Politics › Re: President Buhari To Address 76th UNGA At 2pm by Yoighaman(m): 10:40am On Sep 24, 2021 |
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Properties › Re: My Neighbor Denies Me Sleep With His Generator by Yoighaman(m): 10:12pm On Sep 20, 2021*. Modified: 11:12pm On Sep 20, 2021 |
erubati: Hello nairalanders, Please as I am typing this short piece, am seriously boiling with rage as am unable to sleep. There is a building beside my house where one of the occupants is always putting on his gen at any slightest opportunity of NEPA outage.
The most annoying aspect is that he uses the generator deep into the night and the noise usually affects my sleep. Presently, there is light in the area but I guess they did not recharge their prepaid meter so he switched on his generator since around 7pm and he is yet to switch it off as am typing.
Is a tenant given the right to switch in his gen overnight while denying others the right to good night rest. I am thinking of reporting him to the appropriate Lagos State authority but don't know which one can take it up seriously. Bro, I feel you 100% because I have had the same experience. It was as if the man employed a maid whose sole job responsibility was to power on and off the generator; as in, if PHCN takes light at 1.57am, under 10 seconds, he don use remote start Gen, if they bring it at 2.32am, he would switch it off within 5 secs, if they take it again at 3.24am, under 10 sec, remote don start Gen. 24/7 he puts up the Gen. It was so frustrating and annoying I had to send an email to an agency {NESREA} in Lagos State [ lagos@nesrea.gov.ng (You might also want to give it a shot)] but I chose to not follow up because I reason am say na government fail all of us, but at least, the man should he reasonable and considerate. No one says you shouldn't provide comfort to your large family of 10+, but be mindful that you also have neighbors whom your are inconveniencing. I eventually took the situation in stride. There was nothing I could do about it. The government has failed us all, this is one of the consequences of a failed government and to think it's been going on for many decades even makes it more annoying and irritating. I suggest you plan your exit from that house, sorry. |
Politics › Re: Pictures Of President Buhari In Secondary School by Yoighaman(m): 9:47pm On Sep 20, 2021 |
viyon02: But you can't see results if we don't stop celebrating mediocrity, Ghana has professor as president, Benin republic has graduate as president, south Africa president is a graduate, Putin of Russia study law, Angela markel of Germany has master in physics, macron of France is a graduate and the list continue. We are in twenty first century For God sake still parading questionable waec president, we can't move an inch. The thing weak me sef o my brother... |
Career › Re: The Life Of A Millennial Looking To Retire At 40 by Yoighaman(m): 6:51pm On Sep 20, 2021 |
Tranquility2345: If na nice post, I dare you to click on that link at the end of the epistle  Ha, I nor even reason am sha  O boi, click wetin?? I don jagpa like this....  |
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Career › Re: The Life Of A Millennial Looking To Retire At 40 by Yoighaman(m): 6:14pm On Sep 20, 2021 |
BigCabal: The 34-year-old engineer in this #NairaLife made a career switch into oil and gas in 2014. Since that time, his basic salary has grown to ₦1.7m/month. Now, he wants to retire in six years with $1m in liquid assets. How does he hope to get there?
What’s your oldest memory of money?
My parents worked in the civil service and most of the people I grew up with were in a similar economic class, so I didn’t think there were rich people or poor people. I went to a government-owned school for my first three years of secondary school before switching to a private school for my senior secondary education in 2001. There, I learnt of my social standing. The first thing I noticed was that my school fees jumped from ₦200 to ₦14k per term.
My allowance was ₦50, which was little compared to what others had. What this meant for me was that I had to save for days to afford things some of my classmates could buy in an afternoon.
There was also some anxiety that came with this discovery. I avoided school parties as much as I could because I didn’t think I had the right clothes or shoes to wear. My three years at the school made it clear I had to make money in the future to bridge the gap.
Did you do anything for money during this time?
No, not really. I may have done one or two things for my family that fetched me money, but that wasn’t my objective and they were also far and in-between.
