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Investment / Re: Nigerian Stock Exchange Market Pick Alerts by veecovee: 11:22am On Jul 23, 2021
yMcy56:

Let's exercise more patience Pastor....
Looks like water still pass the garri for now, some investors have been dealt with by insurance, so they're just offloading anyhow. grin
I want to believe that STI will still do well.......I'm looking at it getting to circa 45/50k.......I may be wrong but that's just my conviction for now.
All na risk taking......all na gambling. grin

What's their reconstruction date pls
Investment / Re: Nigerian Stock Exchange Market Pick Alerts by veecovee: 4:29pm On Jul 22, 2021
yMcy56:
This STI guys aren't serious....unlike their CHI colleague...
....but we will still exercise more patience with them. tongue

Vitafoam is doing pretty well.......@15.70 now....
So also UCAP and UACN....

Na wa for STI them oo

But like when do you think we should do the final offloading before their planned whatever? I took somehow big risk here
Investment / Re: Nigerian Stock Exchange Market Pick Alerts by veecovee: 3:46pm On Jun 23, 2021
currentprice:
now bedsheet is pointing to two other stock.

one on banking sector another on d other sector.

it will be reveal at appropriate time on confirmation

watch out!!!

vummmmmmmm with my two leg b4 pastor vee catch me

grin grin grin grin grin grin

grin grin grin When fowl mess, it go begin run when nothing dey pursue am.

Investment / Re: Nigerian Stock Exchange Market Pick Alerts by veecovee: 10:05am On Jun 19, 2021
Religion / Re: Holineness And Righteousness Revival Messages And Bible Verses by veecovee: 8:43pm On Jun 18, 2021
TODAY IS TOMORROW'S YESTERDAY.

Yesterday is your teacher, today is full of opportunities and when to practice what you've learnt from yesterday, while tomorrow is when you'll reap your reward, whether good or bad. Many who refused to go to school or learn some trade/skill yesterday, are not employed today and therefore will end up frustrated tomorrow. Note that wise people learn from what happened to others, thereby making other people's yesterday their teacher. The Holy Bible is full of what happened to others. Learn from what happened to the sons of Jacob below.

Genesis 49:1-7 King James Version
And Jacob called unto his sons, and said, Gather yourselves together, that I may tell you that which shall befall you in the last days.
2 Gather yourselves together, and hear, ye sons of Jacob; and hearken unto Israel your father.
3 Reuben, thou art my firstborn, my might, and the beginning of my strength, the excellency of dignity, and the excellency of power:
4 Unstable as water, thou shalt not excel; because thou wentest up to thy father's bed; then defiledst thou it: he went up to my couch.
5 Simeon and Levi are brethren; instruments of cruelty are in their habitations.
6 O my soul, come not thou into their secret; unto their assembly, mine honour, be not thou united: for in their anger they slew a man, and in their selfwill they digged down a wall.
7 Cursed be their anger, for it was fierce; and their wrath, for it was cruel: I will divide them in Jacob, and scatter them in Israel.

Chai !! Things, some of the sons of Jacob did out of youthful exuberance YESTERDAY, their father remembered TODAY, and cursed their TOMORROW. Do not be among the cursed, that'll spend the whole of their TOMORROW'S eternity in Hellfire. Rather, be among those that are obeying the Lord's commandments TODAY. Please be informed that Christians who learnt from YESTERDAY'S events in the Bible, and are making good use of their TODAY, shall all be rewarded envibly through out TOMORROW'S eternity. ... "Lay up for yourself treasures in heaven, where there's no thief ..." Matt 6:19-20.

PLS SEND THIS MESSAGE TO OTHERS AND SHARE FROM THE BLESSINGS OF EVANGELISM.

Maranatha !!
Investment / Re: Nigerian Stock Exchange Market Pick Alerts by veecovee: 7:04pm On Jun 08, 2021
ojeysky:
Veritaskap started on a strong positive to close on a strong negative. What a market!

I wonder.

