HanisahZuwy:
I is.

Use body and face creams with collagen.
St ives skin renewing lotion is a good place to start.

Now Dangote will import crude oil to refine
What am I reading?
The goal has been to reduce pressure on FX. Buy locally in naira, refine locally and sell refined products both locally and internationally.

If we import fuel, we spend in USD. If Dangote imports crude, they buy in USD.
So how will the cost of the product go down?

I dont know which church you attend, but sometimes a 2 hour service is like running a marathon.
Just like you take some time to decompress after a stressful day, you need to decompress after church.
All those loud speakers, turn to ya neighbour stuff...
You can also switch from morning service to evening service if your church has different services. Evening services tend to be more chilled and has less physical and mental impact on you.

@Jewessgratitud3

Always give feedback instead of ignoring them.
"Sorry, the charge if 50k. I wont be able to go below that. Thank you".
Send it as a text if you feel you cannot call them.
At least, the woman will respect you for that, and she will believe that you are professional and might refer someone else down the line.
Be professional. You don't have to explain why you charge what you charge. But have a resume ready. You might get a better deal down the line because someone saw your portfolio.

Maybe...just maybe if they sent more of their female children to the universities, they will have more female practitioners to deliver the gender-specific healthcare they are crying about.

michlins:
Earn dollar and spend Naira. Guy nothing sweet pass am. Just find a very good estate and secure your apartment.

Run solar and inverter system for power,get a health insurance scheme from a very good hospital and live your best life here in Nigeria

Guy, why are you so wise like this
That solar/inverter system is mad. 24 hours power supply. It is when you have it you will realize that life is not as hard as they say.

This is such a paid advert!!!
Una no even hide am.

There was a report last year about this.
That the refinery was not near completion, but the storage facility was completed so that dangote can import fuel.
And I kept wondering, why build a refinery if you will still import?

I need to find the link...

They place their hope on PENSION.
They do not make provision for inflation. Big money 20 years ago is barely above poverty line today.

lovediehatelive:
So I came back yesterday and was told my neighbor just gave birth.

Well, that wasn't the problem until I saw her today.

But guess what?

Her stomach was still big. I was confused. If someone gives birth, shebi her stomach will reduce to normal?

If not for people visiting and that I saw the new born baby with my two naked eyes, I wouldn't have believed!


Is is it how things are

9 months for the tummy to get to that size, and you want it back to normal in one day?

Find out what her own tradition says.
This is a matter for the elders in her family.

ehay:
LOLLLL, some guys are very funny. There are lots of unbroken homes with severely broken and unloved children. It's because of this your hesitation that most women stay in unhealthy marriages, which later affect their children. Why not ask questions on how you can be a better husband to this girl that is a victim of a divorced home. Marrying a lady from a seemingly unbroken home does not guarantee happiness, You guys might divorce in future and your beloved daughters will also come under this same scrutiny. Try to be a caring husband and divorce will not be an issue.

Thanks for this. I was becoming worried about the myopic view of certain people.
Also, broken homes do not know male and female children. Anyone can be from a broken home, but you need to check their values and principles as individuals.

My challenge with our people in position is that they do a lot of pandering to the public.
Information that should be communicated to the stakeholders directly, they will carry microphone and do public announcement. You cannot send such information to 200million people and not expect panic, hoarding and people taking advantage of others.

The CBN did same for Naira redesign. Instead of talking to the banks directly, they were busy issuing circulars upon circulars to the public, causing panic, hoarding of cash by people, endangering the banks staff and banks assets and empowering people who would take advantage of others. Now that the whole thing failed, CBN has gone mute and we are no longer seeing circulars flying around.

scholes23:
So I was teaching my friend how to drive an automatic car. We were moving and I heard a strange sound only for me to realise that he was driving the car or neutral that's why there was no gear selection. Secondly as we're moving I began to perceive smoke coming from the car and I asked why is your car smoking lo and behold something took my eyes to the pedals and I found out that he's been stepping on the accelerator and brake as the same time. As if that was not enough when it was time to pack baba just drive enter gutter and it really took us hours to remove the car, Honda for that matter.
All these happened in one day.

I hope you expelled him.

My first day at the driving school, the instructor just told me the basics, check this, check that, then started the vehicle and told me to come and sit in the driver seat. Na so o.
In my mind, this guy no dey fear. But we were able to drive to the field and started the learning process.
On return, motor go stop in front of dangote trailer at a roundabout... Thank God for other experienced drivers. Even the dangote truck stopped for me while I struggled to start the yeye vehicle. All the drivers around were just horning at me playfully and making comments about me being a learner.

