Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lavida001: 11:19pm On Jan 14, 2024 |
Zahra29: False equivalence as Hamas didn't attack a pipeline or factory or military base did they. They raped , killed and abducted hundreds of innocent women, children and babies. Thesame way IDF has been prosecuting Palestinians, taking their houses, barricading them like they live I. A concentration camps. This our support for the west is part of the reason why Africa is underdeveloped. We have been hypnotised to believe anything America and USA is right. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lavida001: 8:27pm On Jan 14, 2024 |
Kenn55: You guys should be fair in your criticisms. So Houtis are now the victim? Where were u and houti supporters since November when they started attacking international shipping in international waters? Are they ships doing their legitimate business part of the war? Why can't they attack Isreal and leave innocent ships alone? If your brother is a sailor who plies that route and they kill him for something that is not his business, would you be here talking nonsense? Or the lives of sailors in international waters don't matter to you?
The houtis are very stupid. They will draw the fire by themselves but when the fire starts consuming them, they will start crying genocide. They won't care about their civilians now ooo.
On Oct 7, Hamas in their own wisdom decided that the best way to resolve their grievances with Isreal is to go into isreal and massacre civilians and take more than 300 hostage from Isreal, Imagine! What were they thinking? Isreal of all countries that is built on war. They know their civilians will pay the price cos Isreal will surely come for them but that is their goal, to draw the fury of Isreal and come back to claim victim and accuse Isreal of genocide. I expected demonstrations from Palestinians, arabs, south Africans etc to condemn hamas actions during that time Hamas carried out that terror act on isreal but they didn't. If they had done that, it would be fair to hang Isreal for the situation in Gaza.
By the way, this whole middle east crisis is formented by Iran to get regional hegemony over the arabs. Why is Shia Iran carrying Sunni Palestinians matter on their head while Sunni arabs like Saudi,Egypt,Jordan etc aren't? Are you telling me that Shia Iran love the Palestinians more than the Palestinians Sunni brothers? Iran would not join the fight but will engage its proxies to fire the weapons and draw the fight to their own land and the mumu idiots will do it and cry genocide tomorrow.
As for South Africa, let them solve their xenophobic problems before putting their mouth in other people's issues. Before the end of the year, their citizens will go and kill foreigners in their country and destroy their businesses but they are here forming holier than thou.
By the way, Ukraine did not attack Russia to start the war. Russia brought the war to them. If Ukraine did what Hamas did, nobody would have given a damn about their suffering. You can't initiate a war and claim victim, I won't buy that. South Africa is putting mouth In other people’s business but the US and UK don’t? |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lavida001: 3:22am On Jan 14, 2024 |
Lexusgs430: Proper financial planning is required ........ No chop with all your ten fingers (assuming you have 10)......😄😜 Construction job is not sustainable then |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lavida001: 2:07am On Jan 14, 2024 |
Lexusgs430: Once project ends, your bank alert would seize........... 🤣😁
You are expecting to get paid, whilst laying jobless under your duvet........ 😉😂 Omo wetin man go dey chop before another contract show ? |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lavida001: 1:36am On Jan 14, 2024 |
Guys into construction I have a Question.
If for example you are on a project that last let’s say 6 months. What do you guys do or how do you get paid after the project ended and there is non coming in?
Before I join this construction thing I need to know make one no go dey stranded with no shifts. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lavida001: 12:27am On Jan 14, 2024 |
hustla: Out of curiosity, given the current "cost of living crisis", name two ways they can generate £10b+
List and explain
...and I do not have any issues with their laws, if it doesn't favour me in the end, I will either exit to another country or return to Naija.
My philosophy for life is that every thing that happens to you, good or bad, carries with it an equivalent seed of opportunity. Whether you choose to see the opportunity or not is up to you 
Its the wailing that will follow that I am looking forward to
 It’s the UK they have built a reputation for themselves over the years. Student will still come for study’s. And mind you the money they have made from student this past 3 years will be put back into their economy. In a nutshell they will find a way. They always do. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lavida001: 2:46pm On Jan 13, 2024 |
hustla: So, you really think locals who take loans just to pay £9500 will now pay £15k/ year? or Nursing fees of like £20K/ year x3 ?