Thk God I had to take 20% b4 it locked

Let see how tomorrow will be
Investment / Re: Nigerian Stock Exchange Market Pick Alerts by veecovee: 10:07am On Jun 08, 2021
locodemy:


Your purchase transactions came at the right time.
The holy spirit revealed to you.

grin loco ... insurance making me happy
Investment / Re: Nigerian Stock Exchange Market Pick Alerts by veecovee: 2:22pm On Jun 04, 2021
yMcy56:

Polaris Bank
#1771365357
Morgan Capital Securities

God bless you, ... transaction is done.

1 Like

Investment / Re: Nigerian Stock Exchange Market Pick Alerts by veecovee: 2:12pm On Jun 04, 2021
Veritas full bid at .24

Kudos OGG

1 Like

Investment / Re: Nigerian Stock Exchange Market Pick Alerts by veecovee: 10:12am On Jun 04, 2021
Can someone pls send Morgan current account numbers pls
Investment / Re: Nigerian Stock Exchange Market Pick Alerts by veecovee: 12:59pm On Jun 02, 2021
Politics / Re: Good View Hotel Owerri Burnt Down (Video) by veecovee: 1:24pm On Jun 01, 2021
Pls ooo, who is the owner of this burnt hotel
Religion / Re: Holineness And Righteousness Revival Messages And Bible Verses by veecovee: 8:11pm On May 22, 2021
MAXIMIZE YOUR LOVE BEFORE YOU LEAVE

What i mean by leave, is departure from this earth. It could be through rapture or death. Since it's obvious that we all must collectively or individually leave some day. It's very important for us to maximize our obedience to the two greatest commandments below.

Mark 12:30-31 King James Version
And thou shalt love the Lord thy God with all thy heart, and with all thy soul, and with all thy mind, and with all thy strength: this is the first commandment. 31 And the second is like, namely this, Thou shalt love thy neighbour as thyself. There is none other commandment greater than these

BELOW IS HOW YOU MUST NOT FAIL TO LOVE GOD

John 14:15 King James Version
15 If ye love me, keep my commandments.

REMEMBER, THE LORD SAID, "KEEP MY COMMANDMENTS," AND ONE OF THE COMMANDMENTS THAT'LL TAKE YOU TO HEAVEN IS TO WALK IN THE SPIRIT.

Galatians 5:16-22 King James Version
This I say then, Walk in the Spirit, and ye shall not fulfil the lust of the flesh. 17 For the flesh lusteth against the Spirit, and the Spirit against the flesh: and these are contrary the one to the other: so that ye cannot do the things that ye would. 18 But if ye be led of the Spirit, ye are not under the law. 19 Now the works of the flesh are manifest, which are these; Adultery, fornication, uncleanness, lasciviousness, 20 Idolatry, witchcraft, hatred, variance, emulations, wrath, strife, seditions, heresies, 21 Envyings, murders, drunkenness, revellings, and such like: of the which I tell you before, as I have also told you in time past, that they which do such things shall not inherit the kingdom of God. 22 But the fruit of the Spirit is love, joy, peace, longsuffering, gentleness, goodness, faith,

THE SECOND GREATEST COMMANDMENT IS TO LOVE YOUR NEIGHBOUR AS YOURSELF. AND YOUR NEIGHBOUR IS NOT MERELY THE PEOPLE NEAREST TO YOUR HOME OR OFFICE. ACCORDING THE PARABLE OF THE GOOD SAMARITAN, YOUR NEIGBOUR IS ANY BODY YOU CAN SEE, OR GET IN CONTACT WITH ANYWHERE YOU FIND OURSELVES. IN FACT, THE LORD WANTS US TO SHOW LOVE TO EVERYBODY ON EARTH, EVEN OUR ENEMIES. THEREFORE SHOW YOUR LOVE TO OTHERS BY BEING PATIENT AND KIND WITH THEM, BY NOT BEING ENVIOUS, BOASTFUL, PROUD, ETC, ...

1 Corinthians 13:4-7 New International Version
Love is patient, love is kind. It does not envy, it does not boast, it is not proud. 5 It does not dishonor others, it is not self-seeking, it is not easily angered, it keeps no record of wrongs. 6 Love does not delight in evil but rejoices with the truth. 7 It always protects, always trusts, always hopes, always perseveres.

WE ARE CLOSER TO DEPARTURE THAN WE WERE YESTERDAY. MAXIMIZE YOUR LOVE TO EVERYBODY NOW.

