₦airaland Forum

What he said is pure fact 100%....why is his comment being misconstrued, we all know he's referring to single and not married women.

fnep2smooth:
One woman just won finish this guy career.

E nor go better for the woman...

GeneralPula:
[b][/b]

Proposition based on deluded emotions..

Your village and house hold doesn’t justify blacks and Africa community. So if they have 2 cows in your community and they eat them all, it doesn’t mean that’s happening in all blacks community..

Blacks have done some spectacular things on earth. Blacks potentials isn’t a joke and the whites knows this and that’s why they kept on using rasicm and all form of means to discredit us..

Blacks have produced the best Musicians ever liveth..
Blacks have produced the best freedom fighter ever liveth..
Blacks have produced the richest man ever liveth..
What of movies? What of football? No need of going there..

So your trashy opinions on blacks are only limited to your household. If you believe is that white man is better than a black man, then it’s only blacks in your household.

Bros, calm down, dis one wey your blood just dey hot for him post ; where are the lies in what he wrote?

We are talking about economic systems here not generalization...

Dagger111:
Baami. Eyan sinzu, agba wire. Last last, na wetin we dey get from all politicians be this:


SOCIALISM: You have two cows, and you give one to your neighbor.

COMMUNISM: You have two cows, the government takes both and gives you milk.

FASCISM: You have two cows, the government takes both and sells you milk.

NAZISM: You have two cows, the government takes them and kills you.

CAPITALISM: You have two cows, you sell one and buy a male. You multiply your cows and there is economic growth. You sell them, you retire and you live on your profits.

MODERN CAPITALISM: You have two cows, you sell one and buy a male. You multiply your cows and you buy those of your neighbors. The latter become your shepherds, you pay them in monkey currencies and they die poor.

AMERICAN SOCIETY: You have two cows, you sell one and you have to make the other one to produce milk like 4 cows. By dint of producing beyond her capacity, she dies. You take a consultant to understand this death.

FRENCH SOCIETY: You have two cows, you go on strike because you want a third.

GERMAN SOCIETY: You have two cows, you modify them so that they live 100 years, eat once a month and treat themselves.

CHINESE SOCIETY: You have two cows, you sell milk to your compatriots and you produce plastic milk to export to the rest of the world.

BLACK/ AFRICAN SOCIETY: You have two cows, you eat them all the same day and you dream that donors or the international community give you others. You turn to God and hope for miracle cattle. You fast 40 days and 40 nights without eating or drinking so that the cows will fall from heaven. At the end, you die in extreme poverty.

LOL@ The African system

Snitch24:
Oman

The value of their currency madt gan...very coded.

Coldfeets:
Sports betting gives me joy.

So much joy.

Hmmmmmm, abeg dey careful o, dis kin joy dey eventually turn out to be sorrow and depression o...be careful bro.

Yungmil:
Different people have different things that keeps them happy which might include, football( more especially men), music, film,church activities, girlfriend and boyfriend stuff, drinking, smoking,travelling and so on.


For me aside other things, as a chelsea fan I love footbal. It makes me happy.

What about you

- Making money.

- Drinking beer.

Liliantalks:
Please I need advice on this, help me

Wait till dem serve you beta 'breakfast', you will understand better, you wouldn't be needing our advice.

WibusJaga:

Pls who knows if spare parts business will move there? Asking for a friend.

If the US or UK sees Afghanistan visa for your passport, come see entry and exit stamp join...forget it, that is the last time you would step your feet in that embassy.

Vipro:
Life is believed to begin at age 40. Before you turn 40, you should have reached some financial milestones in life to make your years as enjoyable as possible.

I share your financial steps you need to take before you turn 40. If you have reached the age of 40, you can still begin to achieve these financial goals, because I think it is never too late to achieve something in life. if you have the commitment and courage.

The list below shows my personal recommendations. You have the choice to make them disappear or not. Still, I think your over-40s would be better if you reached those milestones before you were 40.

1. Pay off debt: Debt can be a major setback in your journey to financial security, especially compound interest debt. You must do everything in your power to pay off all of our debts from those with the highest interest rates.

Your goal should be to lead a debt-free life. Pay off your debt and make sure you don't take it back. You have more peace when you have no debts. Business loans are an exception. However, you should consider other ways to raise capital for your business before considering a business loan.

2. Build marketable skills: If you can do what others can’t do, they’re willing to pay for it. What skills do you have that other people would be willing to pay for? If you don’t have the skills yet, go learn it today. This is very important!

Try to learn a skill that is not common. If everyone can do it, the value will not be high. If you learn or develop a rare skill that you can do almost perfectly and that has a good demand, you can’t go bankrupt because your skills will always give you income.

