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Car Talk / Re: Will You Still Buy This Toyota Corolla Seeing This Done To It? by chukzyfcbb: 11:14pm On Sep 06, 2023
itsme01:
Are you not in Nigeria?!... Battery theft is so rampant after my first experience, fvcking over 22k for a battery I had to make the fabrication

EOD, Camry, Corrola ... Your battery isn't safe
Actually that is not for battery theft.

The battery area is loose, so they needed something to make the area tight, hence all that contraption. If you remove it, those placeholders on the terminals will become woobly
Travel / Re: Japa: I Am Confused, Please Advise. by chukzyfcbb: 12:24pm On Sep 03, 2023
mokset123:
how much do you earn monthly, if is not in the range of 600 and above. Just kukuma join her. She is right oh, abroad is meant for 2 except you want to loose her
Wtf!

600k is not enough reason to jettison abroad plans, shey u dey whine me? Wetin be 600k for Australian PR.

Na PR We dey talk o, legitimate stay. Bro quit playing

600k KO

Even 1m sef is not enough

1 Like

Investment / Re: Treasury Bills In Nigeria by chukzyfcbb: 10:22pm On Aug 09, 2023
richforever123:


We have been speaking about this Dollar issue since it was at N300

It will continue to rise as long as we are a consuming nation and the way I see it, people are still willing to bid at even N1,400 to a Dollar

They say the exchange rate was unified yet the IE window is trading at 750 while black market has almost entered 900

I have converted all my earnings to Dollar,I'll rather invest in the S&P 500 than to deal with this deception of a country
People who missed out on buying dollar when it was cheaper keeping telling theirselves lies that xyz economic policy or market trend will happen to make speculators cry.

But yet dollar keeps rising. We keep harping on either dangote refinery improving Forex , or external reserve growing or one thing yet the exchange rate keeps depreciating.

Denial is the first stage of grief sha, so I can understand why they won't accept the reality

3 Likes

Autos / Re: Why Are Hyundai Cars Cheap Compared To Toyota by chukzyfcbb: 4:19pm On Jul 23, 2023
Coz of follow follow mentality

Same way Mazda is a lot cheaper and yet meets expectations

1 Like

Family / Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by chukzyfcbb: 7:31pm On Jun 01, 2023
Mindlog:


I was born and raised in Lagos, my family owns rental buildings and I have good idea of renting in Lagos.

There are many moderate neighbourhoods within the mainland he can get a cool 2 bedroom apartment for N700k.

A bachelor earning N400k monthly, paying for a N1.3m apartment makes no economic sense and if he was a relative of mine, I would ask him who is he wasting money to impress?
You my friend tells lies

Enter street make you know how far.
Even a good looking mini flat now is hard to come by at 700k

1 Like

Investment / Re: Treasury Bills In Nigeria by chukzyfcbb: 2:34pm On Apr 28, 2023
I was going through the thread to see if anyone has addressed the effect of Ghana restructuring of bonds had on banks, and what it means for Nigerian bonds going forward but didn't see anything

I recall this thread promoting Ghana T-bills some 7-8yrs ago coz they offered 20%+ when Nigeria was doing below 10%.

Could Nigeria investors also be in a rude shock off a debt restructure seeing 90% revenue is used to service debt.

Edakun let's talk about the signs one should look out for......before person money go swim water investing blindly.

If banks with all these expertise and all didn't see this coming with GHANA BONDS, then who be we individuals

3 Likes

Nairaland / General / Re: Did You Have A Defining Moment Or Experience In 2022? by chukzyfcbb: 12:47pm On Jan 01, 2023
For the first time in my career , I understood what it meant to be laid off from a job. A job that paid 2x my previous salary

And it solidified my sentence that;
No matter how hard you work at a job, or how much hours you put in.

It's either you sack them (resign) or
They sack you one day.
But there's going to be a sack coming from one party someday, so keep your skills sharp!!!

The koko is to ensure your skills set is always sharp to navigate the tides when it happens

God came through after that and I got something better even.