Asides that, they would have to provide alternative means of generating income for areas in the UK bolstered by the student population. I have always wondered what places like Sheffield, Middlesbrough, Leicester Bradford, Stoke on Trent etc would look like without the student population.
Even with the student population, they are still very dead, dry places So Na student money dey fund Uk economy for over 100 years ? Dey play. They will move on with or without you guys. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lavida001: 3:09pm On Dec 30, 2023 |
If you applied for PSW in December, how long did you have to wait before your application was approved? |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lavida001: 12:30am On Dec 18, 2023 |
Thewritingnerd: Ahn ahn, you want someone to run what? Don’t you earn in pounds? I still dey naija 😭 |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lavida001: 11:17pm On Dec 17, 2023 |
donshaddow: Pls send a me a message through the email on my profile. Send your WhatsApp |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lavida001: 8:13pm On Dec 17, 2023 |
Santa2: Deezer user here, I still pay N900 monthly through my Naija account, Netflix- N4,400, Youtube premium- N1,100 (activated this when I went to naija recently). Wish I can do same for Amazon prime and disney plus. if this is true na to ask person run am for me and send login. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lavida001: 8:09pm On Dec 17, 2023 |
Santa2: Deezer user here, I still pay N900 monthly through my Naija account, Netflix- N4,400, Youtube premium- N1,100 (activated this when I went to naija recently). Wish I can do same for Amazon prime and disney plus. I heard they will automatically log you out if your location changes? |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lavida001: 8:02pm On Dec 17, 2023 |
Thewritingnerd: Please do you people really pay £10.99 per month for Apple Music in this country? 😭
I switched my location from Nigeria to the UK and I couldn’t believe my eyes. Now to take it back to where I come from is stressing me out. 🥲
I used to use my MTN sim to pay for my Apple Music back home when all cards were failing, but will that method work here now? 🥲 You earn in pounds. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lavida001: 7:57pm On Dec 17, 2023 |
hustla: Well, you can. I did not go through the SU, tried to do it myself
In my own case, I followed the assistant lecturer's verbal advice and removed a part of my writeup. A friend who had a similar topic with me used what I removed and had a sexy A (I gave him an outline of what I was planning to write).
Sent them a mail pointing out that I was advised to remove some parts which would have helped me but "No evidence, I explain tire". They just told me the exams board would look into it blah blah. The board did not look into it or change their decision so I just let it go
Schools are different and yours may turn out in your favor. No harm in trying  MSc in Uk na your monay dem need. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lavida001: 7:52pm On Dec 17, 2023 |
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Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lavida001: 1:42am On Dec 16, 2023 |
Anyone still up for joint house rent in London.
Looking for 4 guys we can join funds and rent a house together. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lavida001: 1:19am On Dec 16, 2023 |
Viruses: Been waiting to share this, wanted to have my keys first.
So after exactly 2 years in the UK, I got a house on a mortgage, new build.
Process took 2 months from when I identified and decided on the building, could have taken less but I intentionally delayed it because I needed the next salary to complete the deposit and I applied for the mortgage like a month before the 2 years would actually complete.
I don't know how to write plenty, I'll just drop whatever information I think is useful so if you have any questions, ask.
You need like 2 years residence history to stand a chance of mortgage approval.
Mortgage Advisors play a role, one advisor said Barclays can only give me for 40yrs duration, another advisor gave me the same Barclays for 30yrs.
It's difficult to decide on 2 or 5 yrs fixed term so do your research, I went for 5 yrs but at a point, I was thinking of changing to 2 yrs but I guess we've passed that step now.
If you are planning on bringing in huge funds for the purchase, bring it well before hand to avoid plenty explanation, six months statement is usually required but sometimes, while you're explaining an inflow, you may be required to bring statements dating further back.