I left secondary school in 2003 and enrolled for my A-Levels programme, and the tuition was ₦100k. This experience was also a reality check. While there were people who were taking the classes and writing the exam to apply to schools abroad, there was me who knew I was going to a university in Nigeria. I didn’t even finish the programme.
Oh, why not?
I applied for and got into a diploma programme at a university in the southwest before the year ended, so I decided to go for it. It cost ₦210k, and my parents took a loan from their cooperative society to pay for it. A year later, I was offered provisional admission to study electrical engineering at the same university.
How did uni go?
I lived mostly on the allowance I got from my parents. It was ₦5k and came once a month. I also had family friends in the city I was studying in and got some money from them at intervals too. However, I wasn’t saving or keeping money aside because it was barely enough. But I survived university and won’t say I had a tough time with money. I graduated in 2009.
I was mobilised for NYSC in June 2010 and posted to a state in the south-south. I worked in a secondary school owned by the state government. I lived on less than ₦13k/month for the entire year — the federal government paid ₦9,775 and the state government paid ₦3k. Luckily, food was also ridiculously cheap in the village I was posted to. I could make a pot of soup with about ₦320. I wasn’t exactly saving because I wasn’t earning enough, but by the end of my service year, I had about ₦50k in my savings account.
How?
The 2011 election was the game-changer. I worked as an ad-hoc staff for INEC during the voter registration exercise and got about ₦30k from it. I also got about the same amount of money from working during the general election.
This wasn’t the last sum of money I made off NYSC.
I’m listening. After my service year, the federal government increased the allowance from ₦9775 to ₦19,800. My batch was eligible to receive payment arrears. I think they paid about six months arrears, which was good money to me, especially considering that I was at home and without a job.
Man, how long were you unemployed?
About three months. I got my first job in September 2011, as an engineer in an authorised repair centre for Nokia phones. My salary was ₦45k, which I thought was decent. I spent only four months there though.
Why did you leave?
One of my mum’s friends had a son who worked with a contractor that handled marketing for Nokia phones in Nigeria, and I was encouraged to apply for a job there. I did, and I got the job. Nokia was a flagship phone at the time, so there were lots of roles. I was hired as an in-store experience marketer. I was posted to a phone store to serve as a Nokia representative and market the phones to potential buyers. The job paid ₦90k.
That was twice what you earned as a phone engineer.
Yes, it was. At the end of my first month there, they transferred me to a North-central state, which was a bit of an inconvenience. There were no accommodation arrangements, and I had to figure that out myself. Guess what happened on the first night I got to my new station?
What?
I got a text from a bank I had applied to months earlier, inviting me to come for medicals. Man, I jumped on the first bus the following morning and left the town. I sent in my resignation on the same day.
I had to go to the bank’s training school first. This started in February 2012 and lasted for four months. They paid trainees ₦50k. However, my time at the training school was some of the best of my life. Unfortunately, my time as a confirmed staff of the bank wasn’t half as pleasant.
Why not?
Let me start with the good: I got a raise when I was absorbed into the bank’s workforce and my salary jumped to ₦208k. Subsequently, I was posted to the marketing department and had to find new customers for the bank. My department had an annual target of ₦4bn, and this was a drag on my life. In between finding new customers and retaining existing customers, my quality of life took a dip. At the height of it, my job satisfaction was low but the money was decent. Everything only made sense when my salary came in at the end of the month.
Thankfully, two months after I started work as a full-staff, a consulting company I had applied to months earlier reached out, inviting me to the final round of interviews. I got an offer letter from them in August 2012.
How much?
₦128k. Another pay cut, but I was only too happy to accept it. I was like, “If I’m not going to chase customers, pay me whatever you want.”
Haha. Fair enough. After my induction, I was posted to management consulting. After my first year, my salary was increased to ₦150k. This was also around the time I delved into my first side hustle.
Tell me about that.
