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Studyless123's Posts

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Travel › Re: USA Visit Visa Part 4 by studyless123: 4:33pm On Apr 10, 2023
YeyeBoyfriend:
Good evening everyone,

I want to know the necessary documents needed if someone is inviting me over to the US for few weeks visit, he's willing to take care of everything during my stay in the US, accommodation, feeding, transport etc

Please he's asking what documents he needs to send to enable me acquire the visa

Your responses will be very helpful and appreciated
You don't need any documents other than what's stated on the application page. The details provided by your host can be used to fill out your application form. If s/he send you an IV letter, you can take it along but it's not a requirement.
Programming › Re: A Thread To Discuss All Things Fintech In Nigeria by studyless123: 4:00am On Apr 09, 2023
y3mi:
Thanks for sharing.

If I may digress to ask…

What part of the laws (or IP laws) provides an entity or the originator/inventor a protective right that avert others from replicating the originator of a web-based solution, moreover that is innovative ? Would that be copyright? Patenting or Notarization of some sort?

I understand that an idea can not be patented nor registered, unless it’s an original invention, however still I have read online how business method can be granted patent in the US if the methodology is genuinely novel.

May I ask if this is also the case in Nigeria ?

Interesting. Largely, this will be under patents and copyrights. Patents protect inventions, which are new and useful processes.
Copyright protects original works such as source code, scripts, and designs.
The type of IP law that you will need for protecting a web-based solution will depend on the specific nature of the solution.

Please note that patent process is difficult and complex while copyrights are less expensive and easier to obtain than patents.

Yes, a business method can be granted a patent. A business method must meet the same criteria as any other invention. Specifically, it must be novel and useful. It is more difficult to obtain a patent for a business method than for other types of inventions.

Different countries have different laws with regards IP.
Travel › Re: My Monthly Savings In Canada by studyless123: 12:36am On Apr 09, 2023
atutupoyoyo2211:
There has been a lot of arguments in this thread about the positives of travelling abroad. I don't know about everyone's situation, but for my own situation, i used to make about 4.8m in Nigeria a year (not that bad), but i make about that in a month here before taxes. So i feel i am doing ok. It was not that way for me from the beginning. I worked in a warehouse, worked as a security for some years, then i took out a couple of years to get my Masters degree and things changed after that.
My advice, try and go to school here. I made that mistake initially, i didn't really consider schooling. I was making money as a security guard, but i was working a lot of hours. It is not bad for a start, but thanks to my wife, she made me to look at the big picture and made me realize what i can achieve outside being a security guard. Honestly, a good woman is everything, but you gotta be good to her too.
Good to know you're doing well. The bigger picture is everything.
Travel › Re: Thinking Of Relocating Back To Nigeria From Canada by studyless123: 12:30am On Apr 09, 2023
justwise:
[b]

Stories like this is far too common now, people leaving Nigeria with little or no money to survive abroad, then we have threads like this people complaining that abroad is hard and Nigeria is better but they will never book the next available flight back to Nigeria and allow us to hear word
I've complained about such threads in the past. This section is losing it's appeal with the prolifiration of such threads. I think many are just creating them for the fun of it. Anyone facing serious financial issues won't be romancing with nairaland daily creating irrelevant threads.

On the other hand, going home is not the solution. Very few have made that decision to go back home. He'll be fine after the struggles.
Phones › Re: Starlink Unboxing & Speedtest In Nigeria by studyless123: 12:07am On Apr 09, 2023
georgee:
Tx a lot.. It's just the the ground floor (Living room I want to av quality network). This is what I am currently pulling downstairs in the living room with the Starlink Router placed upstairs in my bedroom

Do you think I really need this other router/Starlink Ethernet Adapter or I should just continue enjoying my Starlink as it is

Upstairs in the bedroom... Speed is up to 200Mbps

Downstairs in the living room... 30/40Mbps
43 Mpbs is pretty decent. Sometimes we get carried away by speed. Except you can notice the slow internet connection, you should be good. Any good router should work fine. It doesn't have to be dual band. The router just need to provide coverage on the ground floor for you.
Programming › Re: Pls Who Know About Computer Servers And If They Work In Nigeria by studyless123: 11:55pm On Apr 08, 2023
Nigerianquest:
Oh I didn't say servers won't work in Nigeria. Let's say, I'm hosting my website on aws or Google clouds, and the costs of hosting there is expensive. So now I want to have my own data center with 1000 Terabytes.
What you want to achieve is pretty simple but you're not framing your words correctly.

