₦airaland Forum

LuvlyIva:
Hello good people of nairaland . I am new to this forum, it is through search to my problem I got this forum. I and my wife is confused and in big dilemma right now. We need advice and suggestions what we can do to solve the problem we are in right now. We never knew that this problem will come up like this and never knew that my wife will get idenfite leave this soonest. We lost hope on it. lawyers are charging us alot to solve the problem. (£1400)My wife is based in the UK. In 2013 she came to Nigeria we got married in court and did small traditional marriage .Then my wife spent three weeks bf she left UK and promise to fille spouse visa for me but my wife was refused indenfite leave two times in 2015&2017. I got frustrated staying alone ,so my family was contemplating calling off the marriage bc they need grand kids and me too need to settle down. I was also refused visiting visa twice bf I got married. So I re-applied again for visiting visa this May 2019 through an agent and the agent advice that I put single in the application instead of married. The reason the agent put single is that he said that home office will denied my visa application if I write that my wife stays in the UK and homeoffice will refuse it bc they might think I will not like to come bk again. So I agree to what the agent said, we put single. I got the visiting visa and travel around June. And also I and my wife deceided that I will not come bk bc my wife av been trying to conceive. My wife put in for her papers again, To the glory of God my wife was given Indenfite leave just yesterday .But the problem now is that i wrote I was single in my visiting visa application. Please house can my wife still apply for spouse visa for me using our previous court marriage certificate? Will the visa be denied bc of saying I was single in my visiting visa application? If my wife explain to ECO in cover letter will they give me spouse visa? Should I come back to Nigeria and apply for marriage visa, so that we can remarry again in the UK and then I go bk to Nigeria and the spouse visa will be filled? We spoke to my wife lawyer she said we can apply for spouse visa but need to explain all in cover letter to ECO why I decided to put single in my visiting visa application. Please I need suggestions and advise from the house. I and my wife are in serious dilemma. Please I will appreciate advice to this situation or suggestions on what can be done. Or is there any body that have lied in visa application and apologize and got visa? I really need to be with my wife so that we can start making babes. Thanks you.

RalphJean:
I don’t have an answer to your dilemma.
I rather had a question in my mind.
If I were you wife, I would be careful, very careful.
A man whose family (and himself too) thinks it’s ok to divorce me sake of say dem wan grand-pikin...wahala dey!

I hope your wife doesn’t follow this thread on Nairaland to see that you & your family had actually contemplated divorcing her because the grand children haven’t arrived yet.

umarwy:
Hi guys I passed my driving lessons my second time on the 15th of July with two minors ( failed my first attempt on the 25th of june, cut the last corner to the test centre. Literally the last minute of the test).

I had 3 hrs Training in April then switched instructors and had 14hrs with my new instructor ( block booking savend me a few) before my first attempt and had just 2hrs a day before my second attempt plus 1hr on the test date. I also watched a lot of YouTube videos about driving mistakes, mock tests etc. About 100 hrs of YouTube. ( I know I am a YouTube addict)

Got my insurance today with admiralty ( not black box but similar, I get a device I plug into 12v power outlet for 6months and send it back to them) for roughly 1300.

Got my first car off a friend nissan note.


Things to note.

1 I got a 650-800 quotes when I was shopping for insurance with my provisional license, as I have had it for close to 2 years. But when I passed and was shopping for insurance I couldn't get anything below 1300..

2. Passing the test is just about being calm and relaxed, a few minors won't fail you. If you are on sure just wait and take your time to decide ( a lot of faults come from poor planning.


Good luck everyone.

LagosismyHome:
So a car will just break down after....... cars break down after full making the final payment. . Evidence please

Some people buy used cars that are 10 years old and it never gives no trouble for 5 years and more ... My friend bought a brand new range rover and that car has been trouble here and there... either Hcp, PCP or cash buy buy a good performing car and it will ride well regardless of any payment schedule

If you want to do pcp that fine but what you just typed me too i dont agree

LagosismyHome:
@bold .... ok if you say so. How did you sample that reason. If that the reason for you , where is the evidence that that is the reason behind all PCP and not just your own personal take. ...... the option of balloon payment shows some people do care about buying the car

Also A PCP is a form of hire purchase (HP) ....

LagosismyHome:
Lots of people are doing PCP route these days as it affords them the luxury of driving newer or better cars that they might not have been able to drive on a cash and carry system.... I personally stick to my budget and do cash and carry but i seen so many of naija friends doing PCP route

i think in both system, a car is a depreciating asset so you cannot win either way ........... So hey people then go through PCP route, its one life to live then enjoy it comfortably . But you are right once you start the PCP route you end up staying in that route for a long time because you cannot say let me sell this car and add to buy another .

Lexusgs430:
You don't even have to wait for your insurance status to normalise........