Send this article to others.

MARANATHA !!
Religion / Re: Holineness And Righteousness Revival Messages And Bible Verses by veecovee: 6:06pm On May 01, 2021
As workers have their payment hour/day, so are we humans before God. And as a matter of fact, all our actions, inactions, words, thoughts, etc, whether good or bad are all works, and we must receive our reward for them all.

Romans 2:6-8 NIV
6 God “will repay each person according to what they have done.” 7 To those who by persistence in doing good seek glory, honor and immortality, he will give eternal life. 8 But for those who are self-seeking and who reject the truth and follow evil, there will be wrath and anger.

2 Corinthians 5:10 NIV
10 For we must all appear before the judgment seat of Christ, so that each of us may receive what is due us for the things done while in the body, whether good or bad.

Galatians 6:7-9 NIV
7 Do not be deceived: God cannot be mocked. A man reaps what he sows. 8 Whoever sows to please their flesh, from the flesh will reap destruction; whoever sows to please the Spirit, from the Spirit will reap eternal life. 9 Let us not become weary in doing good, for at the proper time we will reap a harvest if we do not give up.

Hebrews 6:10 NIV
10 God is not unjust; he will not forget your work and the love you have shown him as you have helped his people and continue to help them.

Colossians 3:23-24 NIV
23 Whatever you do, work at it with all your heart, as working for the Lord, not for human masters, 24 since you know that you will receive an inheritance from the Lord as a reward. It is the Lord Christ you are serving.

1 Corinthians 15:58 NIV
58 Therefore, my dear brothers and sisters, stand firm. Let nothing move you. Always give yourselves fully to the work of the Lord, because you know that your labor in the Lord is not in vain.

James 1:12 NIV
12 Blessed is the one who perseveres under trial because, having stood the test, that person will receive the crown of life that the Lord has promised to those who love him.

PLS JOIN ME IN EVANGELISM ... JUST SHARE THE MESSAGE.

Maranatha !!
Religion / Re: Holineness And Righteousness Revival Messages And Bible Verses by veecovee: 12:11pm On Apr 24, 2021
IT'S NOT TIME TO REST

Simply put, it's wrong to rest at the wrong time. King David tried it, and the rest about this act is history. Resting at the wrong time first lead him to sexual lust, followed by adultery, evil conspiracy and finally, murder. The consequence of what David did then is why Israel is always at war till this day. The book of 1kings 13 recorded the story of a man of God whom God sent on a mission, and told him not to eat or drink in the land he sent him. But the man of God decided to rest under a tree on his way back home, and there met him an old prophet who deceived him into going back to eat in the strange land. At the end, the man of God was killed by a lion. What a pity. The old prophet wouldn't have met him if he continued the journey back home without resting.
Beloved, we are on a journey back home. Till you make heaven, pls don't rest from Church weekly activities, personal bible studying, personal evangelism, fasting, prayer, etc.

Hebrews 4:9
There remaineth therefore a rest to the people of God.

Hebrews 13:14
For this world is not our permanent home; we are looking forward to a home yet to come.

Hebrews 11:16
Instead, they were longing for a better country, a heavenly one. Therefore God is not ashamed to be called their God, for He has prepared a city for them

Hebrews 11:10
... looking forward to the city with foundations, whose architect and builder is God.

BE STRONG AND TAKE COURAGE. ... SHARE THIS MESSAGE AND ENCOURAGE OTHERS .

Maranatha !!
Religion / Re: Holineness And Righteousness Revival Messages And Bible Verses by veecovee: 7:02pm On Apr 17, 2021
WHAT YOU DO TO SOMEONE YOU LOVE

Everywhere you go, love is the most wanted ... Even God told us that the greatest commandment is for us to LOVE HIM WITH ALL OUR HEART, SOUL AND MIND.

Below are 7 things you can do to someone you love.

1, YOU SPEND QUALITY TIME WITH THE PERSON.
Remember, it's not just time but quantity time. How quality is your Bible study, prayer and quiet time with God?

2, DO SOMETHING THE PERSON LOVES, EVEN WHEN IT'S DIFFICULT FOR YOU.
God loves souls ... love souls too and be a soul winner. God loves uprightness, holiness, righteousness and hates sin. Don't be at the opposite side.