It's OK to negotiate rates, sometimes if the lender does not hear back from you on time, they will contact you and reduce the rate without you asking, perhaps they thought you have not responded because of the rate.
For new builds, beside the decision on whether to do 2 or 5 yrs and the choice of house, I don't think there are any special skills or knowledge required, advisors will be doing their thing and giving you update, solicitors will be doing their thing and giving updates, if they require any information they will reach out. Your own is to read and sign documents and ask questions as they arise.
While your income play a role in how much you can borrow, your outgoing play a role in your affordability. The lender complained about my outgoing and the mortgage advisor advised that I reduce my son's days in school to reduce the fees. So I just told them to remove the school fees entirely and explained that he will stay with his aunty, whether I implement that does not matter again. Other options will be to pay off can insurance for the year to reduce the monthly outgoing or pay part of the car loan to reduce the monthly payments.
If you haven't, start your moneybox journey, I got 4k free from moneybox. Me 2k, wife 2k.
If it's a new build, you can buy towards the time when most of the houses are sold, as the houses are getting sold, they begin to introduce discounts and cashback. I was lucky to buy the show home although the furnitures were removed, some other items like curtains and decor were left.
There are lots of schemes available especially for new builds including first home schemes and shared ownership, depending on your money, you can explore these. I didn't use any scheme because I could raise the deposit.
There's hardly a right time to start the process, just get an idea of the area and cost of the building you want, raise some money and approach a mortgage advisor and things will begin to unfold and become clear.
My appreciation goes to everyone who have contributed to mortgage issues on this thread, I learnt alot and the information gained were useful. How much do you reckon is down payment for 2 bed? Congratulations man |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lavida001: 8:45pm On Dec 15, 2023 |
hustla: Food don land
Make una come defend this one too  I don’t know about this but the plans he has on banning vaping and cig for teenagers, that’s the kind of policy’s I would like to see implemented. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lavida001: 8:41pm On Dec 15, 2023 |
hustla: I'm convinced if they ask some people to sacrifice their siblings to the UK government so they can continue to lick home office's behind, they will willingly do it
So, if I had some mental health breakdown during my course, or life happened and I didn't graduate with good grades, make them fling me away abi? After paying nearly x3 what home students pay with 0 student loans or support from the same government.. Abi?
I hope its sarcasm sha but just Continue  There will be exception if you have mental health issues. It’s called extenuating circumstances. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lavida001: 1:06pm On Dec 13, 2023 |
So the individual who died on the Bibby barge is a Cameroonian 🇨🇲 Doctor 🤔 |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lavida001: 7:57pm On Dec 12, 2023 |
babajeje123: Check your dm Na single person I dey find no be Baba |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lavida001: 1:44pm On Dec 12, 2023 |
Any responsible man available to buddy up and rent a house in London. kindly signify |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lavida001: 1:24pm On Dec 12, 2023 |
OgbeniOptional: The truth is, the social media fools and useless tiktokers are part of why rules are changing. If u understand covert racism/discrimination, you will these countries do not want Nigeria. No government would be happy when you openly talk about the loopholes in their policies. A manager in health and social care told me their international recruitment's direct them that they shouldn’t accept applications from Nigeria and Zimbabwe but they can accept from Ghana, SA and those Asian countries like Philippines, he said he doesn’t understand why he has to reject good applicants because of that. They won’t come out to say we don’t want Nigerians or Zimbabweans nah but they filter applications.
The day I caught one British nurse watching Daddy freeze on YouTube ehn, Mo fo. The way we demonize our continent is at our own disadvantage. They will never respect us and u will never be accepted to this British culture even make u later become citizen, no matter how u try Their espionage game is on another level, dont be amaze they might even be on this forum reading our comments. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lavida001: 1:16pm On Dec 12, 2023 |
hustla: Sometimes, its not about the money  Most often its about the future of their kids. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lavida001: 1:09pm On Dec 12, 2023 |
deept: My brother, I was going to say same thing.
