₦airaland Forum

seunpinky:
I’m on the train so I have little time to banter .
I don’t understand why people think Canada is a hell of a place to live.

I have a younger friend that landed some months ago as a student, she’s doing two jobs one as an education assistant paying $26/hr and another as a PSW earning $25/hr. She juggles these two jobs alongside her studies. She stays in a shared apartment and pays rent of $500 per month all inclusive. You can imagine how much she would be saving on a monthly basis.

I would have loved to share an analysis of how I was able to do 2 houses in 16months and how I raised the money but I see that most people are not here to learn. They think everybody is a lamba god

Hi namesake, I'm 5 months in the country.
Pls teach me how to do two ppty in 16months.
Currently saving for my first dp, hopefully next year so that I can plan well. Tnx

You see most times when I look at it I don't really see the need to relocate. Why cause if we look at it with the huge crazy bills and taxes they pay its not worth it .
You can make 40m in Nigeria today without paying one penny in tax of which reverse is the case there . if not for good standard of living, good roads,24hrs electricity,good medical facilities, raising your kids in a serene environment I don't see the need of going there....

It is the tax you are refusing to pay, coupled with foolish politicians in all strata of govt in Nigeria that makes it not worth it paying tax.
I'm in Canada, I pay my fair share of tax, I'm a family of three, wife not working yet but I save good money to buy a house in 10 months. I'm just in my 5th month in Canada.
Good roads, light has not gone off in the past 5 months here. My electricity bill is $71 per month, my provincial govt declared budget surplus and felt like help people, what did they do? Subsidize electricity bill for one year by $50 a month, thus I've been paying $21 a month since I arrived. Internet bill is $63 per month, unlimited internet we are not used to in Nigeria, netflix $10 per month, mobile phone $35 per month, these are the so called bills I pay monthly, since I arrived, car insurance $160 per month, all less than $300, aside rent. So I'm good and ok here. I have a child, child benefit monthly is $550, this pays off my so called bills with balance, lol. If you have the means to japa, legitimately pls do, no need engaging in threads that literally don't make sense like. Nigerians are rapidly joining the political system here, this Saturday I will join a door to Dorr campaign for Kaycee Madu, there is another Yoruba guy too who is standing for election in the same province. I want to start volunteering to understand their process and if possible one day contest for something. Like I said, if you have the means, pls do not hesitate to come. Good thing about it too is, your old parents can come and be permanent residents too and the govt will be paying them old age income of up to $1000 monthly, I mean what else do you need?

LoL, its My first winter here, I decided to buy live goat, 90kg goat for $450, slaughter am for everyday pepper soup.....

House34:
One agent scam my friend and move him to canal not canada after he sold his property!!

Which one be canal

Zeewirld:
... Is that not like a government funded housing scheme..What's the advantage of applying for it and for how long can one enjoy it?

It's provincial govt.
You enjoy it as long as your income remains very low. As you get good jobs, the rent begin to increase and you will run away yourself.

E don go hospital again.

canadaishome:
Good day all

For those that live in Regina Saskatchewan, does applying for Regina housing in first year of landing affect residency or citizenship in the future?

Absolutely not. Apply as early as 2months sef, no shaking

Drone95:
From your write up, those values doesn't really confirm you are hypertensive but you may be pre-hypertensive thou the diastolic value is a bit high but the systolic value is normal. 140/90mmHg is classified as the high normal value. Try to reduce salt intake, do moderate exercise and don't practice self medication. My 2 cent

Nigeria will not kill person. I had this exact and was placed on bp drugs in ph. No one told me about rest.

adesbaba:
Great ,thanks sir ,,cos more to the PR issue ,I also asked because I was wondering if they will consider 2 years role as credit analyst ...like maybe the person hasn't gathered experience enough in that role.

2 years is experience bro

adesbaba:
Hello sir,,please for someone who has been on credit analyst role in a bank here in Nigeria for just 2 years but prior to the 2 years,he was head Customer service for 1.5 years(one & half)...Can the person apply for credit analyst role in Canada and will be employed ??

Thanks sir

Impossible is nothing.
Shoot your resume wide.

TheCongo2:
Hey @ednut1, it has been a long time. I am glad to see that you are still on here.