3, EXPRESS YOUR FEELING TO THE PERSON, USING THE PERSON'S LOVE LANGUAGE.
God loves very very quality high praise and worship. No wonder, David is called "a man after the heart of God". God also loves souls so much, therefore, always pray for the revival of this generation.

4, TAKE A WALK TOGETHER WITH THE PERSON.
Has God called you to be an intercessor, missionary, usher, cleaner, evangelist, children teachers, junior pastor, etc. Pls do not envy the General Overseers. Serve God in that capacity and do not just do the work for God, but do it with him.

5, ALWAYS EXPRESS YOUR AFFECTION.
Many Christians are ashamed of carrying the Bible or dressing like a born again christian. Pls repent today and always express your love for everything about God.

6, UNEXPECTED GIFTS TO THE PERSON.
They say "love without giving is incomplete". But where do we see God to give to him? ... the Bible says "he who gives to the poor, lends to the Lord". The Lord Jesus Christ said in Matt 25, that at the last day HE will tell the righteous, "I was hungry and you gave me food, ... was in prison and you visited me, etc. But the righteous will be surprised. Howbeit, the Lord would tell him, "whatever you do to the least of my people, you did it to me.

7, Lastly, YOU OBEY WHO YOU LOVE.
According to the scrpture, "obedience is better than sacrifice". The Lord Jesus Christ says "go to everywhere in the world and preach the gospel, mark 15:16. ... "if you love me, keep my commandments," John 14:15.

Matthew 22:36-40 King James Version
36 Master, which is the great commandment in the law?
37 Jesus said unto him, Thou shalt love the Lord thy God with all thy heart, and with all thy soul, and with all thy mind.
38 This is the first and great commandment.
39 And the second is like unto it, Thou shalt love thy neighbour as thyself.
40 On these two commandments hang all the law and the prophets.

Like a tract, send this to everyone.

MARANATHA !!
Religion / Re: Holineness And Righteousness Revival Messages And Bible Verses by veecovee: 8:15pm On Apr 09, 2021
Share this message pls, we're out of time
Investment / Re: Nigerian Stock Exchange Market Pick Alerts by veecovee: 9:26am On Apr 08, 2021
Pls can someone help me with when courtville is marking down.

God bless you
Religion / Re: Holineness And Righteousness Revival Messages And Bible Verses by veecovee: 3:38pm On Apr 06, 2021
SERIOUS WARNING !!

After seeking the Lord for some days last month being march 2021, I had a dream, and in the dream, horrible things were happening to mankind. While I wondered at what was happening, I heard Ezekiel chapter 7. When I woke up, I quickly rushed to my Bible. And in fact after reading it, I marveled that such a place is in the Bible. Some doubting Thomases may say anything they like, but pls run for your life.