You want to build or own your web servers. If that's what you want, it's achievable. Many individuals own their server systems in their home.

Now the question is...

1. Where in Nigeria can I buy those web servers?
There are many Authorized HP|Dell dealers in Ikeja, Lagos. They're visible online. You can also order used servers and have it shipped to you. A single server can serve you, but you actually need a minimum of 2 servers.

2. How much would they cost? (For 1000 Terabytes).
The cost of a server is not determined by it's storage. A one petabyte storage is common on NAS that can be linked to your server. A server can cost you 1M NGN and another can cost you 30M NGN. The latest HPE ProLiant DL385 Gen10 Plus cost about 20k USD.

3. Do Internet service providers like MTN, GLO, allow you buy internet subscription for those computer servers? (Note: This is because you'll need your own router to set up a computer web server and some countries ISP doesn't allow web servers monthly subscription).
Yes, there are several ISPs that can provide you good service. MTN, GLO have several plans to suit your needs. There are many other companies. I don't understand some countries ISP that doesn't allow web servers monthly subscription. Give examples.

4. Is the Network for those computer servers good? (That's, hope no downtime and the rest, etc).
Yes, the network is good. All networks can suffer from downtime that's why you should have 2 providers. At a time I had service from Mainone and Glo.

Computer servers are in computer Labs in some universities, so anyone that knows the answer to these should pls help the house.
Yes, computer servers are in many universities and companies in Nigeria, but you're not building anything close.
Programming › Re: Do You Pay Tax As A Remote Worker? by studyless123: 12:03am On Apr 07, 2023
missimelda01:
Thank you so much for your response.

For the second paragraph, I don’t use a dom account to receive payment…does it also apply to platforms like Grey?
Irrespective of the platform you'll need the account no and routing/ABA number.
Programming › Re: So What Exactly Happened To All This Banks by studyless123: 8:19pm On Apr 06, 2023
Deicide:
Are they all sharing the same servers? Even ussd doesn't work most of the time. Even banks like GTBank we all had hopes on that they are reliable fumbled badly and service was very poor.

Ever since the cash scarcity and people had to go cashless. It has caused numerous problems like double transfer, SMS alert delay, Transfer taking too long etc.

From an engineering perspective, what happened?
It's very easy to blame the bank for all these, but the bank may not be the culprit.
There are different layer of institutions and processes involved in financial transactions and the bank is part of the cycle. It can be a complex web depending on the transaction.

There are switching companies like Interswitch, Chams, Unified Payments and ETranzact and NIBSS that are involved but many are not aware of these companies. The telcos play their role as well as payment networks.

These issues reminds me of the battle between programmers and Engineers many years ago when programmers would blame the systems and network while the Engineers would blame the applications for failure. We've passed that stage now.

Every system or app have a limit and in distress they all failed. Apple have over 200 billion USD in the bank but their website often crash during preorders. Same with Samsung. If you don't understand how these things work, it's easy to throw blames.