If I want to explain, my head will be headaching me.

nony43:





So you mean he should take care of everything 100%?

I believe you missed the part where I said she should contribute to the house rent.

Femmyfamous4u:
Hello all, I need to know if I'm doing some things right or over reacting. My wife and I just married some months ago and we just spend here and there on stuffs. I bought food stuffs in the house and told her I will place her on 40k monthly to cover for soups and all and I expect her to add to it if it's not enough. I foot all bills- house rent, Power, and all . She earns a decent 6 figures salary also which is slightly higher than mine without the allowances I get. She expects me to still give her another allowance apart from the 49k I give her for food. Each time she buys stuff in the house she always want me to pay back in full; most times, I just pay a part of it which she always frowns and complains about. It appears she has a notion that her money is her money and mine is ours. My income is more than hers though. Do you think I should still give her personal pocket money?

40k is not enough for feeding and home maintenance. To even cook a decent pot of soup that will last a few days for both of you, at least 5k.
And you both will still eat other meals 2 more times that day.
Just because you bought bag of rice and semo in the house, it doesn't mean that the kitchen is stocked.
It is not an allowance you are giving her. It is meant to run the home. Food is the biggest expense for any family.
Seperate feeding and home maintenance money. You are not 'giving' it to her.
House rent is once a year and you have 12 months to save towards it. You can ask her to contribute monthly from her salary to a seperate account where you contribute the rent money to.
Increase the feeding/home maintenance to 60-70k.
If she wants an allowance, give her something. A lot of women do a lot of unappreciated labour in the house. All the cooking and cleaning multiple times daily, planning and laundry... hosting your guests etc. If you disagree about the allowance, take over the feeding and home maintenance for a week. She should wake up, dress up and sit waiting for breakfast. Then when she returns, food should be on the table waiting for her. After eating, you do all the clean-up. Do all the laundry. Plan every activity. Attend to all your guests and still find time to call both family members to check on them. When you are done with all these, decide whether someone who does all these deserves an allowance or not.
She's your wife. She will not use the money to run another persons home.

snthesis:
Got a shocker recently, my wife suddenly says i am not romantic after 10years of marriage and having 3 children... should i be worried
we got married young and she now in her early 30s

She's tired of pretending.
Step up!

PoloG
Maybe explore distribution of FMCGs instead.
Retailing is very dicy, overhead cost is high, accounting is a headache and even with software you cannot control staff 100 percent.
You will also have products that wont sell well and then expire.
It will cost you the same amount to be a big time distributor, and you can control it better. Just look into having a warehouse close to the market and observe other distributors.

Buy St Ives collagen lotion(skin renewing) and use.

The exploitation is just too much.
Businesses and filling stations are selling cash at 20% to POS agents. They sell it at 30%.

With the increased availability of cash by CBN, evidenced by more banks paying out more cash including through the weekend, How much are POS agents now charging in your area?

You cannot fight clean when others are fighting dirty.
If you want to fight a pig, you have to be ready to fight dirty.

chatinent:


Okay, chief.
I was in Benue in January...also went to Akwanga, Makaranta, Maraba, and a place called Forest.


Good food,
And,
Lovely people your people. 🙏

Chief, all these places you mentioned are not in benue state. You sure sey na benue you go?

Not smart.

Very funny.
When the suffering hits hard, we realize that it affects everyone regardless of ethnicity, beliefs, race or philosophy in life.
It is the same rain that falls on everyone, and the sun rises daily to the benefit of everyone.

BossGerald:


Don't worry, after January 31st those hoarding the new currency will have no other option than to transact it.

The new note printed is more than enough, you'll see magic happen after the CBN deadline

Thanks. You just voiced what I've been trying to say.
People are withdrawing it, and keeping it instead of spending it. They will soon have no choice but to spend it after 31st.

The new notes are meant to be spent.
A lot of people withdraw it to hoard at home.
Once the deadline for old notes mop-up is past, people will bring out the money they have hoarded.
Once business people stop collecting old notes, people will start spending what they have.
These monies will then be deposited in the banks, who will in turn load them on the machines.

Money is all about circulation. Not hoarding. There can never be enough cash to serve everyone, everytime.
It is the same money that is deposited another person will withdraw. Right now, people are just withdrawing it, and not spending.
I bet by wednesday all these unavailability of cash will cease.

brain54:

Cooked food I don’t think that is possible…


Raw food stuffs- yes.

Wow! Thanks though...
I do hope someone comes up with something.

brain54:

What exactly do you need…?

A restaurant that will deliver....?

Help o, so that hunger will not kee somebody's pikin.
How can I get Naija food delivered in New Delhi, India?