₦airaland Forum

Newboss:
They actually do have the right Nigerian financial system compiles with global anti money laundering laws

Maybe in Russia or China where there's nothing like anti money laundering Once your money is stolen and it enters any one of those countries, just forget about the money because no one can help you

So be careful

Then you put it in proper perspective. If an international transfer is flagged, yes they will put a hold on the money and it will not even hit your account in the first place. If money is already in your account, the bank requires legal (court, police, EFCC etc) directive to hold it. The bank cannot be held liable for a transaction that was not flagged and paid out. That responsibility is with the account owner.

Nowenuse:
Amaka has proofs of her chats and phone conversations with this guy. At least, her network provider can provide the registration details of the SIM number the guy used in calling her. Don't you think she can be acquitted with this?

He chats and phone conversation with the guy are not legally admissible to exonerate her. The network can provide registration details of the said number,,,,,,but your guess is as good as mine, no criminal will use his phone to make calls. Evans had more than 5 phones dedicated to his business and it was difficult to even trace 3 of those lines until sophisticated tracking device was acquired.......this line of argument is a dead end bro

LeanonGOD:
I BLAME the bank - the bank should have placed an hold on the account for few days - for the fact that such huge amount has never been deposited into the account.
When my father's house was sold, the money was paid to my eldest sister's account - she had never had more than 20k in her account, her bank place an hold on the account until all the necessary documents regarding the sale of the property was presented to them,.

I don't know what country you're in and referring to in the reference above....but definitely not Nigeria. The bank has absolutely NO RIGHT to place a hold on monies deposited into customer account except on the instruction of Courts, Police, EFCC or NFU. The bank CANNOT ask you to present documents in order to cash monies in your account. They are only obliged to inform the EFCC if you're are about to make a transfer of an amount above the legal limit.

otomatic:
She was expecting money. Just that the amount was not what she expected.

Even if it was 50,000 paid into her account and was established that she did not notify the authorities/bank of the suspicious transaction and that she cashed it, she will be arrested.

BankeSmalls:
They should borrow from Vatican and build kano roads, see riot for 6 months.

You mean the vatican makes bonds available? By all means FG should explore and take it........

TonyeBarcanista:
Have you empowered your younger sister or mother with 500k before?

Honest, wicked and pragmatic question.

AryEmber:
The only problem I see here is that she didn't inform you and hear what you had to say first. So call her first and tell her how hurt you were, if she does not show any remorse and apologise, gerra of the relationship.

This "Only problem" is enough to determine she has the potential to ruin him

obonujoker:
Hope you know the main purpose of NNPC??

Tell me..... Tell me what I don't know about NNPC

Kastonkastroll:

Liliyann: :
Your mates are spending more than that on their girl and you are here crying coz of 500k!!!

If you are truly in love with that girl, everything about her should come first!!
I can't date someone that doesn't have the welfare of my family at heart!!
So, you allowed her to use the money to settle family issues when you could have done it as her boyfriend!!

You are such a pathetic broke ass guy!
Free that girl so that she can be with someone that loves and value her!!

welfare of your family at heart indeed!!! you don't have brothers and uncles that will cater for that your family's welfare? Why should he shoulder your family's responsibility simply because of a lame boyfriend tag on his head, not even husband ooh, just boyfriend!!! Why don't you urge your oldman to include your bf's name in his will since he his that important to your family....

Una well so? So if your paths with your current bf didn't cross, who'd you expect to finance your family's needs? Your future boyfriend?

Bros,

cut long story short..... he orientation in relationship is the "welfare of her family"

Liliyann:
Your mates are spending more than that on their girl and you are here crying coz of 500k!!!

If you are truly in love with that girl, everything about her should come first!!
I can't date someone that doesn't have the welfare of my family at heart!!
So, you allowed her to use the money to settle family issues when you could have done it as her boyfriend!!

You are such a pathetic broke ass guy!
Free that girl so that she can be with someone that loves and value her!!

Unfortunately every valuable lesson on the story was lost on you.......and what was even of no value is what you picked upon. His makes are spending more than that on their girls............classic senseless talk from women who don't reason. Is he/should he be running his race on the same wavelength as some "God-forsaken-mates"?

It took them over a year to plan for the business and took the guy more than 5months to raise 500k to upfront the girl. Is that a responsible way to spend money given for business? What stops the girl from informing the guy and having his consent before diverting the money to family problems? How can someone shamelessly break a basic element of trust and you see nothing wrong in it?

