₦airaland Forum

bluefilm:
I still maintain that this man is very heartless.

I don't support revenge against women.

No matter what a woman does to you as a man, even if she shot and killed your own mom right there in your presence, it still doesn't warrant you to revenge on her.

She's a woman for crying out loud.

Women are always emotional so its not really her fault that her actions offended you.

She deserves nothing but your total love and support at any given time.

That way, you can be sure to bring out the best in her.

if you are a male: I pity you.

If you are female : no wonder

Fitz22:
Very senseless, you had to wait till the deal day... All these pay back people i wonder how they reason. If you dont want it simply walk away, no need for drama.
Watin the guy gain?

Somehow...

if he walks away without saying or doing anything...

Same you "ladies" will complain!

bukatyne:
Wait, the guy has married in Church?

I don't believe the story anymore.

As in he said his vows in church before saying he is no longer interested?

And I only hope people supporting this nonsense are just trolling as usual.

Is a person free to end an engagement as soon as they find out the other party is cheating?

Absolutely!

However waiting till that day shows the people is evil and actually good riddance to bad Rubbish.

And he better begs the girl for forgiveness and go to God in prayers of repentance else he would never find mercy.

beg the girl and repent...

Is he the one that cheated?

Crystalqueen:
Applaud For what?? What he did wad irrational and uncivilized

you clearly have not been cheated on in your short life.


Wait till you get cheated on by someone you love. Then comment again.


THE PAIN has no equal, I swear!

seunmsg:
Ekweradu will soon join APC.

if he had joined APC, he might be the next senate president.

Kai! Buhari na fine man O!

gilbert1:
how much interest will I get from 100k treasury bills, that's to say what's the interest on tbills like

12.5% per year that is N12500

swissnd001:
Good day,

Please I would like to confirm if 90 days visa has been ban for Nigerians ? I applied through an agent Monday last week but they are complaining of immigration delays because of the new BAN on 90 days visa

Bro good day,is ur visa out now?

do not go there during Ramadan, you will not hear!,,!

DO NOT come here to cry later O...

cheapland:
Am sorry for not being reply you here please pardon me �� You can chat me on WhatsApp
08052601171

as I am not on WhatsApp??

These lands you advertise, are they genuine?
Who has bought from you here on Nairaland that we can ask about you?

Obason22:
If u are married then move ahead and resign to matain ur faithfulness. but if u are still single mehn do ur job.

which JOB?

Just see the kind of ugly people representing us on the global stage!

No wonder we are called horrible names.

Pot-bellied, toad-like, greedy criminals!

Na dem get money to fly abroad pass and display their ignorance and lackadaisical incompetence.


WE NEED TO CHANGE THE FACE REPRESENTING US.

Legalo:
That is why only the wise ones will understand

so, where do we buy cheap cars of almost same price in Nigeria?

comradee1248:
they are sold on auction to the Highest bidder on a a website run by CBN. https://app.trade.gov.ng/eauction

thank you Sir

comradee1248:
pls don't listen to them, all land borders in Nigeria are illegal for importing cars, you stand a 50% chance of loosing your car, if Customs did not seize it the smuggler or agent will connive to rob you, you cannot report it any where coz its illegality. Even if you succeed in bringing it in to Nigeria Customs can seize it any time, you will look for a way to pay Customs duty you won't get coz the platform has been changed. Only Shipping lines submits VIN for clearance not individuals. I m a Customs officer I know what I m telling you.

do you ( customs) still sell impounded cars?

eddyakinrinde:
The analysis is on point. But pls need ur advice here. I used to have 2 different tbills running around Dec last year. One is 5.1m and the other was 1.2m. When the rates was dropping then I thought I needed to diversify my investment so moved the one of 1.2m to mmf and the other one was put into another bills at 14% then and will mature in Dec. The one in mmf is with united capital mmf. By Gods grace I have bn able to add (top up) more funds to it since January and its now 3.1m still in the mmf. On the average the daily interest since past 2 to 3 months have bn 13% which is higher than the current annual rate for tbills (12.5).
So based on your advice, is it wise to book 3m tbills now and use the upfront to continue the mmf considering the current rates mentioned or just leave the funds like that in the mmf.
Pls everyone's advice is appreciated.

please move that fund to Tbills now.

The true yield of Tbills is higher.

You will effectively invest N2728000 to get N3100000 at the end of the year. That is 13.6% True Yield.

Plus you can also put that N372000 upfront interest in Tbills and earn about N45000
Which you can then put in your MMF.

MMFs make money by keeping your upfront interest and investing it for their own gain. LOL...

they are not bad.. It's just their compensation for letting you have access to your funds any time.

justi4jesu:
Item cost $950 + $60 shipping to Lagos = $1010 x 370 =373,700naira

thank you very much.
I won't go for because I have seen it at N330k here.

I weep for the ordinary citizens of this country

FarmTech , Pavore9
What kind of front page jacking thread is this?
He NEVER replies questions here.
Please close this thread in accordance with the forum rules. Thank you.

Please has anyone heard what the UAE government did to those 5 criminals?


I seriously suspect political manipulation O!
Buhari and his cohorts, just trying to keep us here in their self-made dungeon.


Otherwise, who would be so stupid to go and plan robbery in a land he does not know?
Who gave them the information?


