₦airaland Forum

Yeanqa:
Please can I dm you? I have some questions to ask and I need help as per what next to do. I am a January intake at Leeds. Thanks.

Leeds is a lovely town, the third largest city in the UK hence there abounds a lot of jobs. There are lots of student jobs around, just register at a local job agency when you get here. Warehouse jobs, care assistant jobs are some of the most popular for students. Thank God for lifting of lockdown retail jobs too would be back. You should be able to pay your rent/and upkeep with this. (Even with min wage and working 20 hours/week). I believe by the time you get unconditional admission you will get a discount of 3k, and even possibly up to 4k. You pay a 5k deposit and balance before end of your course. not sure how the placement year works, because there is no placement year for Jan start (maybe thats why we got the massive discount).

@yeanqa..yea you can dm

pinkasso:
I don't think you can start a new application....just leave it that way if they need clarification they may call you....when they call just tell them it was a mistake...so be close to your phone...or if it's possible send them a mail...now this should serve as a deterrent to you....from this point till you arrive in the UK and living in the UK you will fill one form or the other eg. National insurance, application forms, passenger locator form , bank opening application etc...when filling forms be very careful because an oversight can cost weeks/months of delay...take note.

offcourse he can start another application @kings63, have you paid visa fee or IHS yet?

mboyo:
Please everyone what’s the link to the students already in the UK forum? Can someone help me with it ?

@mboyo https://www.nairaland.com/863688/nigerian-students-uk-how-survive/191#104408387

LegalTc1:
No disrespect but what Gigli said is correct, There is need to make a transaction the next day.

Please stop misleading people, you do not need to do any transaction. Just hold the funds for at least 28days

Folabifreeman:
Hello everyone. I need your help with this.

Is IHS fee paid same time as Visa application fee or can you pay for IHS separately ?

separately

Lexusgs430:
No checks & No referencing ..........

you def be surprised what you find going on these streets

Lexusgs430:
Even with this jobs, immediately does not suffice....... DBS check, referencing, trainings etc etc

you can get these jobs immediately, some warehouses are immediate, training while you work.

Vidor:
There are still a lot of opportunities in Nigeria but the only problem is that it doesn’t have an enabling environment for starters.

Days are gone when people struggle to build wealth in Nigeria and get to the apex of wealth.
Today it’s either you have money to start big or nothing for you.
I’m a business consultant in the tech industry and I can tell you investment here is not a waste, if you have fund to push.

I have worked for a few gaming companies in Nigeria and I can tell you that they are cashing out billions monthly.

Recently an Indian company launched a gaming platform in Nigeria I was to work with them tho it didn’t work out and they are already doing good figures.

I had another call from another lady who wants to push an Eco e-commerce market place in Nigeria.

A current organization I consulted for in the Agri-tech space has the largest maize farm in Africa just between 3 years now and doing well even tho he is having issues with his investors but there is money in Nigeria you only need big money to make the money.

If there is nothing people won’t be struggling to come and invest here.

I feel we need to understand the meaning of investment and what kind of investment and also the returns.

Why is Obi Cubana investing in real estate in Nigeria why not UK.
Have money and make money from here even at proxy.

You were doing so well until you mentioned Obi cubana..smh

Harykemi:
Please, Teeside deposit deadline is 19th of Nov and POf deadline is 26th. I already put the POf money in my account today and yet to pay my deposit, which will pay before the deadline. Pls am I making any mistake ? I need advice biko

No mistake..just make sure you initiate payment early enough so it gets there before 19th..Some banks form A can take forever, but I was made to understand that access processes their's quite fast.

Poanan:
Justwise, kindly explain to me somethings on POF. The POF I intend to use is my money and not a built account, I receive my salary in this account also. The fund there is more than enough. A colleague of mine said I need to deposit money to start the 28days count. Until now, I felt I was okay and that all i need do is to count 28 days backwards anytime i am ready to apply.

Please enlighten me on how to go about it.