Some good skills you can learn are graphic design, tablet publishing, hairdressing, catering and decorating, tailoring, vehicle mechanic, generator, computer repair and networking, computer programming, web design, welding and manufacturing, copywriting, nursing , carpentry, tiling, mosaic, application development, POP roof installation, electrical work and many more.

Most of these skills are not taught in colleges and universities, but they can feed you. Therefore, even if you are a graduate, you can learn the skills of someone who has one or in a skill development center. It aims to have at least a good marketable skill before the age of 40.

3. Develop a search for financial education: information is dynamic. New information comes out every day. What you know yesterday may be out of date. Therefore, you should always be alert to new information. You need to make an effort to update your financial knowledge.

Before you turn 40, you need to develop your reading skills. Reading is one of the greatest ways to gain knowledge. You need to learn regularly and quickly. Read good books and research online. For information, you need to learn how to use search engines like Google, Bing, AOL.com, Ask.com, and more.

Get a financial mentor: You need to follow someone who has done what you want them to do to prevent mistakes from being communicated by others and speed up your financial progress.

One way to follow a mentor is to read all of their books or articles.

5. Have an emergency fund -

The need to always have an emergency fund cannot be stressed. An emergency fund is money that goes to your bank account for serious emergencies such as job losses, illness, accidents, disability, and so on. Experts recommend that your monthly living cost be as an emergency fund for at least 6 months.

This money should have good liquidity, but it's best not to keep it in a savings account where you have access to it and for depreciation. You can save the emergency fund to a mutual fund account.

6. Start your own part-time or full-time business - if you’re not starting a business before the age of 40, when will you start it? When do you grow old? Business is a risk and the older you get, the less appetite and risk aversion.

Try starting a business before you turn 40. You can do this part time if you are employed. This will help you learn from your mistakes, grow, and gain experience. Business mistakes and failures get better when you are younger than at age.

7. Get married and have all your children: You have a more balanced view of married life with children. You may not agree with me, but I know that's true.

Married people almost jump into action without thinking. As a married person, think things through various perspectives and think before you move.

Think about the consequences of your actions, as it will affect your family in some way. You think about the couple and also make more balanced decisions, including business decisions, because two good bosses are better than one.

Having your children under the age of 40 also has several benefits, as it helps you grow with your children and helps carry the financial burden of raising your children while you are still young.

8. Build a solid base of passive income streams from paper assets. Paper assets are one of the greatest ways rich people make money almost effortlessly! Warren Buffett is one of the richest men on earth because of his paper assets. Imagine you have invested N50 000 000 in a mutual fund with a low annual interest rate of 10%. This means that it would earn approximately N5,000,000 annually and N 4,16,666 monthly. If you continue to invest interest and capital, you will increase even more in the coming years. Therefore, the rich are getting richer because they use the power compound to use the paper resources.

Before the age of 40, this is the best time to buy a lot of paper assets. Invest in stocks, treasury bills, bonds, mutual funds and other paper assets. He is interested in a wide range of paper resources.

9. Investing in real estate: Investing in real estate is one of the best investments you can ever make because it is always appreciated in value over time. In addition to food, rental housing costs are one of the biggest expenses for the family.

Before you turn 40, it would be good to build your house. See here how you can build your low-income home. In the worst case, even if you haven’t built a house, try to buy land before you’re 40 years old.

10. You have your own farm: Have you thought about how people without farmers would survive? You can say, ‘I don’t have to be a farmer, because I can always buy the food I need’. Let me ask you: What if you have money to buy food and there is no food to buy because there are no farmers?

Even if you don’t want to grow full time, try a backyard garden where they plant vegetables. This will help you appreciate the wonderful work that farmers do.

Investing in agriculture can also be a good way to build wealth. There is always a market available for agricultural products. I have written several articles on agro-industry and how you can benefit from it.

11. Start giving to others: You can get as much wealth and wealth as you can, but if you can’t find a way to help others, you won’t know what the accomplishment is. The true measure of life does not lie in how much you have, but in how much you give.

Start allocating a portion of your monthly income to help others, especially the needy, children, and the elderly. You can take responsibility for sponsoring a disadvantaged child through school. You can adopt a child. You can meet the needs of disadvantaged children and the elderly on a monthly basis.

I can really do this without the stress of writing articles and maintaining this blog as I don’t get a reasonable financial benefit from it. My joy, though, is that this blog is helping thousands of people overcome poverty and remain financially stable.

Start handing out people now. You don’t have to be very rich to help others. Give what little you have because it opens more doors of resources. There are many people around you who need your help and help. You can deliver cash or to babies in need, disabled and motherless at home. You can sponsor a poor child through school. There are inexhaustible ways to give to others.

Bonus Tips:

1. Write a will. Many financial experts recommend getting a lawyer to help you make a will that legally grants ownership of your properties to everyone you want when you go ahead. This is especially important in conflicting families.

