₦airaland Forum

nkky:
where in texas?

Please help with name of hospital or doctor

www.doctoresparati.com is in El Paso, Texas.

lynniebabes:
Hello house I was refused. The v.O kept asking why I got such discount and that it’s America tax payers money and that bill is too small. Thst when I pay the discount I can come and reapply �

The doctor's acceptance letter issued by www.doctoresparati.com addresses this issue in case you decide to re-apply.

Ndondonwa:
My dear i have no clue I don’t know know any thing or where to start or how to research hospitals. Nothing at all. Please experenced mums come to my aid. Thank you.

www.doctoresparati.com The ad is on every page of this forum.

shawlar:
I like the way you put it. The VO’s are all simply pretending not to understand and using it as an excuse to deny people visas.
If the discounts are truly an issue and they really don’t understand it, it shouldnt take them an hour of research or phone calls to get the true picture of things but they have deliberately decided to feign ignorance about the whole thing....

Correct. So the best option is to have a letter from the doctor stating the circumstances regarding the flat rates, not only him/her accepting you as a patient.

Yettyolaseni:
Got this letter from Houston Northwest Hospital. Anyone can request for it with her name and account no on it.
Thanks

www.doctoresparati.com in El Paso is offering a similar letter once you enroll stating the same information. Basically, it explains the matter of the prices even before you have your baby in case it is your first baby and you are applying for Visa. A letter of zero balance is also provided after delivery.

veleta:
On this discount ish,most of these VO's don't seem to understand how these things works.First off,those of them saying they paid 30k or thereabouts failed to mention that their insurance companies took care of that and most times,these insurance companies negotiate these fees to the barest minimum and most times times,it takes time for them to pay.Its common sense that these hospitals would prefer self pay patients as they get their money immediately.These same discounts they give to self pay patient is what insurance companies end up paying after quoting outrageous bills.

This is what everybody needs to know and inform the VO at the moment of the interview. If you do not know this, you will not know how to explain the question of "Why is it so cheap if a delivery is 20k? This must be govt funds or Medicaid!"

MamaOO:
It depends on how much you paid or didn’t pay. While I absolutely hate what the VOs are doing (I they’re just looking for any excuse to deny people) some people’s bills on here is also really low. I’ve seen people saying they paid $2,000 - $3,500 for hospital bills and between $1,500 to $2,500 for doctor’s bills and I’m left wondering how No be this same America we dey born so?

I had a baby in 2016, and I had/have what is considered very very good insurance (Anthem BCBS). My deductible was $500 and I had to pay that before insurance will even pay anything. My insurance covered 90% of my services and I paid the remaining 10%. I ended up paying around $2300 thereabouts out of pocket (OB, Anesthesia, Hospital and my $500 deductible) and that is excluding pediatrician. If I can pay that much out of pocket as my co-pay and deductible, guess how much my insurance paid? So no, insurance companies don’t pay that little.

If you paid upon arrival and your insurance reimbursed you, then you received the self-pay price from the hospital and doctor and your insurance merely paid you based on the amount you were charged, which was the price for self paying patients. I understand you self-paid and received the self-pay price because international insurances refund your payment according to your medical expenses, in other words, you have to pay out of pocket before being compensated for your expenses. We are only talking about insurance for US Citizens where they do not pay in advance and are reimbursed by insurance. The amount where the insurance is billed 15-25k but only end up paying about $2000 in the end.

veleta:
On this discount ish,most of these VO's don't seem to understand how these things works.First off,those of them saying they paid 30k or thereabouts failed to mention that their insurance companies took care of that and most times,these insurance companies negotiate these fees to the barest minimum and most times times,it takes time for them to pay.Its common sense that these hospitals would prefer self pay patients as they get their money immediately.These same discounts they give to self pay patient is what insurance companies end up paying after quoting outrageous bills.

This is EXACTLY correct. Bravo to you Sir/Maam, you seem to understand what the VO's are pretending not to understand.

gurlnext2u:
Your situation is similar to mine.
I used doctoresparati in 2016. I paid the Obgyn and hospital bill as quoted on doctoresparati website. After delivery, I got an itemized bill from the hospital which showed a huge discount.
I expected the itemized bill to reflect the prices quoted on their website (doctoresparati).
I am yet to do Dropbox, and I am very very skeptical.

