₦airaland Forum

babzo:
Wow. So Insurance really works in Nigeria.
As in is there full coverage ( comprehensive Insurance) where if you hit someones car or they hit yours, Insurance will pay without stress?
What is the average deductible?
Do some people do Insurance fraud like , do accident on purpose?

Yes Sir.
Insurance works in Nigeria.. I work with one of the Top Insurance company in Nigeria...and claims are paid speedily...Not only on cars or general business..but on Life Insurance too...

We are creating awareness to why insurance is a must have..Insurance should be in everyone's financial plan.. Savings, Investment and Insurance are keys to Financial freedom

Good evening everyone.
Welldone to everyone who has participated
I have few questions please
1. I finished with a 3rd class(Linguistics), I want to know if I can apply for MA, what are my chances??..I have few certifications(six sigma yellow and green belt, HR management in progress) will the certificates count
2. Are there schools that accept school fees payment like every month...Though I already have a reasonable amount of money for half payment.. But if there's any option of monthly or quarterly payment
3. My partner (not married), I'd like for him to be a dependant(since he's in the health sector), what are the things I'd need to prove that we are partners.
4. My passport and my 7yr old child capturing will be done fourth week of October, can i start applying to schools before my passport is out..I'd like to make the January admission..

Thank you all

obembet:
What about MUTUAL BENEFITS

When it comes to claims payments, MUTUAL BENEFITS has integrity...

Third party claims insurance works in Nigeria... I have paid lots of third party claims.. I work for Mutual Benefits Insurance.. As long as your claims isn't fraudulent (companies do their due intelligence too).. Mutual Benefits Insurance pays claims, and a lot of good insurance companies out there makes claims too.

Just make sure you're purchasing your Third party insurance from an insurance company, most of the third parties from licensing offices are fake..

If finance isn't a problem, I'd always advise a Comprehensive car insurance..that way, you're protecting(insurance) your car and at the same time protecting the other road users..

On my 12.5kg cylinder, its written "tested 07/2017"...hope I'm safe??
I bought it April of 2018 though

Danny4show:
what's your experience so far and how much did you get it?

With shipping it was 65k...hot 9...

So far, battery life is what impressed me most, 24 hrs without charging with my internet on...and it's fast charge...

Kenneth10110:
A friend told me he bought his Note 8i 85k now you saying 65k

Those were the prices I saw online.
I've gotten the hot 9... thank you

Pls I'm stuck between getting a hot 9 or a note 8i..
Both are between 59-65k range

Any ideas pls

Happy new year to you and your family...

IbnBattuta1960:
What is then the work of insurance companies?
Hnm, nothing dey work for this country sa

Most of these government offices do not have up to date Insurance

dammywapes:
he said with the engine change it won’t power your freezer? What’s the size of your gen ? The gen in particular was it powering your freezer before it starts having fault?

It's medium sized..2.5 KVA I think... Used to power my small fridge back in the days when it was still new... nowadays if I connect blender, you'll hear the sound change for the gen..

I don't want to spend huge on repairs and still not be able to power up stuffs that's why I'm opting to get a new one.

Thank you

obisite:
I was told 3.5kva, below are what I use with it. fridge, 42 inches TV, decoder, home theater, 3 ceiling fan 2 standing fan, 7kg washing machine, about 10 energy bulbs, sometimes use 800wax iron with it.. But I put off fridge to use iron..

1k fuel takes me 4 times(days) 7pm -10pm

Thank you.. I'll consider this in my options... I appreciate

obisite:
Some of these sumec, elopaq has fake now.. Sometimes difficult to detect if one is not familiar..

If you can top you budget, get Thermocool..

If you don't mind, check out Tigmax6800, that's what I'm using.. Less noise, fuel economy.. Bought it 82k.. I'm glad it serves..

Thank you.
I'll check out the Tigmax6800... What's the KVA and will it be able to power my freezer and other basic gadgets

dammywapes:
Seems your mech wants to exort you cos half engine is never #40,000

He said with his workmanship/ servicing and changing some other things I don't know the name.. Even with engine change, it won't power my freezer

That's why I'm opting for a new generator

Thank you

Good afternoon everyone.
Please I need ideas on the type of gen to get.

I currently have an elepaq SV2200( that's what written on it) it's been giving me issues recently(fuel.and oil consumption is very high) and the repairman asked me to buy half engine and fix it for like #40k in total..

I am a lady so I'm skeptical about artisans(never had a good experience with them, so I want to get a bigger gen that can power my freezer and 6kg twin tub washing machine as these are the basic things I need power supply for.


