₦airaland Forum

Emeks008:
Why is dat some women are so heartless in nature. If you knw dat u dont need baby, why getting pregnant?
Am very sure she av tried all best to abort d baby while she's pregnant.

Why is dat some men are wicked ? If you dont want to marry a girl, you use protection and dont get the woman pregnant.

It takes two (man and woman ) to do this. Why blame the woman only?

VicMadich88:
I met my wife (very beautiful, humble Igbo gal) in 2012, and we've been datin since then. We both from Imo State...

On tht same year we met, I moved to south Africa to study an still residing in SA. I see her twice a year, and she visits SA as well. We got married ths past February, and few days after our wedding, I had to return.

But now I feel I made a very big mistake by marrying her, not because she's bad for me bt because I've realized I'm not in love with her anymore. I don't know wat to do, she's such a wonderful lady. God fearing, sings in the church choir, young and beautiful.

How should I let her know that i'm not in love with her anymore? I'm scared of the embarrassment my parents will bare with all of this? Our pastor at church? Her family? I don't believe in divorce, so are my parents...but what do I do in this situation?.

Bros, go and learn how to love your wife. It takes time and you can do it.

Seek Gods face in prayers and let God take control of your heart.

You also need to check the type of friends and company you keep to just have a change of heart like that.

U never jam, when you jam bad girlz, you will appreciate your wife more and treat her like a Queen

locodemy:
Hope alive.

Bros, GTB is in its own premium class...even Zenith dey on top full offer.

GTB will definitely slow down, the end is near.

lancee:
My Vision Oando will hit 1000 naira ..The Tortoise

My vision say its =N=2000

DLondonboiy:
While your mates were reading, you were busy nairalanding...247 you dey nairaland...you see your life.

Very poor result. See chemistry, see maths, tufiakwa...

The next generation would be the worst!

You should forget about school and go and become a pastor or native doctor, cos that's how people like you end up!

You keep wasting your mom's money on exams....and you keep failing them..rubbish!

This is not the way to scold someone, this is the way to kill this youth spirit.

Op - Dont give up, focus and study hard, dust up yourself and try again. Learn from this failure and rise up. Failure is part of life, it makes us stronger ...... you can become the best student in Jamb history.

I have always been inspired by story of Abraham Lincoln, with 29 years of failure yet refuse to give up

At 22, he failed in business.
One year later, he ran for the legislature and lost.
At 24, he experienced a second business failure.
At 26, the woman he loved passed away, and he suffered a nervous breakdown the next year.
At 29, he lost another political race, and
At 34, he made an unsuccessful run for Congress.
At 37, he did get elected to Congress, only to be defeated again two years later.
At 46, he lost his bid for the Senate, and the next year, he failed in his attempt to become vice president.
At 49, he was defeated for the Senate again.
He had four sons, but only one lived to adulthood.
At 51, Abraham Lincoln was elected president of the United States, and successfully led the country through one of its most difficult periods.

We will all fail in life, but nobody has to be a failure. Failing at a thing doesn't make you a failure. You are only a failure when you quit trying.

lookatew:
hmmm.. intelligent people!

Assuming the average IQ of those peeps on that podium is around 140,

Then we decide to add Bubu, will the new average IQ even reach 20?

Food for thought

Its an irony that making it in life is sometimes not a function of I.Q.

For he said to Moses, "I will have mercy on whom I have mercy, and I will have compassion on whom I have compassion."

Baba God... pls pick my call ooooo

PETERiCHY:
If there would be reversal it will happen mid-way into Thursday trading.

So learn to follow TRENDS rather than allow setiments beclould your sense of judgement.

That's why you keep losing money.

*ThE OcToPuS*

And if reversal did not come on Thursday, then we will have grandpa of all bears. The golden rule is to always have a stop loss price and preserve your capital.

There is no room for hope on the stock mkt, if I enter a trade, once i hit my profit target, I sell irrespective of the bull rally.

