₦airaland Forum

Okay we know Nigerians spend a lot on fueling their generating sets, so what are your people doing about it?

Abi you too want to wail like the masses?

Indomie suya and bread
Bread and suya
Bread and coconut
Bread and Banana
Bread and Pear
Bread and custard
Bread and Moimoi
White rice and egusi
Spaghetti and beans


I swear I fit use Bread chop anything,lol.
To some people biscuit soaks is weird I.e Yale Fibre active biscuits or CABIN biscuits and Milk soaked in water YUMMY since my secondary school days I just can't stop taking it. hehe

dotcomnamename:
Yes, Infarct i ticked ''Yes'' to where they wrote 'Do you want to invest the interest payable upfront with this investment. What do you think?

You applied compounding interest already, excellent if you don't need the money asap

When you are in search of a Husband, You can even tell the world that showing off your Nippl.es is a fashion statement.

The hustle is real, kwantinu

junglep:
Is 40 mill too much to put in tb or should I buy a property instead? I need cash flow without stress of managing tenants so I'm thinking maybe tb. However I'm worried about inflation. Can anyone advise me on this.

Someone has advised you compound ur interest, now I propose you another idea. why not combine the two? Yes use one stone to kill two birds,lol.

with 40m. u can buy a very good title land in Lagos mainland (if u live in Lagos), c/o fenced and all for 20m. while u invest the other 20m.

Now this land will appreciate in value, while your treasury bills investment at say 18% can yield 3.5m for you annually, Infact you can gradually use the Tbills upfront interest to start up building project on the land or better still money for personal use :-) :-D

However if u take that whole 40m to erect a structure in Lagos, lemme use Lagos because I am more familiar with the terrain, I want to Guarantee you that you will not earn more than 4m naira as House rent (if all tenant cooperate oh). Now u see why I propose a HYBRID plan for you.

Earn 3.5m - 4m from 20m investment of Tbills
same time watch your 20m land appreciate annually

iluminati:
The profit is too small na. i rather put the money in MMM and get 300k per month plus 100k referral bonus. total 400k

Mmm is a ponzi scheme, always remember that.

stephendamsoho:
the handwriting was bold

in the first month of GHWx, certain participants were paid their OGH twice

also many participants had their donation mature without being matched to pay, so they GHed as sson as they paid their donation, sometimes in minutes

in the second month, people were being paid OGH but certain people started complaining about not being paid which GHW scammers quickly sent an update saying most of those participants were paid just want to complain lol and those that were really not paid didn't migrate properly to GHWx, Hahahahahahahahaha

they then also moved OGH payments from after paying 10% insurance to after 90% payment while giving excuses that certain people were phing massive amounts, paying 10%, getting double the 10% in OGH and abandoning their accounts, they even ended their fraudulent update by saying "participants from African region are wicked"

by the third month majority weren't paid their OGH, only a lucky few were paid despite the fact that the unpaid OGH was already deducted from their main OGH lol, they then updated that anyone who sees such deductions should be happy cuz money is already set aside for such people

by the middle of the third month, they started blaming Wannacry for being behind GH issues, Hahahahahahahahaha

they took Nigerians for a ride

when I read that wannacry stuff, I was so angry. I mean how could they take us to be so stupid? its all good. let them enjoy , It was destined to fail someday anyways

slimany:
Something is certainly wrong with GHW going by these analysis of yours. Even with different mmm referral packages, Its still standing up and doing. I have a feeling those guyz are real scammers. Where is the money going. We all know where mmm own is going, but that of GHW calls for proper investigation.

I will say the new website was fraught with irregularities. I had couple of pals who got paid all thier out standing, they felt so lucky. some people like someone said above were receiving money they were not supposed to get. It shows that the new site had signs of lax in its setup.
Why will several people be receiving all the outstanding GH that they didn't expect and some were not even getting any OGH atall? it only meant that money was misused and I believe the admins cashed in on that, took their own sharr and left the participants to mourn thier losses.

Thank God for Ghw forum and the Update on the site, I was able to sense danger on time. As at 11-12 the of last month, most people were complaining that they were not being paid their outstanding GH only thier 30%. that was when I knew danger was impending.

