₦airaland Forum

AdaAsaba:
Hello House please I want to send some stuffs to Nigerian. Please can you recommend anyone

Just click on this name:
Mamatukwas

Stuff sending will be sorted.

marylandcakes:
I never said I wouldn’t take the vaccine, I will take the weakened form of the virus not the DNA.

She will take an attenuated form of the virus, including the entire genetic material & the viral glycoproteins.

But she will not take the DNA.

See sense abeg...

I go chop entire dog (including the brain and tail and paws and nose) wey den don commot the teeth, but I no go chop a slice of dog liver because If I chop am, I fit end with 2 livers.


Sense no go kee me.

marylandcakes:
Me I dey fear this vaccine. The little microbiology/biochemistry courses I took at uni are coming back to me and I know that MRNA has to do with dna nucleus. There is no way I am going to allow anyone to inject another organisms dna into me. What of if like spider man the two DNA fuses to form a different organism?
Everything that is happening today we used to watch in films, so no one should come here and say it can’t happen because the truth is nobody really knows. It’s all trial and error.

See that bolded?
It shows one or two things;
Either that You had an extremely rubbish “biochemistry/microbiology” course.
Or
The little you remember has left you Mis/Ill-informed.

If your biochemistry & Microbiology teachers in Uni failed to teach you the central dogma of molecular biology:
DNA->RNA->Protein
Then you need to get your money back.

But as my own lecturer in Uni was fond of quoting Alexander Pope:
“A little learning is a dangerous thing; Drink deep or taste not of the Pierian spring. There shallow draughts intoxicate the brain,
And drinking largely sobers us again”

Besides, the Astra Zeneca vaccine is not an mRNA Vaccine.

omopapa:
U wan make them come rub me?

I could do with a rub.
Please send them my postcode and door number.
I would really do with a rub.

Yakeeboy:
Hello house I have a pressing issue bothering me. My spouse currently is not bearing my surname on her passport but we have registered for another one which will be out probably by Dec 10 but the issue is her Tuberculosis test is scheduled for Nov 29 and her current passport bears her name. Please can she use her current passport for the TBS? Then use the new passport that will bear my surname for her visa applocation.... Will there be any issue. Please advise

Old passport: her maiden nam
Proposed new passport: your name.

In between old and new passports, has she legally done a change-of-name? If she has, then you will need to attach the documents, including the newspaper cut-out. And a little explanatory note to mention that she is one, and the same person.

Gbolly101:
Hi everyone, I’m not sure this is the right platform for this but I have no choice presently , I’ll like to move to Uk to start a career in nursing, the issue is I studied a non related course in university.
1. Is it possible to study nursing for masters for just 2 years ?
2. Can I start another nursing programme for not more than 2 years ?
3. What is the probability of staying after my studies ?
4. I have enough money to put into this but I want to be sure it’ll be worth it at the end.. thanks everyone

Option 1: (cheap? Option).
Enroll for a Nursing course in Nigeria. Complete the course. Register in Nigeria as a Rwgistered nurse.
Then migrate to the UK.
Caveat: Ngige+Buhari+ASUU can mess you up big time, unless if you want to go to a School of Nursing, rather than University.

Option 2:
(Depending on what your previous qualifications/experience are):
Get admission for masters in Nursing. A a school that is accredited and be sure you can practice when you finish. You may wish to check Hertfordshire Uni, Dundee Uni (I think masters adult nursing there is for 3 years).


Finally:
Do you want to go into nursing because you have passion for the job, or you simply want to leave Buharigeria?

Tobexin:
you are not absolutely correct.... some price of things won’t be affected. House rents remain the same, school fee remains the same. Last March I sent £1000 to my young ones for school fee which come out to be N500,000 while last week I sent the same £1000 which comes out to be N610,000 the school fee didn’t change meaning they have more extra money to spend.

Tobi:
Call them, ask them how much they are using to transport themselves from home to school.
Ask them how much they are buying food from that bukka behind their hostel.
Ask them how much they are buying petrol to put in their Tiger generator.
Ask them how much they are now using to buy a pot of iso-Ewu.
Ask them how many KG of gas 5k can now buy.

After asking them those, do a comparison of pre-500 and post-500.

Then you will understand that the ‘extra’ is not ‘extra’ anymore.

Shercorp:
Naira is depreciating daily..

Azimo =582
Moneyfex= 610.

Now would be a good time to send money back home..

Hurrah!!

You see the bolded part, it shows there are a thing or two we need to learn about economics.
There is no hurrah here.


£1 to 500naira (your relatives in Nigeria could buy 1 bag of onions).

£1 to 610 naira (your relatives in nigeria can only buy 12 pieces of onions).

What is there to hurray?

Ask your relatives in nigeria how much a bag of cement costs now.

HLion:
Please why is Hertfordshire the most recommended Uni on this forum . What makes the school special from the others. I’m just curious, a reply would be highly appreciated

You miss road.
Maybe you wanted to post your question on the student thread?