I would blame the CBN in all of this and I guess you know why. Their policy lacked technical analysis.
Travel › Re: Reasons I'm No Longer Relocating by studyless123: 7:47pm On Apr 06, 2023
Treadway:
nice of you to share the link where you got that figure from. But it is at variance with the facts/figures from both the NBS and The world bank., and I know why. One minute the author is writing with reference to total capital importation into the country, and the next he is writing about a subset of that total capital import which is FDI, but isn't clarifying or delineating both. The problem with that is that it can confuse people to think that is all the country's capital import which is what has played out here. While I won't argue about the FDI figures, as more info is needed, I did read your link and it did reference the NBS, but for now only Q1 and Q2 data are on the NBS site, and FDI for those two quarters are quite in line with that theory at a total of about 300m, but it also shows the delineation that the Bloomberg article didn't clarify which explains the discrepancy. Cheers

Note: I have the screenshot of Q2 but it is almost same figure as Q1 but a little lower, which is why I just said the sum in my post
The article was correct and it is in line with the NBS figures for 2022. It was only referring to FDI which is a subset of capital importation. FDI was 468M and capital importation was 5,328M
Travel › Re: Reasons I'm No Longer Relocating by studyless123: 7:44pm On Apr 06, 2023
tensazangetsu20:
It's not true. Check the world bank data. Even when we attracted a lot of investments pre APC the value never ever reach 5 billion usd. That data is written by APC. We attracted 5 billion yet to withdraw 100 USD from account na data science.
That's actually correct but the right name is capital importation. FDI is a subset of capital importation which was 468M for 2022. Capital importation was 5,328M
Business › Re: Traveling To Nigeria From The USA by studyless123: 7:55pm On Apr 02, 2023
richardakindele:
Yes. What is the issue with additional fees?
It's more expensive. I've made that point, several times. Obviously you haven't done any research.

How much? And through which company?
Recommend some, and the cost of air freight.
Weight: 10kg
Dimensions: 13in x 12in x 12in
Make use of Google. Chat up 3 or more companies and you'll get quotes.
Travel › Re: Japa Nairalanders, Let's Discuss. by studyless123: 7:33pm On Apr 02, 2023
incogni2o:
Your last statement is you rather being sanctimonious.

The same way you said it is the same way some cultures think why on earth shouldn't a man beat a woman.

I am not supporting Men beating Women, but rather saying it's based on people's values and upbringing the way a Man would perceive laying hands on a Woman.
I stopped responding to @MrBrownJay1 so as not to derail the topic.

No. I'm not. List the cultures that support that. That a practice is common doesn't make it acceptable.

There's a reason humans are referred to as intelligent beings. Those are values accepted in the animal kingdom. There's no culture in the world that values beating a spouse. I have heard about it several times, I witnessed the case of a woman beating her man and I called the cops on her. If you want to practice your fighting skills there are sports to do so. If there are issues in marriage there are alternate dispute resolution (ADR).

I'm not sanctimonious, but the practice of domestic violence is an act everyone should kick against. Men and women suffer from it.
Travel › Re: Japa Nairalanders, Let's Discuss. by studyless123: 7:25pm On Apr 02, 2023
Shokoloko:
Finally someone said it. I totally agree with you. It seems that interracial relationships involving Nigerians and foreigners are worked harder on. A lot of the females and a few of males in my family are married to Eastern Europeans. We are so satisfied with the outcome that once a girl in the family starts to looking to date we start reiterating "Look to eastern Europe".

I encourage our young ones to stop eating heavily, lose the pot bellies, learn to enjoy learning, quit gossip sites and Zeeworld and develop interest in quality conversations and look outside the continent - its a big world out there.
You're correct. I'm glad your relatives are having the best of their relationships. I also love your expression. "It's a big world out there". I find this to be true everyday. Let's keep fit and make the world a better place.
Travel › Re: Japa Nairalanders, Let's Discuss. by studyless123: 4:01pm On Mar 30, 2023
tensazangetsu20:
Abeg can you link me up. Me too I want to marry an American I don't care if she weighs 800 pounds embarassed embarassed
grin grin grin
I've never seen an 800 pound person. If the woman is overweight, she can burn the fat if both of you hit the gym daily.
Travel › Re: Japa Nairalanders, Let's Discuss. by studyless123: 3:20pm On Mar 30, 2023
MrBrownJay1:
true we all change...but a woman who meet a man in the village, get married in the village and live their whole life in the village, wont change drastically, while the village babe who lands in NY would AUTOMATICALLY change...thats the sad part that many men living abroad dont understand.
That's it. A change in location should accompany a change in behavior. I know a number of women who desire to get married but their issue is the man will change once he comes here. My next question is what are your options?

consider this.