I started saving ₦50k from my salary every month because I wanted to buy a car. I saved ₦400k in eight months. One of my friends had an uncle who did Cotonou runs and shipped cars into Nigeria. We went to Cotonou together, but my ₦400k couldn’t buy me any of the cars I wanted. The best deal I got that was within my budget was a 1993 Toyota Camry, and they were going to sell it for ₦600k.
I eventually bought a 2001 Mazda, and it cost ₦700k. Two of my friends loaned me ₦150k each to buy the car. But the trip opened my eyes to the possibilities of shipping cars in and selling them in the country. The opportunity to act on this came a few months later when a friend wanted to buy a car and I told him I’d handle it. I went to Cotonou myself and brought the car in. On that trip alone, I made ₦75k in profit. For context, I was earning ₦150k per month.
You made half your monthly salary in a day. Exactly. Omo, I started telling everybody I knew that I was selling cars. When this side business caught on, I was doing an average of two trips per month and making between ₦50k and ₦75k on each trip.
Interesting. How was it going with your day job?
I was now in my second year at the consulting company. One day, a former colleague who had left for an oil company called me and informed me that his company was recruiting. I didn’t put a lot of thought into it, but I applied and went through the entire process. I got an offer to start work in May 2014.
Whoop!
My basic salary was ₦650k, minus allowances. It would take me about six years to hit that number at the consulting company I was with. It was an easy decision.
I was hired as an instrumentation engineer. Basically, we automate the process used in bringing out oil and gas from the sub-surface.
The first payment I received from the company was an accommodation allowance. ₦22k per day for 90 days. And guess what? They paid everything at once. ₦1.98m landed in my account, and I hadn’t even done any work. It was the biggest lump sum payment I had ever received up until that point.
Subsequently, I was put on a trainee programme, moving around different on-shore facilities to work and learn about the job. Mostly, I was working for two weeks and taking the following two weeks off. My basic salary was ₦650k, but there was also some form of allowance payment every month. On average. I was earning up to ₦1m every month as a trainee.
Baller. I also saw an opportunity for my side business there. I told everyone I could that I sold cars, and the orders came in. They had a higher purchasing power than the guys at my former workplace, so they went for higher-end cars — mostly vehicles around the region of ₦4m – ₦5m. My profit on these deals were about ₦1m.
Interesting.
I graduated from my trainee programme in 2017 and was transferred to my first facility. I got a raise and started earning ₦1.2m. The constant allowance I remember from that time was my accommodation allowance. The facility I was working out of didn’t have great accommodation options, so the company paid me ₦250k every two weeks to make up for that.
And how has your salary evolved since that time? My salary has increased by at least 5% every year. At the moment, I earn ₦1.7m/month. But there are also a couple of allowances and bonus payments that come in during the course of the year. Everything I earn, including bonuses, stacks up to ₦25m – ₦30m per annum.
On the side, I invest heavily in cryptocurrency.
How did you get into crypto?
I grew out of the car business, so I started looking for something else I could do. I became interested in crypto in the early parts of 2020. I finally took the plunge in July when I bought one bitcoin for ₦4.5m. By the time I sold it, it was ₦4.9m. I made a profit of ₦400k on one trade.
Information is important when dealing with cryptocurrency, so I subscribed to every crypto subreddit I could find. And started doubling on my investments as much as I could. The more I got into crypto, the more I saw the possibilities. It’s been a game-changer, and it’s part of my retirement plan.
What’s your retirement plan?
I want to retire at 40 with $1m in liquid assets. I’ve decided that crypto could get me there, so it’s pretty much my side hustle now. At the height of the bull run earlier this year, I had about $210k in my portfolio. But the dip happened and I held on. The last time I checked, I had $90k, and I’m building it back up.
Man, how do you decide what coins to bet on?
Research. I do a lot of technical and fundamental analysis. With the fundamental analysis, I look at the coin, what problem it solves, and who the backers are. I’m not good at technical analysis, so I follow a lot of people who are. I look at their research and decide whether to invest in a coin or not.
