₦airaland Forum

Asowebdesign:
SHe's not a Nigerian. Be guided

YungMillionaire:
People should stop spreading fake news please. Her father is from Bahrain and her mother is Igbo. People should stop lying.

https://en.wikipedia.org/wiki/Salwa_Eid_Naser

irondome:
Her father is from Bahrain though!!

Her father may have since gotten Bahraini citizenship (although doubtful)...
But she is 100% Nigerian born and bred, and was running for Anambra State up to 2013/14.
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crazygod:
If she didn't win now, will they know she is a Nigerian?

She was born here and we trained her until Bahraini cash showed up...
She was national champion at the secondary schools games held in Calabar in 2013/14.
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Dcaliphate:
our inferiority complex in this country is just too much, we keep looking for anyone with the tiniest Nigerian root to achieve something we can use to massage our ego a bit all the time. Ask yourselves why didn't he/she represent Nigeria,..A failed state that cant support anything good

She does NOT have the “tiniest” Nigerian root...
She was born, raised and was initially trained in Nigeria - becoming national secondary schools champ in 2013 (or 2014).

If money is the attraction, obviously poorer nations (like Nigeria) cannot compete...
But ultimately, it is the culmination of the actions (or inactions) of ALL its people that make a nation what it is.
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Funnyfrank:
Wow good for him

Him? Do you know something we don’t?
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BuhariAdvocate:
How? She is a daughter of former governor it’s very easy to manipulate the result . We have a lot of good people and more intelligent in that institution .

You sound hella sexist (and perhaps that’s why you worship Buhari)...
In a rush to rubbish her achievements, you failed to see where the ex-Gov wrote that he hopes to meet her “in person” someday. SMH
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Abegi, don’t exploit/sacrifice the poor kid for your desperate political ambitions...
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majamajic:
now that Heineken carry am for head no one will talk, I was at eko hotel last week I saw under age slim girls doing practical with the van

Lagos tennis open is using a picture advert of a tennis lady in pants all over Lagos , no one complained about it . I saw a school boy romancing the pic advert last week , that Lagos tennis open advert is as bad as Tekno's open bus stunt .

Knew it was a matter of time before “church” people show up...
Tennis gear? Seriously?! Meanwhile, KREST was discontinued because of their shenanigans (allegedly )!
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BrainSanitizer:
Then I wonder why you talk of night on Lagos roads as if it were Akure.

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justbusy:
I'm lost, here! Which of the Teckno's? The phone brand or the singer -Alhaji Tekno? Somebody should shed more light!

The musician Alhaji Tekno
Check out his video for the song “Agege”!
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The real scandal is that an educationally-backward state like Bauchi spent N150 million on a car instead of on schools...
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pocohantas:
What Nigerians call smartness, would most times turn out to be total disresgard for the next person, basic etiquette, moral values, laws or rules and regulations.

A Nigerian will drive one way, get to the front- return to the correct lane and feel like a sharp guy.

A Nigerian will jump the queue, luckily they get attended to by whoever after dropping N200. They come back to you that is standing on the queue like a sane human being and tell you that you are not STREET SMART. So, you fit sleep here today o...Truly you might sleep there.

Na this kind smartness we dey exhibit most times. Majority of us are guilty of one or more. Not our fault sha, it is the kind of smartness you need to survive in a third world country, where everything-including the government is working against you.

The people that are BOOK SMART (we call them efiko and even demonise them), we stereotype them as clumsy and timid- NOT STREET SMART. The ones going about their businesses jejely are not left out from the above stereotype.

That is why when we go to countries where normal humans are, we complain it is slow, boring...etc. We have to relearn to live, because we have only been existing/surviving in the jungle we hopped on the plane from.

The highlighted is NOT peculiar to Nigeria,..
NERDS are/were bullied in most of the advanced countries of the West.

Meanwhile, every nation needs a mixture of intellect (book smart) and chutzpah (street smart) to develop...
For example, many of the earliest entrepreneurs/pioneers who built the US were more ‘ballsy’ than intellectual.
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See CHOCOLATE Abegi...