Ezekiel 7 NIV
1 The word of the Lord came to me: 2 “Son of man, this is what the Sovereign Lord says to the land of Israel: “‘The end! The end has come upon the four corners of the land! 3 The end is now upon you, and I will unleash my anger against you. I will judge you according to your conduct and repay you for all your detestable practices. 4 I will not look on you with pity; I will not spare you. I will surely repay you for your conduct and for the detestable practices among you. “‘Then you will know that I am the Lord.’' 5 “This is what the Sovereign Lord says: '‘Disaster! Unheard-of disaster! See, it comes! 6 The end has come! The end has come! It has roused itself against you. See, it comes! 7 Doom has come upon you, upon you who dwell in the land. The time has come! The day is near! There is panic, not joy, on the mountains. 8 I am about to pour out my wrath on you and spend my anger against you. I will judge you according to your conduct and repay you for all your detestable practices. 9 I will not look on you with pity; I will not spare you. I will repay you for your conduct and for the detestable practices among you. '‘Then you will know that it is I the Lord who strikes you. 10 “‘See, the day! See, it comes! Doom has burst forth, the rod has budded, arrogance has blossomed! 11 Violence has arisen, a rod to punish the wicked. None of the people will be left, none of that crowd none of their wealth, nothing of value. 12 The time has come! The day has arrived! Let not the buyer rejoice nor the seller grieve, for my wrath is on the whole crowd. 13 The seller will not recover the property that was sold as long as both buyer and seller live. For the vision concerning the whole crowd will not be reversed. Because of their sins, not one of them will preserve their life. 14 “‘They have blown the trumpet, they have made all things ready, but no one will go into battle, for my wrath is on the whole crowd. 15 Outside is the sword; inside are plague and famine. Those in the country will die by the sword; those in the city will be devoured by famine and plague. 16 The fugitives who escape will flee to the mountains. Like doves of the valleys, they will all moan, each for their own sins. 17 Every hand will go limp; every leg will be wet with urine. 18 They will put on sackcloth and be clothed with terror. Every face will be covered with shame, and every head will be shaved. 19 “‘They will throw their silver into the streets, and their gold will be treated as a thing unclean. Their silver and gold will not be able to deliver them in the day of the Lord’s wrath. It will not satisfy their hunger or fill their stomachs, for it has caused them to stumble into sin. 20 They took pride in their beautiful jewelry and used it to make their detestable idols. They made it into vile images; therefore I will make it a thing unclean for them. 21 I will give their wealth as plunder to foreigners and as loot to the wicked of the earth, who will defile it. 22 I will turn my face away from the people, and robbers will desecrate the place I treasure. They will enter it and will defile it. 23 “‘Prepare chains! For the land is full of bloodshed, and the city is full of violence. 24 I will bring the most wicked of nations to take possession of their houses. I will put an end to the pride of the mighty, and their sanctuaries will be desecrated. 25 When terror comes, they will seek peace in vain. 26 Calamity upon calamity will come, and rumor upon rumor. They will go searching for a vision from the prophet, priestly instruction in the law will cease, the counsel of the elders will come to an end. 27 The king will mourn, the prince will be clothed with despair, and the hands of the people of the land will tremble. I will deal with them according to their conduct, and by their own standards I will judge them. '‘Then they will know that I am the Lord"

GIVE YOUR LIFE TO LORD JESUS CHRIST, THE ONLY TRUE SAVIOUR AND RUN AWAY FROM SINS.

The end is here. We do not have much time to evangelize. Join me in evangelism by sending this information to others.

Maranatha !!
Investment / Re: Nigerian Stock Exchange Market Pick Alerts by veecovee: 4:51pm On Apr 05, 2021
Investment / Re: Nigerian Stock Exchange Market Pick Alerts by veecovee: 3:40pm On Apr 05, 2021
Dsticks47:
Not even death could hold him back after he had made the biggest Investment on the cross that reconciled us as one with him.

May his resurrection power cause us to shine, be fruitful and rise beyond lack.

Happy Easter.

... God bless you

1 Like

Investment / Re: Nigerian Stock Exchange Market Pick Alerts by veecovee: 9:28am On Apr 02, 2021
creategist:



But is there any real upside to Universal Insurance going forward though?

You should save that money in Veritas, I think it's performance is better, and still selling at the same price
Investment / Re: Nigerian Stock Exchange Market Pick Alerts by veecovee: 9:55am On Mar 30, 2021
I met more than 13million courtville buy orders immediately I logged in around 9.32am. Is it possible that they are all today's orders
Investment / Re: Nigerian Stock Exchange Market Pick Alerts by veecovee: 12:45pm On Mar 29, 2021
yMcy56:
COURT VILLE:
Full bid @0.22kobo.........
Now Una no go allow penny stock lovers to enjoy dividend of their commitments...... grin

I bought very little when i saw the rush, ... only to quene up when I saw the news.

