₦airaland Forum

Bestmanfornow:
Confused soul what's Unizik student business with Udoka estate

Olodo...where is unizik? Where is udoka

Yen yen yen

Nakedman:
Next week Wednesday 10th. Ensure to submit your applications this week or latest by Monday.

Thank you

Queengee:
currently lives and work a 250k monthly Job in Lagos, recently I got an offer for a 500k job in portHarcourt so am still contemplating whether to accept the offer or not. I heard portHarcourt is very expensive compare to Lagos, so I don't want to make wrong decision.

Move o.

You can always come back to Lagos & guess what. The HR personel will be Benchmark the salary from the current 500k salary you are already earning

But if you decided to hold back, they will ask for your pay slip and the salary will be judged from your current 250k standpoint

So choice is yours.

PH more expensive than Lagos, how much be their accomodation wey e cost pass Lagos? You dey whine

Nothing dey that estate

Ask any unizik student. Just bland

Plus10:
Please when is the next aution?

Abeg make Una answer o, when is the next auction date.

I get tired when people keep using this excuse.

So there is nobody who is importing new goods at the current exchange rate of 1300+ to drive competition by lowering prices.

How long did the increase from 1200 to 1700 take to happen? Price has been crashing for the past 2 weeks now, isn't that enough time to sell up most of your stock wares.

Instead people are restocking goods at this new rate and still selling at the hiked prices, thieves!

Nakedman:
Next week Tuesday. Submit your forms today or Monday.

Are you sure bout this

biznus:
It is done normally like the former plus there's an option for the latter. Your choice.

I guess no one is going for secondary market this week cos no rates is being shared on here. Next week's primary bid things then

Zenith bank offered 19% 364 days secondary market rate on Monday tho. Although I wasn't sure the customer care personell knew what she was checking because she quoted 364 ays

For those who have invested in the secondary market, were you paid the interest upfront just like it's done in primary market

Or is everything held (capital + interest) till the end of the tenor?

FBN secondary market rate for 300+ days this morning at 16.7%.

Still poor

farydah:
Mine was successful but I put in 5m for 364 days and I was credited 745k there abouts. However, my certificate came with the rates at 15.5% and the tenor 354 days or so. Am I missing something??

15% at secondary market.

Dem don rip you o

blkmum700:
Let’s say 5-10m for 91 days at 17% ,how much is the return going to be ?

5m = 212,000 approx
10m - 423,000 approx

Nakedman:
I just pulled out funds from mutual funds to chase Treasury Bills. I mustn't miss from these juices.

Mutual funds is piss poor (MMF to be precise). They are offering between 12-13% when tbills is at 21%.

Investors in money market mutual funds should start considering tbills option asap and lock in those sweet rates for 365days before rate drops.

Guys what are you guys getting at the secondary market o

Make Una update us
Is it up to 17.5% atleast

emmasoft:
@Hogwarthtrades you are very correct.

For investors in mutual funds particularly MMF and fixed income fund note that any change in tbills rate or MPR will surely affects the funds since one of the major underlying asset for these funds is tbills but the change is not instant. It will take effect when revalution is done using the new rate.

One thing is sure, a positive change in tbills rate or MPR is a plus for all MMF or Fixed income investors but it's the opposite for equity investors/traders all things being equal.

The thing is the rates swing easily in MMF.
Yes it's 19% now, next two months it could drop to 15% and subsequently to 12% affecting the total profit

Whereas an investor in tbills will lock it down for the year

Ategberoson:
That guy is an hidden beast, fast, flexible, young and of course on the move to market himself, his first introduction to the match was topnotch


He's good

You don't play a winning team up to the final and then start switching things up.

Osimhen is the man to beat in the finals

Myhusband:
SA guys are well coordinated, flexible, organize on the pitch perhaps because most of them play in SA league, SE on the other hands are big boys, they didn't play together, the midfield was too choke, leaving a tired osihmen more than 70mins was callous on the coach side


The dude that replace osihmen is better than osihmen by far, he must start the last match or you introduce him immediately after second half, we need an hungry players who want to market themselves to the world

You no Sabi ball, you dey compare moffi with Osimhen wey dey pressure defenders from start to finish.

Oga sit this one out

Some of them are owing landlord unpaid rent and plan to pack out at night so nobody will raise alarm.

I have experienced this like twice in the hands of tenants, very wicked folks

Despite all the yahoo and ritual done,
He ended up with a three bedroom apartment in a rusty village.

What a waste. Is that how far crime could take him?

Something he could equally achieve with hard work, a waste!

