₦airaland Forum

You are unbelievably wrong,Sir
Very wrong. I am sorrounded by very well raised Godly young people.

Your sphere of influence actually matter.Perhaps drug consumption is rampant around you and current circle of activities.

Nevertheless,the truth is that the moral decadence is alarming,the erosion of our value system is almost total and every societal vice is rampant including drugs, sexual promiscuity etc

Extrastiv01:
Based on my observations and research, I can boldly say more than half of Nigerian youth smokes weed.

Before listing the points to be used for the justification of this topic, I want you guys to know that this is just one man's research and observation and I stand to be opposed , corrected or probably ignored but I would like you to go through the short points before any comments. Thanks

According to Nigeria constitution, a youth is someone or an individual between the age of 18 and 45 years old.

Most of the individuals in this age range are cut across the countries labor market and also higher institutions in the country .

Peer pressure in tertiary institutions(college of education, universities, polytechnics etc.) is at its summit. We have seen cases and read news online about how students indulge in all criminal activities like cybercrime and possession of hard drugs which include cannabis, and weed and how they are being arrested by the law enforcement agencies. Peer pressure is a menace is a menace that I do not see it's end soon among youths in the society, it makes you try things that does not really count just because you want to impress others.

Nigeria entertainment industry is dominated by the youths. We've seen and watched how some popular artist,actors, musicians smoke in their music videos and movies. I won't mention any names here but I believe we all get a glimpse of what I'm saying.

These entertainers are youth and they also play a major role in influencing other youths which are their fans to replicate such behaviors they portray in their videos

There is this trending song with the lyrics "CANADIAN LOUD THE FEELING IS DIFFERENT" . No offense to the singer but I believe that says a lot.

What's your take on this NAIRALANDERS

Dear sir.Forget about the lady,if you are innocent,trust me 'Life' will exact revenge. What you should be worried about now is 'why what happened to you happened'! Trust,me this question has nothing to do with that lady,she was just a tool used against you.Sir,the spiritual control the Physical!Have you thought of this,what if you were somewhere else that day? Perhaps chances are that you were to be somewhere else that day! You may even had dreamt about a calamity befalling you!

Sir,what you need is God! You need to become born again!Trust me,satan is not happy you are out of jail,he is not happy you did not die there! And know this,Satan is relentless! If you don't submit to God,some other unsavoury challenges may befall you,then you'll be convinced that lady was not your problem but YOU because now you failed to do the needful and satan the perpetrator will continue to have a field day messing you up.
Bro, I'm happy that you spent all those years in a Nigerian prison and you are out with your health and sanity intact! God has a purpose for your life!

Submit to Christ,I beg of you.

Bro,this Sir will not work against Tinubu nahh! I perceive you don't really understand the implications of this move. This is more likely to work in his favour. Try and get more informed about the ramifications of this event.

Truthisunique2:
Bad news for tilumbu urchins because this simply means fewer people would decide the direction apc would take for next month

And the 2/3 of this decision would be the one that favour buhari

The website is back online Sir.

Cheers

bookar:
Hi everyone, I noticed that CBN TIES portal has not been since morning, am I the only one experiencing such or you guys too experience it?

Certainly Sir! In my first submission,I wrote "You can blame her parents etc for whatever failures caused the little child's exposure to early sexual activity" . Everyone around to those little ones failed them.

wolesmile:
Peace...
Anyway, back to the issue. In a saner clime, all of them involved, including the girl, are supposed to be tried in a juvenile court. I just wish you had seen that disgusting video. Every one of them participated willingly in the shameful act. The girl even acted like a pro. They all need serious psychological reorientation.
If you'll agree with me, the problem starts from the parents. Poor parenting.

Let me begin by apologising if my opinion appear to you as insulting,you
can be sure that was NEVER my intention. Having said that you completely ignored the fact that minors can be tried and detained. I am certain Sir that a legal ground for a trial will certainly be arrived at particularly as the video was unfortunately uploaded online.

Happy Easter,Sir

wolesmile:
My mistake, oga financial lawyer. Unlike you (A financial expert with more than 13 years experience) that knows criminal law very well, I am just a microfinance banker with a little above 18 years experience. So person my ignorance of the law. But one observation, sir: I do know that sex with a minor, with or without consent, is treated as Statutory Rape. Forceful carnal knowledge of an adult is Rape. Now, What does Nigerian Criminal Code say about SEX BETWEEN MINORS? Do you know there is a lacunae on this in your country's penal code?