I know cryptocurrency is volatile, so I’m not putting all my hopes on it.
What are your other investments?
I started investing in Eurobonds in 2018. I started with about $20k, and the ROI is 12% per annum. When Covid hit last year, I wanted to put more money in it, so I took a loan of ₦14m from work and topped the account up at ₦440/$1. The total value of my Eurobond investment now is about $60k.
There’s also my company stock. Employees get a 15% employee discount, and I’ve been putting some of the money I get into that too. My stock in the company is currently valued at $30k.
I have some landed properties in two states in the country, but I don’t put a lot of thought into this. I believe landed properties are not the best investment choice in Nigeria — inflation eats at every profit you can ever hope to make. But I have a 3-bedroom project I’ve been working on since 2014 and is valued at ₦40m and another piece of land that’s worth ₦8m.
All of this should bring my total investments across my portfolios to at least $180k.
That’s impressive. Let’s talk about your monthly running costs. What do they look like?
I’m not married, but I have a live-in partner and we have two kids together, hence the housekeeping expenses. I took a loan from work last year to invest in Eurobond, and it’s spread over four years. I’m not mad about it — I’m repaying the loan in naira and earning my ROI in dollars.
I also don’t save or invest in naira anymore. When I get paid at the end of the month, I take out my monthly running costs, convert the rest into dollars and put it into my range of investment.
I really want to know how your perspective about money has changed over the years. It has largely remained the same — money is a tool to get things. I acknowledge that and also understand that I need to stay hungry to make more.
Also, I don’t feel validation from owning things or splashing money on things I don’t need. I currently drive a 2004 European model car I bought for ₦1.5m. My annual rent is ₦500k. The plan is to keep expenses as low as possible and stack my bag up the best way I can. I’ve learned that money is like working out to grow muscles — you don’t get what you want in a day, so intentionality is key.
Looking at where you are in your career, how much do you feel like you should be earning?
For starters, I don’t feel underpaid. The next role I’m going into in my place of work should see my salary grow to ₦1.8m – ₦2m/month. I feel like I’m right where I should be.
Great. Is there anything you want but can’t afford then?
A Tesla maybe. I don’t think I can’t afford it, but it wouldn’t make sense to buy it when I’m living in Nigeria.
What about something you bought recently that required some planning?
I used my last phone — a OnePlus — for five years. The newest model came out earlier this year and I just decided to go for it. It cost me $1054. It didn’t require a lot of planning; I just had to think about it for a bit before I liquidated some of my investments in crypto.
I’m curious, when was the last time you felt really broke?
I can’t remember. I feel like I’m broke when the money in my account goes below ₦100k, and this hasn’t happened in a hot minute. Also, I know some money is available if I need to access it. I try as much as possible not to do it, but I could liquidate some of my assets if I badly need money. There’s some sense of security that comes with that.
On a scale of 1-10, how would you rate your financial happiness?
8. There’s no great need in front of me that I can’t afford. I’m also excited about my potential earnings and the strategy I’m putting in place to hit them. Life couldn’t be better, really. If I hit my $1m target by 40, this might increase to a 10.
Source: https:///39nGEim @OP: Nice post. |
Career › Re: Is N400,000 A Bad Salary In Today's Nigeria? Is He Doing Something Wrong by Yoighaman(m): 2:28pm On Sep 20, 2021 |
chatinent: He lives a pennywise-man-foolish lifestyle. How can you be paying rents almost thrice your monthly net income?
Just look at the whole expenses listed there!
If I were earning ₦400k, I'd relocate to a flat where I can pay at maximum, ₦250k yearly (and that's because I want to have a family). A two bedroom flat is okay for a start.
I'd use my first monthly to pay it off, doing a little refurbishment too. I like to buy foodstuff in bulk so I am definitely going to spend up to ₦80k for it. If I don't have a freezer, I wouldn't bother buying goods that are too perishable. I would save for a freezer and a generator together.