@Poanan No need to deposit money..just make sure your balance stay above the required balance for at least 28days.. I personally prefer when its upto 29-30 days to avoid stories that touch

DharmmieO:
Hello everyone,

I've applied for an MBA program at Teesside University since September 13 for January 2022 intake but no offer yet.
I've emailed them several times and no response. The international office doesn't pick their phone as well.
The regional office responded yesterday after about 2 weeks to say that they've flagged the issue with the admissions team. But still nothing.
I really don't know what to do at this point.�

I believe their admission for January 2022 closed October 1st 2021

Newbie123:
House please, I've been hearing people say if your WAEC is more than 10 years, they won't accept it...

My first WAEC was in 2005
Then in 2015, I sat for GCE

Can I use both or just the GCE?

Note that my BSc was gotten in 2010.

Please does anyone have experience with this?

Thanks

@Newbie123 my Waec as over 22 years and my school accepted it without qualms, check with your school

Ticha:
Thought I'd answer the questions in a general post

We started off with buying a 2 bedroom flat in Bristol - as our first home. We'd used all of our savings for the deposit but wanted to save up again so rented one room out to a Mon - Fri boarder. We also made some lifestyle changes - sold our 2nd car (we had 1 each), husband started cycling to work (50 mins each way) and I started taking public transport. It turned out the rent from the boarder not only paid all our bills but also covered our basic food costs. By the end of that year, we had saved quite a bit. We then both changed jobs, got paid more and decided to buy a proper family home. It turned out we had some good equity (thanks to rising house prices) in the flat and with our savings, we could afford to buy a bigger house, went to see a broker who also turned out to be a property investor and that's how our property journey started.

Thanks to his advice, we didn't sell the flat but rented it out and bought the biggest house we could afford close to transport facilities. We rented out 3 rooms and kept 2 rooms for ourselves. The rent from the 3 people paid the whole mortgage, bills and covered our food cost so we basically saved all our wages for about 18 months. We then moved to Norfolk - sold the family home and bought 2 houses in one go as we had more than enough equity to put down 2 deposits and even had change left over thanks to the equity from the sale. One in Bristol that we rented out straight away and a complete derelict house for our family home in Norfolk which we completely renovated but before we could move in, my husband got offered a transfer to New Zealand so we rented that one out and shipped out to New Zealand.

Because property is a long game, we have leveraged - so that first flat we bought in 2010 has appreciated so much we took out a deposit out of it to buy a fourth house 2 years ago as well as transferred some to New Zealand to buy our first home here too. This year, we leveraged the New Zealand house by demolishing it and building 2 new houses on the site, re-valued the 2 new ones, rented them out and bought a family home. Again, we have bought a slight larger house and airbnb 2 rooms which has a Jack and Jill bathroom and all the money from there goes into overpaying the mortgage.

The one thing we have done which is not advisable if you want to grow property quickly is that we have left all the mortgages on repayments rather than interest only cos we have also kept our full time jobs as we have no need for the income from the properties to live on now. Our plan is to semi- retire when at 50. That's 7 years away so we're making tracks to achieve that and that involves having at least 2 houses mortgage free.

We're now partnering with another couple - we've joined resources, bought a house sitting on a big plot of land and will demolish that to build 5 houses next year. We've got to the point where we can't service a new mortgage anymore because even if the house pays for itself, banks will still take your incomes into consideration for servicing so a joint venture is the way forward for now.

You do need a deposit and a reasonable credit rating - the higher the deposit, the better the interest rate and the better your credit rating, the better the interest rates as well. You also need to have a good handle on your spending as banks will usually go through your statements with a fine toothcomb. Clean your account up for 3 months before applying for a mortgage. Pay down any unsecured credit, stay away from pay day loans etc.

