₦airaland Forum

With the current state Nigeria is in, credit opportunities will not work in that system - except may be for a select few, but yet it won't be same as in sane countries.

The reason is simple. The US for example has a unique identifier for everybody living there legally - Social Security Number (SSN). Nigeria doesnt. With the SSN, everything else can be linked - your properties, debts, equities, family members, criminal history, insurance records, census reasons etc.

Every business in the US (an example) can decide if you are credit-worthy once they look through your past records from your SSN. Banks, financial firms, employers, etc and rely on that to make informed decisions.

If it took forever for Nigeria to think about BVN, how much longer would it take to implement something close to SSN that the US uses? Unless BVN will be used to represent SSN. But what about people that don't have bank accounts and don't need BVN?

The right approach would be to have a unique number assigned to every citizen in Nigeria, even babies. From that, everything else can be done. I thought that was the whole reason for the National ID card, until...

So, I won't blame banks if they don't think Nigeria is ripe for that yet. Like everyone, they don't want to lose money from people fleeing with funds they borrowed. The right system has to be put in place to establish a confidence level for them.

Correct your grammar in the title, then I'll comment.

darkenkach:
With her black nyash.

How come that's all you noticed from all these pictures? What were looking down there for? At least start with her hair or something. But no, ure taking a bottom-up approach. Boys sha.

ganisucks:
AMAECHI has began his war on Rivers State, in the disguise of Niger Delta Avengers. Buhari and Amaechi want to declare a state of emergency and thus, Sack our Governor. Nigerians and PDP international must stand up and resist the APC Jihadist FG.

I pity u. See as everybody dey yab u.

SleekAboki:
If you visit the creeks and see living conditions,you would pick up arms and fight against such injustice.

I have lived in the creeks of Bayelsa before for 9 months, that was about 15 years ago. I understand the area is not what it should be - it deserves to be way better. I also understand that only a few gets whatever help comes from FG and the oil companies in those areas. Wealth there simply don't circulate.

Watch, they will change to become Herdsmen.800 herdsmen added to the existing ones. Wahala dey o.

SleekAboki:
The Niger Delta is the darling and life blood of Nigeria. I wonder why buhari and APC failed to toast,win and dazzle her with romances? These people deserve much more respect than they are getting. Let justice be done.Life in the creeks is not even ideal for human habitation yet,tinubu and co sit down in their posh offices and sipping Niger Delta oil through oando. This is an insult and a grave injustice that must be addressed.

If only you have an idea of how long these Niger-Delta youths have been complaining. Certain people are just impossible to please. Even if the FG and oil companies give billions to them (certainly through their leaders) monthly, it still won't satisfy them because their leaders hold on to most of it and still leave the others hungry.
That's how deep curruption has gotten. I don't believe oil companies and the FG isn't doing their best to satisfy these people, but is it getting to the needy in this region?

Yeah, Nigeria does have a lot of ethnic divides. Odua/IPOB/Boko/Shiites/ND/Fulani. Must we really live together?

ckmayoca:
Kini didinrin yi n wi. Is that what the topic is aabout?

Lol @didinrin

Some will soon come here and call it "animal cruelty", while some will come and say "see better meat". Just watch.

This man does know how to give people something to talk about. Is that Zaaki next to him?

MrAdetunjiBayo:
you are ibo, we yorubas don't want to stay with ibos. We want to live with fulani, that's why we gave them oyo and ogun as grazing fields since 100 years ago. Ask my brothers joborskills, passingshot, eshinwaju and coolitempa. We will build a great nation with fulanis.

What is this one saying? Fake Yoruba wannabe.

I don't even know who she is. But if her next few films make her play the role of a cripple, beggar etc, then no one notices the silly nails. Lobatan. Owo jo na.

ehie:
Mumu people. No be all of us go suffer. After all these them go say in America, in London. What they don't know is that Americans are the most patriotic people you have ever seen. No wonder oyinbo dey call us a little less than brutes. We are in fact animals.

Except me and my family

I don't have a problem with owning and managing my farm, but definitely not to work for someone as a farmer on their farms.

Farming is a great business, especially with mechanized equipment. Some farmers have deals with large firms that require raw materials like rubber, cocoa etc and end up with good ROI.

You can be a farmer and never have to touch hoes and cutlasses nor look dirty after work if that's what people don't like. Besides, lifestock is still considered farming, isn't it? I think breeding animals should be fun.

Do our law-makers know how to prioritize? Is climate change the next big issue for Nigeria?

Super1Star:
In the case of the herdsmen, rest in pieces to them.

Lol. Bad guy.

Super1Star:
RIP to the dead cows.

What about the people that got killed? I mean the heardsmen? Lol

I don't know where this 'epp' word came from, I hope students won't be spelling like this in their exams.

grammy98:
gbam, u know their job..God bless u

God bless u too.

SailorXY:
What's the job of NPF in Nigeria sef? Must the military do everything??

I guess their job is just to stand at checkpoints, harassing innocent civilians.

pimpchi:
Who be CIA abeg?

Siasia

OP, too much grammar. Why not conduct your own interview with either TeeBillz or Tiwa and let's measure your personal success from there?
Don't piggy-back on existing issues when no one knows you or whatever you have to offer.

ekubear1:
Great post, Kobojunkie.

Lol at Kobojunkie. Funny name.

CertifiedSamuel:
Biko, since when did guys start using handbags? Congrats on your transformation to being half female sha.

I thought I was thinking this alone.

saxby:
I'm not here to talk about any Tecno Boom J8 or Glo, Etisalat or even MTN.

Rather I'm here to tell you about how to pronounce recognize Nigerian foods especially when you travel out.

See pics below for their English names.

You can add yours too if you know any.

Good
Now tell us the names in French and Spanish in case wee travel out.

If they can't find Shekau, how can they find Tompolo? Naija politics na baaaastard.

Looks like a regular apartment to me.

She's ripe. She's grown enough to take selfie. Awon boys will soon take over from FFK on her matter. I dont mean baby-mama type of 'sturves' o .

Good. Start working on the heardsmen too.

Picture #2 though, wasn't this same person killed about two years ago? Are we recycling pictures here?

I don't believe this. I think both Tiwa and Tee-Bills brains are hacked. Both sides of the story na photoshop. Worst case, publicity stunt for the next album.