I have to buy the major things so as to enable me begin to save. Sorry I didn't tell you, I don't save. I actually invest. I'd start up sth else with the saving..rather than leaving it lying adamant.
It's not a must to live a big boy life!
Look at the figures he uses to flex. To spend on top drink and woman!
So e no fit wash cloth or save up for a washing machine and drier?
Data for ₦10k? E should kuku send a CV to PornHub. Abi free WiFi no dey workplace?
Recharge card for ₦15k? Sure this uncle want to live long in this life? Even Elon Musk doesn't recharge ₦15k.
Cleaner ₦5k? En hand dey pain am? Why can't he marry and send this to his wife instead?
In fact, let me stop analysing. How old is his stupidity if I may ask?
Tell him to use the savings of ₦7800 to buy GO90 and Snipper and drink! He doesn't deserve to waste the oxygen others need. Better still, make una call Cele people to flog out the Aso-Rock demon in him.
It's nice to cloth your clothes according to your cloth size.
No go dey compete with people who depend on their family when your family depends on you! No insults, but you need to get to the guy's level to understand because you clearly have no idea of what he is talking about. |
Food › Re: Monitor Lizard I Killed Today Around Sangotedo Shoprite by Yoighaman(m): 1:50pm On Sep 20, 2021 |
Trumann: It is not every thing your eyes see that must enter your mouth. Look at these idiots, see what they are doing. Real and proper idiots. If they can eat this, then they can eat a human being. |
Travel › Re: Why Can't Nigerians Adopt The Cycling Means Of Transportation (bicycle) Pics. by Yoighaman(m): 2:48pm On Sep 19, 2021 |
There are health benefits to cycling but it works best in the west because of their weather and infrastructure. It's not practicable in Nigeria considering the hot sun, bad roads and unchecked crime. |
Celebrities › Re: Linda Ikeji Celebrates Her 41st Birthday (Photos) by Yoighaman(m): 11:58am On Sep 19, 2021 |
Happy birthday Linda. God bless you always.
But please next time, don't potray who or what you are not, morally, it's an integrity issue.
We wish you many more years in good health and prosperity.
Hearty Cheers. |
Romance › Re: My Married Ex Pestering Me For Sex by Yoighaman(m): 11:52am On Sep 19, 2021 |
Charmingrascal: I didn't want to share this but I was motivated by someone who created a thread on how his ex has been calling him https://www.nairaland.com/6722392/ex-never-stops-calling-me#105224144
It's a long thread but please read to the end.
I dated this girl when I was kind of younger around 19-20 years while we were still dating she travelled out of Nigeria (to Libya) without informing me, infact without informing any of her family members according to what I found out. After like Three years I, got her message on Facebook requesting for my number (I was in the University then) I gave her the number and we started chatting.
She pleaded that I should forgive her that she still loved me and all. We got along real good because she really changed, more matured and fresh. The girl I was dating in school then got to know and we had issues. The girl picked her number and called her to leave me alone but instead of living me alone she blasted the girl and even involved one of her friends then they insulted the girl and told her that she met me first and the girl should leave me alone. She was working and was always sending me money then and promised to come home soon.
She also confessed to me that she had a baby for one guy there but they were not married. To cut it short she came to Nigeria around 2018 and brought many things for me and we continue our bleeping spree. (I got an STD through her then). Then I had to go for service (NYSC) in 2019 we were apart again, unfortunately while I was serving I got to know from her close friend that that she was cheating (the friend wanted me too) Infact I was told that she was constantly sleeping in the guy's house.
I told her on phone that I knew about how she was cheating, she begged and ask me to forgive her (that was 2019).