When foreigners get married to Nigerians, the marriage tends to lasts longer compared to Nigerian couples. Eg In 2014, I linked up 8 USC with Nigerians that ended in marriage, all are still married. That same year I know 5 Nigerian marriages that only 2 are still couples today. While that is a personal observation, you will agree that we tend to have a higher tolerance towards our foreigners spouses which we don't exhibit toward our Nationals.

We create different expectations. We shy away from having meaningful and sometimes difficult discussions during courtship.

Honestly I would expect my spouse to change if I brought her from Nigeria but the real issues are the men need to change their "orientation" and the women need to "understand" their men.
Travel › Re: Japa Nairalanders, Let's Discuss. by studyless123: 2:20pm On Mar 30, 2023
MrBrownJay1:
if these women never leave the village, they will never be "revealed"... and would continue to be who they really are (aka African village women). the minute you take her out her own environment then she cannot remain the same. the issue here is that these women simply ADAPT to the culture of the country where they land. i dont blame these women, i blame the clueless dudes who go back to Africa thinking these women will remain "village women" while living in some big cities of the world AND in countries that gives EQUAL RIGHTS to women. lol... now tomorrow, you think you can raise your voice at this woman or even beat her black and blue (like they do back home), and act surprised when "village woman" sends you to jail and/or throw you out of your own damn house.
This is not a woman thing. Men and women change. There have been a lot of men who were brought by their wives/girlfriends and they changed.
It is natural for people to change. As we go through life, we have experiences that shape our beliefs, values, and perspectives. These experiences can lead to changes in our personalities, goals, and attitudes. In fact, change is a constant part of life and can often be positive as we grow and learn from our experiences. It is important to embrace change and see it as an opportunity for personal growth and development.
Why on earth should a man beat a woman, that's a barbaric attitude and the man rightly deserves jail.
Travel › Re: Urgent: Save Me From Agents For Schengen Visa Costing 3.5 Million by studyless123: 3:54am On Mar 30, 2023
ferhyntorlah:
Thank you Mr Ednut.

I was pissed as I kept reading his replies.

As far as I'm concerned, anything agent is scam to me. Whether there are genuine ones or not, the word agent is synonymous to scam in my eyes.

My apologies to the genuine ones but I just hate the idea of using an agent to do something I can do on my own via research.
No need to be sentimental here. In most cases agents are not the problem. When you're desperate, you fall into desperate hands. The OP knows everything as well as most Nigerians. Most people know that you can't work with visitor's visa but they don't care because they believe they can sort their way out once they arrive.
I was in Nigeria last year and I had over 5 persons who wanted to drop 4M cash for me to get them over to the US, the question I always ask them is what will you do over there, they see that as the most stupid question ever asked?

The Op in Nigeria was quick to correct Justwise in Europe that Greece is part of Schengen. (He's smart)
Ednut1 knows he's using his brother as a cover.
He's a graduate that has completed his NYSC, he can get all the facts himself.

Op go to Greece, their GDP growth rate is among the top in Europe. When you get there you'll be told how to get your work permit which is called the D visa if you can secure employment.