This mkt ehh!
Investment / Re: Nigerian Stock Exchange Market Pick Alerts by veecovee: 12:26pm On Mar 29, 2021
onegentleguy:


As @ Q1 2020, we mentioned on several occasions here that the insurance sector will be the next best place to be considering the positive impact recent policy shifts can have on it(planned recap exercise, CBNs dovish stand and other fiscal measures including the finance act of 2020) wink cheesy grin

I recall that was when I decided to gradually take position in some select names therein. A worthy move was accumulating 5M units each of AIICO, REGENCY ALLIANCE, MUTUAL BENEFITS and ROYAL EX and near 3.5M of LINKAGE for one chief I manage his portfolio seeing he was really quite liquid then. …with the middle 3 coys purchased @ a p/value of 20k, the 1st(aiico) @ a BEP of 61k and the last(linkage) @ 35k it was clear that capital yield can well come from cash flow accruals given they were broadly dividend paying assets.
With a few like REGENCY ALLIANCE having the best HPR with yield (@ circa 15% at the time) and healthy risk-reward ratio (BS position in view), there just couldn’t have been a better time!! wink cheesy grin
But more often than not, I was criticized each time I mentioned INSURANCE COYS. I remember how I had to leave a what’s-up forum following a rain of insult for daring to recommend 3 coys back then. I was called a chief MH for drawing folks attention to MUTUAL BENEFITS and LASACO after noticing that both coys had just witnessed a turning point(BS and CGP in view) and UNIONDAC for highlighting it as a possible rewarding buy-out candidate(EPA in view).
Most annoying was how the forum moderator (a member here) who was the one that 1st contacted me to join the said platform as an analyst/moderator also joined in the destructive criticism. Funny enough, none of those who criticized me could present proof to counter the analysis I had put up, so I had to leave. Time has since exonerated me!!

This is also part of the problems we face here. …it’s what some worthy members like mcy56, @rabbi, @megawealth and a few others face, and the reason I sometimes prefer to withhold certain sensitive information.
A case in point is JAPAULGOLD. After the coys much debated FP which saw a huddle with ACCESS BANK (then japauloil), I was asked for my opinion on the matter, to which I replied; No comment!!
In truth, I never covered the coy or had it on my watch list. ...but all that changed when a few lines in their report made me have a rethink and after an in-depth review, I reached out to several close pals and some members here(@bumba1234, @billtommy, @ekpotek, @charlesniper, @tradeinvestgal to mention a few) and told them to ACCUMULATE the coy after explaining the reason it was bound to appreciate in price. Most folks I know bought @ 20-23k. As I explained to them then, JAPAUL might not be healthy but 2 things stood out:

1) When u relate the coys current BS position to its SoI and benchmark it against its CF and CGPR potential, REWARD had overtaking RISK and was making a mockery of it.
2) There were some fine lines in between the then released poor financial print that highlights the need to raise funds(EFIR and CBR in view) and signals a strong possibility for a price rise to achieve that aim.

This was even before the name change was announced. I decided against putting it up here knowing what might well be the repercussion but still gave a hint back then. See one such post above with a hint(part in bold… a revert to @oracle)
Earlier today, I read from the sideline and observed some sharp criticisms targeted @mcy56, @megainvest and a few others and I just knew it could’ve been me!! …God, I would’ve been disappointed if after taking out time to put up a comprehensive analysis of JAPAUL here for gratis I got destructively criticized.
I am not highlighting these lines to prove any point or see myself as some sought of semi-god, but to underscore the fact that this forum, this platform CAN BE BETTER!!
We can all make it better and individually grow with it. Yes we can... if we can all stop it with the mockery, ridicule and toxic criticisms and start up building each other... particularly those who go out of their way to encourage, help and sometimes offer healthy and meaningful advice to others including the new ones in our midst without any form of pay/reward. Folks like @Oracle, @bigjay @mcy56, @currentprice, @Obagadafi, @rebakah, @Drawo, @fxuser and many others here deserve no less than a pat in the back and appreciated for all they do.

Understandably, a mix of emotion can take their toil on one and make them have extreme reservation towards certain select asset… perhaps because of their not-so-good experience playing such coys. But its NOT enough reason to hate it or find disgusting the mere mention of it. U can lose money in a coy today, and gain double ur invested capital in the very same coy tomorrow. Ur astuteness, doggedness and willingness to want to learn from the experience and lessons of that failed TRADE/INVESTMENT SETUP is what makes all the difference!!
We all wish to learn. It is often said that the day u stop learning, u stop living!! I personally love to learn. Engage and criticize me constructively and I will love u for it. …am sure the same can be said of many others here.

Some of us don’t like it when we see these bouts of negative comments.(even if it’s not directed at me, I hate it) Yes there might be some folks who give advice having ulterior/selfish motives, but u can tell that there are others who don’t tour that line. Some folks here mean well!!