BUHARI! Let my people go!

justi4jesu:
Yes but i would advice you get it from the US. Check on ebay.com

https://www.ebay.com/itm/HP-OMEN-15-6-Gaming-Laptop-i7-8750H-12GB-RAM-1TB-HD-128GB-SSD-GTX1050-Ti/302800420988?_trkparms=aid%3D555017%26algo%3DPL.CASSINI%26ao%3D1%26asc%3D20180914113649%26meid%3D06159441f56d468eab0f71add353174f%26pid%3D101007%26rk%3D1%26rkt%3D1%26%26itm%3D302800420988&_trksid=p2047936.c101007.m3226

How much to get it here?

NwanyiAwkaetiti:
Seems easy. Thank you

it is very easy.

Anyone that asks me about the viability Tbills,
I simply tell them : 5 banks made 285 billion from it in 2017.

If banks are investing other people's money in it,
That tells you it is very viable.

habayommy:
Please does anyone know how Stanbic IBTC Money Market Fund works? Is it the same as TB?

https://www.nairaland.com/1912965/mutual-funds/

All answers are there...

If you have up to 100k, start treasury bills.
Then invest interest in MMF.
And when interest and further savings reach 100k, put it in Tbills again.

----------
Someone asked for the best tenure for Tbills.

If you have less than 1 million, you should use 6months or 3months,
So You can be adding previous interest plus new savings and grow you capital.

If you have more than 1 million.. Just rollover with interest yearly ... Till you tire... Lol


...............

Someone said he earns about 1 million yearly (100k/mo)
And haven't saved 100k... Very true!

I fell from that horse and landed BROKE to no job and no money, no wife, house, car or Investment.

I lost the last 50k in the MMM SAGA. (funny, it was gotten by selling off my laptop!)

... WELL I moved into a room, took a job of 25k in 2016.
Luckily, I came back to nairaland to seek for SAFE investments
And I discovered this thread again.

I did not have a dime after paying my rent then...
But I decided to start saving 15k from June 2017...

Opened an MMF account and grew my funds..
Now I am almost at 500k.

I never saved that much at my BIG JOB at any point.


I give God all the glory for his blessing to persevere and for keeping EMERGENCY spending out of my life since then!


YOU CAN SAVE 60% TOO...


Japan became great when youths started saving massively!
The video is on YouTube.. By visualpolitik

GOOD LUCK TO YOU


P. S: ahiboilandgas... Warn them in advance very well O!
Before they will come back here to spoil your name
because they could not survive the risk of those businesses.

Your shock absorber must be very very STRONG!

phunix:
Good day great fellas!
Could someone please calculate this for me:
1.2m at 9.5% for 91 days tenor. Discount rollover (added to the 1.2m) for reinvestment as principal.
Thanks guys.

N28, 400 interest cannot be rolled over automatically

ahiboilandgas:
Imagine two investors ahib oil and gas vs gt bank investing in govt security...ahib oil and gas earn his investing funds by providing logistic service to MRS oil plc in generating this funds he couple a truck ,employ driver ,service the truck ,buy parts ,pay insurance ,employ motor boy ,pay tax ,buy tyre all my moves generate jobs and bussiness for other reducing poverty and taking risk while gt bank sit in it office and people dump billions in saving account at 0-4percent and his money is just dump in tb at 14 .5 ...with zero risk and small stress this is the most unproductive money making scheme that lead to high unemployment

i think CBN should ask banks to increase the interest on savings accounts to 90% of current treasury bills rate at any given time.


that will encourage saving culture and banks can then confidently invest in LOANS/LENDING to business ventures.

DREAMZZZ:
na dose type det make sense pass sef

Nkpi

DREAMZZZ:
toto sweet everyman should be fùcking any available toto

including the smelling ones abi?

mokrak:
Went to the bank and asked to see the manager

can you kindly tell us more about what happened after the asked to see the manager? Thank you

That line seems to always open doors at banks... Lol...

gaeul:
Did TB with First Bank Secondary market yesterday. Just got a message that it was cancelled that I gave the mandate for it to be cancelled.

I didn't give any kind of mandate. The money has been refunded. I didn't know they refund secondary market cash. Just confused and pissed...

they do cancel it at their will.

Just go back and ask why, then tell them to do it as you requested before.
They will do it.

I think they do that in order to make the fubds available to them for a period.

Don't give them gap. Go tomorrow

justi4jesu:
We are still here for your orders.....

can I get refurbished laptops from Dubai?

mokrak:
I went with my copy of my investment letter showing the date
of maturity and amount.
On the issue of discounting,the amount the lady presented to
me after discounting was lower than my interest and principal
put together.i put 6million to collect 6.690m at a rate 11%. Now
she is telling me after discounting I will get 6.48m

This is terrible!

Why don't you contact First Contact and report the issue?
Also involve the manager of the branch and clearly state that you did not instruct the rollover.

zamirikpo:
Too much sense will not kill u SIR.... say Amen.....

After reading all the ideas here urs struck me as the most intelligent not just because u talked any cooking gas business which is an emerging market esp. In rural areas but for the general money management skill.

U have both the past, present and future of money mgt inclusive.

Nice one bros...

AMEN!!!
thank you Sir!