1 Like

Politics / Re: Nnamdi Kanu's Lawyer Files Lawsuit Against Simon Ekpa For Killings In The SE by chukzyfcbb: 9:17am On Dec 15, 2022
Gggggggggggggggggggggygvggggggggf
Jobs/Vacancies / Re: What Salary Range Can Make You Remain In Nigeria? by chukzyfcbb: 11:04am On Dec 10, 2022
Nuliberry:



I think he meant the man had already worked for 25years as at the time for him to have all those entitlement mentioned.
Oh I must have misread
Jobs/Vacancies / Re: What Salary Range Can Make You Remain In Nigeria? by chukzyfcbb: 7:08am On Dec 10, 2022
Codes151:
not looking down on anything chief. Ask questions baba. 2018 I received a statement from a company on a client that we did visa for. It was 98m (entitlement, salary + bonuses, etc) the dude has house in Canada and Uk. But e no Dey like travel. All him kids Dey out there.
The point is. Nigeria is wicked. You see they have indirectly reduced the pay scale to nothing in nigeria. That man in question no d gree travel.

I know Wetin I Dey talk. People Dey way Dey pocket 3.2m , 2.4m monthly. People Dey way Dey collect over 3-5m just for Christmas. Baba. Leave matter. Those old big boys companies still Dey low key. Forget Wetin we de see.

Presently. In nigeria, person go find worker they offer cheap salary. And today it's order of the day. The man Inquestion is a 25 year old (into the work) type.

Was just trying to say that people still Dey way Dey collect better pay.

A 25yr old earning 98m in Nigeria, salary + bonuses + allowances?

Chief how now, this your steew is not sweet

1 Like

Investment / Re: Mutual Funds by chukzyfcbb: 1:15am On Nov 29, 2022
Anybody knows the current rate of FBN MMF rate at the moment?
Properties / Re: Your Annual Rent Shouldn't Exceed Your Two Months Salary. If It Does by chukzyfcbb: 1:07am On Nov 20, 2022
Positivepoint:



150k+52k=202k
300k+15k=315k

Difference 315k-202k=113k

Simple maths, see as u take embarass yourself
Politics / Re: Naira Notes Redesign: Central Bank Orders Commercial Banks To Work On Saturdays by chukzyfcbb: 8:39pm On Nov 17, 2022
Pymetrics:
I hope the bank pay for over time of employees.
Pay fire

Worst is you can't even disobey, except in this period of massive layoffs here and there make you no go collect.

1 Like

Travel / Re: Is Traveling Abroad Worth It? by chukzyfcbb: 9:56pm On Nov 06, 2022
Instead of all these beer parlour gist of a cleaner earns this abroad and a cleaner earns this in Nigeria.

Make Una tell us how much do you save monthly working in UK, USA, Canada or whatever?

Coz if you are saving £200-300 monthly after expenses in UK
Then that is not impressive enough for me to leave nigeria
Business / Re: Nigerian Startup Bill Signed Into Law By President Buhari by chukzyfcbb: 12:26am On Oct 20, 2022
Story story story.

All na fugazi.

Govt wey no get money to service its debt or pay ASUU dey talk of supporting tech startups wey dem dey stifle with stiff laws.

Make Una go Siddon
Romance / Re: Mr Macaroni, Sabinus Etc. Are Not Funny At All by chukzyfcbb: 12:18am On Oct 02, 2022
I use to enjoy sabinus a lot but lately it's not been all that.

The ending of all his skits is now quite predictable, that face he makes is most times now what constitutes the bulk of his jokes.

Nasboi for me is the best. He started by faking obo voice now he keeps switching persona, from warri boy, Igbo trader, to calabar gateman etc.
Food / Re: How Many Days Can 10k Take You On Food? by chukzyfcbb: 6:26am On Sep 30, 2022
Paradise5050:
I spend 10k to 15k from Mondays to Fridays
Then 30k to 40k from Saturdays to Monday morning
It's so because I drink and smoke Saturdays and Sundays, club friday night or saturday night every weekend which I expect to spend maximum of 10k at the club
No babe I only do hookups of 8 to 10k every Saturday or Sunday

It's my routine for more than 3yrs now and it works for me

Night club 10k or less
My weed 5k I must smoke with friends
Alcohol 10 to 15k
Food and transportation to field, I play football every Saturdays and Sundays 10k

This is practically my life in a nutshell
How much do you now save in a month if you burn 200k in a month on all these
Romance / Re: Why Do Some Men Lie About Their Incomes & Salaries? (Screenshot) by chukzyfcbb: 2:44am On Sep 26, 2022
He even try, just 50k difference.

If I am earning 250k, I will tell my wife I am earning 100k.

Make you take am easy dey bill me smiley

3 Likes

TV/Movies / Re: 2023 Election Has Snuffed The Life Out Of This Year's BBNaija - Opinion by chukzyfcbb: 5:45pm On Sep 23, 2022
Kingozymandias:


It's good to see there are other smart investors on this forum. I was telling a friend this same thing last week. Their sticks will crash in the coming weeks. They have lost alot by investing in this year's BBN. It was a bad call.
For now, we have to put the radar on them and monitor them keenly.