I have a spreadsheet for calculating if the property works financially or not. For a house you want to live in, most banks will consider 3x income and some even 4x income. Then stress test at around 5% even if interest rates are currently very very low. For a BTL mortgage, you need at least a 20% deposit, a minimum income of 25k (2 banks don't bother about minimum income but their interest rates are quite high), they expect the rent to be 125% of the mortgage payments (interest only so there's lots of wriggle room) but you need to factor solicitor costs, stamp duty of 3%-15% (compulsory on all second homes and 0% on first homes under 125k), mortgage fees, broker fees (you can get a free broker though) and survey fees.

So for a purchase of 100k, you need a 20k deposit, 3k for stamp duty, 600 ish for solicitor, 250/300 for survey costs, usually about 999 for the mortgage application fee and the rent has to be at least 375 a month for a BTL.

For your own home, a 10% deposit will do and with the new government schemes, you can even use a 5% deposit. Plus the additional costs of an owner occupier home is lower - solicitor, stamp duty if buying above 125k are the only extra costs.

Thanks to that first mortgage broker who opened our eyes to the possibilities of what we could do and achieve and for guiding us all the way through and pushing us forward even when we were hesitant.

Hope that helps.

@Ticha Thanks for the ted talk, this right here is a why i come to NL. Thanks for breaking it down for us....runs to get notepad and pen

someone did 566 today sunday

Oracleforce:
Really...
...Just came to the UK this month and have been searching for a care worker or any maniac job

Pls is there a student at Teesside University Middlesbrough or someone who can help me, with a Student part-time job...I need to work to be paying bills here...and to balance up my student life here
I have been applying for small jobs, no one has called yet....pls if you have direct contact with some of these organizations or you want to leave your small paying jobs to bigger one's, you can link me up....pls DM me thanks

Look for the Nigerian students that came in before you (jan start), make friends with some indians too, they usually are already doing these jobs and their referral is everything. Also you can apply for customer service roles(work from home) most are full-time, but there are part-time roles in some. use customer service rep/advisor as your search criteria on totaljobs. Prove to them that you have transferable skills in your interview and you should be fine. don't worry, something would come up soon.

Aphrodite007:
This is fab. Thanks for sharing it.

@Aphrodite007 Madam this not for you naa. You already are an oracle in this area, A goddess for that matter

For those looking to break into tech, you could follow teneika askew on twitter, she provides insight on the different pathways you can follow, and how each aligns with your skillset and personal attributes. It might not be mentorship but it sure is something.

Funky123:
Yeah, I agree with you and I have similar advise that people should come as a couple. The person with a better CV will be the dependent to the other, because that person is employable.

All the best!

Hmmmm, Me as a fresh graduate with only Nysc experience and my husband with 7years experience with 2 international organizations

should I be the student because no doubt he is more employable
The only ish I have is that I have HND and the school that accept this are very few

We are looking at September 2022 intake and we are already getting our documents ready but am confused bayii

My take.. apply to the few schools that take HND and let him work, your family would most likely be better served this way.

Aphrodite007:
Went on a hiatus guys- sorry for my absence- was dealing with a divorce (we just grew apart chasing money hehe)

I’m trying to get a global talent visa (tech nation route). The hope is to get it and then create a thread that would teach others how to do it but I got rejected on my first application. The plan now is to try again (while addressing the mistake I made in my last application) or pay a lawyer (waste of money as I still have to explain everything to them anyway lol)

Doing the talent visa alone made me realise how invaluable just wise (however annoying he is), Lexus and lagosIMH are for their invaluable contributions to Nairaland (sorry you can’t use this for an endorsement but I appreciate you guys loads for all you’ve done and are still doing on Nairaland.. ok let me add ralphjean before he slaps me lol)

I’m back now sha.
Party time- the devil is back

@Aphrodite007 Sorry to hear about your divorce..I trust you will be fine. Glad someone is finally going this global talent route on here, Do you know you can apply for a review and issued the endorsement without any added documentation? All you need is to highlight why you think you should issued the technation endorsement. I think you should try this before you go the route of reapplying. Two indians I know did this and were issued their endorsement and after rejection. The funny thing is that they said they got the info from a nigerian guy on youtube.( paray, I believe is his name)

Teeclassicroyal:
Hello people, what are the chances of a potential UK tier 4 student visa applicant who has a gap year of 7 years (secured last qualification {Waec} in 2015 and looking to apply for visa in 2022).
How best can one convince the officers in the embassy of one's genuine intention to study in the UK given the duration of gap?