Sir, in response to your obvious insult. My son, responsibly brought up, is already towing my line in the industry. My daughter is in secondary school. I am a proud father. Show me where I supported that dastardly act in my comment that warranted you asking if I am a father.
They are all minors. All of them products of irresponsible parents...

Bro,you completely missed the point, kindly 'edit' your post. Anyone below the age of 16 is considered raped by law when engaged in any form of sexual activity, irrespective of what role he/she plays in it! You are grossly ignorant of the law and besides this girl is only 10 years old!

Are you a father? I guess not! You can blame her parents etc for whatever failures caused the little child's exposure to early sexual activity but it's asinine to blame that poor girl. Be duly informed Sir

wolesmile:
I saw the disgusting video. That was no rape. If I am not mistaken, the girl was even riding the boy at a point. It was totally disgusting. I remember asking the person that showed me why he should even keep such on his phone.
When I think about what kids these days are capable of, I become afraid for the future generation. We have thrown morality into the air. Look at Iyabo Ojo's daughter, Mercy Aigbe's daughter, and recently, the picture of Omotola's 22 year old daughter's bikini wear. (That one is even a product of Chrisland) Believe me you'll know these kids have been exposed to various forms of indecent behaviours since their junior school days.

Now a faction of IPOB has labeled another faction of IPOB terrorists.Some of us know this is where it will end. Cut off the head,the parts will disintegrate.

Certainly Not! You are naturally expected to have a corporate account. Go open one

pgmind:
Pls, can someone answers this question?

Trust me Sir, without those certificate of yours obtained from your educational toiling you wouldn't be enjoying the good living you presently enjoy. You may be a bus conductor or an illiterate artisan somewhere now,trust me!

shogsman:
I'm in my early 30s, I've got a bsc in sociology, a master's degree in statistics and like a dozen other professional degrees in human resource management, gerentology, demography, financial risk management, oil and gas services, pmp and so on.

Infact I'm basically one of the most educated individuals I've met. The sad part is I've never made a cent off my educational qualifications.
Heck I work in a totally different industry and make a good living which I'm definitely not going to trade for social work or psychology, so this past few days I get myself thinking what a waste of Time and resources that was, I literarily spent millions on my education, even relocating abroad to study but it was all a goddamn waste of time, all I got is a useless paper I'm never going to use.

My advice to young ones out there is to set your goals right and stupid untraditional ideas is better than no ideas. You don't necessarily have to pursue a degree to be okay in life.

Oga,no be by pictures oooo! You can make your pictures depicts whatever you want as you are in control,it is called professional shots.

Only a few reps members were there! That made it clear another aspirant has their loyalty. Do you have an idea the number of members of Nigeria's house of reps?

Misstittee:
look at these pictures and tell lie to yourself that this man is not the best for the job.

All technical challenges preventing potential applicants from consummating their CBN-TIES application have been resolved. There is now a seamless registration process.

This is good news for those who have not been able to 'complete' their CBN-TIES application particularly the notoriously difficult 'BVN verification challenge.

All technical challenges preventing potential applicants from consummating their CBN-TIES application have been resolved. There is now a seamless registration process.

This is good news for those who have not been able to 'complete' their CBN-TIES application particularly the notoriously difficult 'BVN verification challenge.

I had posted here much earlier in the lifecycle of this application that funds will be disbursed to your merchants,this is to ensure a compliance with spending on the proposed business venture.

You could have 'managed' the situation if you had engaged with the right professionals.

Cheers

Ulale2021:
No, I didn’t. I gave up on the loan, the strictness and modalities are too much, I was only a document away from the disbursement which my lawyer will sign but they will release the funds to your merchant and they will follow up on the collection of all the items.

I Concur! No doubt Osinbajo can win the primary. But APC will lose the election.

successmatters:
Then APC will lose the presidency clean and clear.

Many times in times past. I paid 'dearly' for it.
His grace is now sufficient,I will never ever be unfaithful to the owner of Life and the lover of my soul.My shield and my buckler.

Happy Sunday

SPTruth:
Deuteronomy 8:10-17
10 When you have eaten and are satisfied, praise the LORD your God for the good land he has given you.

11 Be careful that you do not forget the LORD your God, failing to observe his commands, his laws and his decrees that I am giving you this day.