Personally, I will NEVER put out any write-up with an intent to deceive. …it had, has and will never align with the basic principle that defines my person. For us, we respect and appreciate why the word INTEGRITY came before the duo of MONEY and SUCCESS in the dictionary. Before ever I advice or put up any post here or anywhere else, I must have put it through a thorough scrutiny drawing from several tested analytical models.
My last recommendation here (GSK) followed a proof-test of no fewer than 7 models, 4 of which I personally developed. …the highlight of the coys –EV was just one of the other known 3. As I stated here then; GSK would still be undervalued even @ N15!! (keep a close watch on that coy and do well to align if u are yet to do so)

While there is no such thing as ABSOLUTE CERTAINTY in the investment world, the INTENT 1st, and from there ur zeal/drive and investing strategy is what really matters !!

Now back to the talk on INSURANCE coys...
Let me quickly reiterate what I said here in times past; That sector is worth a % of ur investment capital. That said, a lot should depend on how well u do ur homework. It will require a case by case study of the coys in that index to ascertain the likely big winners in line with the recent recap policy by the regulatory body(Naicom)

A quick guide;
I covered about 20 quoted insurance coys on the NSE: 1- CUSTODIAN, 2- AIICO, 3- MANSURD INS 4- MUTUAL BENEFITS, 5- PRESTIGE, 6- NEM, 7- LASACO, 8- CORNERSTONE, 9- SOVEREIGN TRUST, 10- WAPIC, 11- ROYAL EXCHANGE, 12- VERITAS KAPITAL, 13- REGENCY ALLIANCE, 14- AFRICAN ALLIANCE, 15- NIGER INS, 16- SUNU INS, 17-CHI, 18- LINKAGE, 19- GUINEA INS and 20- UNIVERSAL INS to see how VALUE can be taped.

Of the 20, Nos 4, 2, 7, 9, 10 11, 12(yes I said 12) 13, 17 and 18, carries a greater weight of value drive/prospect given their MoS peg relative to CMP(risk-reward margin in view).

In view of the planned sector recapitalization exercise which will be 2-phased- 50% and 60% of the newly stipulated minimum paid-up capital for insurers and re-insurers respectively by 31st Dec 2020(expect a lot of activities from now till the release of FY2020 FPs to capture the 1st phase) and 100%/full compliance on or before 31st Sep 2021, I see 11 of them; Nos, 1,2, 3, 4, 5, 6, 7,10, 12, 17 and 18 meeting both deadlines and remaining as standalone entities with a 65% probability of acquiring the other 9. …by implication, the other 9 might pass the 1st deadline but could end up been acquired by these 11 and/or other external forces(either from within their in-house core investors or new entrants) or end up merging amongst themselves to form a bigger entity on or before the 2nd/last deadline of Sep 31st 2021.


And Yes there are a few lines to draw these inferences by relating their individual CF stand and SoI to the BS position in their financial prints and bench-marking same against the guideline of the proposed recap exercise.
However, nothing is cast in stone!! …so it’s imperative to remain vigilant and not throw caution to the gallery.

On a side note, those with holdings in No 3 should do well to thread with caution. …especially if u aligned post the bonus issuance but waiting to partake of the planned split exercise. (i.e. If u missed out on the QD of the 1st and is yet to liquidate any % holding). If u fail to extrapolate ur figures well, u might incur a loss post the split. It might be best to gradually follow through with a structured exit plan in time.
Remember that the split will likely create an exponential EM effect (4x price mark up in view)
Like I always tell folks, the increased price peg that follows a split is 88% of the time an overblown reflection of a coys valuation… so there’s often a near 1 prob. that price will fall to mirror the true value of the asset relative to earnings and the perception of market participants thereafter.
The fall though, will depend on the assets proposed factor of X. …that of MANSURED requires a careful breakdown of ur trade/investment setup to avoid a loss.
Note that this is not to say that MANSURED is an unworthy play, but to accentuate the need for carefulness.
If I can elk out the time, I will do an article drawing from an extensive analysis/review of the insurance 20 to further help us with the quest to seek REWARD.