Fast forward after service I stayed back in Abuja because I got a job. To cut it short I got to know that she was pregnant for another guy in Nigeria, she hid it for me, she wouldn't send me her full pictures but she later told me when it was obvious she couldn't hide it no more, infact the guy wanted to marry her, she told me she wasn't going to marry the guy that the pregnancy was just a mistake, I personally convinced her to stay with the guy since she told me herself that the guy liked her so much and was taking care of her and her first baby. Then this girl said she would stay with him on the condition that I would still be dating her. I was shocked and surprised I refused and told her that I will never be involved in such an illicit affair.
While this girl was heavily pregnant she was sending nude pictures and was constantly begging me that we should continue having sex, it continued till early 2021 even after the guy engaged her, I refused I blocked her on Facebook where she was sending the nudes to, she started sending it to my WhatsApp and I blocked her there too.
Now she has given birth and I am presently In the state where she resides with her husband, (that's where I am from too) I don't know how she found out that I am around and she has been calling me still begging for sex.
I wanted to report her to her brother and sister who were aware of our relationship back then but a friend asked me not to report her, infact some of them are telling me to give her what she wants (the bad guys that I have) Lol I have warned her to desist from making such request but she is still requesting to just see my face, as at 2 days ago she was still begging to see me, I told her I was going back to my base yesterday maybe that's why she hasn't called me yet.
I am a young man of 28 years and one of the vow I have vowed is never to sleep with another man's wife except I am not aware that she is married.
I can snatch careless men girlfriends but not to sleep with another man's wife or fiancee.
I fear karma.
I am sharing this to tell men to be very careful with the kind of women they call wife. Her attitude makes me have phobia for marriage I swear.
A married young lady with a loving husband still begging an ex for sex is too bad and I feel sad for her husband who might be beating his chest that his wife will never cheat on him. Please flee from her, she is a hoe that belongs to the street and will eventually destroy your life if you conform. A word is enough for the wise. |
Politics › Re: Abba Kyari Committed No Crime On US Soil, Shouldn’t Be Extradited – Panel by Yoighaman(m): 11:43am On Sep 19, 2021 |
He cannot escape it, the US will get him, except he doesn't travel abroad and decides to live in a miserable self-confinement. The FBI is not EFCC.
We hope other tribes who are quick to sell and betray their own are learning a lesson or two from these tribal bigots headed by a terrorist dullard. |
Politics › Re: SERAP Asks Lawan, Gbajabiamila To Reject Buhari's Fresh Request To Borrow $4bn by Yoighaman(m): 11:38am On Sep 19, 2021 |
What is wrong with this dullard for crying out loud? Is he out of his mind or something? Why all these borrow borrow upandan? Does he think these funds nah dash and won't be repaid? |
Romance › Re: Help.. My Ex Never Stops Calling Me by Yoighaman(m): 10:04pm On Sep 18, 2021 |
Cashsteady: I dated this girl for Like 7 months.. We were actually into a serious relationship untill one night I just decided to break up cuz I just lost interest...
At first when I told her she was really pissed, blocked me on Whatsapp and added my number to blacklist. I really didn't care about it because I was no longer interested in her...
Then suddenly Like 2 days later she unblocked me on Whatsapp and said "Hi". I read it and ignored it then after sometime she called my phone, I picked up and she started telling me shit like "so because we broke up that I couldn't even call her". I told her a fake sorry and also told her I will be calling her after some little talk we ended the call.
Two days after I didn't call her, she called again and said the same shit and I keep telling her the same thing without Calling..ever since then she's being calling me always tryin to get my attention. From what I heard she's in a new relationship with another guy but she won't stop calling me .. Just sick and tired of her but don't wanna block her it's really annoying and don't wanna tell her to stop calling me because it might break her heart more..
Guys please any advice You better pick up her call to hear what she has to say...she might be pregnant for you...LOL |
Celebrities › Re: Helen Prest-Ajayi Celebrates Her 62nd Birthday (Pictures) by Yoighaman(m): 5:28pm On Sep 17, 2021 |
Wow...she is still beautiful.... |
Politics › Re: FCC: Reps Kick Against Buhari’s Appointment Of 2 Northerners As Chairman, Secret by Yoighaman(m): 2:46pm On Sep 17, 2021 |
kilisi: Are they just waking up?