Some PCP offers fully comprehensive insurance included......

spacyzuma:
Re: bold text. That's my plan too. For a year or less.
Although my big eye is still making me look at Nice, (relatively-)New Cars

Divine88:
True talk my brother. Just commonsense. It is not only about saving but common sense.
A lot of folks here go for all these massive cars on PCP ooo not outright ownership despite working in mediocre jobs just to feel among. Why not cut your coat according to size.
Save reasonably and get yourself a car that will serve you and your family well.
Na wetin dey kill us for 9ja be this, showing off cars forgetting cars have massive depreciation and driving small cars with big efficient engines are the best ways to enjoy yourself in this country

jedisco:
Thanks. That might be my backup option. But I still don't really get it. Do you know if HSBC CC have that option or would I have to get a intermediary card?

I was really attracted to the 3.3% loan which would have made good sense to me. Say I take a 10k loan at that rate and space out the repayment over 4 years, I'd repay in total about 10.6k. Extra 675 which doesn't seem bad considering the time involved.
But then, it seems the rate varies and the main issue is not getting the loan but getting a good rate. I may give it a few more months, try and build my credit score in the little way I can and apply to see the rate I'm offered.
I read somewhere that since that's the advertised rate, they're legally bound to offer that rate to at least 50% of customers. If this is true, then hope to make the cut.

DaveChapelle:
Na wa oh,you're not even happy you got 3k, me that was £2,5k to £200 nko?! In 10 months!

EngrSaks:
You dont like Honda or Toyota? Alot of people recommended the Toyota aygo then when you guys talked about cars for first timers

Mamatukwas:
I was like you.. did one manual lesson and said Tufia! I cannot leave Egypt and go back. Just keep checking. In my zone both Auto and Manual classes cost same, just that fewer instructors offer Auto. We use a Toyota and an Astra with no issues. Weren’t very cheap but you know most times your 1st few years in a new land is for mumu spending. Please stick to the Auto plan. It’s worth the reduced stress.

TRAY2:
. I just taya o, them too like manual for here, all the cars I have been checking are mostly manuals, I am looking at Benz B class, Toyota Verso, or Nissan Qashqai all Automatic, budget not more than 2k 5 with mileage not more than 100k.

Lexusgs430:
When you eventually buy the bicycle, buy a lumos helmet to swag it all up......

DaveChapelle:
in Nigeria, if your car breaks down, you have a roadside mechanic and you can sort it out with maybe 5k or 10k....or less. Here, if your brake pad fails, you can spend as much as £250.which is not cost effective if your car is only worth £600! Or the insurance for 1 year worth twice the value of the car. So it becomes a money pit

wonlasewonimi:
For that price, the mileage will be more than 100k.

DaveChapelle:
.....I'm a bit disappointed with Toyota swag, just go Lexus, why be indecisive about a toosh Toyota, all in all boring cars, without personality except for 100% reliability. Where's the fun in your car not breaking down at 11pm and you have to call roadside assist...where is their sense of adventure, in missing that appointment because your car broke down?!

Lexusgs430:
I agree about volvo, those chinko's are really trying..... Was eyeing a volvo XC40, but the Nigerian in me eventually settled for the C-HR...........

fatima04:
Lol, congratulations make sure you insure it well aalso oo. Invite us for the naming ceremony

Lexusgs430:
Beht nah true nah......

All that 9ja driving requires more than 3 hours full proper detox therapy............

deept:
10 if I can remember, it's been over two years now. Mostly getting used to the RHS drive and getting rid of naija habits, still have some still though.

Lexusgs430:
The only time you would pass with only 3 driving lessons, is if you have been driving illegally in the UK for a while........

Dexter07:
When I applied for my MIL, she was given at first attempt while my mum got on second attempt..my MIL used 3 months statement while my mum used 6 months..the former had a migration history while the latter had none

However the key in Visa applications is to be able to explain yourself properly in you cover letter. It is adviced to add a cover letter with subtitles explaining every detail in your application (then on the online application state that you have a more detailed cover letter attached to the supporting documents)

perfectme:
Hello house,

I've followed this thread from the beginning and I was earnestly hoping that someday I too will be able to share my experience of living in the UK.
And finally I got the break I was hoping for, got to UK late last year on a tier 2 visa.


P.S
I made my own UK survival guide from all the information I got here.

Bourne007:
Thank God you passed on the 3rd attempt

I fail am 4 times and I've heard those who've failed 7 times

EngrSaks:
The major things the entry clearance officer looks out for are
1. Can you sponsor the trip, that includes her flight ticket to and fro, her accommodation during the period of stay, her upkeep and the duration of stay. The longer she stays, the more money you should have.
2. On her part she must prove that she has strong ties to Nigeria meaning she would return after the trip...strong ties include having a good paying job, landed property, a business and things she would want to get back to. Her finances should also be well explained, usually cash deposits into her account need to be explained especially if the deposits are in large sums of up to 50k at a time...cash deposits from you is kindof a disadvantage as it shows she would be dependent on you during the visit