2. Buy an insurance policy: Several financial experts also advise you to buy life insurance. The goal is to give your loved ones a financial advantage if you go further.

There you have it. It is not good for anyone to collect information unless it is used. The choice is yours.

For more suggestions, leave a comment in the section below.

Don't forget to like, share and follow me for more updates.

@OP:

Thanks for sharing.

AfroKnight:
Parts of the story have been altered cos affected parties might be nairalanders.

A while ago, I met a beautiful woman. She carry front, she carry back. Both in desirable proportions. I got her number and we got talking. We soon advanced to long calls, flirting and risqué jokes. Then she posted a boy on her WhatsApp status one day and the caption rocked me to my foundation. I asked and she confirmed that the little boy was her son. Okay.

“Where is his father?”

“He is not responsible. He is not involved in his son’s life. I take care of him alone.”

“Well, no problem”, I thought to myself. I reminded myself that it is not my dream in life to deal with the complications of raising a son who is not biologically mine, especially one whose father is still very much alive. So, I slowed down. Reduced calls until we drifted apart.

I told a female friend of mine about this and the way she looked at me ehn, I was wondering what I did wrong. She was so disappointed in me for refusing to date a single mother.

Well, I gave that friend of mine a piece of my mind. She had no right to project her concept of right or wrong or even chivalry on me! I am nobody’s saviour. I cannot pick up the responsibilities of another man who is alive and well. It is not only unfair but incredibly unjust to put a man on the spot by letting him find out you have a child after you guys have started flirting and even advanced in the talking stage of a budding relationship. I don dey feel you to the point of starting a serious relationship and I discover this? It is wrong.

And it is even more offensive that you would expect a man to just take it in stride.

Guys do not be shy to refuse if you don’t want.

Some guys are cool with it and that’s fine. If I’m not cool with it, don’t demonise me. It’s my choice.

Share your thoughts please.

Dating or getting married to a baby mama issa No-No. Don't care about what anybody says, opinion is a public toilet.

I like your style of writing though. Kudos bro.

Zuchey91:
I need matured inputs please.

I am a married woman, with a child.

My Marriage has been really rocky. Quarrels every now and then.

What basically causes the problems is our differences, we just don’t understand each other, it wasn’t so visible during dating.

Although we did not date for long....but being married, it has been from one issue to the other, right from a week after our wedding.

I have always contemplated leaving, but I am yet to be fully independent.

Sometime this year, I found out he has been cheating (I was not surprised, but I was heart-broken) my discovery strengthened my resolve to leave the union.

In the process of nursing my heartbreak, I reconnected with an ex, we got talking and he helped my heal. I did not tell him what I was going through at the time...I was just enjoying the attention he was showing me.

I should state that I did not tell my husband about his cheating, I held all the emotions back, it was a very difficult period for me because I am usually the outspoken type.

My ex is not based in the country where me and my husband reside, we just communicate on phone, he says he misses me and would want us to meet when he is in town.

I should also state that my ex was married but divorced.

I would not deny my having feelings for my ex, and I also do not want to believe in a fairytale ending, I am just confused.

You sound like you really want to go back to your EX which is not bad in itself since he is divorced but please do your best possible to make your marriage work.

You need to find out why your EX is divorced, could it be for the same reason why you want to leave your matrimonial home? Could it be that he is a serial cheat and his wife also caught him on several occasions?

Don't go from frying pan to fire, the grass often looks greener on the other side.

Be careful.

EndBuhariNow:
my brother the thing dey sweet my belle whenever I ask black market exchangers here and they keep giving me high exchange figures...

LOL...one man's curse can be another's blessing....

ThEGodFaThEr103:
My man, it's not about having an M.Sc in Economics but understanding the dynamics of economics. Most of the classical school of thoughts in Economics, the founding fathers were not economists, most were philosophers. Yes! Having an M.sc in Economics is good but knowing the dynamics and how the economy works is better.
I've carried out works in the field of quantitative and qualitative research analysis so I know what I'm saying, Ceteris Paribus.

I am not saying I have an M.Sc in Economics, I am just saying you never can tell but you sound like you know it all, which shouldn't be the case.

That we both don't agree on our perspectives does not make you know better.

Anyway, nice chatting with you.

ThEGodFaThEr103:
As an addendum, the strength of an economy can not just be measured via its currency but in its currency purchasing Power Parity ( PPP). Economics is not that complex, it's an every day to day activity.

Definitely, Economics is not that complex, you never can tell if the person you are chatting with, has an M.Sc in it.

Have a blessed day.

ThEGodFaThEr103:
Your analysis of beer as an analogy is flawed. How many people drink beer? Can beer be a substitute for food? We are talking about commodities that serve as food and services that are essential. There may not be a geometric progression in the prices of beverages because not everyone drinks beer but the prices of foods will skyrocket because everybody needs food and it's an essential good. In 2015, the price of rice stood at N5,500 a price but fast forward 2021 the price has gone to over twenty something thousand naira, the same for other foodstuffs.