RalphJean:
Factors to consider

1. Cost of car - surely 5000£ is too small if your car is a 2020 Aston Martin.
2. Age of driver
3. Profession of driver
4. How long have you had your license for?

Lexusgs430:
If i am fortunate enough to buy an Aston Martin 2020, my policy would not exceed £620 a year (fully comprehensive).............

Because you scored high marks on points 2,3 and 4

Shercorp:
Good morning House.
please what the average car insurance cost?

cos I'm seeing some of like 5k pounds.

it's scaring me o.. lool

Factors to consider

1. Cost of car - surely 5000£ is too small if your car is a 2020 Aston Martin.
2. Age of driver
3. Profession of driver
4. How long have you had your license for?

Vooom:
[Thank you

I expect my school ID soon here in 9ja

Would mail them at my school to clarify about the council tax exemption

If you are in full time education, Yes.
If you are in part time education, and on a Tier-2 visa, I would say... Forgerrit...
But I may be wrong

Omoolobi:
Hey guys,
Pls for a new comer to Heathrow Airport, which terminal will one go to?

I'm going to Hertfordshire.

I'm trying to book trainline to my destination from d airport, but I see a lots of terminal points 1, 2, 3, 4, 5, underground etc.

Our seniors, pls help oh

Post Edited:
I meant Thameslink from Finsbury Park. Greater Anglia trains don’t go through Hatfield.

Option 1: Underground-National Rail
Take Piccadilly Line from any of the terminals Straight to Finsbury Park.

Get on the Greater Anglia Thameslink train Service to Hatfield (I am assuming that Hertfordshire, you meant the closest to the University). Otherwise you need to be a little more specific about where in Hertfordshire precisely is your final destination.


Option 2:
Take Uber from Heathrow to your destination.

LagosismyHome:
.

..

fatima04:
Hahaha it seems people are giving up on deposit easily because of Children, why now. I have always gotten my deposit back. Infact I just assisted my sister in writing to DPS and we WON.

We were willing to part with half of the deposit because of the dampness etc but the agents became greedy and at the point of the claim, they submitted a quote more than the value of the deposit. We just vex and challenged with email evidence of the complaints and all oo and bam we got the money back.

One good thing I learnt from everyone here when I landed was make sure your complaint is formal and documented and that was what helped with the claim.

That was how one landlord wanted to keep my deposit too. Dude became too greedy.
I appealed. Attached evidence and emails.
The day I won that case, I was thrilled. A couple of days later, I saw £1,120 in my bank account.
Wallahi I had an orgasmic wonderful feeling.

wisemen045:
You don't owe anybody an explanation for your decision. Big congratulations and I wish you greater success.

Nna, we don settle dis matter.

We have crossed that Bridge tey...tey.....
You arrived late to this conversation.

Plenty water has passed under the bridge since that comment was written by TRAY2.

That singular post by TRAY2 garnered more than 3 Nairaland pages on this thread in less than 12 hours.

We learned so much about mortgages (free of charge) in 12 hours than we would have learned in paid lectures.

#WeMove

Monmarri:
G.morning house, which is the best for renewal of Nigeria passport. The five years or 10 years? I learnt that five years is N45,000 and ten years N90,000. Any advice pls. Thank you

I stand to be corrected.
The 10 year passport is not ‘available in the market’.

By the way, was it from the Nigeria Immigration Service (NIS) that you got your info from?

erico2k2:
My lat Mortgage was 10 years ago and Im a bit rusty, I just have to go and check facts,the world has moved from keyworker to everyone but them times this help was available to jst keyworkers,
regard brokers the mortgage mkt has moved on as well,I guess you are a bit rusty here as there are brokers who charge you nothing and get paid by the mortgage co.The Mortgage brokers do not just help you get finance, they check the best deal available to you based o n your circumstances and point you to the right lender or the right Mortgage that suites your needs i n teh long run.As you can see, in the heat of getting a Mortgage people get the wrong one and end up struggling to meet up,if you have an insight to the numbers of guys who lost their homes in these two years you will be shocked,Im sure you drive past boarded houses and flat daily.
Lastly teh help to buy has not ended, infact there is a new scheame for 2021 to 2023,I will find out the name and get back to you, it might help few guys on here too.

Waiting...

Thank God for the member who aired their ‘contrary’ opinion about @TRAY’s house & motor post ohh.

If we had only listened to the ‘congratulate him and pass’... and the ‘stop spoiling somebody’s joy’ and the ‘you are jealous fir airing a contrary opinion’ geng....

That’s how we would have missed all these vital (and free) mortgage lessons.

Lexusgs430:
An MIP aka professionally linked, simply because of projected appreciation of income.........

Those that are happy paying rent continually + driving a banger ..... Kwantinue......... This life, is like a pot of beans.......

I cum in pieces........