12 Otherwise, when you eat and are satisfied, when you build fine houses and settle down,

13 and when your herds and flocks grow large and your silver and gold increase and all you have is multiplied,

14 then your heart will become proud and you will forget the LORD your God, who brought you out of Egypt, out of the land of slavery.

15 He led you through the vast and dreadful wilderness, that thirsty and waterless land, with its venomous snakes and scorpions. He brought you water out of hard rock.

16 He gave you manna to eat in the wilderness, something your ancestors had never known, to humble and test you so that in the end it might go well with you.

17 You may say to yourself, “My power and the strength of my hands have produced this wealth for me.”

18 But remember the LORD your God, for it is he who gives you the ability to produce wealth, and so confirms his covenant, which he swore to your ancestors, as it is today.

It is human(fleshly) to forget God when He has answered our prayers and Divine to remain faithful to Him when He has answered our Prayers.
We attend church twice a week just to pray to God for a Visa, when He answers us we stop going to Church "because we got bills to pay".

We join the choir and sing just to pray to God that we need a job, when He gives is the we get too carried away with work to sing in tbe choir again.

We go to church every Sunday to pray for a husband, when He gives us the husband, we no longer remember the address of the Church after honeymoon.

O what about kids, after He gives us kids, sundays will be the time to watch cartoon with them instead of going to church.

You were faithful in your midnight prayers and giving to the poor, because you wanted God to bless you financially, when your business begins to boom, you get so busy to wake up at night, and you laugh at those still giving to the church.

You used to sweep the church every Saturday because you were seeking admission, but when He gave you the course you yearned for, you stopped going to church.

Remember to go back to your First Love and be faithful to Him. May God help us all.

Oluwaseun oooo!

I bless my father in heaven!

I can't imagine what the family has been going through.

Perfecttouchade:
https://punchng.com/three-missing-abuja-siblings-found-police-say-victims-abandoned-distressed/?amp

If it's possible,make it ibadan. Akure is a bit expensive and opportunities are fewer.

Things are cheaper at Ibadan especially food and there's more opportunities. Life is also idyllic.

My 2 cents

uncletunsman:
Good evening to every member of this noble forum. Please, I need practical advice or guidance as I will be relocating from Kano to Akure with my family. Your advice, suggestions and shared experiences will be highly appreciated.
The moderator kindly moves this to the front page.

Please change the 'Title' of your post!

For your own sake. God is Almighty! The maker and creator of all! The non-sense Caesar you just praised has been dead for thousands of years! While God still Liveth.

Haba! Be careful nahhh!

michael77777:
That's why he said "give to ceaser what belongs to ceaser"





We learn every day!!




...

I would never have believed in my lifetime this kinds of hard drugs will not only become prevalent but it's consumption openly discussed.

The former Emir did not write this.A little application of intelligence will indicate that he will not write such a scathing assessment of a sitting president, a fellow Muslim and Northerner.

The write-up is actually more damaging to Buhari and more or less exposes what the anonymous writer perceives as the Northern Nigeria agenda which will ultimately benefit the likes of Sanusi and cannot be exposed by Sanusi.

Believe this is written by Lamido Sanusi at your own peril. Lamido Sanusi hurt southern Nigeria massively through the terrible anti-southern Nigeria reform he undertook while he was CBN governor.By implication he also belong to the Northern elites with pro-Northern Nigeria Agenda

And I guess folks do not realize all these so much talk about TINUBU is actually an indication of his popularity. It's as if there are no other candidates and it's obvious he is the candidate to beat.

