₦airaland Forum

Hello dear Nairalanders,l want to go into t- shirt selling business, please were can l buy .nice portable t - shirt to sell in Abuja? if you .are into the business and ur prices are affordable u can chat me up l need to buy in bulk so as to sell them in retails thank u

l notice that irrespective of how many times l brush and scrub my teeth, the yellowish stain never seize to vanish.

l don't smoke, eat too much chocolates but honestly my teeth color is damn annoying.

Please what is the natural remedy for this Nairalanders?

ChybuzzDD:
Who's this cockroach?
I won't blame you, but will blame social media instead.

You're even using USSD for payment, and may probably even be a student! That shows i shouldn't be arguing with you here over anything.

u no get sense o,, is everyone using opay and kuda? how many people even have bank account what is the success rate of transfer or deposit since the inception of this policy,,,do u even own a business of ur own or u are one useless salary earner capping rubbish,, have u even travel out of the city , when was the last time u visited ur village or rural communities? do u think Nigeria starts and end in Abuja or lagos ,which kind mumu u be l self? u are trying to sound intelligent but u honestly dont have sense l swear

ChybuzzDD:
You should pity only your miserable self!

Why are you attacking the banks??
If you actually have money in the banks, can't you do transfer or pay with card where necessary?
The truth is that you're fighting this war for the criminal and corrupt Tinubu, and the rest of us won't join in the madness

transfer kill u there, are u a fool? dont u live in this country or u just choose to be insensitive and stvpid,, why some of u no just get sense like this? try using ur ussd code or app and make just 10 different transactions let see the success rate

dat9jaguy:
According to your own bible. Mine does not preach what you are selling here. So I don't think we are serving the same GOD, so there is no basis for argument.

story,,u dont force people to accept christ,, u dont tolerate all sort of nonsense because u are showing them light,, if they have made their choice and are ready to stick with u let them .be,,there were a lot of people Jesus did not try to convince in the Bible,, make yr work easier and focus on those willing to learn and change.

dat9jaguy:
Is that what the Bible sent you. Some of you will just bring your nzobu nzobu life into Christianity.
Jesus told the proverb of the shepherd leaving his flock of sheep to go and look for one stray sheep. That tells you everyone is important to GOD.

Spare us all this abeg,, when u go looking for the stray sheep and the sheep insist on not coming back will u kill it? even in the Bible the power of choice is respected both from man and God ,like we stated earlier , the church doesn't look like they miss him,, so his insignificant presence for 12yrs honestly wasn't felt

Chidibe212:
It annoys me when I keep hearing "Nigeria is not ripe" from perhaps educated folks who uses ANDROID or IOS phones. What happened to following a new trend that makes life easy, safer and better? If they want to remain or go back at the stone age then there should. And it's painful such people resorting to such "trade by barter" are predominantly Northerners. That region should embrace technology and be educated about it. As the world is revolving to a new world and advancement in technology which we have ALL seen is beautiful, Nigeria should keep up. All these Europeans are not Superhumans, there are humans like you and I but the only difference is that white skins create and embrace new beautiful things that causes advancement to the amazement of the entire world while the black skin is bent or repression, wickedness, greed, corruption, jealousy, etc.

Like someone said, this policy have made her to transact on necessities. And like another said, if one person doesn't accept transfer try another person.

If bribery or kidnapping is done via giving CASH, any body can deny it because there was no physical evidence except you "video record" during the transaction. But if bribery or kidnapping is done through transfer then a culprit can be easily apprehended. And so many other things these policy solves which we have been creating awareness for.

We need to grow in advance and every region especially the rural parts of Nigeria in North, south, East and Eest should follow suit.

Stop saying Nigeria is not ripe on anything that leads to advancement, your likes are the ones that are holding us backwards and causing repression. Educate people on the need for advancement and create an avenue for advancement your self and see how the world will be a beautiful place through you and the awesome thing is that you will also make money LEGALLY through it.