Saviola86:
Things are so crazy


I am a single guy, I earn between 400 - 500k monthly

But I can't even feed properly because before I remove my mom's weekly upkeep, my rent which I save monthly, my tfair, my nepa bills, data , tips for my fiancee. I am left with barely nothing to save.

I don't club, I don't keep large friends, I don't womanize, I am not fashion freak, I don't even drink yet.

Mr man, you have no excuse not to save.
400-500k can achieve all of this with savings
Stop the cap

Turned down a job offer that would have paid me 3times my Old and improved salary + fully remote simply because I wanted to meet some career highlights in my current role.

The highlights I no come meet 100% till year end, it's sad

Inner19:
Must the degree be related to Tech?

For example, if someone has a B.Sc in Zoology and the person dives into Tech and gets tech skills, will the person's degree give him or her an advantage in terms of recruitment over someone who doesn't have a degree but has same tech skills.

That has no relevance in tech.

Where degree plays a huge part is when going into senior management positions and that's when folks take up MBA courses and what not

For a large part of your entry years into tech, Bsc in zoology has no bearing. What could be discriminating is HND Vs Bsc and even that doesn't cut across all the firms who need techies

being:
I would have taken d VP comment as a joke..
D DGM of even a tier 3 bank cannot be earning less than 1.2 M per month.. It is an accomplished position. So
1.What is d languishing in that?
2. Why should a politician be earning more than a bank GM?

Lol
What is 1.2m?

Una know wetin be DGM, even at tier 5 bank sef it cannot be 1.2m

Blackestjunior:
PES anyday, anytime, twice on a Saturday

I hate to say this but pes is now bullshii....I started off pes in PS2 and 3.
From PS4, I hated it from the first day.

Even FIFA too isn't all that great, doing a lot of stupid dribbles that don't make sense.

Both of them are losing touch

If you check how much staff are being paid now, you would find out it's piss poor

itsme01:
Are you not in Nigeria?!... Battery theft is so rampant after my first experience, fvcking over 22k for a battery I had to make the fabrication

EOD, Camry, Corrola ... Your battery isn't safe

Actually that is not for battery theft.

The battery area is loose, so they needed something to make the area tight, hence all that contraption. If you remove it, those placeholders on the terminals will become woobly

mokset123:
how much do you earn monthly, if is not in the range of 600 and above. Just kukuma join her. She is right oh, abroad is meant for 2 except you want to loose her

Wtf!

600k is not enough reason to jettison abroad plans, shey u dey whine me? Wetin be 600k for Australian PR.

Na PR We dey talk o, legitimate stay. Bro quit playing

600k KO

Even 1m sef is not enough

richforever123:
We have been speaking about this Dollar issue since it was at N300

It will continue to rise as long as we are a consuming nation and the way I see it, people are still willing to bid at even N1,400 to a Dollar

They say the exchange rate was unified yet the IE window is trading at 750 while black market has almost entered 900

I have converted all my earnings to Dollar,I'll rather invest in the S&P 500 than to deal with this deception of a country

People who missed out on buying dollar when it was cheaper keeping telling theirselves lies that xyz economic policy or market trend will happen to make speculators cry.

But yet dollar keeps rising. We keep harping on either dangote refinery improving Forex , or external reserve growing or one thing yet the exchange rate keeps depreciating.

Denial is the first stage of grief sha, so I can understand why they won't accept the reality

Coz of follow follow mentality

Same way Mazda is a lot cheaper and yet meets expectations

Mindlog:
I was born and raised in Lagos, my family owns rental buildings and I have good idea of renting in Lagos.

There are many moderate neighbourhoods within the mainland he can get a cool 2 bedroom apartment for N700k.

A bachelor earning N400k monthly, paying for a N1.3m apartment makes no economic sense and if he was a relative of mine, I would ask him who is he wasting money to impress?

You my friend tells lies

Enter street make you know how far.
Even a good looking mini flat now is hard to come by at 700k

I was going through the thread to see if anyone has addressed the effect of Ghana restructuring of bonds had on banks, and what it means for Nigerian bonds going forward but didn't see anything

I recall this thread promoting Ghana T-bills some 7-8yrs ago coz they offered 20%+ when Nigeria was doing below 10%.

Could Nigeria investors also be in a rude shock off a debt restructure seeing 90% revenue is used to service debt.

Edakun let's talk about the signs one should look out for......before person money go swim water investing blindly.

If banks with all these expertise and all didn't see this coming with GHANA BONDS, then who be we individuals