@OP, you better free this girl and continue your search for a good wife. This one will run you bankrupt. I hazard a guess that this one will divert your future children's school-fees to ....."solve family problems"

INDUSTRIALFAN:
I didn't leave logic out bro.. even if the money was traced to amaka's account, that is where the trail ends. The police should know that no scammer will steal money directly to their account as it is normal to siphon money wey to an account totally out of connection to them. The girl I'm sure also showed them the conversation she had with the guy on Facebook which should exonerate her from being the actual scammer. Arresting her and detaining her will do nothing to bring the actual scammer out. It will only waste their time.

Hmm! how do I do this?

1. That scammers will use an "mark" is classic. What is the issue is that the "Mark" should not be foolish and should know the position of the law (Never get involved directly or remotely in a crime)
2. Showing the police her Facebook chat translate to what in the face of law? When a faceless person transfers N5m into your account and claims its a mistake, requests you to cash it....should that not ring a alarm bell in your faculty?
3. You don't get it do you? As far as investigation is concerned AMAKA is currently the ONLY SCAMMER. The guy Amaka claims does not exist until he can be found (and that will primarily be through Amaka)

otomatic:

dearie: :
It's a common trick that has landed several people in jail.

The right thing to do when someone sends money into ur account and asks you to withdraw or return same...Run to The bank and report it.

Not necessarily. Return the money same way it came - via transfer to the same account you received it from. That way, the trail can form evidence in your favour.

These things happen even to legit business people.

I'll tell a story. A dealer had a customer come in to buy a car. He quoted his price and was informed that oga somewhere will transfer the cash to his account. A few days later he received the transfer but the amount was not complete whereupon he was asked to refund as the business fell through. He simply went to his bank and transferred the money back despite pressures to bring cash.
A few weeks later, police came calling. It turned out that someone was kidnapped and that payment he received was part of the ransom.

It was the return trail that saved him. Now imagine if he had returned it as cash or even if the money was enough to purchase the car he was selling.

So return it same way it came and take documentation serious in business (write receipts in the name you received inflow from), know your customer/customer's business, exercise caution always, carry out proper due diligence in business dealings ...

I believe the first action is to call the bank and inform them of a suspicious transaction on your account. Tell them you were not expecting any money of the sort and ask them to investigate and reverse. The bank can freeze the money and subsequently advise you on options......which will culminate in officially informing the police

speedyconnect3:

einsteine: :

Yes you have to produce him. Part of SCUML guidelines is that for high ticket transactions say above 500k you as a seller must do reasonable KYC.

Bunkum.

Do which stupid KYC?

Banks do that because they have access to nimc, Road safety and immigration portals.


The person can forge an ID and present if you insist.
.And you can't confirm that.


The girl will go free eventually..

You are just doing "agidi" on a point that makes no sense. The position of the laws are clear on this. You will be held liable if you're involved either directly or otherwise in a fraudulent act like this except your lawyer can argue your case. Even at that, it will take a hard bargain to get you off on a reduced sentence

speedyconnect3:
What if she was paying for her services?

What if Amaka was a baker or she sales eg honey and the guy pretends to need 50k worth and then transfers 5m instead, claiming it was a mistake?

The logic suggests the following

1. Refund the whole N5M through the same channel it came through. Banks will normally do a total reversal of a wrong transaction and not the difference. Even in a bank to bank interraction, you get to reverse the whole thing.....for proper accounting records
2. As the guy to do a fresh transfer of 50k. Then you must show that the guy bought the item from you (evidenced by receipt).......even this has its danger. You don't just allow any "customer" to transfer money to your account. You must have done your due-dilligence.

What many of you don't understand is that
1. This is a classic scam kidnappers have used to avoid being traced
2. The law does not recognise ignorance of any sort

INDUSTRIALFAN:

Beremx: :
They should get the fraudster and leave the innocent girl alone

how do they intend to do that especially in Nigeria? While the girl obviously is innocent and they guy a scammer, they can't find him. She has no way if leading them to him. She doesn't know where he lives and the obviously used a fake Facebook account and a fake number. The police is also being very unprofessional because she did nothing wrong but receive money from someone she didn't know is a thief.

Both of you seems to have suspended logic.......