If you contact the hospital, they will also give you a letter that states that neither Medicaid nor any type of govt fund was used to offset your medical bill so you can have additional evidence when renewing your visa.

Dlordschild:
Please can you mail me the total hospital and accomodation cost for Elpaso?
Thank you

Its on the website www.doctoresparati.com. The ad is on every page of this forum.

Madriel:
Hello all.

Does anyone have info about going to deliver at a birthing center as against a hospital?
Please assist. Thanks!

This is a bit tricky since some clinics use the name birth center or maternity center as a description of the service they provide, such as the case of Obstetric Physicians/Clinics. What is important is that the place you contact provides the services with doctors and the baby is delivered at a hospital/medical center. The clinic/doctor's office, where the prenatal consultations take place is different from the hospital/medical center, where the delivery will be. You need a doctor (clinic) and you need to know what hospitals/medical centers the doctor (obgyn) is listed or 'has privileges".

ninab:
hmmmm
My dear I don’t think their is any law that says u must go to where to filled all my application has been Orlando but I always landed in Houston or Newyork or Newark
Just find a way to say u are connecting maybe book an accomodation at that place esp if you are a first timer
I don’t know about been sent back and have never seen or heard let’s stop scaring people
Hian

There is also no law impeding that you have your baby in the USA yet officials often look for excuses to deny visas. You want to avoid any and all discrepancies that can be viewed as an excuse to deny your entry/visa since this looks as if you were untruthful and contacted a doctor solely to receive the documentation you needed only to enter the US and go to another hospital where the price is different and without providing proof of being able to pay the different fees. All these discrepancies are much more occurring in Nigerians than people from other countries which is why officials are rightfully more suspicious and cancel more Visas to Nigerians.

Horus:

https://www.youtube.com/watch?v=u9oTF3ip_h8

Trump ending 14th Ammendment birthright

You ARE NOT a citizen of the corporation of the United states.
Trump says the 14th Ammendment means nothing to him and
if he says he has the final word on if you're a citizen or not.

As of now, it seems more patients are arriving at El Paso, TX (www.doctoresparati.com). I'm not certain if this is due to the news regarding birthright citizenship which are unquestionably influenced by the midterm elections, or if it's simply seasonal. The fact is that CBP is not preventing pregnant patients with due documentation from arriving, at least to El Paso anyway.

jayfierce:
Then the hospital should bill the self pay patients in such a way that they won't get into trouble.

I've used other types of medical services in the US. Highest I got was a 50% discount for paying cash. This seems more believable than almost 90% for birthing. I don't mean to be condescending but that sort discount is only reasonable for garage sales and store giveaways.

Our people are getting into trouble daily at the Embassy because of this and I believe there has to be a way out that would result in a win-win situation for all the parties involved.

Just let the hospital or doctor know you want to pay 50% and not the complete discount they are offering you. I'm sure they will take your payment for the excess amount. Win/win.

Niksie:
you have made valid points... who is to ensure that the visa officers have the right information then? applicants are being denied renewals based on what they (VOs) know/understand currently. Some VOs don't even want to understand your point of view!

Which is why you must be informed and hopefully the documentation from your hospital or doctor specifies this fact.

Niksie:
VO: OKAY… THEN LOOKED THROUGH THE DOCUMENTS AND SAID… (AS HE WAS FLIPPING THROUGH, I WAS TELLING HIM WHAT EACH DOCUMENT IS ABOUT AND HE WAS NODDING.)

OKAY MADAM, THE SELF PAY PACKAGE GIVEN BY THESE HOSPITALS ARE NOT WHAT THEY CLAIM COS THEY GET TO MAKE UP FOR THE ADJUSTED PAYMENT SOMEHOW (referring to govt and taxes here).
He said who gives such a huge amount as discount? He said he knows this may not be our fault as it’s what we were told.
ME: Exactly as this is the information that was provided for uninsured patients at the hospital.
VO: how much do you think people who have insurance pay in the US?
VO: and how do people who live in US without insurance pay?
ME: smiled and looked surprised.