PEASE💕

some of u are plain inherently stupid l swear,,u think Nigeria start and ends in Abuja or lagos? when last did u travel to the village or visit a farm? dont worry hunger strike will deal with u next year,,, sense will enter ur head by force,, lot of selfish beings,, people supporting this badly and poorly policy are this small boys in office earning 50k below,l can bet u dont even have any business of your own or engage in any one so is very easier for u to come here and type rubbish

Johnholt909:
Being a man in a women’s world. What if she does not let in but asks you to massage her?

if a woman initiiate any form of body contact with you then u have a chance,, if u dont play ur game well u will end up in the friendzone,, the attention u gives her is ur currency , maximize it,, dont rush her but as time goes on be asseetive on what u want ,let her no if she wont open legs u will move on to another serious girl,, but women dont initiate body contact with a man they are not attracted to

Forget those boys yarning dust O.p ,if a woman allow u to touch her private part,kiss and romance her then she definitely is into u,, they wont give out that hole easily because they dont want to look cheap or they want an assurance from you,, if a girl is not into u, ur touch alone will irritates her,, she will gist and play with u but her body language will be repulsive,when ever u try to touch her ,so if a woman allows u to romance and touch her it all depends on how u play ur game from there.

idrismodel:
Emefiele have dined with and have mastered how to deal with Nigeria politicians.

At least he has shifted ground a bit.

There will no longer be a valid reason to put all the blame on CBN with this 10 days extension.

Cashless policy is the way forward

if banks refuse to increase circulation of new notes they will still extend it again,,, cashless policy kill u there!!! when they place withdrawal limit at 500k per week did Nigerians complain? circulate the money at least let every account owner be entitled to the said 500k a week before they can go own fighting themselves,, let them not frustrate an average Nigerian with their useless political banter

Tenses:
Bros, I understand your pain. My business is heavily dependent on cash. The local people I buy raw materials from only receive cash as they have no knowledge of online transactions. For the past 3 weeks I have not bought raw material for my factory.

But I choose to see the bigger picture here. The gain of this policy is enormous, from good governance, strong economy, increased value of the naira etc.

Let's bear and persever a little as the policy bites. We will adjust. And we'll be fine las las.

"we will adjust" this how Nigeria have become a home of unending pains and suffering,,, rice is sold at 45k per bag "we adjusted" insecurities in all nook and cranny of this country we adjusted,,, senseless policies here and there we keep adjusting,, it ok my brother ,,,let them make any senseless policies as it suit them,, let them liquidate and discourage SmE businesses that is keeping an average Nigerian cause to live at the long end we adjust as u put it.

Johnchrix:
There's no true test for wife material. Women can pretend, Just pray to God and Love a woman who is Godly.

how will u know a woman is godly since they can pretend as u put it?

bdon123:
U had 3 months notice bt u were there wit stubborness hoping ur corrupt politicians will stop it as usual.Well my own is if u hav hundred of thousands of old notes till now wit u,then u deserve wateva comes .I hav switched to cashless payment since a month n keep only 20k in cash at all times which i hav changed frn pos guys.

is it that some of you are just inherently stupid or u just like to sound intelligent on a forum like this,, within the period of 3 months what was bank giving back to the community when they comes for withdrawal after making deposit? how can the new money goes on circulation ? why didn't they maintain the deadline and stick on their 500k weekly withdrawal limit? what people are scrapping for now is not even upto 50k weekly limit,,, why not go full cashless,, what is the 20k doing in ur house,, go full cashless since u are so much in love with this senseless policy,,, l notice that most of you supporting this unorganized show of shame ,are salary earners with no fvcking single business anywhere,, no one who ever grow or own a business will support the process Emiefele is going on with this policy.

vowiski:
You are a ridiculous excuse for being a human being!