For the sake of my sanity, I will pretend that cum & come mean the same thing.
I will ignore my earlier thoughts that the former is closely related to cassava & condensed milk.
At least for the sake of mortgages, I will pretend that to come in pieces is to cum in pieces.

TRAY2:
I went through halifax.. it was 85% LTV.. I showed 3 months of payslip that showed steady and consistent income including Over times and enhancements, i made sure i built a good credit score, no loans no missed payments. For the person advising using a broker. I was just so lucky. I just thought it was worth trying and it worked.

Bros, what is LTV again?

My Essay Writing/Comprehension teacher in Secondary school always penalised us for using acronyms that have not been defined in the early parts of an essay.
Biko what is LTV?

Lexusgs430:
Remember, according to our case study here today...... He only got 18 months in the UK.......

How was his mortgage approved?......

Please Oga Lexus, help with the answer to the bolded.
I have been here for 4 years now.
I thought I don’t have enough history to get a mortgage. Appears I was wrong. Yes? No?

erico2k2:
Listen to me, your best bet is to go fru a Broker, thank me later,There is a lot that goes on in the baground..You need to speak to a broker.
regarding help to buy, it is not for everyone, you must be a keyworker.best way to know is if you are working during this covid period.

Thanks bro.

erico2k2:
come o n Bro why are you tlking like this,?
How on earth are you going to get a Mortgage with financial history of even 3 years? even with a history of 5 to 7 years the Deposit will be minimum of at least 30% people born here who applied for mortgage as 1st time buyers get up to 25%\ and for the govt helpto buy scheame thats another fraud on thier part, its a long thing,you are going to drop at least 15% of that and you are buying a % of the mortgage.
Leasing a car is very expenssive, the cast majority of young people in the UK who lease live with their parents, or are living rent free.
Talking about sell off, well Lexus Im not being rude but if you own your House ie mortgage you will know that there are clause bonding you to the agreement of remortgaging your house for XY years, its meanimum of 3 years in most cases.The reality on ground is harsher than tall buildings and fine environments!

Thanks Erico...
I have more than 3 years financial history.
Do you have any tips for me?

I really need a mortgage,
Truly. 15,000 in 1 year on rent alone. For a 2-bed flat.
It ain’t it at all.

Am I eligible for the Government help to buy?
What % do I need to have to be eligible, please?

wallg123:
It means going directly with a bank. Every bank has a mortgage adviser who would work with u to see if you are eligible or not for a mortgage.

Thank you very much.

Any tips on ‘friendly’ banks?
I currently bank with Barclays (old school bank)
And with Starling (JJC/novice/smallBoys bank- according to someone I know).

Please any idea of a bank that is friendly? Please

TRAY2:
Lexus your head dey there jare.. If you see the ginger wey i ginger my other naija colleagues enh, that was due to their laid back mindset, thinking certain things are not possible, even the mortgage brokers did not give me a chance, i went direct and it only took 30 minutes for me to get an MIP.

Biko, by going direct, what does that mean please? I have always thought I must go through mortgage brokers.

TRAY2:
I am a Radiographer and soon to be a Sonographer my job is high in demand.. i don’t need to wait till 5 years to be financially stable before i own a home, and for the car that is what i want i paid 50% of the amount and paying the balance in 3 years, everyone has what works for him or her.. Don’t discourage people, that is why Asians are making it real big,they virtually own h UK, because they encourage and support one another.

True talk. Very true talk.

Please bro, I need help. I need tips on how to raise £££ for deposit payment for a mortgage.

From November 2019 till today, I have paid £15,000 as rent to my landlord (DEAD Money).

Please, what’s the beat tip(s) on how to raise the 10-20% equity?

Thanks bro.

Tobexin:
Why are houses so cheap in the northeast of England? Was checking on zoopla and could find Two bed apartment for as low as £25,000 outright payment.... no bidding or auction involved and most houses don’t need much renovations. Any reason for this price guys ?

That means with £2,500 I already have 10% payment for mortgage?

Please bro, could you kindly help me with a link to one of those properties?
Or better still, tell me the specific part of the NorthWest, I could check for myself. Lemme too become house owner abeg.

2 bed flat for 25,000 ! That’s less than 17 months rent in my 2-bedroom East London flat.

flinton:
We are all Nigerians
My spouse is on Tier 2
My son and I are on T2 dependent visas

The letter was addressed to?
You and your son (the dependants)
Rather than your wife (partner) the main applicant, yes?

Tobexin:
Why are houses so cheap in the northeast of England? Was checking on zoopla and could find Two bed apartment for as low as £25,000 outright payment.... no bidding or auction involved and most houses don’t need much renovations. Any reason for this price guys ?

Same reason why it’s cheaper to buy a House in Damaturu, Yobe state or in Azare, Bauchi state, or in Song, Adamawa state, or in Lassa, Borno state... than it is to buy in Abuja or Lagos or Portharcourt.