Disclaimer: The part in italics should only be viewed subjectively. …it is NO license to any sought of recommendation. Due diligence still applies as always.
My advice? Pls follow ur instinct.

Selah

Now that dust has settled in this sector, one can easily know the value of each of the companies.

OGG is a nice fellow in deed

Kudos sir
Investment / Re: Nigerian Stock Exchange Market Pick Alerts by veecovee: 12:01pm On Mar 29, 2021
yMcy56:

Compliment of the season Sir.
God bless you for your selfless services here

3 Likes

Investment / Re: Nigerian Stock Exchange Market Pick Alerts by veecovee: 11:36am On Mar 29, 2021
Heishere:
Courtville to pay dividend. Miracle do happen on NSE sha

http://www.nse.com.ng/Financial_NewsDocs/32701_COURTEVILLE_BUSINESS_SOLUTIONS_PLC%20OUTCOME_OF_THE_MEET.pdf

Hmmmm !!
Investment / Re: Nigerian Stock Exchange Market Pick Alerts by veecovee: 8:53pm On Mar 13, 2021
lavylilly:
probably?

But early last year, zenith and UBN denied involving in this deal.

Do you think they've later agreed?

4 Likes

Investment / Re: Nigerian Stock Exchange Market Pick Alerts by veecovee: 9:09pm On Mar 12, 2021
ILovebigyansh:


zenith is acquiring a major bank soon. Hold on to the stocks.
Don't ask me how i know.

Acquiring UBN?

2 Likes

Religion / Re: Holineness And Righteousness Revival Messages And Bible Verses by veecovee: 8:34am On Mar 06, 2021
ENDURE YOUR CROSS

Looking unto Jesus the author and finisher of our faith; who for the joy that was set before him endured the cross, despising the shame, and is set down at the right hand of the throne of God.
Hebrews 12:2 KJV

IT'S HIGH TIME WE CHRISTIANS SHOULD INDEED BE FOLLOWERS OF CHRIST.

If you don't endure your cross, then it's clear that you can't inherit the Glory ahead. According to the scripture above, those who refused to endure their cross and shame are not looking unto Jesus. Therefore, we should be very careful of the Christianity of this endtime, that has entirely removed cross from the race, whereas the scripture made it compulsory.

Luke 9:23 King James Version
And he said to them all, If any man will come after me, let him deny himself, and take up his cross daily, and follow me.

NOTE THAT IT'S A DAILY ACTIVITY. ... SO WHAT DOES THE LORD MEAN BY "TAKE UP YOUR CROSS DAILY AND FOLLOW ME?"

The cross in this context represents suffering, humiliation, torture and even death for the Lord and the Gospel. Therefore as the Lord and his old disciples put their daily self desires, ideas and plans to death, all who desire to inherit the Glory must likewise put all their daily wills that antagonize the will of God to death.
While many dump the little cross they carry, those that understand the dividends of carrying the cross in this faith, go for heavier ones.

2 Corinthians 11:23-28 NIV
Are they servants of Christ? I am more. I have worked much harder, been in prison more frequently, been flogged more severely, and been exposed to death again and again. Five times I received from the Jews the forty lashes minus one. Three times I was beaten with rods, once I was pelted with stones, three times I was shipwrecked, I spent a night and a day in the open sea, I have been constantly traveling. I have been in danger from rivers, in danger from bandits, in danger from my fellow Jews, in danger from Gentiles; in danger in the city, in danger in the country, in danger at sea; and in danger from false believers. I have labored and toiled and have often gone without sleep; I have known hunger and thirst and have often gone without food; I have been cold and naked. Besides everything else, I face daily the pressure of my concern for all the churches.

HEY !! What a heavy cross this man carried in his time. Most times it baffles me how he overlooked business, family, relatives, etc.

ENDURE ANY CROSS YOU ARE CARRING FOR THE LORD AND THE GOSPEL

Let's share the blessings ... together, just send this message to others.

MARANATHA !!
Religion / Re: Holineness And Righteousness Revival Messages And Bible Verses by veecovee: 7:53am On Mar 06, 2021
MOGPRAISE:
May God continue to help us to be alert spiritually in Jesus mighty name! Amen


And Amen

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