Your thinking pattern and mental make-up is worse than or equal to that of an earthworm.

come and talk now , educated illiterate,,, have u manage a business in ur life before? what exactly do u understand by a cashless policy? go and study why cashless policy fail to work in a more organized India country,, the only 4 countries in the world that have successfully eradicate the use of cash their population is not upto lagos population and no country in the world have ever transited to cashless policy in the short span of time Emiefele is giving,,, please travel my brother go and stay in a typical Nigeria villages or Hamlet for two weeks come back and delete this nonsense you are propagating

vowiski:
You get sense so?

I say E-naira , you say POS?

I said with time , we will adapt …

Which one you come Dey curse me ?

Everyone will up their game , every challenge comes with their corresponding solution.

If you want to remain in the Stone Age, it’s left to you.

shut up ur useless mouth,, see as u just dey yarn nonsense with confidence,,, how many Nigerians own a smart phone,,, ? how many villages have u travel before ,, u are just stuck in Abuja or lagos with no basic exposure on the environment and it interior ,,, is it with this epileptic network and high level of illiteracy that Nigerians will subscribe to ur useless e- naira? since adapting to e naira will take time why are CBN not smart enough to at least put some of this things in order before rushing on with this policy,, were in the world is transition to cashless policy initiated in the way Emiefele is doing it? look at the nonsense u are comfortably supporting,,l can bet my life you have never own a business in ur life,, only God knows if u have ever travel out of ur Abuja or lagos,, just a demented salary earner yarning dust,,, u dont even know were the food u are eating is coming ,,,from when inflation hit u hard that 50k salary of urs wont be enough to feed u , continue typing nonsense

okpanachil:
Now think about it, assuming but not conceding what you just said,does everybody need 20k cash in their wallet per time? The cash transactions for which you re reserving the 20k can they not be done via e-channels.

I know there are bottle necks around it, but they are not insurmountable.

No serious economy manages / handles cash the way Nigerians do.

You have to make adequate preparation for a transition to a cashless policy,, no were in the world is cashless policy initiated in a rush and in unorganized manner like this too,,what is the network stability within the country,, how many people own a bank account ?what sensitization and effort did they put in place to caution the epileptic network in Nigeria,this are things any sane government will work on before making implementation,,beside why are they doing it now they are about leaving office ? why not start it early and sustain it? please check why this same policy fail in India.

Spiritmask:
For now, e-naira is the best cashless form of transaction for petty business.

No bank charge no matter the amount of transaction in a day.

No ATM charges.

Fast transaction process.

You can customize the amount you want to receive.

Easy to use and navigate.

Easy to deposit the money to your bank account.

You can pay your bus fare of as low as N1 without charges or buy your N10 pepper without charges unlike in using bank app.

No looking for change.

Having an account with CBN.

Can be use to pay bus fare easily.

Instant payment verification.

Use of bar code to facilitate payment.

and more benefits I did not list.

1)please does the e naira uses network?
2) can l download e naira on my itel or nokia small touch phones?
3) does all the people in the thick villages and the mam selling tomatoes and akara in my street have this e naira app?
4) if e naira uses network hope all the villages and every nook and cranny of this country have those networks?
if your answer is No to all this question please shut up ur mouth!! Nigeria did not start and ends in Abuja and Lagos,,, please some of u supporting this bullshit should travel most of you haven't travel out of ur cities since u were born,, so it is easy to come online and type trash,, ask ur parents 90 percent of food u buy from the market were are they coming from,, try and follow them to those villages and try using ur e- naira to pay for those commodities.

okpanachil:
Oga, it is intentional that the new number te is scarce. The injective is to compel people to embrace e-channels .

the withdrawal limit per account is 500k a week the money in circulation is not even upto 20k per person,,, let them kukuma eradicate the paper money and focus on e-transactions instead of this deceit

Sylva2147:
Most of them don't even know the effect of what they are saying, as a result of this so many businesses will collapse because a common man can't access the money and it's not everyone that has phone come to talk of mobile banking.