Participants not receiving OGH mid lastmonth only meant PH was drying in the system but some people are too dumb to read the handwriting on the wall. If u like me have lost cash countless times in the past on ponzi, ur skill level on sensing danger should be Sharper that two edge sword.

Nobody can claim to be smart, but if u never sit back to learn from your previous mistakes, u will forever be a loser. Most people lamenting saw the handwriting EARLY LAST MONTH on the wall but too Greedy that they didn't stop investing.

You didn't specify the subjects u need teachers for, or is the school overhauling the entire staffs for new ones?
I have someone who is interested, Holla

stephendamsoho:
they were pulling huge amounts from the system and members kept deceiving themselves that its actually a "System Glitch" Lol

look at the amount in the highlighted parts in the attached pics

omo see yahoo + in action .
Those chekwas and co, were puns used by the oga of Ghw to siphon funds. And he opted for bitcoin payment because its harder to track participant via that unlike direct bank payment. Well played Ghw admin. well played.

since op has refused to add us since the group is full, lemme create one for us to join.

https:///7Tpsfv33D2XLgqVLdYOBFM

obynocute:
my brother I jst had to put mine on top players, bfor I started to win games by 1-0, after much struggle, dat master league is tough, bt I love d game plan, iz kind of different from the exhibition match..

exactly the same thing I did. I played about 14matches in super star master league, I won nothing.
the rest were filled with losses and draw. But as soon as I reduced it to top player. it became more enjoyable, I win more, lose few. I like the difficulty tho

lordraiden:
bro d goalkeeping is not good at all just get pass ddefenders hit a shot and is a goal,but d gameplay is good I like it

The only time a thunderous shot will skip past a goal keeper is when u have entered the 18yard box although u can have other cases where Bullet shots are taken from outside like a rebound.
Now it sounds easy, but before u get numerous chances in the 18yard box is very very hard especially playing super star. in fact with super star difficulty, u may not even see any chance inside the 18yard box full 90mins. The defenders are very good and very very FAST . So I disagree with u that goalkeeping is not good, take shot outside the 18 or at the edge of the keepers territory and you will most likely lose 90% of them all. except you are playing a less difficulty level

conductor10:
For 100 years (since 1914) that Anambra has been developing, it has not become Dubai. So why should this one-day election be the factor that will make it surpass the development of America and Britain combined?

My dear, stop typing with sentiments. We Igbos are known to have no kings, thus our diversity and industrious nature. Why don't we stick together till the end this one time God sent us a unified and freedom fighter like Kanu?


Why participate in election and continue begging for crumbs like the usual when we can boycott the elections entirely, get our Biafra and rule ourselves like kings?

For about 100years, anambra has had several leaders and governors, of what impact have they brought to the people?

You keep shouting Biafra Biafra like the state would be run on auto-pilot. isn't it one of the Igbo sons that would be selected to manage the state? Isn't obiano an Igbo son or is he Hausa?.

I get the fact that some Igbo's want out but to refuse election in your own state is clear stupidity. To start with the agitation should have started at the state level. Youths should have challenged for transparency in the running of the govt in Igbo land. Its very easy to cast aspersion at the President whereas the leader closest to your reach isn't doing well enough.

Use your brain and think!

Gbelexy:
Anybody can be corrected.its just that it is the way and manner u choose to do so that matters.im even thinking,what if the pastor is one's dad?

yes anybody can be corrected but not everybody ACCEPTS correction. Only those who are knowledgeable enough to accept they made a mistake and then find out the way out can accept correction.

You need to know that the average Man has ego.
The average man doesn't admit that he doesn't know something's and because of that he refuses to learn.

We always like to form super-man, but we never want to reveal Clark Kent to the world lol.

Op don't sweat it, that's how the average male is wired with high doggedness.

I don't remember where I read this ,but I vividly recall the stats say that most women who killed thier hubby in USA didn't do so because he was cheating or because he did drugs. The no1 reason they said was to claim his Insurance. Its a really scary world


Tell me how this act is different from BLOOD MONEY?

Ezionye:
So you are saying God cannot give one a direct revelation? He cannot say " marry chinelo or chinwe is your wife" what you mentioned above is true in some cases but there is still direct revelation. What if the man has been praying for God to show him who to marry?

To each his own

Yes ma, there is no DIRECT REVEALATION by God whom you should marry. Its solely depended on your action which is inspired by the holy spirit in you.

