₦airaland Forum

I think you're mixing it up with the 28-days requirement.
Even though you have to show the money you need for 28 days prior to your online application, the printed account statement must not be older than 31 days.
You have up till the day of your biometrics to upload your documents so it shouldn't be a problem.
Edit: I actually meant online application, not biometrics. Biometrics is just to register your biometrics and take your interview except you're using the assisted service.

Donracy:
I was thinking that the account statement shouldn't be more than 30 days before the day of your application(online submission) not the day of your biometrics appointment..

Now I want to know considering the influx of applications now and limited appointment dates, what if the applicant couldn't find a nearer date to the appointment before the account statement 31 days validity elapses, how can one submit a fresh bank statement since he/she had already submitted all documents prior to the biometric appointment?.

Thank you

I'll definitely let you know. You can count on that Thanks for offering.

duchess90:
Thanks babe..finish yours then we double celebrate..Let me know if you need help

Yaaaaaay! Congratulations! We should celebrate this o. Looking at next month.

duchess90:
P.S@ mimilyrics , I passed my driving test oh...requested for emergency one under NHS T and T. (not funny at all, babe be sweating like crazy), how far your theory? you don do am ?

I understand you. I only stated a situation in which it could work without being termed self-employment for clarification purpose - if the person is employed with a proper employment contract and with all the clauses regarding regular employment e.t.c.

justwise:
That is unlikely to work with tax driving, if you are a tax driver you either own your car or you hire one and you will need business insurance to do that. Applying for business insurance as a foreign student shows that you are about to circumvent your student visa rules

Working part time as a taxi driver does not mean working 20hrs a week, working as a taxi driver as a foreign student will be regarded as self employment.

You'd have to prove to the ECO that your economic situation in Nigeria is stable and strong enough to warrant you returning to Nigeria i.e. employment / business with stable income.
Even though you have 5k savings, your regular income is what will be largely used to judge your financial capabilities because in this case, you have every reason to want to stay back in the UK. Without proof of a stable and satisfactory income, your application will be refused.

You don't need a passport photograph; your picture will be taken at the VAC.

You can use tiny scan app to scan and convert to pdf. If you use the electronic one, you'd need a letter from your bank to back it up.

Terminalbond:
Hello all I need your opinions and advice,I will love to visit to uk to see my pregnant fiancé who would be giving birth soon. I’ve requested for her to write me an invite so I can be there for delivery. I need opinions as to how to make a successful application. My salary is nothing to write home about, but I have some good saving untouched of 5000 pounds in my account, I want to know what documents to provide, as I plan to spend a month in UK. plus i would like to know what passport photograph format to use for the visa application and also my bank Statement would be a lot of pages? How do I scan it and convert to a pdf, or do I just use the electronic one without the bank stamp?

On the day you submit, not fill.

Yes, you can.

Arhmiee:
Thanks for your reply. So that means I have to print my bank statement on the same day I am filling my online visa application?

You need to show that you've had the money in your account from June 22 - July 20 since that's the 28 days preceding your online application.

Based on the above, your pre-CAS statement can't be used but your account statement from June 9- July 22 as you've stated can be used (The ECO will count 28 days backwards from July 20 which is your submission date). You don't need to start a fresh 28-day count.

Sanitizer:
@mimilyrics

The account statement I used to get a CAS is from 9th June to 7th July. submitted my visa application on 20th of July, submitted my documents on tlscontact website on the 24th of July (with a statement of account running from 9th June to 22nd July). my appointment date is August 6th. I also intend attending the biometrics with the statement I submitted and I fresh one running from 9th June to August 5th.

Hope I'm Good to Go.

If he has to work as a taxi driver, it should be more like a part-employment where the employer treats him like an employer, not an independent contractor. Plus if the company is deducting the driver's NI contributions and tax and remitting to HMRC for the driver and evidenced in a pay slip, it can't be termed a gig economy job anymore.

Uber drivers termed gig economy because they are responsible for paying their own taxes and National Insurance contributions and must also complete a self-assessment tax return each year. Any job that allows you to do this falls under self-employment.

I'm don't know about blueline taxi but it depends largely on the employment terms as outlined above.

Skymoore1004:
Alright I see.
I guess he can work with just regular U.K. taxi companies? Like the city ones etc Blueline or Hatfield Taxis? Or are they also under Gig Economy jobs?