Check this

1. Money was stolen
2. Stealer left a trail
3. Money was traced to Amaka's account
4. Evidence is established that Amaka withdrew the money in person

So what do you expect the police to do? Leave the person that collected/withdrew the stolen money and start looking for Ghost?

einsteine:

lostinHeaven: :
This case will be summarilly dismissed in court,
What is the origen of the money? Was a crime committed? If yes,where is the victim?
These are the questions the prosecutor/police must answer.
Nobody is obligated to help the police in their investigation most expecially an accused,RIGHT TO REMAIN SILENT

Stop talking like you are drunk.

Money was stolen from a company and sent to her account and she withdrew the money. How more guilty can she be?

As far as the law is concerned, Amaka's act of withdrawal of the money does not even make her an accessory to the crime but the prime suspect/only accused. As far as the police/law is concerned, the guy does not exist except Amaka can produce him.

panpan:
Amaka should have seen the red flag when her 'friend' asked her to withdraw N5m in cash. If the amount transferred was an error, she should have insisted in transferring the money back to the same account that the funds came from.

It was greed and st.up.id.ity at work

lostinHeaven:
This case will be summarilly dismissed in court,
What is the origen of the money? Was a crime committed? If yes,where is the victim?
These are the questions the prosecutor/police must answer.
Nobody is obligated to help the police in their investigation most expecially an accused,RIGHT TO REMAIN SILENT

If by accident you are a law student, you should be withdrawn from the course.

ThankYouGod:
I doubt this story.

You can't withdraw 4.9m with ATM card in a day.

That is why you should read the story......

panpan:
Amaka should have seen the red flag when her 'friend' asked her to withdraw N5m in cash. If the amount transferred was an error, she should have insisted in transferring the money back to the same account that the funds came from.

It was greed and st.up.id.ity at work

ThankYouGod:
I doubt this story.

You can't withdraw 4.9m with ATM card in a day.

That is why you should read the story......

Juell:

Giddymoney: :

"Amaka, 33, tall, elegant, hippy and busty"

A true definition of a dumb, empty headed bitch, using the term "Graduate " as a disguise

I'm sure you didn't read the story

If not greed and stu.pi.di.ty what else is there in the story to read? That the most basic home training "Don't take from strangers" is lacking in her or the "I never chop" habit came to the fore? Giddymoney is right, this is the kind of dumb and empty headed girl that will open legs for ice-cream

obonujoker:
Other professions there are just there to make up the number..biko...as we know only one profession can't run a successful business or industry

Haba!

Now you're really doing yourself in. I advise you to keep KWAYET! Your lack of exposure came transparently through.....

sureheaven:
My dad works in NNPC. He passed the promotion exam and was promoted from a deputy manager to a Manager


Pls who asked u or care to know where ur dad works on this faceless forum.

...and who asked you to jump into his mention?

obonujoker:
I guess its those who entered through Quota system.... NNPC that's supposed to be for our teeming Engineering graduates, turned to a joke...

Re: the underlined, can I advise you tell your school to organize an excursion/site-visit to NNPC........so that you don't make gaffes like these

AGNESikpuNNU:
Weeding out Southerners i guess

As a southerner, If any of those 500 is a southerner (as wth any other geographical/geopolitical zone) and failed as stated, then I support they be disengaged forthwith. We cannot fly ethnic kite now and later accuse NNPC of incompetence.....

"Bad Boys ain't no good..... Good Boys ain't no fun...." Mary-J Blige

intruxive:
South east states dont have half of their state population practicing islam. South west is always mixing it up because they have sizable population of both religions

So SE Muslim can be marginalized..... but it is injustice to marginalize Christians in Kaduna? is this not double-speak?

FriendNG:
Your question should be "Do we have any Christian-Muslim ticket in any northern State?". The answer no. Not even Plateau state or Taraba state. They don't allow the Muslims to have even a deputy.

You will clearly see who stand with Justice between Muslim candidate and Christians.

GTFOH!

Where do you twist my question? The biggest hipocracy is to cry injustice of a Muslim-Chrisitan in a state when you governor cannot choose a Muslim deputy. Do your governors have Muslims as deputies?

tunjijones:
Can you pple stop comparing Ekiti state to Kaduna State already? Ekiti state is about 90 pecent christian while the ratio of christian to Muslim in kaduna is about 50:50.

Which stats states these?

AdonaiAluminium:
Can you compare Ekiti to Kaduna in terms of religious volatility?
Be honest and stop this sentiments pls

So "Religious Volatility" should be the standards for choosing candidates?

tunjijones:
Did any body complain about Kano? or do you want to tell me there are no Xtians in Kano. But pple complain about Kaduna because the ratio of xtians to Muslim is almost the same

Says who? Even if so, what does it matter?