@Teeclassicroyal I had over 15 years gap between my first degree and masters, and I got the visa. Just get your admission and make sure your finance meets the requirement. You should be fine.

ebonmic:
.....

I messaged them ,yet,no response from them

Was to submit my application today but i couldn't cos of that.

If you submit with that CAS you most likely would be denied(except you have made provision for the difference of £4000 in your account).They need to correct it. Call them

donshegzy:
Hello house. I’m new here. I wish to apply for a UK masters for my wife, January 2022 intake. I’m considering Sheffield Hallam University.

A couple of questions please:

Is it too late to begin the admission processing?
We are a family of 3, how much do we have to show as POF?

Thank you.

POF depends on the tutions fees for the course you will be studying.. its the maintenance fee that is fixed ( check page 1 for more clarity). i know someone currently applying to same school so i don think its too late to begin admission processing

Tolvin:
Hello Guys,
Please I'd like to change my passport number on my TB certificate. Reason because I renewed my passport. How much do I have to pay and what's the process please? Thanks

you might not need to change your passport on tb cert.your new passport has you old passport on it. but if you still want to go ahead then it cost 8,500

sugaDaddy:
Good day, forgive me if this seems to be a silly question. Last year, I was given admission for September intake which I decided to push up for January 2021. Due to financial issues, I couldn't go ahead with the January intake. But (thank God) I finally have the full tuition fee for my Msc course that I intend to be applying for January 2022.

My question is, do I have to go through applying for (the same) course again or I just send them an email stating my interest to study the said course in January?

Btw, the school still has my details. Thanks

send the school a message..it applies differently to different school

My spouse forgot to upload her Tb certificate for her and the kids before she submitted her dependant visa application. Someone had mentioned earlier that he sent them a mail in the previous thread in a similar circumstance, I believe it was @laawale.I just wanted to know the outcome of the mail. or should they just pay for assisted service on the day of biometrics and have them upload it then?

Topsonluv:
Hello, Please does anybody know if University of Salford still receives application for their Data Science post graduate course for January 2022 intake...

yes they do

wonlasewonimi:
CDG is so big that 1hr would be like 5 secs to connect your flight. I always advice 2hrs transit at least.

I missed my connecting flight once after a good hour running around in CDG.

i will have 1 hour connection in schiphol, I hope its not the same thing ooh.

Lexusgs430:
You don't generally need a transit visa.....

You might do if :

- You don't sync your flights correctly
- Your flight experiences unexpected delays


In both cases, you can sleep at the airport (hard chair's available, toilets, bathrooms and restaurants).....

WiFi and charging ports also available, plus very long corridors, to undertake your strolling exercises.........

@Lexusgs430..Na man you be, just got of the phone with klm, and they confirmed that if flight is through only Amsterdam no need for ATV(airport transit visa) but if it passes through France, then one needs a transit visa. This saves me a whole lot of stress and kudi.. thanks a lot.

Mamatukwas:
I don’t ever have pounds oh. Ees only Naira

sent you a dm..want Naira

Lexusgs430:
You don't generally need a transit visa.....

You might do if :

- You don't sync your flights correctly
- Your flight experiences unexpected delays


In both cases, you can sleep at the airport (hard chair's available, toilets, bathrooms and restaurants).....

WiFi and charging ports also available, plus very long corridors, to undertake your strolling exercises.........

@lexusgs430 thanks for this info.. will followup with a call to KLM to confirm . if this is true then its music to my ears.

Anyone gotten transit transit from KLM recently?..trying to do london- Lagos but understand I need a transit visa

.