I was in a position like this years ago at one logistics company like that giving juicy routes to our people. Just one day where I knew the supervisors were watching, did everything by the book 100% ant our people didn't get what they wanted, I was called names by same people I had always given an advantage. They expected me to favour them at the risk of me losing my job then. People are selfish and of they don't get their way there is always tag you badly. chief im a logistics graduate looking for job. Please you fit show me the ropes and pointers to securing jobs. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lavida001: 2:27am On Dec 12, 2023 |
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Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lavida001: 1:05am On Dec 12, 2023 |
where is lexus in all of this analysis?
Be like you dey vacation in spain? |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lavida001: 12:56am On Dec 12, 2023 |
ReesheesuKnack: As an avid student of (recent Nigerian History), your rhetoric is EXACTLY what the APC used to get to power in 2015. All these ‘Where’ questions you are asking, the APC asked them. And because of all the Where’s rhetoric, the APC got into power. The APC (in 2014) was talking about making $ = NGN. What they failed to do was to say the ‘HOW’.
That is the same thing You (and UK Labour & Cooperative Party) are doing. Whipping up rhetorics. Oya, tell us (the voters) how you will achieve it. The HOW is the key thing here. Plus, where will the money come from?
Missjekyll. HoW will you achieve these?
Railways are expensive yet crap: How will labour reduce the fare from S[b]heffield to Rotherham from £5.10 to £1.20? [/b]
The NHS is now rubbish: HOW will Labour un-rubbish it?
There are no bobbies on the beat: How will Labour bring bobbies on the beat? And where will the money for the bobbies salaries come from?
There are more food banks than macdonalds: How will Labour establish more macdonalds to outnumber the food banks?
Prisons are now full to the brim: how will Labour decongest them?
You see, you keep on banging about how the Tories are rubbish. Tell us how Labour will solve the problems. Cooker keep cooking. Saw what you did there  |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lavida001: 12:51am On Dec 12, 2023 |
ReesheesuKnack: But seriously, how will you be angry for someone for doing his job? We need to unlearn that naija mentality that has been embedded into our subconscious. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lavida001: 12:37am On Dec 12, 2023 |
ehizario2012: Lol @judgement. Now I understand why people bring their issues here and say it happened to their uncle, brother, sister, neighbour, cousin etc... never themselves! Its the judgement they afraid of... Well, I'm an Edo man and we nor dey fear judgement. It's all in the past now anyway. Bros you broke the law simple. own it and repent. This is why where we run from is the way it is. We dont agree we are wrong always looking for excuses or putting the blame on something. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lavida001: 12:33am On Dec 12, 2023 |
profemebee: You always amaze me
Someone freely told a story, started and finished the story... and is being corrected so he can learn from his mistakes
You reply stating you don't think he has finished the entire story..... you want him to add Jara??
lol.. amazing stuff..
I'm sure if the race was switched and it was the white conductor giving him the penalty charge, it would have been "the white conductor is racist"  In all of this all i have to say is as a black man you will always be a second class citizen in a white mans land. if you like get ILR |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by lavida001: 12:28am On Dec 12, 2023 |
ehizario2012: Hmmm... In my first week in this country, I took a train to Rotherham from Sheffield and paid £5.6 in cash inside the train, on my way back I paid the same £5.6 in cash. The conductors were white, a lady to, and a guy fro. It was only me that day, I went to confirm our accomodation.
Following day, I packed my family and all my children inside train to Rotherham, got there as usual, met a white conductor outside the train and told him I'll be paying cash inside the train he said no problem. Lo and behold, the conductor I saw was a black man, he asked for tickets and I said I am paying cash. Next thing, this black man gave me a ticket of £100 for not buying a ticket before boarding the train... My protests and samples of receipts of previous journeys fell on deaf ears. I felt so embarrassed with my kids. That's how we do ourselves, over sabi na e dey kill some of us. Over do!!! He definitely came in as a migrant too! If na Lagos we dey, I for use something do am. You forget that what a white man does and goes unquestioned if that black man run am dem fit rope am? Not everything are as they seems. |