It does. See an explanation in the link below;
https://warwick.ac.uk/study/international/immigration/tier4/working/self_employment_examples.pdf

Driving a taxi requires getting private hire licence from a council or TFL as the case may be; costs about £95 but this varies and depends on a range of factors.

Skymoore1004:
Tbh, I’m not sure if Uber classifies under self employment or does it? I think it falls under part time employment as a student than self employment.

Even if it does and you’re interested in a driving job, there are loads of U.K. owned taxi/driving companies that can employ you. I know that Pakistanis/ Indian students do all this driving jobs but I don’t know the process or documents involved.

There's a part of the form where you'll fill in details of what the applicant will be doing in the UK and in some cases how visiting the places will benefit the applicant can be included; no need to attach itineraries. At least all the applications I've worked on had no itineraries attached and they got their visas.

Heritagee:
I'm planning to invite my mum. I know pple always advise to attach flight itinerary to the application.
I used travelstart.com.ng the last time she applied but as of today, it only has flights to London.

It's self employment and that's not allowed under Tier 4 rules. Some people might have done it and gotten away with it but you might not be so lucky.

AWFCNAIJA:
Please I need expert opinions... Does working from home (online on freelance platforms), irrespective of the number of hours or amount of money made in the process invalidate the terms of a Tier 4 Visa?

Cc: justwise, dduchess90, lagosismyhome

If you do that, the bank statement won't reflect the amount you require for the 28 days before your application.

Aug 3-10 (which is part of the 28-day count) will not be shown on your statement and will lead to a refusal of your application because the ECO will state that you've not shown that the money you rely on is truly available to you because you've not held the money for the 28 days preceding your application.

Arhmiee:
Please, I am a bit confused with the explanation.
For instance, I print my bank statement on 2nd of August then go ahead to do the visa online application on the 10th of August and the available date for the biometric submission is 15th September, will I have to reprint another bank statement before going to VAC on 15th September? I don't want to make mistakes.

Where in the UK are you going to? What are the things you'd be doing there? What are the places you'd be visiting? How much will you be spending on getting into those places or transporting yourself to those places? The information you gather will help you plan your itenerary and expenditure.

Heritagee:
Good morning everyone. Please how can I get travel itinerary so as to know amount to budget for flight tickets?

Thank you in anticipation of your responses

Please don't waste your application fees or jeopardize your application with a mistake that can be avoided because even AR wouldn't fix this.

Your statement should be 28 days preceding your application which in your case will be from about June 28-July 26. The statement can be printed and used within 30 days of you printing it from your bank i.e. if you print your statement from June 28 or 27 - July 26 (or beyond if you wish. The ECO will count 28 days backwards from your submission date) on Aug 4.

That your school said it's okay doesn't mean that you can. The statement doesn't capture the 28 days prior to your online submission; it only captures the 28 days prior to you submitting it to your school for your CAS and there have been days unaccounted for in that statement before you submitted your online application.
If you don't print a statement capturing the 28 days prior to the online submission of your application, your application will be refused.

You can print a new statement closer to your appointment but it must capture the 28 days prior to your online application submission which in your case is around June 28 - July 26; you can print from June 27 or 26 to be on the safe side.

PS: if the money dipped in any way in the days prior to your online submission, pls cancel your current application + visa appointment (you'll be refunded since you've not registered your biometrics) and start your 28-day count again before submitting new application. No offense intended with this pls.

IsJustGrace:
I printed my statement on 14th July
Got my CAS on 24th July
Submitted my visa application on 26th July.
Got biometric date of 3rd September.
Teesside University wrote on my CAS letter that i should apply with same statement within 31days from the day i printed it which i have done and uploaded.
Since my biometric is on 3rd September, will i require to print another on my biometric day?

The statement should be 28 days before you submit your visa application online, not 28 days before you get your CAS. Or did you submit your visa application on July 14? You can use the statement if you submitted your application on July 14.

IsJustGrace:
It does, I printed from 16th June to 14th July which is exactly 28days and my Teesside University also confirmed it by mailing my bank for verification.

Yes, you will. The statement that you submitted to your school for CAS doesn't include the mandatory 28 days preceding the online submission of your visa application.

IsJustGrace:
I just booked for appointment and got 3rd September. Will i be required to upload a recent bank statement since the one I used to get CAS was printed this July?