Phillipson02:
#2023: BOLA TINUBU AND THE COST OF POLITICAL MISCALCULATION


By the deposed Emir of Kano, Sanusi Muhammad Lamido
The godfather of Lagos politics, Asiwaju Bola Ahmed Tinubu, in 2015 led the South-West into an alliance with the North to birth the All Progressive Alliance (APC). His decision, evidently, was informed by the expectation that the two geopolitical regions will share power, invariably to the exclusion of the Eastern bloc. And ultimately that he, or the South-West, will take power by the time the North completes two terms in 2023. But it has proved to be a miscalculation.
Certainly, power play is about conspiracies and alliances. Tinubu is well within his right to do what he thought would best advance his political interest and that of his region. However, in backing President Muhammadu Buhari, he cut his nose to spite his face.
It may not have seemed obvious to many, but once Buhari took power in 2015, Tinubu’s political career was in jeopardy.
To navigate the presidency without bruises, the best Tinubu could have done was to retire from active politics and assume the role of an elder statesman. He did not, he stayed on, wanting to be president and pushing hard to remain at the centre of political discourse. But power is jealous, and if there is any holder of the highest office in the land who would tolerate a co-president, it is not Buhari. Things are beginning to unravel, fast.
Without Tinubu, and by extension the South-West, Buhari could not have been president today. This is one fact that president’s men who now dominate the political space and brook no opposition will hate to admit, but it remains true, regardless.
But being essentially Buhari’s kingmaker, it was political naivety to decide to hang around in the expectation that he would share power. The old Machiavellian advice is that the prince must first destroy the one who made him king. Reason? Because he could decide tomorrow to make another king.
Writing in The Prince, the legendary Niccolo Machiavelli noted “…he who is the cause of another becoming powerful is ruined; because that predominancy has been brought about by astuteness or else by force, and both are distrusted by him who has been raised to power.”
Of course, it should have been obvious that, in helping to make Buhari president, Tinubu was jeopardizing his political career and plunging the South-West, and by extension Southern Nigeria, into political slavery whose only parallel in the country’s political history is the late Emeka Ojukwu leading the Igbo to war in 1967.
With respect to the Biafra War, blaming Ojukwu for embarking on it could earn one exile in the Igbo country. But if truth be told, the war was avoidable and could have been avoided if Ojukwu had not been too stiff to listen to the likes of Zik and other intellectuals who understood better, international politics and diplomacy. This is not to say, nonetheless, that Ojukwu was not sufficiently provoked by the killings of the Igbo in the North in the aftermath of the July 1966 revenge coup that threw up Yakubu Gowon as head of state, and indeed the actions – or lack of it – of the Gowon-led federal side. Regardless, it was still in his hands to accept to fight or toe the path of diplomacy which, given the circumstances, was the best option and the only way to win international support for his secession quest. In the event, he went to war and only succeeded in sacrificing more Igbo lives and weakening the Igbo politically.
The consequence of that weakening is that it provided fertile ground for the emergence of hegemonic Northern power. The imbalance so created is largely responsible for the crisis of Nigeria’s national identity. One mistake many Nigerians, particularly in the South, make is the assumption that the country is already formed and settled as a secular state. It’s not the case. There is the ever present quest to define the country right, of course, from the 1804 jihad.
Colonial rule put a stop to it, then in the post-war years, the Middle Belt soldiers who dominated the army acted as a wedge. Tinubu’s alliance with Buhari has served to reenact that quest. Buhari is now, apparently, out to define the country. The Jagaban’s political miscalculation could yet prove too costly.
The old generals who, I reckon, understand this are already raising the alarm. But of course, the horde of naive, ignorant online crowd of crumb eaters are blurring the resistance line.
As it concerns the 2023 presidency, it should be clear to anyone with a functioning brain that President Buhari’s North has no intention of relinquishing power to the South-West or any zone for that matter. What many may not have realised, however, is that for the next three decades at least, if ever, and should Nigeria remain one, power will not leave the North. But in projecting, one must always leave space for the law of unintended consequences and the God factor.
But given Buhari’s antecedents, was there any grounds for the South-West, particularly, to have given him benefit of the doubt in 2015? Absolutely none in my reckoning. However, it would appear that emotion rather than sound political calculation informed their support for Buhari in 2015. It was, perhaps, more to spite the East than love for Buhari. I had been amazed when, in the heat of the moment in 2015, before the election, the news editor of my then media platform branded a fellow reporter who didn’t buy into the Buhari presidential project a “bloody b*stard who is following the Igbo people to betray Yoruba by supporting Jonathan.”
In the lead up to the 2019 polls, I had on several occasions engaged my landlord – a backer of Buhari’s second term project who loves to discuss politics with me – on who between Atiku Abubakar and the President would make a better leader. My insistence was, of course, that Atiku would. After we exhausted all manner of issues he raised against the former vice president, he said finally that he would still back Buhari because Atiku was an “Omo Igbo project” and that “after Buhari, Yoruba will take power and after Yoruba, Hausa will take power again.” According to him, “we will be rotating it like that, Igbo people will never smell that place.” I had more of pity for his ignorance.
When in 2003, Buhari joined presidential race, he did so, apparently, to stop the then president, Olusegun Obasanjo. Not because Obasanjo had performed badly as president, having taken power with the return of democracy in 1999, but because Buhari and the section of the North he represented believed that power had to return to the region.
In settling for Obasanjo in 1998/99, the intention of the Northern military class was for him to do four years as compensation for MKO Abiola – the Yoruba had become uncontrollably agitated – and hand power back to the North. But not long after Obasanjo took power, it became clear that he was never going to leave it for anybody. This realisation led to agitations; criticisms of the Obasanjo government was swift in the north, the climax of which was the Sharia crisis of 2000. To take power, however, the anti-Obasanjo forces in the North knew that ultimately, it was about going to challenge him at the polls. Buhari emerged as the arrow head of that challenge. And through speeches and actions that appealed to regional sentiments, he built a cult following that saw him win elections convincingly in the North right from 2003.
Until 2014/15, Buhari was a regional hero who believed he could become president by winning elections in the North and never thought seriously about campaigning in the South. However, in 2014/15, the Tinubu led South-West gave him an undeserved national platform, and through heavy media propaganda, dressed him in the robe of a born again democrat. But old habits die hard.
Once in power, Buhari did not hesitate to take off the borrowed garb of a nationalist and democrat to put on his original robe of sectionalism. Right from his first set of appointments, he made clear his intentions. And as it stands, he has completely consolidated power in the hands of the North.
Buhari is an idealogue; usually idealogues are very resolute and persistent people. Say what you will, he is doubling down on nepotism. Shout ‘Fulanisation’ or ‘Islamisation’ all you will, he will only look for a hate speech bill or social media bill to shut you up rather than re-examine his ‘hate’ policies.
Possibly, when Buhari is done with the country – if he has his way – no Southerner will, on the basis of an election, ever become president except at the behest of the North. By suppressing votes in the South and inflating figures in the North, the administration is only trying to establish a pattern - a dangerous pattern which supporters of his party in the South are evidently too blind to see.
It is clear to the discerning where the president is headed. But the question is whether he would succeed. I had pointed out elsewhere that the project would fail, ultimately, because Nigerians are too many to be subjugated.
It would seem, from the actions of those controlling the levers of power, that there is an attempt to precipitate a national crisis with a view to using force to take over the country. But, of course, this is a country of 200 million people. The advantage those who have a “legitimate” right to bear arms are enjoying at the moment would be lost if there is a total breakdown of law and order. And the country would break into fractions controlled by warlords, such that it would take a miracle to have it again as one stable country for anyone to control.
By Sanusi Muhammad
https://www./2208374552799540/permalink/2777983405838649/?flite=scwspnss
Cc:
Lalasticlala seun