My budget is between 70/80k.

Thank you

mascot87:
Oh. Thank you very much. I will send them one final mail as you have suggested.

You're welcome

mascot87:
Annuity sir and all terms and conditions are strictly adhered to. They sent me the balance expect and also a list of documents to be provided which have been submitted and acknowledged about a month ago. All documents verified okay by them and they sent the claim form to fill which contains my account details. I have also submitted that for more than 3 weeks now. They told me I'll get the funds disbursed by Oct 2nd but they didn't. I have been calling them to ask why and they couldn't give me any reason for the delay. All they just tell me is that they will pay and no specific time is given. Now, they have stopped picking my call and also responding to my messages.

I'm a Lady.. :-D

Annuity payout is usually huge, maybe that's why it's taking time(not making an excuse for them) but three weeks(after claims documents) is still on track though..


Most insurance companies pay up three to Five weeks after Discharge voucher(company's policies differs)

Please send them one final mail...if you can get the mail of the managing director, executive director, you can send, and copy them...
Let them know you're keeping records and you're not going to hesitate to go to higher bodies..
That should make them sit up

Sorry about the inconveniences.

Hi.
Sorry about the demise of your mom.

I think I can be of help. But I need to ask a few questions?

1.When was the insurance policy bought?

2.Was her policy up to date before her death?
Life insurance policy is different from other type of insurance, you have to be up to date, i.e, if you got a year life insurance policy on Jan 1st, 2020, it will expire Dec 31st, 2020...not Jan 1st 2021.

Absence of prompt payment is the main reason why claims become an issue..

3. What was the course of death? If she died as a result of a pre existing medical condition like Diabetics, hypertension, cancer or any other terminal illness that she didn't disclose at the point of purchasing of the Life insurance policy, her claims after death might be denied.

If all terms and conditions were strictly adhered to on your end, then you have a right to involve the right body...You can send an email to NAICOM or go to their office.

A claim delayed is a claim denied.

You can ask any other questions for clarification..

frainc:
I remember i joined this forum 2011, this place was fun then
Chai, i can't forget people like Idowuogbo, Onila, Coolval222 Pdude, Ogugua, blueeyes1 and others that i can't remember their names now

Blue eyes stories then.

Good old days

New Zealand Switzerland.

Following

Clearly there is no freedom of speech in China.

A whole of lot of cover up on this Covid 19.

Yes I have, several times...

Pink moon....

Thumbs up... educating

Learning ..

Nice

I'm not close with my mom... We don't fight, we just didn't bond (Like a mom/ daughter should)

Our phone calls are usually short and straight to the point, but she isn't like that with my sisters, they are so close sometimes that I feel like a dog in the wheel, and that's akward..

But I love her and I respect her, we maintain Mutual respect and understanding for each other(especially now that I'm raising my own daughter)...Plus I noticed, she's making efforts to bond with her grandkids more..

https://www.youtube.com/watch?v=_qMLno9Tvpk



*In this video,Mother of the one year old boy who disappeared in Popular Akure church speaks*

I didn't want to pick up the Insurance sales person job initially but I thank God I did, it was hard initially because it's a strictly commission based job. But it's not bad as people say.
Nigerians are getting awareness and are really buying the insurance savings policy( a policy that you can insure your life and save up money at the same time).
Even with as little as 2500, you can buy a life assurance policy..
I'm happy Nigerians are gradually warming up to Insurance
Insurance sales man job is for people that believe growth is a gradual process..

wow.
Cheating is bad, but bringing it down to your matrimonial home is another level of indecency/ insensitivity.
Infact, I'm short of words.
it's not your business, but do everything you can to avoid all of them, including the husband, cos women can be funny...( seen cases of where the wife will eventually point accusatory fingers at innocent guy that he wants to have an affair, bla bla).
If Steve were to be someone you roll with, my advice would have been different..
@ fykes

initiate:
please how easy/difficult was the divorce process? also like how much did you spend?

is it true that if both parties are tired of each other the courts would still not grant divorce easily?

thanks

A counsel represented me once and I paid him.. subsequent hearing, he didn't attend on my behalf and I didn't either...so apart from the first payment to the lawyer, I didn't spend anymore money.
I only went after the divorce has been granted to pick up the verdict.
PS. I don't want to continue with the thread so I'll appreciate if no one quotes me again. You can ask me via mail though.
thank you

bukatyne:
Hello dear, how did you resolve this issue?

I'm officially and happily divorced now and I have my peace of mind... I heard he's married too now..
I have my daughter who is heaven sent and I'm happy.

Thanks for asking ma'am