Once it reach my stop loss, i exit irrespective of the hope of reversal. No one, no one can predict the mkt.... every action based on (both technical * fundamental analysis) are judgements which can also be wrong.

Chibuking81:
From my record, exactly what is happened this May 2017 happen last year 2016, last year started around May 6th.
Maybe the idea of sell in May will change to jijo in May.

May 2016 - CBN introduced the floating xchange rate - we had a bull run from month of May till June

May 2017 - CBN introduced another special window - we had the same bull rally, the question is whether it will last like the previous year.

Senate passing 2017 budget is good news..lets hope the rally continue 2mmorrow.

robobo:
exactly my thought

mayb part 1 is ending

but zenith is still doing strong thing at full bid of over 40m

Banks rally still need one more day, I beg this bull to wait for one more day.

fxuser:
Skye bank sef wan ff dem join ! #yeye

Even The dead will rise from the grave with this bull rally. When you see activity from Skye, Unity etc.... you know say this is real

Godisfaithful:
Sir, if you're patient, you will still buy those stocks cheap. Don't freak out with the minimal BULL you see. Just be patient and don't rush to buy any stock for now. Just my opinion!

No one is freaking out.

The challenge is looking for stocks that can still do 20% and above & get your profit out.
If this CBN window can create this bull and you have companies giving out excellent quarterly reports, coupled Bubu not on ground. U aint going to see those stocks at cheap prices.

Spot the trend and go with it...John Murphy

Tritri:
Am not understanding what is going on...even skye of all people..

Even, Unity self rise from the grave

kentoto:
people,

All dangote group of companies no even send this bull run, as if them get them own separate arrangement.

afterall the guy fit do im own solo bull.

k

Tritri:
I want to cry somebody help me..i sold half of my portfolio waiting for MAY BEAR...see my life ooh.

In same shoe with you, its just part of risk mgt. It could have gone the other way too.

U win some and u lose some...

lancee:
People were caught up with the Bull , we had been used to bears for months

Just dey vex, see bull run after exiting my key position

See GTB breaking 27.50 ...Zenith that i wail ontop breaking 16 without hassle whey be like mirage for pre dividend season.

God dey, we wait patiently for pull backs

olafunny:
Mehn na hardcore incantation ooo

Use this English version: to translate that one na long story.... 2 days min, he will call u back.

No termite ever boast of devouring the rock.
The venom of a viper does nothing to the back of a tortoise
Any tree that entangle itself with the Omuluaweri tree always get killed
Who exactly is disturbing my progress ?
They are human beings and not trees
They are human being and not mountains
For trees have no eyes;
And mountains have no eyes

Ogun Lakaaye, Osinmale, Ogun, worldly respected, the King of other divinities
Land lord of rough houses in heaven, one who takes baths with blood despite having water at home
One who cover his body with palm front despite having clothes,
the powerful man who eats the dogs head alone
When Ogun, the God of Iron was coming back from Ire, his loinclothes was full of blood.

If it is witches that call my head,....... let their blood flow...
If it is wizard that call my head ......let their blood flow....
If it is any human that disturb my progress..... let their blood flow....

Tuo tuo tuo.

Tritri:
Same here...Nobody can time the market i swear..

Absolutely true !

nnokwa042:
u people re terrible Saudi Arabia imported many cows from Holland before they start their dairy productions ,ve u ever see a female Fulani cow with big breast? Never ,one Swiss cow is bigger than 3 Fulani cows put together,china buy their beef meat from Brazil or do u want China to start producing fake meat ? U people argue without sense

We are always turning everything upside down in Nigeria. Importing cows is not sustainable. I expect Akwa Ibom policy makers to do the following for sustainability,

- Sign a MOU with Mexico to develop the state dairy sector.
- Organise training for state farmers on artificial insemination program and dairy farming
- Get exotic cows semen from Mexico through the MOU
- Susbsidize the cost of the semen to dairy farmers accross the state
- Have a ten year program of eliminating local cows in the state through artificial insemination.

