₦airaland Forum

Amandacanny:
Hello,
I've been looking for how to mention you on a dead thread ooo. Can't find.
My email for this purpose: macy4karen@gmail.com
Thank you

Sent you a mail

Amandacanny:
Good morning my people, pls is there a WhatsApp group for those in Hamilton. I need to join pls. Thank you

Are u male or female?
Mention me on a dead thread, I will send u my email address and u will be added to some groups. I don't have access to my NL mail so I can't attend to your

Zeewirld:
..

What then is the advantage of buying houses through mortgage considering that you still pay humongous amounts as closing costs.

You can't buy a house in countries like US, Canada without paying closing costs.
1. Does closing costs affects the huge advantages of buying a house? NO
2. Does closing cost stop people from buying a house? NO
Closing cost is a requirement in buying a house.

The issue of advantages of buying a house is a topic for another day, most times people don't understand it until they land in a developed country.

House34:
Please ,what current dowmpayment % for first time home buyer in toronto 5% or 10%??

Your down payment as a first time home owner is determined by the price of your house:
5% on the first 500k cad
10% from 501k to 999k cad
20% flat on any house above 1m cad

Illustrations
Case 1:
House price 450k
Down payment is 5% of 450 that is 22.5k

Case 2:
House price is 950k
Down payment is
5% of 500k = 25k
10% of 450= 45k
Total down payment is 70k

Case 3:
House price is 1m
Down payment is 20% ie 200k

Also note that the down payment is not the only fee required to buying a home. You should budget another 10k - 15k for closing costs ( lawyers fee, PST on mortgage insurance, Land Transfer Tax,Title insurance)

Thermodynamics:
Hello, I'm planning to apply to a school that cost around 13000 cad, I plan to work to pay for my tuition fees and as well take care of my feeding and accomodation.
My sponsor will take care of my feeding and accommodation for the first 3 months, after that, I'm on my own. Is this possible?

Also what are the chances of switching to another college once I arrive in Canada.

This is my opinion based on my discussions with some folks that came into as students..
1. You should have your tuition fees for the first year.
2. You can survive (living expenses) on the income you earn while working.
3. You must be ready to hustle real hard, you will do the normal 20 hours a week job and you will also do cash jobs to get extra income.
4. Once the school is on long holiday, you will work for like 80hours a week in other to save up. The money u make during the long break would be used to pay your second year fees.
5. You won't live a luxurious life for these 2 years period. No unnecessary spending, no dates, no fancy phones on credit etc.

N:B: working cash jobs/extra hours during school session is illegal, so u must not be caught.

In summary, ensure that your first year tuition is sorted before u leave Nigeria

Treadway:
as in. Even natives dey shout ontop home ownership in Canada and how it is becoming more and more out of reach. But hey,he said it's 5% down payment. Eventually dem go pay am finish in a couple decades.

Peace be unto u

naijaboy99:
This your lie can raise the dead. Two years after they come? Maybe you made a mistake and wanted to type 12yrs after. Please don't derail this trend with laughable lies. Bring evidence that most people can save 11,000 CAD annually

Enter Canada legally then I will show u, shallom

naijaboy99:
My friend you are now laughing because I caught you. But we can have booze together. No bad feelings. I am not ignorant and you know. Saving 30CAD daily is 11,000CAD annually. That's a lot of money my new friend

....

Boys no dey talk outside again.. na just few guys dey come NL come give testimony. 70% of my guys wey we dey play football don buy atleast 1 house and these are guys btw the age bracket of 27 to 40 years.

I don't know where they find all these statistics that (Nigerians) are not doing well in Canada.

ednut1:
hahahahhaha, Funny enough boys dey even hide all these things self. when i go renew my passport in ottawa in branched a friend's house, he just bought another house self heheheheh. To enter Canada now is even hard so this kind person self no fit enter easily, maybe na why he dey cry

Baba u get time ooo....
Me no dey argue with people ontop Canada migration, when I see such threads,I just waka pass.

This same Canada wey young boys/babes under 30 wey get sense don buy 2 houses within 2 years of landing in Canada, person go come NL dey talk about saving $30 per day.

This same Canada wey I don see 3 single male students hustle to pay their second year school fees ($15k to $18k) within 1 year of landing.

To every aboki him kettle.

@ednut1 u still dey owe me hang out ooo

ednut1:
because the topic is senseless. And like people have pointed out. I came with facts you said its a lie. 30 dols times 30 days is 990, 30 dols time 22 working days is 660. Even those doing hustling jobs are able to save that easily.
Hustle jobs with over time
2,500 net pay
Rent - room- 700 to 800
Food - 300
Transportation- 150
Phone bill- 70
Netflix and other subs 50
Eating out- 200
That’s about 980 to save.

For people earning 4k net to 7k net to save 2k to 3k is not hard.

You can console yourself that Nigerians are suffering in Canada but these people are able to save 15k to 70k for Downpayment of their house between one to two years of landing. This is my last response to you. Your topic makes zero sense in the end.

One of the guys i was talking about, dey there dey bench mark your life on 10k a day lmao
https://www.nairaland.com/6829885/canadian-express-entry-federal-skilled/81#110263343

Dembele on fire...