It is important that all patients understand how the self-pay packages work since it seems that Visa Officers are either clueless or ill-informed. The discount packages offered by doctors and hospitals is in itself not a discounted payment that the Hospitals and patients receive. It is, in fact, the same amount that Medic-aid and Insurance providers pay the hospitals and doctors. Even though doctors and hospitals charge an excessive amount to insurance companies, and Medic-Aid, these only pay a fraction of the amount billed and no govt funds are used to offset these bills since they are not only not a loss but paid in full upon arrival, unlike US citizens with insurance. For US patients doctors must submit insurance or Medic-Aid documentation which takes time to process and later receive the payment which takes about 1-2 months process.

Patients should have knowledge of this information and hopefully, have some kind of document that states this at the moment of their interview. As it is, www.doctoresparati.com (ad on every page of this forum) sends a price schedule with this information included as part of the documentation sent for Visa application and POE.

mldtemi:
Hello everyone. Any mother in the house who has delivered in El- Paso (Texas)? Precisely at Doctores Para Ti. Does anyone have any delivery experience here? Their fees is about 5,500 (all inclusive of doctor) for vaginal birth.

Kindly help with more information.

There are plenty of comments here and on the Doctores Para Ti Facebook page by the patients themselves. Doctores Para Ti (www.doctoresparati.com) has been available for over 20 years.

Ayomiidele:
I am presently using Dr X's services and I would say I am satisfied for now. Yes, the population of Nigerian client is much but I don't have a problem with that since I am treated well. Except for my first visit when I saw a doctor, I have been seeing a Nurse practitioner for my antenatal visits and she has been very thorough.
I think it also has more to do with our Nigerian sisters, if you don't ask questions, interact or engage with them then nothing will be forthcoming for you. They will just check you and send you on your way.
I will do a review of the hospital after I have my baby.

Unfortunately, a nurse practitioner is not a doctor. Prenatal care with a nurse practitioner with a doctor doing the delivery is between $750-$1100 at the most, not $2000.

overlord77:
Not entirely true. I have witnessed, first hand where such payments were rejected till after the procedure. It might have worked for some people but that's no premise to say it's the best option.

No, not always, but "yes" sometimes. You decide how much you are willing to roll the dice with the citizenship of your child that the officer will not ask for this.

Tahtianah:
CBP: U made any payments? (Sights my envelope) Let me have ur documents
Me: Yes (hand over the docs)
CBP: How much? (flipping thru the documents)
Me: $5300 and some (leaning over to show him the negative invoice)

Went on to check the gate for my connecting flight to El Paso.

Whether you are applying for Visa or entering the USA, its always best to prepay your medical fees since you are trying to eliminate any possible excuse the officer can have to prevent you from entering the United States.

Senatornuella:
I don't know what went wrong

Vo: you paid a total of what for your twin children?
Me: I had then in Houston northwest and I paid a total of 8650 for hospital n doctor Dr xydas and 1500 for pediatrician.
Vo: for a CSC?
Me: Yes.
Vo: No that is not possible (emphatically ) you had twins with a CS n paid that amount. I am sorry you do not qualify for a visa.
Me: but I paid all my bills and all the receipts are there
Vo: thank you for keeping good records but you didn't pay all your bills. Cs in the US cost 20-30k dollars n you had twins. Not possible to pay this. I am sorry

Omo well did I go wrong.

I think it is important to address how the "so-called" discounted price is calculated with doctors as it seems that many Visa officers are unaware of this, and educating the people that are applying for their Visa's seems to be the best option for everybody. The "discounted price" is not necessarily a "discounted price", it is simply the real amount insurance companies and Medicaid pays Health providers (doctors/hospital) for the procedure. In other words, it seems that officials think that the price they see quoted for a normal delivery on a US Citizen with insurance is the amount the doctor/hospital receives from the insurance agency/Medicaid, which is absolutely false. Once again, the discounted rate is simply the amount the doctor/hospital would receive if the patient had insurance or Medicaid from these institutions. I hope this information helps to educate the members who are applying for Visa and I also recommend watching the video below. Best wishes to all.


https://www.youtube.com/watch?v=CeDOQpfaUc8

Missvenus1:
House, pls can someone travel at 5months? Is it too early? Will it cause a problem at the US border considering that I will still declare that I came for child birth. I don't know if they ask how many months one is far gone
Your thoughts please

The maximum amount of time you can spend in the USA is 6 months. Plan accordingly.

lollipop29:
Thanks very much for this wonderful information. I would just stay clear of their schools.