The reality will soon hit them if the deadline is not extended.

You can imagine as at yesterday Banks are still paying with the old notes over the counter and some ATMs too.

forget those fools brother ,, check well most pf them are young small boys 23- 27yrs old earning 40-50k in one office with no any business investment or ever engage in any form of business,, let them stay here and be yarning dust,,, when businesses closes down and that their little stipends could no longer get them a plate of food due to inflation they will have sense by force,,most of this boys haven't travel out of Abuja or lagos since they were born,,they dont even know were the food they are eating is coming from,, in their mind they are fighting senators who employed the bank managers ,,, okkk

akinade28:
No, i never said that. However, they shouldn't hoard the few new notes that is available.
I'm guessing you are one of them

please take me out of this ,,, l ask u a simple question,, how much do u think a pos agent can hoard? u guys dont like following things from the root,, ur concern is pos agent using 5 atm card to withdraw ,,u don't care to get an explanation were banks kept the money CBN claim they distributed to them,,

akinade28:
I visited two banks today, Zenith and GTB, the queue at GTB was long. Both banks were still paying old notes on their counter. The new notes are only available through the A.T.M. with cash withdrawal limit of 20-40 thousand naira per day. The banks only load limited amount of money into their A.T.M, this might because these P.O.S. agents have been withdrawing every cash available. One of them came with five A.T.M. cards to the bank today.

so should we now eradicate POS agents?

[quote author=Pascal9 post=120344042]some one that can't deposit his money for more than 90days, is not ready to do it, either the source of the money is fraudulent or he is a politician.You are not God, soo I can't be punished for speaking my mind [/quote) what are u saying as of today banks are still paying old notes ,, they made deposit went back to the counter and and still collect the same money they deposited how on Earth is it their fault,, businesses will crippled many people in rural area will lose huge some of money this will increase the hardship and the elite like tinubu atiku or obi will still end boycotting this policy,, Nigeria is not ripe for cashless policy this will cause riot and increase crime,, u yourself supporting this policy will be at risk l tell u,, frustration will push people into crime

Pascal9:
Go and deposit your old notes, stop complaining, you can do transfer, what is this.even if they extend it, some people will still complain

may God punish u ,, u useless fool,,, u think the whole country revolves around ur vicinity ,, why are some of u this selfish and self centered? do u think Nigeria starts and end in ur locality? have u travel before u this local man?

RIDOO:
That is the word.... self decipline.lt's very important for men and women.Self discipline help you to overcome thoughts like this.. You will know your body is too important/ holy for you to be sharing it with everyone.

So many people lack this n that is why some people have multiple body counts even with a lot of issues.It's better when you are able to experience sex just with the person you are married to .When you didn't experienced any before hand ...it will be easier to stick to only that person...But when you have tried many kpekus/gbola you might not be able to tame yourself anymore even after marriage.

this is off point my brother,,will marrying her legally stop cheating,? men who married their women legally dont they cheat? l am trying to work on a vital issues that is destroying marriages every day and u are here talking about marriage,,, please dont rush me,, is not getting into the marriage that is the priority but staying and making it work is all that matters.

chihes:
First of all, stop sleeping with the one you called your genuine girlfriend until you marry her and after wedding. When you position your mind of no marriage, no sex, then with the help of God, you can overcome the temptation of lust for other girls.

sleeping with her or not sleeping wont her will do little or nothing to curtail cheating,,, lustful desire is a spirit

Qatar2022:
My friend you don't have any excuse to cheat, if she give the same excuse will you accept it?

who is giving excuse to cheat? l didn't say l want to cheat on her,, l know it was wrong that is l am asking those in my situation how they handle the feelings,,, how will u feel if l attack and insult u for been Hot?