Sadly,you've placed yourself and your generation under a curse!

You really have a lot to do and sort out. Trust me!

Moz22:
Actually typing this with a heavy heart and so much disgust for what I've done.. wish I had handled the situation better.

My father is the best man I could ever wish for and if I had another chance to pick a dad again in my next life, I'll pick a richer version of him but my mom?? Sigh!

However growing up with them was so stressful in every way u can think of.. my dad was the meek type, soft spoken and slow to react but my mom would always complain about everything, she fights everything and everyone.. never afraid of any form of confrontation, she would complain about my hairstyle, she would check if I sagged my trousers.. she monitored me extremely and always nagged about it.. I'm this typa guy who is well cultured, I wouldn't say I got that from home training tho cos I do not drink, smoke nor womanize... And I think it's d joy of every parent to have child like me, I basically had no friends visiting me then and even up till now. I've got trust issues that's why I don't keep friends.. my mom made my youthful days hell for me, I didn't really enjoy it.. times I spent with her were miserable as she would shout everyday, quarrel even over phone conversations that you would think the person she's fighting with was right in front of her.. and some times I even pity my dad whenever she starts with him. I developed some sorta hatred for her

Lately I've been spending more time with them cos of our last born just so I could keep an eye on him and we stayed close too.. and the way she treats him makes me wonder if she was the one gave birth to him, if I was away when she was pregnant for him and delivered.. I would have argued that she was his mother. There were times that I had to pass the night there and her voice or rants would be what will wake me up very early in the morning just as it used to be when I used to be there...