This is the blueprint that Kenya had with Holland for development of their dairy sector. Importing cows is just another hype that will die a natural death.

We need a sustainable program and importing cows is not sustainable.

Noblesoul123:
Of course.

It makes no sense.

You steal things belonging to a roommate, and you just pack them in your bags as if they are yours.

The mum is a university staff leaving not to far away. That means she could have easily stashed the loot at home.

Sheer wickedness.

We all make mistakes; even Apostle Paul killed many Christians even before encountering Christ. He did not commit suicide.

No need to kill herself because of any shame or any guilt, the girl just need to repent and sin no more.

Flamzey00:
RIP idiot.. u killed urself Ova d tinz u stole willingly.. D reward of a thief is disgrace/shame. Wen u know u can't resist d shame; why den did u do it? Anyway; safe trip Ayo as u embark on ya journey to d oda room...

But when they continued asking him, he lifted up himself, and said unto them, He that is without sin among you, let him first cast a stone at her.

Even if she stole, let her repent and go and sin no more. We need to teach our kids & teenagers not to take things not too hard. I have learnt to enjoy life irrespective of all situation and stop worrying about what people will say or think.


So many dreams gone cos of other people opinion.

Marcofranz:
every one is bashing the man, no one is talking about the woman, some women can be trouble, she must have done something to warrant such. I'm not saying the man did right this is a one sided story

Simply wrong for any husband to beat his wife. Every parent need to let their male children know this fact. My dad will finish your life with Koboko if they report that you beat your sisters when he is not on ground.

locodemy:
The EPS of fcmb is currently 97kobo.
They had a good result that can keep the stock busy thru out the year.
Market makers are sucking the sellers @#1.00.
It is entering into the hands of long term investors from retail investors.
Q1 result will be released on friday(28April) according to their events calendar.
Expect a powerful result that will shake the floor.
Heavy volumes in action for the past one week.
History will repeat itself.sometime in MAY last year,it was trading @1.79 after Q1 result was released.
Just try to get yours at #1.00 while the offer lasts.
If you missed Transcorp @72 kobo,dont miss fcmb @1.00.
Both are going in the same directions and to create wealth for investors.

Price increase in May 2016 is as a result of the rumor of the New Flexible Exchange Rate by CBN later unveiled in June 2016.

I doubt if we can have the same type of sharp increase this year but I hope we can get a decent 20%.

budusky05:
Na waitin fit Nigerians, we are all brainwashed.


And a fool will drop his last kobo to dis man

What is the big deal if you are led by God to give your last kobo ....Widow of Shunamite gave her last oil to the man of God; She was a fool based on human thinking and yet she was blessed for simple obedience.

Our concern as Christians should be Gods instruction and total obedience.

[quote author=Next2Bezee post=55811020]We have suffered in this country.

This is why i feel sorry for those people that 'sow seed' with their monthly salaries and saying its for God.

Their seed goes into the pockets of the so called men of god instead of towards helping those in need. And the hungry congregation will continue paying tithes and seeds as well as start begging this pastor for money as well.

Proverbs 8:5

O simple ones, learn prudence; O fools, learn sense.



What is the big deal in folks sowing seed with monthly salaries ?

The widow of Shunamite was in great poverty but still "sow" the last jar of oil to the man of God. Her action was stupid and yet God rewarded her with enough oil.

fxuser:
Love this part:

'' Success comes to those who realize that Pareto’s Law dominates the distribution of returns. Only a handful of trades a year will account for the majority of profits. It pays to sit and wait patiently for those fat pitches to come along. ''


See link above

This is lovely... but waiting patiently aint easy.... GTB pls come down so I can load

southpole:
Actually I am very much disappointed in your argument and reasoning.

Now hear you.