Brown Skin Gyal...
Melanin popping all over!!
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rentAcock:
When you have to chase animals for food and run away from lions for survival, your body has no choice but to adapt. I was lucky enough to travel to Europe for a conference, me and my friends went to a zoo and there were lions in cages; one of the oyinbo people asked if I'm very good with handling lions since I'm African, I laughed and told him we don't have lions in Nigeria, as a matter of fact I had to travel all the way to Germany to see lion for the first time.

chinchum:
your dumb stereotype is worse than the stereotype of the imaginary oyinbo you met in europe

@ chinchum, I think (or hope) that his first sentence was merely facetious...
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rentAcock:
When you have to chase animals for food and run away from lions for survival, your body has no choice but to adapt. I was lucky enough to travel to Europe for a conference, me and my friends went to a zoo and there were lions in cages; one of the oyinbo people asked if I'm very good with handling lions since I'm African, I laughed and told him we don't have lions in Nigeria, as a matter of fact I had to travel all the way to Germany to see lion for the first time.

Actually we have wild lions at Yankari and Kainji Lake national parks...
Although the population has significantly diminished due to poaching, etc.
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Makuos19:
Every school of thought have their own criterion to determine a mega city. Population cannot be a sole criterion.

Criteria does not change plain English language meanings...
The English term ‘mega’ refers solely to QUANTITY and not to quality.
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PetroDollaxxxx:
Rubbish! Arrant crap! you think you are talking sense? crass crap!

Will not join your in the gutter of uncouth personal insults...
Merely betrays the lack of a substantive argument and a crude upbringing.
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This Fikayo or another one?

www.nairaland.com/attachments/10319560_screenshot20191001091854instagram_jpeg4cc127bf48fccaa9671e233f5b270a68

Perhaps it was just Epe that he didn’t want to “associate” with.
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ASHLAND:
It seems you are not getting the gist; I am talking about how people or business without previous credit history which banks can use for them to get loan, you are saying something else. We are actually not on the same page. Can you read where people are saying they asked for loan and banks declined them? That is mostly because of lack of credit history. If I should pay some interest on a certain credit card in order to catalyze my credit history, what is bad in that?

I got the “gist” alright...

If, as a pre-requisite to get business or personal funding from a bank or financial institution, it is mandatory to deposit in a lockbox the same amount of personal funds, then (by whatever name you may prefer to call it - loan, credit card, etc - because you seem lost in nomenclature rather than focusing on substance) it is NOT a LOAN or credit (even if they give you a card euphemistically called a “credit card”). Accordingly, that methodology does NOT resolve the issue under discussion in this thread (to use your exact words as to what the issue under discourse is) of “people saying they asked for loan and the bank declined them”.

Nonetheless, you have introduced a new element that it is substantively a payment to establish a credit history, the worthiness of which one presupposes is a personal decision for each individual. HOWEVER, IT DOES NOT HELP YOUR BUSINESS! First, your business account should (both by law, good corporate governance and just plain good sense) be SEPARATE from your personal account(s) and finances. In fact, the quickest route to the demise of startups is to CO-MINGLE business and personal finances. Ideally (and, in fact, by law) you should have DIFFERENT AND SEPARATE accounts (including BVN and TIN) for you and your business.

Accordingly, again, unless you are providing personal guarantees for your business, shelling out money to create a PERSONAL credit history is an exercise in futility in resolving the issue of startup business people “saying they asked for loan and their banks declined them”.
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Enyimbamercedes:
Let’s increase it to 100%!!

My economics is rusty but a better way to increase VAT is to increase consumer confidence and spending power. If I earn more, I pay more income tax and my consumption increases. Increasing VAT will only stifle spending and won’t have the intended effect of raising revenue!
What comes first? Increase VAT to fund increased minimum wage or increase minimum wage and get the benefit of increase income tax and increase in VAT revenue from more spending.

Folks have to de-couple VAT from the minimum wage issue...
Only a relatively small percentage of the workforce will be significantly affected by the new minimum wage.

On the other hand, greater tax revenues (if not stolen/misused) would lead to greater investment in physical and social infrastructure (the latter including, education, skill development and healthcare) that should ordinarily grow the economy while generating more jobs.
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PetroDollaxxxx:
No, not 5 zeros. Na 100 zeros. Is that one that is paining you? So why can’t nigeria redominate as well? You sound very clueless and uninformed. Even apart from currency, can you compare Ghana to Nigeria? What is life expectancy for both countries? Economic growth? Access to electricity, food, education, etc etc etc stop talking crap! Are ordinary Nigerians richer in real terms? Crap!

