanding

@semmyk

Sorry i have to hide your last reply to a post , People keep posting unrelated questions in this thread.

@NNTR & Goke7

Please lets end this.

Thank you

hustla

Like play like play…you don join the pointless argument lol

unknownknowguy:
@justwise

I know how you ensure things like this don't get posted on the forum. i would like to draw your attention to this as an admin.. is it ok because they have paid to 'advertise'?

Its not ok whether its paid or unpaid ad, its illegal and i have called the admin attention to this weeks ago, that is all i can do, hopefully they will do something about it, this is completely wrong

kennykale:
@justwise I don’t know why people are still on this issue. The banks will give your balance to the embassy without you consent because you have granted the embassy the privilege by signing and submitting your application. Before you submit your application it will be boldly stated there na. Or at least read the terms and conditions.

I got no idea, strange to me to be honest

Peonies:
@Justwise, Banks do not disclose balances to embassies without customer's consent. If the Bank receives a request to confirm the account balance, they must contact the account holder for his consent. if he gives consent, they disclose. If some banks do it and the account holder gets wind of it, he has a good cause of action against his bank for breach of confidentiality, and so, banks avoid doing this. I understand some bank officers have given these confirmations without customer consent, but the cases where there are blow backs from this breach of due process, you will not hear of it because banks will protect their image and usually fire the staff that erred.
so, in cases where account balances are required, customer's consent is a requirement for disclosure, but I do not see any applicant declining to give consent when you have a pending application. Even if the applicant has given embassy consent, the bank will still obtain their own consent from their customer because whatever consent the customer gave the UKVI is unknown to the bank, because the consent was not given to the bank.

Bank will disclose your balance and they have always done that with or without your consent, you willingly submitted those documents to the embassy and authorised the embassy to verify them. So you have little or no legal standing if the embassy went ahead to verify those documents and the bank corporate.

dabiko:
@justwise, @duchess and other gurus, kindly assist with your input regarding this:

I have unconditional offers from Northumbria University, Newcastle & University of Wolverhampton. I'm having some trouble making a choice. Their fees are almost same except that Wolverhampton is marginally lower.

Which of the schools would you advise based on - cost of living, availability of family accommodation, job opportunities (student & dependent), safety, access to major cities and any other comment about each of the school/city.

Your kind and prompt input would be highly appreciated as I am ready to make initial deposit.
Looking forward to your thoughts.

I really can not give you an informed information about any of those cities as i have never lived there, you really have to engage Google on this because you definitely find info about those cities

skydude:
A quick and vital info, i called my bank to oblige Embassy abt my acct statement and they said they can't, they need my consent so i av to go to any branch to gv the consent. But why this nonsense. Is it their money or mine. So u guys to put a call to verify this. This is first bank they said they wud never gv consent of customer acct without the customer consenting to it.

Only you will believe this

ExpressBoy:
Guys what just wise is saying is the truth attached is a mail from UKVI trying to verify an applicant POF ..but they mistakenly sent it to the the applicant instead of the bank.... Justwise forgive me for posting this here but just to silent some people regards this issue..

Thanks for pointing this out

Solatium:
Yes Banks don't disclose account balance to third parties o,i know of a man who got a call from his bank when UKVI called in and wanting to know the account balance,the account officer had to call him and make the call a conference call and the conversation was recorded,but i don't know how that works with Students Visa

Yes bank bank does disclose bank balance to the embassy, the embassy is not ordinary 3rd party and the applicant willingly give the embassy the right to verify the statement, so you are wrong.

SPARKAMANI:
there is a very big difference: its like asking the bank if this is their statement. They know whats from them. The bank would do well to cross check the account just to be sure. And let the embassy know the statement is genuine. Sometimes they don’t even have to check the account. They would simply know by merely looking at it.

You are making things up, they can’t know if the bank statement is genuine just by looking at it then make a decision. They do verify it with the bank. When you applied for visa you signed a clause giving the embassy the right to verify your documents.

How many of people read that legal small print at the end of visa application form before submitting?

advanceDNA:
people??
false hope??
I don't get what you mean by I'm giving false hope...but im sure i dnt lie or make it up when I said that banks don't divulge customers' available or ledger balance to third party except by court order....its a fact....

the embassy uses their wealth of experiences in seeing many documents to determine these cases...and that's why some fraudulent agents get lucky some times

.i only gave him my opinion based on the information that ge said his documents were not fake...

Yes you and few other people here are giving those who are planning to use fake bank statement false hope. The whole point of verification is to determine if the money the applicant claims to have is available. If you used fake bank statement and get away with it then it makes that checks were not made by the embassy.

Embassies do verify bank statements and that includes the availability of fund and banks corporate with such request else your application will be refused if your bank refused to corporate with request from the embassy.

Banks have image to protect , they got no business trying to cover your crime.

Peonies:
True. Usually, what they confirm is the authenticity.

So in that refusal did the embassy mention anything about bank balance?

Peonies:
Hello @justwise, he is correct to the extent that banks do not reveal customers balances to any third party unless with a court order or the consent of the account holder.
I really hope the poster is successful with his administrative review.

Every year we debate this here and every time people are getting caught presenting fake bank statement. The embassy can successfully verify the authenticity of a bank statement without asking about bank balance.

@lekancanny

Don't make any further application until you sort this out else your 10yrs ban will start from the date of previous application.

If you are genuinely sure that the GTB account is genuine then get a letter from your bank and attach it to the same bank statement you submitted and explain what happened, you can either send it for reconsideration or apply for AR, search for reconsideration email address online and email your documents.

They do verify documents and this is not a guess work

advanceDNA:
they took a guess sayimg you falsified a statement and shot themselves in the leg...i said so becos banks don't disclose people's balance to any third party..not even the UK embassy unless court order from the police....

.if you are sure u did it yourself, with no agent involved and u ddnt move the money...oga take it up

You are giving people false hope with this sort of statement, unfortunately naïve ones here will believe this

MrsLins:
Happy Sunday everyone!

Please I need your urgent assistance.

1. Pls what are the documents to upload for child defendants for visa application?

2. Has anyone signed the attached document for their kids at the point of application before? Is it necessary to sign this as the parent of the child?

@justwise @mamatukwas

1. Submit the child's birth certificate, bank statement that contains maintenance for the whole family, you can also submit family pictures

2. Yes you have to sign that as the parent