Buhari doesn't even know he's polarising the country along ethnic lines with his appointments. He knows exactly what he is doing. He is a religious and tribal bigot. |
Romance › Re: Beautiful Pre Wedding Photos Of A Nairalander by Yoighaman(m): 10:44pm On Sep 16, 2021 |
Beautiful. Wish you guys a blissful marriage. |
Politics › Re: Femi Fani-Kayode: God Told Me To Join APC by Yoighaman(m): 6:36pm On Sep 16, 2021 |
Jerryherd: I know he must use religious sentiments
When Jonathan also dumps PDP, Reno Omokirikiri would preach the Gospel why is Master is suddenly right If it happens, I will stop following Reno... |
Politics › Re: Nigeria's Ngozi Okonjo-Iweala Covers Time Magazine by Yoighaman(m): 5:13pm On Sep 15, 2021 |
Wow! This is impressive and very inspiring. May God continue to bless and keep our dear NOI.
We hope slay queens are watching, maybe this would at least give them small sense. |
Celebrities › Re: Patience Ozokwo Celebrates Her 63rd Birthday (Photos) by Yoighaman(m): 7:44pm On Sep 14, 2021 |
Mama d Mama, much love  |
Politics › Re: Naira-Throwing Fraud Suspects Arrested In Benin by Yoighaman(m): 4:27pm On Sep 14, 2021 |
harjay1986: I understand you very well but you cant stop your children from stealing if you yourself is an arm robber..... yoruba will say charity begin at home .... if our politician keep up with tge pace the youth will only make use of multiplying effect on it which is result of what we have now .... everyone wabt luxury life but dont want to work for it ...... many of our politician have been to europe, Uk , US and they know what these country did to make the majority of the youth useful for their country what is keeping us from doing the same thing
the say education is the Key only to graduate and find out the pardlock is stolen
let fight the root course of this if these youth are engage in a meaningful way the will be no room for yahooo but a set of youth u leave behind after assuming office you only comes to them when you need their votes we do anything possible to be rich especially from the south here ..... Bro. There's no justification for being a Yahoo! boi, leave the polithiefcians out of it. If you choose to be a Yahoo! boi, I wish you all the bad. Take care. |
Politics › Re: Naira-Throwing Fraud Suspects Arrested In Benin by Yoighaman(m): 2:24pm On Sep 14, 2021 |
harjay1986: if you want to put an end to a thing you first stop the people that start it yes our politician ,... dont you know alot of youth look up to them so if these youth cant get into any political office they will start their own vices...
the politician are the reason everything is mess up.... if all our polician stop defrauding the country now .... yahoo will die a natural death in Nigeria
you write dat am justifying them with fraud and theft... so can snake swallow millions, how a sudden off the mic happen in the senate quary of NDDC to mention few ...... how do we come to the point of calling someone that steal a maggi a thief but will overlook the one that go away with billion and then give them a brand name like embezzlement.... missmanagement..... if we might have all call them all as thief and parade them as one uneducated people wont have elect some of them back to office because they only know thief and never mind to know what other names means Bro. I understand you very well. Leave the polithiefcians. Yahoo! Yahoo! Is no excuse, how do you sleep at night, knowing someone is crying somewhere? Why being so callous? Why the cold heart? The law of Karma is real.. retributive justice, law of gravity, whatever, it's damn real bro. God punish Yahoo! boys... |
Politics › Re: Naira-Throwing Fraud Suspects Arrested In Benin by Yoighaman(m): 8:57pm On Sep 13, 2021 |
harjay1986: what will you call the name giving to our politician name like missmanagement of funds, enbezzlement, but deep down we all know thief is a thief no other name Why do you guys always refer to our politicians as justification for fraud and theft? Please keep the polithiefcians out of this, we know they are also thieves. Let us do what is right. If the politicians kill their mothers, would you also do the same? We need to eschew robbery and give our country a good name. Have you travelled abroad before? Please do, then you will understand my perspective. These guys are damaging our image as Nigerians! |
Politics › Re: Naira-Throwing Fraud Suspects Arrested In Benin by Yoighaman(m): 6:52pm On Sep 13, 2021 |
Bahamas95: Fools!