Visit Santorini and the Acropolis. Also check out the Delphi, Mount Olympus and the Temple of Zeus. Your life will never remain the same. grin
Career › Re: Github Fires Its Entire India Engineering Team, Over 140 Employees Hit by studyless123: 11:15pm On Mar 29, 2023
tensazangetsu20:
There's very few tech jobs in Nigeria now sef. On LinkedIn there's zero Nigerian tech openings. On hotnigerianjobs same thing. This wasn't how it was when I got into tech. Did my research and apparently a lot of Nigerian startups are shutting down and the founders running away to the UK.
Wow. In your opinion why do you think the startups are failing? What's wrong?
Whenever I attend startup meetings Nigerians always come up with good pitch deck and presentations. Their metrics and vision are on point. But it's worrisome to know that they'll fail.
Career › Re: Github Fires Its Entire India Engineering Team, Over 140 Employees Hit by studyless123: 10:13pm On Mar 29, 2023
airsaylongcome:
Not going to lie that there's a lot of validity in what you have stated. My guy is most definitely an exception cos he had been at the company for 2 years starting with $10/hr. Yes location does help. But if you are persistent and patient it could be beneficial although me I no dey encourage that nonsense patient dog eats the fastest bone. I applied for an $8k per month role and got to the final stage of the interview. Even though I provided proof that I wouldn't have power issues (standby inverter and generator), I got told that previous experience with Nigerian hires had shown that power and internet quality impacted the previous employees capacity to meet SLA. Me I know say na story story but what can I do? I tint
Why is the company not willing to sponsor you since you will be earning almost 100k?
Business › Re: Traveling To Nigeria From The USA by studyless123: 10:08pm On Mar 29, 2023
richardakindele:
You think I haven't thought of that already?



I know I can get it in Nigeria. But how much do you think a Solar pump costs in Nigeria?
A solar pump, is not the same as the AC pumps everybody uses. Solar pumps are expensive in Nigeria, mainly because it's not used by many.



Who says it's cheaper? Well, maybe shipping by sea. But definitely not by air.
Try flying 10kg from the US to Nigeria.
It's cheaper sir and I mean by air. Anyone travelling from US to Nigeria has a full luggage and would be paying additional fees to transport your product. The amount is more than what you will logistics company to transport the device for you.
There are many logistics companies in the US that can easily handle that. Address the device to them and they will forward it to you.
Business › Re: Traveling To Nigeria From The USA by studyless123: 5:29pm On Mar 28, 2023
richardakindele:
Hello house,

I'm looking for someone currently in the USA traveling to Nigeria.
To help carry a submersible pump.

Weight: 10kg
Dimension: 44cm x 30cm x 13cm

See attached pictures.
It's easier if you reach out to a friend you have in the US. Another option is to get a pump in Nigeria and take your time to ship the foreign pump. It's cheaper to ship the item than travel with it.
Programming › Re: Svb by studyless123: 5:29pm On Mar 27, 2023
airsaylongcome:
Are they getting their money because the money was there or because the US Federal government intervened?
You are right, the govt intervened. If the govt had not, it would have been a serious crises for regional banks.
Programming › Re: Svb by studyless123: 3:55pm On Mar 27, 2023
truthCoder:
Exactly.

Thats what i meant.

How would the government put reserve requirements at 0% on a fiduciary business?
As with any policy there are benefits and risks. It helps to stimulate the economy by increasing lending, it also helps the institutions. It was changed to 0% during the covid crises. One of the risks is what happened to svb.
Programming › Re: Svb by studyless123: 3:10pm On Mar 27, 2023
truthCoder:
The Tsunami is going to affect a lot of VCs.

I feel so pained right now.

How would there be zero cash reserves? USA!!!
That's the Fed requirement 0%. Nigeria is about 30%
Programming › Re: Svb by studyless123: 3:08pm On Mar 27, 2023
airsaylongcome:
Thoughts? How does the banker to some of the most innovative money spinning businesses go belly up? I hear Chipper Cash is one of their customers. Any possible direct impact in them?
The bank collapsed as a result of interest rates, inflation and investments as a result of too much money. No impact on any of their customers. Every one will get paid.

Nickisindigo:
I read that one company has a cash reserves of about $400million plus with them
They will get their money.
Crime › Re: My Experience With A Scammer This Morning. by studyless123: 3:01pm On Mar 27, 2023
ahnie:
I enjoyed his frustrations Sha cheesy cheesy cheesy
cheesy cheesy cheesy cheesy.
My replies made him turned to born again xtain
Please note that it is wrong to ask those who they voted for with a view to favoritism/discrimination. We should learn to respect people's views and be tolerant of others on the opposing side. Many couples/families voted differently and it didn't affect their relationship.
There's nothing bad in him not voting. Millions also towed that path. Let's grow above sentiments.

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