In 2009 I took a job as a credit analyst (processing credit cards applications) in one of the major American banks with an extension in Canada.(Citibank).
Citibank have few extensions in Canada known as Citi Financial, Citicards Canada .... I was working for Citicards Canada.
The pay was $15/hour (close to 30K/year) for a credit analyst at that ime. But, given that I was bilingual I was making $17/hours (close to 34K/year).

I am surprised that the annual income of a credit analyst to be 65K in today market (more than the double of what it used to be back in 2009).
Adding to that, I know people working for TD bank in different department with wages ranging from 40K to 50K. That is why I was expecting a credit analyst at TD to be making about the same.

In any case, I am happy for @slydog for getting a 65K credit analyst job at TD. And good luck to him.

@Emmasonic4me

You were a credit analyst processing "credit cards", in Nigeria this will fall under operations. Surprised the role is called credit analyst in Canada. In Nigeria credit analyst are the ones who review all the loans and financing needs of companies and businesses and individuals ranging from personal loans, mortgage, project finance, working capital, syndicated loans and all. This is the same thing my role in TD does and I will be given an approval limit of loans I can approved. I'm specifically in the commercial real estate unit, there are others in the personal mortgage unit, project unit and all, it's more diversified here, so no, I'm not reviewing and approving "credit cards". I opened account with a relationship manager I'm Scotia and he "decided" to give me a credit card. He didn't need to consult with any credit analyst.

SlowlybtSurely:
Yaass! Congratulations! The most important thing is to get your foot in the door. From there, the only way you're going is up. Your growth will be faster than you think.

Thank you so much! That's the only prayer & expectation

Maforgreats:
Great, but pls fr enlightenment, how much will u pocket after tax? I jus want to know thanks

No idea.
Resuming next month. But I thinking nothing less than $3500

blazetitov:
Congrats.

Please can i get in touch with you via mail?

regards.

sure

cochtrane:
Congrats! They came back to offer it to you. Is it tech?
Should be looking to build from here. Congrats again!

At the end of the day, there isn't that much difference in net pay between 65k and 75k.

Nah, not tech o, credit analysis

slydog:
Landed in Canada two weeks ago, did an interview with TD up to the last stage, got call that they choose to promote a guy for the role.
Felt so sad. A 75k role.

Guys, finally got the role, same dept but two steps below, a Lil less than 65k. Resumption is on my 59th day in Canada.
I guess I'll start here and build.
Thank you for all your encouragement.

I worked in the banking industry for 9years as a relationship manager.
In March this year, I asked my boss to nominate me for sack (when you are sacked they pay you a few millions depending on your level).
The day the sack list came was the day Canada stamped my passport. I arrived Canada last month, I'm resuming work on the 2nd of next month (on my 59th day in Canada) as a credit analyst in one of Canada big 3 banks. My annual pay is a $65,000 not a bad start at all. People with $100k combined income (husband and wife) are buying houses here and there.
I encourage every banker to run away.

AKWATGOLD1:
This CBN governor is a big idiot to say that increase interest rate is to tame inflation.

He is right.
It's basic economics
In Canada the central bank increased it by 0.25% last month, this month it was increased by 1%
There is a global inflation which is attributed to supply disruption of various commodities as a result of the Russian Ukraine War.

DonFreshmoney:
40k.?

Something I paid 10k 2 years ago, and helped someone pay this year has suddenly increased to 40k. Everything just dey reach sky level. Lol

I did for my wife and myself 16k in Jan this year. Thank God I don japa.

Whether you visit GO or CAN
83year old drug dealer with his boko haram sympathizer will be retired in Politics next year.

virginprincess:
Op,are you sure Gf don't have mental issues ?,it still baffles me how someone can lend her schoolfees out,it seems her past is still affecting her,op i think you should report her to her family,let them sit her down and talk some senses into her if not if you marry her like that she would kill you with debts.

I know a guy from a not too well to do family that was about going to write his final year exam but borrowed his friend writing 500level law final exam his own school fee.
His friend wrote and graduated, he did not write. This is 6 years now, he has not graduated, he Stays with that his friend on Laos Island and drives bolt. I have not idea what the friend does currently

Factcheck0001:
Isn’t it funny n hypocritical at the same time that the same igbos who see no problem with a Christian Christian ticket in all their states are d same people wailing over Muslim Muslim ticket?