To stay on a low is their problem, always inviting problem to themselves.....Same thing wey put Hushpuppi for where he dey now. The curses of their victims do not make them stay low key or have rest. They must 'show' themselves into trouble. |
Politics › Re: Naira-Throwing Fraud Suspects Arrested In Benin by Yoighaman(m): 6:50pm On Sep 13, 2021 |
mu2sa2: God bless Buhari for his ruthless handling of all these miscreants and rascals How has he handled GANDOLLAR and recently, ABBA KYARI? |
Politics › Re: Naira-Throwing Fraud Suspects Arrested In Benin by Yoighaman(m): 6:34pm On Sep 13, 2021 |
I wonder why people do not put 'Yahoo! Yahoo!' into prosper perspective.
These guys are thieves, they are in no way different from armed robbers. One category uses guns, the other uses laptops.
May God continue to expose and punish them severely.
Animals. |
Jobs/Vacancies › Re: Is N150,000 Monthly A Good Salary ? by Yoighaman(m): 6:21pm On Sep 13, 2021 |
IgiveLadiesBj: Please what does DSA mean? Direct Sales Agent (DSA). |
Jobs/Vacancies › Re: Is N150,000 Monthly A Good Salary ? by Yoighaman(m): 5:23pm On Sep 13, 2021 |
confirmedniggae: Is #150,000 monthly salary considered a good salary ?
Is the pay ok with a wife and a kid?
What is your take? That's N1.8M per annum. How much is your annual rent? How much is the school fees of your child? What's your budgeted amount for monthly upkeep for the family? Means of transportation to work, how much? How much do you plan for clothing, gadgets etc. Put figures to these questions and see the answer to your question pop up. |
Crime › Re: Slay Queen Busted After Sending Fake Transfer oF N65,000 To A Vendor by Yoighaman(m): 5:01pm On Sep 13, 2021 |
If na man noww, that soldier go don wipe am like 6 slaps.... |
Health › Re: Help! Addiction Has Taken Everything... by Yoighaman(m): 2:35pm On Sep 13, 2021 |
AlmonDeLemon: Straight to the point,
I'm a chronic addict of alcohol and cigarettes. I use them heavily and that has caused me a lot of health issues. I'm struggling but couldn't quit.
I smoke and drink at the detriment of my health which has seen me access the hospital on many occasions than normal.
I've applied all techs thru people's testimony of how they quitted but none worked with me.
I swear every night that I've quitted but on first light the next day the craving increases.
I'm battling multiple health issues and I need help.
Please, anyone with a way out help please. If I don't quit now, I'd kiss mother Earth sooner.
I need SOLUTIONS... I might sound spiritual but it worked for me. Go on your knees and talk to God about it from a sincere heart. Take conscious steps to stop and somehow, you will stop, somehow. I used to be a chain smoker and this is how I quit, although I still drink (because I enjoy it) but not heavily. We would remember you in our prayers. Cheers bro. |
Celebrities › Re: Flavour: Never Ask A Lady If She’s Single by Yoighaman(m): 2:19pm On Sep 12, 2021 |
jaxxy: That’s how she will also leave/cheat on him or jumping around when she sees other guys she likes. They don’t need to ask her if she’s dating anyone. Lolz
It sounds cool aslong as ure not on the receiving end. It’s Facts sha. Lmao.
I don’t want a gal to be with me just cos she likes me while she’s In a serious relationship unles it’s not that serious. Serious relationships must be valued for what they are. What he said is how most (not all) women are wired. That is why we have many broken relationships and marriage. |