You started by listing high cost of items you need to start a business including tyres, then you stated that you can double N100' 000 in one year with a handset in the comfort of your room, what a contradiction? So it means that not all businesses need those costly items to start with. So instead of discouraging young entrepreneurs why not teach them how to start a business that can turn N100,000 into N200,000 in the comfort of their rooms using a handset which almost all of them already have?. By your claim every person with a handset already has what it takes to start a businesses that will turn N100,000 into N200'000 in one year, and those with N200, 000 will have N400,000 in one year and they dont need N34,000 to buy tyres, they dont need N24,000 to buy car battery , they dont need to contend with police, frsc and other security agents on the roads and upon that they dont need to buy fuel for N145 per liter to run their businesses so why are you discouraging them?

My friend you have what it takes to support the new change. If you can organise and train just 10,000 youth in a year in this your business and each of them train another 10,000 in one or 2 years and the chain continuous it will provide jobs for millions of people. By the way money is in technology driven businesses.

Not every business need those high cost items to start with as you rightly confirm with your 100,000 naira business. When you are ready to start the training let me know so that I can sponsor some people and pay what ever fees you will charge so as to contribute to the change.
LET GET TO WORK AND STOP COMPLAINING

Keep your disappointment to yourself and read my comments carefully.

My argument is still simple, it is not advisable to start a business in a recession period. The bottom line is that it will collapse like any other business in this harsh environment. I am not trying to discourage any young entrepreneur, I am only giving folks a dose of reality.

Preservation of capital is of utmost important in this period.

Dont twist my comments.
You clearly stated that stocks are for the rich and also mentioned example of your friends that made =N=300 dividend from Zenith Stock. My comments is to change your mindset that stock trading is not only for the Rich, poor folks can also make use of amount like =N=100k to trade.

Pls dont go about smooth talking pple into wasting their scarce resources in the name of starting one biz in this recession. The simple truth is that business are likely to survive when the economy is not in recession and I will have been on ground zero if I started my biz during this recession.

southpole:
If you are saying you will not advise young entrepreneurs to start any business during recessing is like you have accepted defeat and that is very very wrong. Whether you agree or not there are countless opportunities in every recession. There are a lot of people making money in this recession, what you need is the ability to be able to identify opportunities. One major problem is that many people in this country go into business without any business plan. Ask somebody why he or she is into a particular trade or business he will tell you is because he likes the business or he likes selling the product, not neccessarilry because he has identified a huge stream of customers looking for that product.. For God sake why should somebody get up and start selling shoes because he loves shoes not because he has identified tasty customers for that brand of shoes?

If you leave in a city try and locate a subburb near that city and see the lifestyle of the so called masses and owners of SMEs, the little profit they make in a day is spent on drinking beers, parties and unnecessary events.
You discourage young people from going into business and you talk about treasury bills and bonds, how long do you thing it will take for a beginner or young entrepreneur to make money that can never be over taken by inflation through treasury bills or bonds?

I have seen people with N100,000 and less rushing to buy stocks, for God sake how long will it take such people to make reasonable money?. I will only advice the middle and the lower class to buy shares only if they don't have anything to do with that money. Shares or stocks are for the rich. I had a colleaque in those days who bought Zenith bank shares worth N50,000 and after a year he was given N300 dividend and that same year I went into buying and selling just N20,000 worth of pure water and within 2 weeks I made a profit of N10,000 while my colleaque made only N300 in a year for investing N50,000 and that is what you are advising young entrepreneurs to do.

Though you encourage people not to start any business but I am telling you there are a lot of small business that can fetch a lot of money. If you are from the East where palm oil is produce in huge quantity for instance I will tell you that pure palm oil is not only a hot cake but gold highly needed in Abuja, somebody can leave the East in the morning with the product to Abuja and return the following day. There are many of these kind of businesses yet you are here discouraging people.

I think one other problem is that people don't want to start small they want to go into business today and tomorrow be in the same class with Dangote, it doesn't work like that

These are general statements and you need to run a business practically to understand my position.