If truly you dreamt of a man you THINK God gave you, if that marriage fails, will God take responsibility for that?

If you dream of such situations its simply your brain that is putting images of that one person whom u like into a dream.

No dreams whatsoever , its just a statement that has been regurgitated so many times by christian brothers and pastors with no bibilical foundation.

Even Paul cited situations where a believer gets into a marriage with an unbeliever and chaos arrives, he says if the unbeliever wants to go he/she can go because God has called the believer to live in peace....He mentioned an alternative tho
for the believing partner.


will you then say its a mistake that a believer should be joined to an unbeliever? or the believer wasn't given a direct revelation for that to have happened?

I know it will be hard for you to change your belief on this topic, All you need do is take time read more and listen to vast teachings worldwide.

For me, I like Myles Munroe a lot.

playing Top player or superstar in ps3 , in an exhibition mode is fair enough.

But the moment you decide to up the game to the next level by playing a Master leagues competition, MY GOD

Its just tooooooo hard.

I can't even win a match with arsenal playing superstar in Master leagues, defenders are faster than bullet.

With top player dfficuilty in the master leagues, the goals are very limited.

Is this how tough y'all have been experiencing it in the Master leagues ,ps3?

Simplecity:
ova you need God in your life o every body knows its way easier to score in pea than in fifa

its way easier to do what in pes than FIFA?
score general goals or score freekicks

Ezionye:
Maybe it was " revealed" to him that she is d one.

Revealed by who? God?
Lemme teach you something you may have never heard before. God doesn't CHOOSE a spouse for us, He only presents different people to come our way, we do the CHOOSING he just presents prospects.

If you believe God will choose a spouse for man, why won't he choose Salvation that is much vital area in our life?

Alsl if God chose a spouse for us and when that marriage fails , then its saying God should take responsibility for that. That's why its said WATCH & PRAY ( You pray for prospects to come your way, but you watch out out for the suitable one good for you)

Think that through

wrong move!

You never tell a lady you want to marry her before you get iinto being friends with her, that's a wrong move!

Ladies are good pretenders, the moment you tell a lady you want to marry her or she knows your goal is to marry that year, she puts up her best behaviour.

I hope this dude saw the whole of her during courting, and she didn't just play the good girl part just for the ring

2sexynet:
Hushi will be caught at the right time. It's a well know fact that those who make their money legitimately do not act like he does. I know Nigerian billionaire in his 20s that doesn't want anything heard of him. Leave story abeg. They are looking for him in Malaysia.

common keep kwayet, you don't know anybody.
You people just get only being the anonymous mask and start claiming B.s. Soon you will claim u know of a politician who screws him in the butt. GTFOH

NwaAmaikpe:


Help yourself
https://www.nairaland.com/3891148/mother-davidos-boy-utibe-dies#57977647

Heed the advice of a sage.

I can't believe a grown adult will still be thinking like a cave man. So because tekno decided to share cash gift. u had to bring up these cock and bull story about fetisj stuffs.

FYI, utibes mom was seriously sick before her son got in contact with davido, the house wasn't even completed when she gave up the ghost.

All the same I am not suprised several people liked your comment, the nation is already religiously blind to a fault that they can't think.

The money you collect from the bank, u didn't apply the same thought that you could be holding money from a shrine? dumbo!

Someone decides to help another and you bring up some fetish bull story about collecting destiny? look.
If most Nigerians towed this path, our nation would have been a. better place

I swear Nigerians we too mumu

Daboomb:
This topic has always been of interest to me and l will use this opportunity to express my opinion.

There are so many costs associated with building on a Swamp land, and l am talking from vast personal experience!

Let us start with "access" to your and itself: Due to the nature of the soil, articulated vehicles (20-30Ton Trucks, e.t.c) will definitely sink and get stuck in the murky ground when they come to deliver Iron, Granite, Sand and Cement. this will not only increase your cost, it will waste your time and other suppliers will simply refuse to deliver to your site or do it a few hundred metres off and you have to pay Mallam to re-locate the stuff to your compound.

Foundation: Depending on "how swampy" the swampy land really is (swamp pass swamp! My Piles were about 70ft deep, before it could sit on stable ground! ), and how elaborate your foundation foot-print is and how top-heavy your building will be, you could be talking not just using a raft foundation but using a Pile foundation.