My man of the match

Ikennablue:
Someone should give me link Pls

Livetv.sx

Pictures from the BMO stadium, watched Toronto FC Vs L.A Galaxy and the CNE

ednut1:
there is debit and credit card in Nigeria. Dom account debit card works too. Let the relative send their card details or you do screenshare. [b][/b]The signature may show a stamp backend or IP address. Or how else did the officer notice

Before getting ITA people should also try and open dom account. Looking for relatives to pay for you sometimes is blackmail as they may not need your naira equivalent at that point. And selling that naira for cad is extreme sports. In groups where people do peer to peer cad/naira sales. Once someone offers to sell in 10 seconds it’s bought already.

At the bolded, would u be willing to share your credit card details with anyone?

Bibitayo2:
Hello everyone,

Please, I have some questions that will need clarification from the elders in the house.

I am about to start my Canadian pr journey and this has been my plan for years, get the necessary work experience to increase my CRS score, and then start the application process. But recently I have been torn between going for MSc in data analytics in the UK and starting my Canadian pr journey.

My question is, for those that have moved to Canada in the last few years,

1) do you think not having an MSc in your chosen career has affected your chances of getting a job or a better-paying job in your field in Canada?

2) In the data science and analytics field, is MSc important.

Thank you as you answer my questions.

1. Having a Master's degree will directly/indirectly affect your chances of getting a job in Canada.. However, having a Master's degree is not all that is required to get a high paying job ( other factors such as years of professional experience, acing interviews, communication skills) are as important as your Master's degree.

2. From my lil experience, I realize that majority of Nigerian's are embarking on unnecessary masters degree. For IT related courses, I would suggest you do more of short online courses on udemy,IBM, Coursera and get professional qualifications to back your knowledge.

Spending £15,000 pounds on a master's degree in data analysis aiint worth it in my opinion except you intend to use the masters as a means to japa from Nigeria.

Most of those earning high salaries in Data analysis field in Canada do not have a master's degree in data analytics.

If at all you are inclined in getting a master's degree, you can get it done at a cheaper price (3k to 5k cad) when u land as a permanent resident.

U can follow @jessica_xls on IG for more info on how to break into the data analytics field in Canada.

IMO, I don't think we are desperately in need of a Right back at this time (Dest, Sergio) and Arujo for matches with teams that have good wingers. The truth is that we can't have world class players in all positions.

What makes a successful team is having atleast 7 world class players in the starting line up and I think we have that.. Even the left back position, I believe Balde is a good understudy for Alba... If Balde gets more game time during our Copa dela Rey matches, his confidence and game play will improve.

Creativebelle:
1200 to 1500

Two kids

Age 2 and 5

Oh wow..condos..are there houses lower than 2500?

Thank you

Based on the above info, u should be looking at 1+1 ( 1 bedroom and 1 den) If u seek accomodation in Toronto or within d GTA, then your minimum budget is from 2k. Except u don't mind a basement which would cost u btw 1,500 to 1,800.

Also be prepared to make a payment of 4 to 6 months rent

Creativebelle:
Hello everyone,

Pls what type of house would you recommend for someone coming with her kids?

A children friendly home in Toronto

Also, is there any Nigerian community one can join to acclimatise..

Thank you

It all depends on your personal circumstance:
1. How much rent can u afford monthly?
2. How many kids are u coming with?
3. How old are your kids?

Without these info, one can only guess..

Anyways I would say a 2 bedroom condo apartment would be ideal and this costs an average of +-2,500 per month

Good goal
Both teams are evenly matched

Draws done 20th July 2022
CRS 542
Total invite: 1,750

Dembele sef don mark register

Depay

:DOmo

Fati

Interesting... thanks for this information

kaysy:
Acura MDX 2013 - N1.6m
Acura MDX 2014 - N2.581
Acura MDX 2015 - N2.981

Lexus RX 350 2013 - N1.850
Lexus RX 350 2014 - N2.220m
Lexus RX 350 2015 - N2.550m

Contact me let's run it for u, this cost covers any shipping line, both Grimaldi and Sallaum.

Thanks for the info

oliverjiad:
mdx 2013:#1.7m
2014:#2.850m
2015:#3.250m

Rx350 2013:#2m
2014:#2.600m
2015:#2.950m

Regards

Jaid

oliverjiad:
ure welcome

Jaid

Pls what's the current cost of clearing these cars:
Acura MDX 2013 - 2015
Lexus Rx350 2013 - 2015

Pls what's the current cost of clearing these cars:
Acura MDX 2013 - 2015
Lexus Rx350 2013 - 2015

darenyx:
8 units 2 bedroom flats + 2 units 3 bedroom penthouse

Good job, what's the minimum size of land for this building and how many cars can be parked inside the compound?

llionaire:
Hi guys, I heard the travel ban has been lifted and we can travel months before resumption...is that true? I wanna be sure. School resumes January 2023 and I already booked my flight for September

The major question is what would u be doing from September to January because you are not permitted to work with ur student visa until school resumes in January. Would suggest you reschedule your ticket to December, the earlier you reschedule it the better.

Canadahome:
Just asking cus I use an infinix, does it mean it will work also in Ontario?

Your phone working is dependent on the network provider.. Most phones are compatible with most networks except for Fido.

Amandacanny:
Happy sunday everyone. Pls apart from Samsung and iPhone, which other phone works in Canada. I'm trying to buy a pocket friendly phone that will serve me well in Canada too.. I've change my samsung screen twice with plenty money and I'm not ready to buy another samsung. I need guidance pls

Most phones work in Canada is except u intend using freedom network. That network works on selected phones.
I use a Xiaomi and it works with Bell and virgin