Qatar2022:
You see how stupid men can be? If the reverse is the case now , you will run to nairaland to spit trash

a times before placing judgement ,, try and read to understand naa,,, if l am comfortable with this cheating of a thing l wont be here making this topic,,

l use to be an advocate of no cheating and usually stood against men who leave their beautiful wife at home to cheat with random girls, l feel a man can control himself and stick with one woman if the woman is good, perfect and beautiful.

Now l am in that position now, my girl is both beautiful in and out, the perfect woman l am intending making my wife without any doubt,
we have been together for almost 2yrs now and l still love and cherish her.

Our sex life is great and perfect, but honestly of recent there is just this lustful desire to test another woman, this has nothing to do with love or commitment, but l find myself lusting after girls that are not even half as pretty as my woman, chances keep springing up here and there and l don't want to do it, guilty conscience is already disturbing me.

Please guys who overcame this, is this a normal thing? how did u handle it?

bdon123:
Seems u d only one in naija who doesn't know even buhari fears d reach of Tinubu....too many people in his pocket.
Now abt cash policy.The policy has made it diff for those who hav hidden wealth in cash to use.All bribery n corruption in naija is cash based,so remove ease of using cash, election rigging becomes a problem.Dollar is also too scarce for anyone to buy electorate wit.
Am sure by now,u hav heard APC leadership complain of cash policy stating that their agents who number above 10,000 are paid in cash .Now why will u pay agents in cash if wat u doing is completely legal? truth is money fpr bribery of local populace is in cash n not accounts....this is how it helps in corruption n election rigging
Now for economical advantage, businesses will state using more pos n government can easily monitor those not paying tax.Mind u,most Nigerians dont pay tax becos they collect payments mostly in cash n hide their tru net profit from firs.

look at how well ur article is written as if it had any sense in it,, so for Businesses to use POS means they will pay tax?

Rapmoney:
I have noticed that in Nigeria, most private school owners frown at their teachers (employees) parking their cars within the school premises, even if the school compound has excess space.

If you visit most private schools in Nigeria, you'll notice that only the school owner car or cars belonging to his or her family members are parked in the school premises. Teachers park their cars outside the school compound.

Why is it like this?

Please share your views let's discuss.

bros private school teachers get car? which kind Nollywood gist be this naa?

jeromestarks:
It's surprising how this idiot thinks he stands a chance to be president of Nigeria.

He is as delusional as a man who married a woman he didn't disvirgin and hoping to have a peaceful and lasting home.

Anyways, Nigeria needs foolish people like him to prove a point.


No matter who becomes the president of Nigeria come 2023, you can never have peace of mind if you married a woman you did not disvirgin because she will forever compare you with the first man who fvcked her and that will make her misbehave as the wedding progresses.


Don't pay bride price, sponsor wedding ceremony and take care of inlaws just to have a woman who was fvcked when she was intact (a virgin) by a boy who only gave her two eggs and indomie. Only a fool will do that. Are you a fool?


Do not Marry a woman above 23. Women gets clumsier with age. Most women who are single above 27 are battling with one serious disease or the other. Do you want to spend your hard earned money treating a woman disease which you know nothing about?


Once a woman has lost her virginity before you met her, she has lost her glory. She's empty. She's now a disaster. You can not grow old with such a woman. Just fvck her and go. Never wife her.


If a woman did not give you her best years (18 - 23), do not give her your best. Most of them spend their best years enjoying life and after they are used by yahoo boys, they look for a home to retire. Do not let a girl above 23 retire into your home.
Most girls who aren't virgins have been used and they don't even know it. If you marry such a girl, you business will crumble and your life will be a hell on Earth. You will never rise again.


Finally, fvck any girl you want but when it comes to marriage, find a virgin woman. Only her deserves your love and devotion.

you need help honestly, this bitterness is not good for ur health

dyera:
The problem with you Nigerians is you always refuse to change unless you are forced to. What is so difficult for those businesses to acquire POS and enable cashless payment for their products.

u no get sense o,, what is the daily limit withdrawal for a pos machine if this policy is applied?