Anything beyond a Bungalow on a 'serious swampy land', needs a Pile foundation.
That could mean a price range of between #8M - #12M (Pile) and #4M - #6M (Raft), +- 10%.
That amount itself is enough to finish the whole Carcass on a very dry land.

Wear and Tear: Houses built on Swampy land need a lot more maintenance over the years, if they are to maintain their good looks.
For example, cost of your Soakaway will be far higher compared to one located on a dry land.
The rate at which you will need to evacuate such will also be higher
Paint will peel-off quicker because of the high humidity around it and this itself is attributable to the high water table in that location.

Having said all the above, like @Egunmogaji has mentioned, if you get a swampy land in a posh location, overlooking a river or lake/ocean, the "scenery" will more than compensate for the cost.
You will breath fresher air, you will watch the Ducks criss-cross the Waterfront, you will hear the birds wake you up in the morning with their sonorous "jazz" songs, you will likely eat fresh fish right out of the river (and buy it cheaper too!), e.t.c

Thing is, not everyone can build in a riverine area due to the cost, you need very deep pockets.
If funds are limited, please take your time to look for upper ground areas outside mainland (you can still get cheap, red soil (upper ground) land at about #15M -#20M in some areas of Mainland, old houses you can demolish and rebuild); Places like Agege, Oke-Ira, Between Festac and Badagry areas, e.t.c can still offer cheap, red soil grounds.

There is even a salutatory catch-phrase in my area, for those who build solid houses on a swamp land - Olowo'nuura
Translated to mean something like 'Wealthy enough to build on Swamp'


My final suggestion: Let him not hurry but take his time to look for a dry land outside Mainland, even if he has to buy half a plot.
Building on Swamp land is a life long expense, it takes boldness and deep pockets to do so.

BTW: Land in places like Lekki/Ajah are not swamp. They are Sandy soil with just a little layer of brackish, wet soil on top.
Those areas are even cheaper to build on, compared to 'real Mangrove Swamp"' that you will encounter on the Mainland, in places like Unilag, Makoka, Iwaya, Bariga, up to Ketu, e.t.c.

Haha at the birds singing and fish catching, i like your sarcasm.
Thanks a lot sir, you have really explained everything in detail. You said something which is very catchy.
That he rather goes for half a plot on a dry land, that is a very very good alternative never thought of. You have spoken well sir, I didn't even consider the maintenance problems (soakaway) and even possible flood problems to paint wearing off, that's eye opener.

Thanks once again!

tevanso:
what type of building do u want to build sir

a duplex

mufutau55:
Many of us see it that way o. Except our society is not as easy as it's written. Reality, not theory ni o.

Hajji M.

Sir Hajj, pls help contribute to my already asked question

what's the least one can spend on raft foundation in Lagos mainland, at areas festac,satellite in general

just a ball park figure, dats all thanks a lot

EgunMogaji:
I don't do Lagos as a matter of principle.

The folks that you want to reach out to are Hajj, Aventures, Skimanski, ArchitectB, etc

They and others will respond better to you.

For me personally, the only way that I'll deal with a swampy/watery land is if it offers direct ocean/river/lake access/view.

Good luck Sir.

he he, touche!

thanks for the alternative

EgunMogaji:
What does your bricklayer/builder recommend?

The 7 is for the septic and the 5 for soakaway and we're a family of three not counting very occasional guests.

I would truly recommend that you engage locals with experiecne in your area.

Good day sir ,pls I need your expertise opinion.

Getting a dry land in Lagos in a fairly good area on the mainland and at a fair price is tough.
However, My P-man is considering a swamp land but I am strongly against it because of the cost of raising foundation.

The swamp land will cost a whole lot of money, and so I am scared of foundation cost

pls sir, what's the least price of constructing a raft foundation in a place like Lagos (mainland).
The knowledge of that will help him rethink his decision, hoping for your reply and others too thanks

dumie:
Imagine 5m for big butt.. Wish I could have sold or transferred mine to her

transfer?
u haven't heard that Ikebe no dey heavy the owner?

if that's you in za do, then yes I could tell u are Bootyfull,lol
NNE flaunt your thang