Whatever is good for d goose is good for the gander,if there’s no problem with a Christian Christian ticket in the east I don’t think there should b problem with a muslim muslim ticket

No be mumu you be?
Are there no Muslim Muslim tickets in Muslim dominated states in the core North?

Quickly buy dollar keep. Exchange rate fit still decline to N1000 to $1
The value of the 10m is falling everyday.

miebaka:
Can we please chat on whatsapp? I have a few questions I’d like to ask you. Thanks boss

Dm

miebaka:
Hello bro,
Are you there as a student or pnp?

Fsw

Zeewirld:
..How far? How you see Sask now?

In Regina, love the place, small, can get around in minutes, 2bedroom got for $795 per month, can apply for Regina housing that can cut my rent bill by 50%, heard they have income support too, don't know if I should apply now.
Got a nice Honda civic too, 3700
However, I've been doing lots of interviews, but only one in Regina- Brandt. U can't compare job opportunities here to that in Alberta, however the place is nice

slydog:
I love this response. As a banker myself, this is the best response so far.
December next year will make me 9 years in the banking industry. Withing this period I have earned a masters and PhD degree. My anticipated checked out from banking is March next year. I'm also pursuing the Canadian dream.
My advise, give yourself a target of say 3 to five years, write the goals u want to achieve. Education? Very important to prepare yourself for the future. I pursued a PhD so that at the worse I become a lecturer or hunt govt appointment. This has also enabled me chase the Canadian dream,lol.
So plan. With fintech and the telecom giants going into financial services, trust me jobs in Bank will become even more u secured (its not even secured even at its best moment)
Banking should be your launching pad. Trust me, you will become a Professor far far far far more faster than growing from an entry level to become an AGM, DGM, GM, ED, and CEO.
Lemme give u an idea check from your ET level to a full manager level, check the number of levels, you'll get what I mean. Except you have someone giving 1bn deposit, I doubt u can climb higher every year in banking. It's been 9 years for me, just one promotion. But I'm happy with my degrees cos it's only a matter of time, tick tok

Nice advice I gave here.
Just landed in Canada early this month. Looking for university lecturing jobs and also banking jobs. The first banking interview I did had a pay of CAD75,000 per year, would have been a great start, didn't get the job though, we moveee

Slimcanada001:
Keep your head up man. Your yes is coming.

What was the role?

Credit Analyst

Influential101:
Don't feel sad, you'll get lots of rejection but you only need one congratulatory message to change everything and you'll forget all the pains of yesterday!

Keep your head up high! if you were able to reach final stages of TD interview, you're smart and can land even a better role! keep applying and developing yourself! I wish you the best and hope you land your dream job soon!

Thank you very much, I appreciate your kind words.

Landed in Canada two weeks ago, did an interview with TD up to the last stage, got call that they choose to promote a guy for the role.
Felt so sad. A 75k role.

Pjoe238:
I am a very strong member of redeem and on the way to becoming a deacon. My elder brother is already an area pastor. If our Daddy GO refuses to endorse a Christian presidential candidate and endorse a Muslim, I will kindly quit from redeem or even ceased to be a Christian.

He won't.
Don't worry, make we wait for first Sunday if next month

kponkedenge:
Honestly, I want him to choose El Rufai so it will be an easy ride.

But I see him choosing between Guaduje and Shettima.... But my instincts says Guaduje because of Kano's population.

But whatever muslim-muslim ticket they decide to choose, Tinubu will struggle in states like Ekiti and Ondo that has a high christian population.

Even Ogun state go hard Tunubu to win

zionmde:
Let Christians unite and vote Peter obi, Muslims can vote who they want. Anybody that wins we will take it that way
I am waiting for Pst Adeboye and Pst Oyedepo to do the needful, there shouldn't be any hiding or refusing to speak out this time.
We have suffered enough, we need to take charge of our destiny

Seriously I'm waiting for Adeboye's message first Sunday of next month. I pray he doesn't disappoint. All he has to do is make reference to Petet the Rock dazzol