What does your childish ad hominem drivel have to do with the substance of the matter at hand?
The point was that the currency exchange rates does not explain why Ghana has a higher VAT than Nigeria.

Some of you folks seem to have serious personal issues you really need to sort out professionally...
Otherwise, why would someone turn a rational economic discourse into a hate-filled personal tirade? SMH
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sulaak:
Like I said before, Ajaokuta is not energy efficient, the blast furnace requires constant electricity operate, an operation that is beyond the capability of Nigerian.

Ajaokuta Steel and NIOMC Itakpe are DIFFERENT entities...
Beneficiation at Itakpe has NOTHING to do with the energy efficiency of the Ajaokuta steel plant.
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CapitalHYC:
He Suppose stand before?? Pesin wey dem born for Ibadan... Someone said its humility, This not Humility.. there are some people you can't show Pride to if you want to live long

Burna was NOT born in Ibadan, but in PH...
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Most Nigerian men are just culturally drenched in sexist entitlement...
Bet if she had hurriedly said “hi”, he would still complain that she didn’t bow. SMH
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Abegi, “Ashewo” has been popularized all over Africa and beyond by Flavor’s song...

Also “Oga” has become a standard moniker for Nigerian men all across the continent.

Do not underestimate the cultural influence of Nollywood, many of our slangs have gone ‘global’!
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GloShare:
Yeah, but they lend out to Innoson and Dangote, tremendous amounts, even when an SME trader needs chunks.

Because the banks believe these big companies are more likely to repay or they can seize their plants/assets upon default...
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If the Senators seriously want to cut the cost of governance...
A good place to start would to eliminate the Senate and have a unicameral (one-chamber) NASS.
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Sounds like a good idea - until...

You realize you are dealing with Nigerian politicians....
The 1 Senator will start to act as Alternative (Abuja-based) Gov, especially in states that are governed by the opposition.
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sulaak:
Low-grade iron ore will require more processing energy to refine the material into steel. Steel manufacturing is dependent on energy efficiency to work as a viable business, access to cheap electricity such as natural gas, followed by logistics (ports, rail, road and manufacturing hubs) provide added value.

Nigeria should focus on being higher up the industrial value chain, let Guinea Republic supply the good quality raw material, Nigeria will manufacturer the steel.

Technology has made beneficiation an energy efficient process...

Nigeria initially invested in mines in Liberia and Guinea until they were depleted...
Then we started importing from Brazil, but beneficiation has since proven considerably CHEAPER.

Btw, there is a wide disparity in the quality of Nigerian iron ore (even in Itakpe)...
As the Australians discovered when they ventured into Nigeria, it ranges from 32%Fe up to 70%Fe.
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Reality is Nigeria has the LOWEST VAT among ECOWAS countries...

VAT is a consumption tax...
Thus the more you consume the more taxes you pay.

However, food and medicine (and basic educational materials) should be excluded from VAT...
While the VAT on luxury items (champagne, luxury cars, etc) should be increased even more.
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naijadrivablog:
Is Naira and CEDI the same Fact check: 67.15 Nigerian Naira = 1 Ghanaian Cedi

Is the Economies and % of poor masses the same

Can your passport go visa free to most countries

Is their politicians as clueless as ours?

Imagine earning 15,000 Naira and paying a light bill of 5,000 where you live(If that is even a good analogy)/

Naija matter tire person...

Nigerians and the exchange rate obsession...

All Ghana did was to RE-DOMINATE the Cedi, by chopping off 5 zeros...
Otherwise, that exchange rate would have read 67.15 Nigerian Naira to 10,000 Ghanaian Cedi.

The fact that 10,000 Cedi became 1 Cedi did NOT make ordinary Ghanaians any richer in real terms.
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sulaak:
Itakpe mine has low-grade Iron Ore. It will be less costly to import Iron Ore from Guinea

Hence the beneficiation process...
When it’s working properly, it’s CHEAPER than importation ($65 vs $89 per ton).
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