Did you just say how many people drink beer?

A bag of rice 6 years ago was N10,000+, not N5,500.

Anyway, let's put an end to our discussion since we are both not giving in to our differing perspectives.

Thanks and have a blessed day.

Ademola47:
A Nigerian man Precious Eboigbodin has created a lion Sculpture with spoons, knives and folks.

To me, this is creativity at its peak.

Credit: https://www.facebook.com/100001736743101/posts/4307803509287498/?app=fbl

Lalasticlala what do you think?

Wow. This is creativity at its finest.

Kudos to him.

ThEGodFaThEr103:
You still don't understand the dynamics of economics. Every buyer and seller are rational thinkers. Go and check 100 naira Agege bread and you'll notice that it has reduced in size. If you 100 naira Agege being dey bellefull you before but now you'll need like extra 2 to chop belle full, that's like 300 naira. That's is what happens during severe inflationary trends. For the fact that you're having plentiful dollars doesn't transcend into increased value of the money. A case of the more you earn, the higher you spend. A rat race.

You still don't get my point.

I'm not saying there's been no inflation, what I'm saying is that the level inflation is not as terrible as the depreciation of the Naira.

For example, the average price of a bottle of beer 6 years ago was about N200-250, today, 6 years after it's about N300-350.

Inflation and interest rates affect every economy but when your currency is fast depreciating, then there's a huge problem. The strength of any economy in the world is measured via it's currency.

ThEGodFaThEr103:
Not true, Nigeria today is faced with Hyper-inflation. Price of goods and services are skyrocketing in geometric progression, I.e cost of living has thrice doubled if there's any word like dat. Say, What you buy for 50 naira when you were earning N250,000 dollar it's now 200 naira now that you're earning N 550,000. Nothing changed, you just have plenty naira without a real value.

But that's not really the case in Nigeria. Yes there's been inflation but has the prices of Bread, Rice, Garri, Beer etc "thrice doubled" in the last 6 years?

Does someone who's been earning $1,000 (exchange rate now makes it N550,000) for the past 6 years not have more purchasing power than someone who's been earning N250,000 for the same period?

This Gumi thinks he can use grammar to bamboozle us...he thinks it's by being a medical doctor or having a doctorate degree?

Look, Dr. Gumi or whatever your name is, your bandit friends have ruined lives, please call them out and stop speaking english.

Let them tell us the whereabout of Leah Sharibu if they are truly repentant...bunch of demons, like Boko, like Gumi, nonsense.

EndBuhariNow:
my brother wetin concern me... I'd e like make e reach 1000 naira

Depreciation of the Naira against the USD is a major advantage for those in diaspora....one of the reasons why to Japa is beginning to make sense.

ThEGodFaThEr103:
How is it an advantage?
You earn in dollar and then spend it in naira.
Let me school you; the value of money is not determined by its quantity but by its purchasing power.
Basic Economics 101.

I beg to disagree.

It is indeed an advantage.

If you have been earning $1,000 for the past 6 years when the dollar was about N250, means your income was N250,000 but it's now N550,000.

Yes, there has been inflation but you still have more purchasing power compared to someone who has been earning N250,000 for the same period (the past 6 years).

What kind of useless government is this for Christ's sake? $1=N550?? God please intervene, this mannequin dullard is ruining Nigeria's economy. So bad that the Ghananian Cedi is now much more valuable than the Naira and even Benin Republic's currency that was nothing before is now at par with the Naira. God pleaseeee.

ivolt:
The Reno story is true.
The "side chick" is currently nursing their new baby in London.

BIG FAT LIE....Reno with all his MOUTH will have a side chick and he wouldn't have been shredded? Especially by his political enemies, specifically the APC?

Seems you don't know or follow him, if you did, you'd know better.

Keep your marital affairs off social media, they won't listen...

See the mannequin, he doesn't even have sense to decipher what to adorn....a whole President...are you sure this man is OK 'upstairs'?

They should inform PMB immediately, so that he can be labelled 'repentant' and granted amnesty with alacrity....nonsense.

Stabilize Nigeria? Which Nigeria? It's like he is referring to his cows.

I respect Gistlovers but s/he is not always true.

That was how s/he posted that Reno Omokri had a side chick.

Big fat lie.

This too might be false.

If this is not a curse, then what is it??.... assuming the story is true.

The mistake 2Face made was getting married at all to any of the baby mamas. He would have had premium peace had they all remained baby mamas.

TechQe:
She's doubtful about your ability to financially cater for her in the marriage

Work on your finances for some years to prove to the next candidate that you're worth it !

Exactly my thoughts.