But I have a friend who is already in the US for delivery as well, and she has already enrolled her children in a public school. Although, schools haven’t started yet until August ending, can she still withdraw the children to avoid this “violation” , or the damage has been done already ?

The image posted by Fyorgyn doesn't say you can't do it, it says it's a violation to do it. If you do it and know it's a violation, don't be surprised when your Visa is not renewed.

KaraDanvers:
Congratulations kemmy2018!. Wish you safe delivery.
Never knew the US is rated 35th in the world in terms of medical service though.

"Medical Service" is very broad

Infant Mortality Rate (Infant deaths per 1,000 live births) SOURCE: U.S. Census Bureau, International Data Base.

Nigeria: 94.3
USA: 6.2

Regardless, the best option is always being truthful. It's better to have dual citizenship than one

bennyutin:
Good evening all, it's really nice to be here, presently preparing for visa interview for DW and I...got all the information i need from this platform and am grateful..
Obviously delivery rates have increased recently thus making Doctores parati a strong option...my question is;
1. Has the rates for Doctores parati changed?
2. Has anyone used Doctores parati recently without harassment at the Interview/POE.
3. DW due early Next year. Any one going for missionary Journey at El paso should please inbox me, would love us to make accommodation arrangements.

1. The rates have not changed in more than 14 years. Visit www.doctoresparati.com to see information on prices.
2. As long as you have your documentation (doctors letter), you are truthful, and have proof of financial solvency, you will not have any issues at your POE.
3. There are always people from Nigeria (and other countries) at any given moment at Doctores Para Ti in El Paso, Texas.

daurys:
please I have been reading through the conversation. I keep seeing hospital and doctors correspondence. what correspondence is needed for a Medical visa applicant? I have doctor's fee schedule and letter of confirmation of appointment from the doctor. which other correspondence do I need to obtain?

You do not need anything else. Some people try to use emails (correspondence) to show they are traveling to the US for maternity tourism and that a doctor has accepted them. Doctors rarely respond to emails themselves and emails are informal (and often rejected). What you claim to have is better.

expectingmum:
Hello,

Can someone provide some doctor/hospitals contact information?
Tried reaching Houston area but website didn’t load and very confused[b] if Doctores ParaTi can be used[/b]?

Open to all US reasonably priced options(no location preference).

Can anyone advice some doctor/hospitals?

Thanks

There are always patients from Nigeria and other countries at Doctores Para Ti (www.doctoresparati.com). There are no issues.

Summerrr:
Thank you! Definitely enlightened, I would never have declared it before reading this thread. I was even thinking of crossing by road from Canada to avoid questioning!

I’m surprised Doctores Para Ti isn’t targeted by officials like the Chinese maternity services that I read about online are. They seem to be the best option.

Thanks again for the insight.

www.doctoresparati.com offers medical services, Chinese maternity service offered lodging with no permit and non-registered "nurses" from China and patients were being coached to lie when applying for their Visa. There is nothing to be surprised about.

olafunto:
Good day all, please my wife and i are planning to travel in order to give birth at US, pls i need the website to apply
Thanks

www.doctoresparati.com

The ad is listed on every page.

Chikacokpala:
Good morning my people.
Pls my sister delivered last month in New Jersey, and she said she was given a Health benefits identification card probably by Medicare for payment of her Baby's bills. Pls will that be a problem for her getting her next visa. Meanwhile they have used it to settle some if the baby's delivery bill.

Visa will be denied. When she applied for Visa, she had to provide proof of economic solvency, this contradicts that she is economically solvent since she used govt assistance (which is not intended for her). Essentially she lied in her Visa application.

happney65:
How much did you pay for Enrollment Fee with Doctoresparati?..

Thanks

Fees are listed on the website www.doctoresparati.com. Details are sent once you fill out the form.