I would suggest that you liquidate the fixed deposit and put it in a regular current or savings account.

Prior to 2016 when the guidance changed, certificates of deposit were acceptable in the prescribed manner (must not be frozen or inaccessible) as long as they were issued within 31 days of your application and covering the 28 days preceeding your visa payment online.

Now the guidance does not explicitly mention fixed deposits and the areas of the guidance that imply it can be interpreted either way by the ECO.

Ologtheo:
Good evening

Please can a fixed deposit bank certificate be submitted instead of account bank statement at the school and embassy.

Thanks for your responses

A company can only qualify as a financial sponsor if it's an international/multinational company. You don't need a bank statement for this, a stamped letter of sponsorship in the prescribed UKVI format on the organization's letterhead clearly showing at least 2 of the company's locations in 2 different countries is all that you need. They must have a website with their international operating addresses stated.
The following details must be in the letter:
1. your name, date of birth, passport details.
2. the name and contact details of your official financial sponsor;
3. the date of the letter;
4. the length of your sponsorship; and
5. the amount of money the sponsor is giving to you or a statement that your official financial sponsor will cover all of your fees and living costs.
Note: the sponsorship amount must be clearly stated (to avoid a refusal) and the company's addresses must be clearly shown on the letterhead.
You might also be asked why the company is sponsoring you and if you personally know anyone in the company during your tier 4 visa interview.

Lianalexa:
Please can a company qualify as financial sponsor so I can use their bank statement??

No, it doesn't. Your bank statement is sufficient as long as the funds have been in it in the manner prescribed by UKVI.

SAMDEEA123:
Hello house, Adding a reference letter by the bank to your bank statement, does it make any difference?

This will be calculated using your tax code and I can't be definite about how much will be deducted but as long as you're below the personal income threshold, you'll only pay something little for NI and nothing for tax.
Use the link below as a calculation guide:
https://listentotaxman.com/m/

buddie:
@mimilyrics
Thanks so much for your prompt response.

And there would be 15% tax and NI deductions from those earnings right?

You won't be allowed to graduate without offsetting your tuition balance. Without graduating, you won't be able to take advantage of the PSW.

You won't get your certificate with pending tuition payments.

There are deadlines for tuition payments and extending tuition from prior study years to the placement year is unlikely. Failure to meet all payment deadlines might result in the school reporting you to UKVI which will lead to a curtailment of your visa.

How much you make during summer holidays depends on how many hours you're able to work and that largely depends on the industry (hospitality, care, nightlife) you work in. i.e. if you're able to work 40 hours/week at minimum wage during summer holidays, that will be 40 hours * £9.20 = £368 weekly.

buddie:
@Stenon thanks for your relentless support and advice as always.

From what you quoted below, the 24 months after studies then means there is still a pending tuition balance to be paid right? Can that allow you access the psw visa when the degree hasn't been completed with a certificate been issued?


Would any institution issue a certificate without full payment of the tuition fee?


Can tuition balance be spread into the placement year so the payment doesn't overweigh someone?


The summer holiday period can avail a typical 9ja hustler how much on the average during this long holiday for January intake?

As a married woman, you're not obliged to change your name if you don't want to (UKVI understands this) and it doesn't affect your marital status when filling forms. You can use your maiden name and tick the married box.

Since your maiden name is on all your documents (including passport and account) and you don't want to get a new passport in your husband's last name, just fill in your maiden name on your visa application form and select married and input your husband's details.

In this case, you don't need your wedding certificate except your hubby is applying with you since all your legal documents have the same name on them.

EkeneMiriam:
My bank account is also in my maiden name. I can put the money there,no problem with that.

But I did an affidavit of change of name weeks ago and I just need the embassy to know I am married.

What’s the best way to go about it because I don’t my status there to be single.

Thanks

Yes, your marriage certificate is enough proof of change of name for UKVI. You're not required to submit an affidavit for that except you choose to.

Anitaamich:
Good day everyone, I’m bearing my husband’s name on my international passport and daughter’s birth certificate while my other documents are bearing my maiden name... while submitting my visa, can I submit only my marriage certificate or do I still need to attach change of name documents

There’s a mistake on my change of name documents, and it can’t be corrected, so I want to know if submitting marriage certificate alone is enough. You guys should help me out please, note that we’re all applying together.