Cost of tyres for cars jumped from =N=17,000 to =N=38,000.00, cost of battery jumped from =N13,000.00 to =N24,000.00. Other motor vehicles parts and maintenance cost have doubled during this recession and yet without corresponding increase in transportation fees by passengers.

You still have to contend with police, frsc fines, other park fees,miscellaneous costs and theft by drivers while this administration also make things worse by increasing fuel cost to =N=145/litre. At the end of the month, your revenue hardly covers your running expenses. This business will have failed if I don't have enough shock absorber from other sources.

I am equally surprised on your statement that stocks are for the rich. Give me that =N=100,000.00 for a year, I will double it within a year or less just in the comfort of my house with my mobile phone. TBill & Bonds gives good interest without any risk to your capital.

Why do you think Banks stop giving loans to SMEs, their chance of survival is too slim and more difficult in this recession period.

Palm Oil may be a hot cake in Abuja but you need to understand the dose of reality that business is not just as simple as you have just described it. You will have to deal with,

- High Fuel/Transport cost from East to Abuja
- Different fines by different security outfits on the roads
- Presence of cabal in Abuja market that you dont even have control over and yet dictate price of your products
-Inability to pass all these increasing cost to consumers because of low disposable income and on the longrun, you are even battling to even recover your capital.

In summary, its not about defeat, its about giving your business the best shot of survival with your scarce resources. This is the reason you see some coys in Nigeria moving their production base to a conducive environment.

southpole:
Those who work the work see opportunities in every happening but those who have taken complaint as hobby will never ever imagine there exist any opportunity even if it is presented to then in a lay man's language.

if prices are going higher like in food stuff it is an opportunity for you to key into the value chain and get your own share.
If foreign investors are leaving it is an opportunity for you to key in, by the way foreign investors are here primarily to make money not to build your economy. when the Chinese that are coming here for instance to export our cassava, ginger and other raw materials leave, then key in and start a small export business in the area they are leaving.

Please stop wasting a lot of your time in naira land posting complaints and frustration. Some of us only come here after making our money everyday and only if we don't have anything doing.
's

It is not as simple as this. The cost of running business in Nigeria is extremely high.
I have some buses plying some routes and I know for a fact that it is not easy to run a business. Cost of basic car parts had doubled with increasing maintenance cost. Most SMEs are out of business while many will continue to do so if this administration continue on this path.

Check the result of companies quoted on the NSE, all of them are groaning as a result of inflation pressure, reduced consumer disposable income, Naira Devaluation and High Energy cost. These are factors that also affect the Agric sector.

I cannot encourage any young entrepreneur to start business during this recession period, it is better to keep your capital in Treasury Bills,Bonds and earn 17% annual yield than lose your capital in the name of doing business.

Just my opinion

fxuser:
FBNH
- somehow closed at 3.20 !
- results will now come out later today or Tuesday !

10 kobo rolling in and massive dumping starts again !!

Tritri:
Was able to get fcmb at 1.01 ,..Hope i wount regret

I got some at 1.01 too...lets wait and enjoy the ride....

binaflexia:
Was it approved after this procedures?

Yes sir

binaflexia:
Sir Loco
I submitted 4 e-dividend mandate form through my bank, 3 went through (approved), but cardinal stone did not (disapproved).
Reason was "No Signature Specimen". They went further and wrote "Shareholder to process transfer form".
I was confused because they were signature in all 4, and other registrar did not give any complain.
I went to my bank today to complain, but they instructed me to contact cardinal stone customer support.

Do you know what could be responsible, and what is the easiest way to resolve this?

Thank you

Different Registrar with different procedure. GTB Registrar requested that I should process a transfer form , Morgan Capital sent a copy to my e-mail.

I print same and sign as the transferee and mail it back to Morgan Capital for them to liase and handle with the Registrar.