I used to think that as people grow old, they become calmer but that isn't the case with my mom, she's more violent... She lost her twin sis last year March and I sincerely hoped that would change atleast but iro nio... Her other sisters aren't even speaking to her at the moment. My dad was a musician.. old age won't allow him continue doing music, coincidentally I picked up that barton.. been doing the same music(live musician) all my life but my mom has always been against it.. she was never happy whenever I carry my dad's guitar to rehearse or whenever I bring a piano home.. it was always war...

Been there since last weekend cos of the poor electricity in my area.. we have had power for about 7 days now.. Had gone for a studio session, only to return in d evening and I was greeted with shouting over a very trivial issue, I was so angry that I responded to every of her verbal insults.. and then she hit me and I reciprocated which I felt so bad about almost immediately.. she dragged me by my clothes shouting that I must kill her again, by that time.. my anger had subdued and all I had on my mind was to leave the house immediately. She threatened to arrest me.. She tore my shirt and I managed to pull away from her.. and left without picking my stuffs. All my life, I have never raised up my hands to hit a woman talkless of my mom.. I don't even beat kids when they do wrong, I hate to see tears..

I know it's a disgraceful thing to do. I've got no excuse for what I've done whatsoever. I even avoid confrontations with my own gender sef cos I know what I'm capable of. I'm always quick to say the word sorry just to avoid prolonged issues. I had been offline since it happened, just came here to drop this and I know how much insults I'm gonna get here anyway but we learn everyday and will surely pick the ones that will make me a better person.. no one's perfect

Pls ignore my typo errors abeg

Bless Nairalanders with how to bye-pass it!
I have a couple of guys who I'm not able to consult for for this Registration because verifying their BVN has defied all approaches

fidkidy:
The only solution is to bypass the process.

Wow!
This made my day!
Thank you @OP

Bro! It will be paid to the merchants/Vendors account.

When they pay your merchant,they have paid you by implication since you submitted invoices issued by them for tools and equipment you claim you need!

You are particular about the wording on the application details! See, immediately you saw that they asked that proforma invoices be uploaded,it implies you will not be directly credited.

It is fail-safe measure to ensure that money is used for what it is applied for. This measure will reduce the number of the loan from going bad. A lot of unfaithful applicants will be weeded out and discouraged by this measure.



Cheers

fidkidy:
So the money will be paid to the applicant's account not the vendors account?

Nothing has changed! It implies not more than 5 days after ALL the necessary conditions have been met as stipulated in your screenshot.

fidkidy:
But in the CBN Ties Guidelines, they say that the money will be disbursed to the applicant account within 5 days.

How did they change it.

You can check the guidelines to confirm, its available in PDF format.

Very interesting! How can you expect to be successful with your application when you decide to select which out of the requested and required documents to upload?

You even claim not have uploaded even the most important requirement 'the business plan' !

And you are here reading about the challenge of those who have done all the needful!

Na wa for you oooo!

femarse:
Kindly help me , is it necessary I upload all document? I have uploaded all they required except business plan, performa invoice, guarantor form....can I skip this guarantor form? And also the notarize ishhh

Oluwa seun

Aonkuuse:
https://salemgists.com/breaking-first-batch-of-nigerian-evacuees-arrive-from-romania-photos/

That depends on how fast you provide what they need and meet all necessary conditions. They may ask for any documents including your certificates etc

arcahmad:
Please after documentation how long will it takes before they paid your merchant? Will they collect NYSC and Bsc certificates?

Sure,you can!

sonofthunder:
Can I still apply for this?

They credit your merchant so you can take delivery of items, materials and equipment which you proposed to purchase from them.

They will not necessarily monitor your business but know that your details will be registered with the credit bureau just like anybody servicing a loan from any financial institution.
In essence, ensure you service the loan or you will end up being blacklisted,CBN has also put measures in place that will ensure you pay back as funds will be deducted from any account linked with your BVN if you fail to service the loan.

Cheers

Ulale2021:
So if they disburse the money to your merchant are they going to be monitoring your business activities? Like visiting your business place time to time?

I had mentioned this in one of my earlier post that you will not be paid directly.That is why you were asked to upload proforma invoices from your merchants. If you had consulted with folks in the financial sector you would have been guided on how to navigate this so that you can still have cash at hand.

Do not let your efforts be in vain by not proceeding further,you made a strategic mistake at the application phase.

Cheers

Ulale2021:
Collected the loan offer too, applied for 5m, 3.9m was approved to me, though I wanted Cash but they said they will only pay my merchant, changing my mind about proceeding further