What I meant was that the name on your passport must match the name on your account and if there's any discrepancy, you should fix it.
You don't need the change of name affidavit since all your documents including passport/account are still in your maiden name. Your visa/brp will be issued in your maiden name which is what you currently have on your passport.

If you want your new last name (husband's surname) to be reflected on your visa/brp, you'll need to change the name on your passport .

NOTE: your wedding certificate, along with your passport in your new name is enough to prove change of name with UKVI if need be.

EkeneMiriam:
So the thing is that the name on my passport is my maiden name, I already had a passport prior to my wedding. Everything document I own is in my maiden name,so even if I change my account name,it will be different from what’s on the passport. I just have the affidavit for change of name.

No. You will need information from your CAS for your visa application.

bayosegun:
Please can someone book appointment or apply for Visa while waiting for cas?

What name is on your passport? Is it the same as the name on your bank account?
If yes, then your wedding certificate is okay to show a link between the name on your passport/account and other documents you got prior to your marriage/change of name.
If not, update your name with your bank so that the name on your passport and visa application match the name on your bank account.

EkeneMiriam:
Hi everyone

Please must the self maintenance money(money to be kept in the account to support me while I study) be in my surname or can it be a diff surname. I am married and I am wondering if it can be in my husband’s name. I have done a change of name at the court but all my documents are carrying my maiden name so I don’t want to have any issues with the embassy concerning the details of the money for upkeep/maintenance.

I will appreciate a swift response to this please, thank you.

I'll send you a message on WhatsApp now.

Mimzyy:
Princess is fine o. Eating all my food. Thank you . Please I’m trying to figure out who is behind the id. Help meeeeeeee I’m lost.

Congrats babe! I just guessed it was you from your moniker and your pic proved it. How's our princess? #winks

Mimzyy:
Ati lo. Ati de. Previously booked test got cancelled in March due to COVID-19. Got an email two days ago to rebook test and I did for today’s date. Used my car and passed with 4 minors. Done and dusted. Kama pade mo o‼️Phewwwww. @lexusgs430 I think I deserve one bottle of Hennessy to be bought with one of those two cc you just received

Lol! If you read my comment again, you'd see that my comment was a temporary note of caution which was based on the loopholes then, the fact that UCard and Monzo operate similar models and because institutions like UCard and Monzo sometimes share providers for certain services.
I stated that I wouldn't advice it at the time, I didn't say forever.
Or would you rather I stick to my past opinion even though the issue that necessitated my comment has been fixed?

Bourne007:
I think you are referring to Wirecard / Curvecard which has nothing to do with Monzo

As I stated then, it was a temporary note of caution as a result of the UCard issue pending when the FCA fixed the loopholes that were existent then. The Ucard issue has been sorted now and the loopholes fixed.

Monzo is to get the OP ready for transaction upon arrival in the UK before shopping for other banks after sorting enrolment and settling down.

Bourne007:
I thought you advised against using Monzo

In the UK. Once you sort your accomodation, you can open a monzo account from your phone using your passport/any govt issued ID and get your debit card in 2-5 working days or get a status letter from your school (after your enrolment) to open a traditional bank account. For Monzo, you can pay the £ cash you had from Nigeria into your account at any post office since it's not a brick and mortar bank.

If you have to do it in Nigeria, it can be daunting because most banks give the $ card so if you get that, you need to fund your card with $ before you leave (this might end up being expensive in the long run). If you can get a £ card in Nigeria, then you can fund that through transfer to enable you do pos/web payments in the UK; you will only be able to withdraw Forex deposited in cash via cash.

jadepinkett:
Been a while on this platform.
How do one put my money in an £ card? Is it from Nigeria here or when one gets to the school

It's okay. An abnormal test doesn't always mean that you have TB, it only means that there's something not normal on the test and in your case, it's not TB because the referral has stated what caused the abnormality.

Gbp2020:
I did my TB text today but when my result came out the doctor said he will have to tick abnormal for my chest xray. In the referral letter he ticked other findings and wrote HEALED LEFT 6TH PORTEVOR RIB FRACTURE
I spoke with the doctor and told him I got injured while playing football two years ago but he said yes its healed and I have no problem with TB that I can apply for the UK Visa application that if I had TB they won't issue me a certificate
Please am worried about this on my certificate chest xray ticked abnormal. hope it won't affect me during my visa application
@justwise