1 Like

TV/Movies / Re: 2023 Election Has Snuffed The Life Out Of This Year's BBNaija - Opinion by chukzyfcbb: 5:27pm On Sep 23, 2022
All eyes should be on Piggyvest operations post BBnaija.

Coz their investment in sponsoring BBnaija might be a sunk cost that could affect theie financialbooks.

Any strange news or rumours coming from piggyvest business profitability post BBnaija should sound the alarm to investors. #Just my opinion

2 Likes

Sports / Re: Footballers With Funny Names by chukzyfcbb: 10:43pm On Sep 14, 2022
TalkTalkTwins:
omo this thread boring shaa undecided

Football as a whole is boring, why would I sit down for 90 minutes watching 22 adults kick a ball into nets? I have better things to do with my life as a guy.
You better be a billionaire, Mr busy man!
Business / Re: Naira Likely To Weaken Further - Zainab Ahmed (Finance Minister) by chukzyfcbb: 10:59am On Sep 10, 2022
Na those wey no no nah.

Anybody following the financial news will know this.
All the indices shows this will happen sooner or later.

1 Like

Jobs/Vacancies / Re: Which Of The Two Jobs Should I Go For?? by chukzyfcbb: 10:52am On Sep 10, 2022
silibaba:
I just dey laugh OP.

You better pick the Hotel job without wasting a minute.

When you start, you will understand what am saying.

I don't have much to say to convince you.

Just bear in mind that if you are Jovial and nice, you might not even be tampering your salary. Tipsing and internal runs will swell your pocket.

Am outta here.
Internal runs?

See them. Na Una dem dey give job only the Rob the owner blind.

Person never start job, u don dey encourage am to do runs. What runs if not to take on dubious act that will short-change the owner

After Una go blame APC for all the wrong doings

3 Likes 2 Shares

Jobs/Vacancies / Re: Which Of The Two Jobs Should I Go For?? by chukzyfcbb: 10:45am On Sep 10, 2022
The accomodation tied to that job is to keep you working longer hours.

Better run for your life.
8am - 11pm is 15hrs daily
In a week that's 105hrs.
In a month that's 420hrs

Regular jobs are 40hrs a week and 160hrs a month.

Which means u would be working more than 2times the hours an average worker does in month for a miserly 40k that won't leave you time to advance on your IT skills

U wan die?

3 Likes

Phones / Re: What Is The Highest Amount You Can Spend To Buy A Phone? by chukzyfcbb: 8:06pm On Sep 09, 2022
200k on phone

But I can spend as much as 700k on laptop. I value lappy pass fone

1 Like

Investment / Re: Piggyvest Vs Opay: Which Is Better...? by chukzyfcbb: 11:18am On Aug 21, 2022
Enenim:


She has ₦300k with a daily interested of ₦350
Do the math yourself ₦350 x 30days...

It's so huge...
The higher the funds, the higher the interest
This is a big lie.

300k can never give you 350naira daily on piggyvest
350 x 360 = 126,000

Which sums up to about 40% interest per annum.

My guy go siddon, na fabu u dey talk.

2 Likes 1 Share

Properties / Re: Find A Roommate In Lagos(only Graduates Please) by chukzyfcbb: 12:59am On Jul 24, 2022
Maturemindfc:
That's 1.3M in total for a mini flat in Aguda, o serious ooooo
He is a thief.
Career / Re: How Do People Survive On 30k Per Month Salary In Nigeria by chukzyfcbb: 12:21am On Jul 24, 2022
This thread is depressing.

I don't need this kinda vibes around me especially as my target is how to earn in $$$ soon.

#Positive vibes only

1 Like

Family / Re: How Much Do You Spend Daily As A Married Or Single Man by chukzyfcbb: 12:00am On Jul 17, 2022
It's in this thread you will know Nigerians are bad at budgeting.

Spending money as it comes. Yes we know Nigeria is hard but a lot of you folks are very terrible at managing money.

No delayed gratification, just spend here and there to fulfill their desire...

Continue spending extravagantly while you blame Buhari for your problems�

3 Likes

Business / Re: Flutterwave Shuts Down Virtual Dollar Card Service by chukzyfcbb: 12:41am On Jul 16, 2022
Benwems:
what was flutterwave exchange rate
how do people fund flatterwave stuff
They used black market rate and you fund it with Naira.


You fund your naira card and flutterwave converts it to dollar at black market rate + charges. It's not cheap one bit

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