₦airaland Forum

bykebyke:
I respectfully disagree.

We need a left winger and a controlling midfielder.

Its okay to disagree, if you watched the pre season games last season uptill the early matches of the season, you will know why cules were angry Munir left to Valencia and paco alcacer to come in.

Ascensio is about to replace bale and, Varane replaces pepe.
All these guys were boiz with potentials,
Munir is no different and turan has the experience!

bykebyke:
Zidane can afford to play them.

If BBC and The best midfield in the world finish the job...Then he puts in those people to get minutes and experience.

Our squad was not good enough last season and you still wanna take that same squad without upgrading into this coming season?

I want youth inclusion as much as anybody..but we should be realistic and rational first.

Man United,Man City..Chelsea and even Liverpool will be in the UCL next season.

Next season won't be a joke.

Besides.
Tello is shite and we have sold him to Real Betis.

Sergi Roberto is a mini version of Rakitic.....we already have Rakitic...why should we need his mini version?

Deulofeu plays backup to Dembele.

What Barcelona needs truly is a good midfielder, that's the only position we are truly lacking. Iniesta is old and slower, Messi abandons his attacking role just to drop deep in the midfield to create.

Do you know why we would miss neynar? its because he is always the one who runs at the defence trying to carve open a space. A role messi usually does when neynar hadn't come, if we can get someone like that, coutinho being my choice to play such role of creating spaces, we are good to go.

Sergio Roberto cannot fill that spot, atleast not now. I am counting on Rakitic to take on the attacking role like he did for Sevilla if we don't get someone to support iniesta.

Our wingers are decent enough, even Paco alcacer started to show his versatility at the flanks towards the end of the season. What we need now is that Midfield class and countinho or verrati would fill that spot perfectly!!!

Its no brainer really. Barcelona has awful handling in the transfer market.
They always sell low and buy high.
From the buying of Andre Gomez to Douglas to Mathieu, Barcelona board are known for buying shitty players at prices way beyond their market value.

Also the timing of their buy is also too obvious and stupid. I remember when we were in need of a defender and we got vermalene and Mathieu. Can you beat such stupidity?

How about when we sold? Fabregas was given away at price of bread and some that had left.

I don't see Dembele as a super star that should near 100m, for what!!! A one season wonder?

We have
- Arda turan
- Munir
- Deulofeu
these are all potential wingers, with Turan being the most experienced.

we can make do with those ones before January transfer when some key players may force a move out of their clubs eg Sanchez

Simple, we need to trust in the players we got.
Arda turan and Munir were blazing at the start of the season when Neynar was at at the Olympics.

Who says they can't fill up the spot. Left for me, Demebele is no better than Arda turan! Because of neynar, every club now screams 100m for their player even when they don't worth it.

Does demebele worth 100m? rubbish!!!

RealityShot:
"CHECKOUT" of what?


scared of what?


SIMPLE... If they sell TBills below INFLATION RATE..most investors will pull out...that will afftect liquidity/cashflow for the govt.

They must continue TBills above inflation Rate . So they have found a cheaper source of loan to reduce the OVERALL COST of the loans....

18% TBills + 7% Int Bond = 25%

divide that by 2 to get the actual interest rate you get 12.5% for the next 3years...

but TBills stays above inflation Rate locally..

everybody wins...

Slow down bruh, Its not a clause that inflation must always be under Tbills rate. In 2016, the first four months of last year had inflation over Tbills , yet investors were still falling over themselves to invest in Tbills.

Need to remind you that there has been pressures on the CBN to reduce their rates so that manufacturers can get loans at cheaper rates.

Now Tbills rate will gradually come down seeing that inflation is also decreasing judging by the stats from NBS, present bout 16.25% leaving investors with net profit of 2% after Tbills investment.

Now here is what I think, since euro bonds are to be issued more,
-it certainly means the govt will influence Tbills ( MPR) to be sold at reduced rate which will cause a ripple effect on inflation, causing inflation to fall.

- The exchange rate will improve knowing that foreign investors actually prefer Eurobonds to our stocks or debt instruments. Also causing another ripple effect in inflationary rates.

Its my prediction that Tbills rate will reduce from 18% to find stability at say 15% if they go ahead with their plan

odaniel1:
i'm a bit stuck with how u make calculations for your yields, cld u hlp me throw more light?
Say i invest 500k just as you have done for 91 days @ 17%....hw much will i be expecting and can i just roll it over to another 91 days tenor and on and on like that?
Will appreciate your response maam, tnk u

for 91days at that condition, you will earn bout 21,000naira

tolajay:
Please I need clarification on this; If one buys a Tbill at 18% and FG changes the interest rate to 15%, will the investor still receive the interest of 18% at maturity despite 15% being the current/prevailing rate?

let me answer it straight. The "rates" are fixed.
if you get 18% for 364 and in 2wks time it changes to "15% , it doesn't affect your investment.

Now for the profit, remember you are paid upfront so what you receive upon maturity is your capital.
eg I invest 100,000 at 18% for 364days
interest is 18,000 , after charges it could be 17,000.
I will be paid this interest immediately if bid is successful
so at the end of the 364days my 100k will be refunded back to me. get it now?

A company is struggling to pay you your capital after investment, only to hear that the company is experiencing financial difficulties and after due consultation has decided to borrow at even HIGHER rate to survive.
How does this sound feasible?


Its only a blind man that wouldn't know this move is to increase the influx of pH. PH is depleting up fast, people have learned the hard way and so not honouring thier Phs.
Now the move MMM had left after exhausting all options was to appeal to their Greed by promising them 100%.

That has been the drive behind any ponzi, GREED!

Don't not be deceived by the sweet talks here, they are from either of these two people
- Guiders who are the foot soldiers of MMM and
- Those expecting GH (to withdraw), fighting off opposition just to ensure they get their cash in the end.

I have been a victim of MMM , Ghw to mention a few and so is many of us commenting here. Its only a Dumbo that cant tell when a site is crumbling after all his/her experiences with ponzi schemes.

Embrace your losses and move on!
Your mumu don do!

jamesjude:
You will continue to remain a FOOL for life, that is why you rushed here to naira land to display your stupidity hoping you will make front page, but damm you, this thread is as good as thrash, because it was created by a nonentity.

calm your nerves down. I know what you are scared of. You are scared the panic doesn't spread out to other Mmm participants on Nairaland. If MMM participants know the worth of what they are in, then you shouldn't be panicking atall

Arnoldo:
Go into mini importation

your contact sire

teamfrosh:
Start a mini importation biz and sell on jumia and co.. You don't need half of the money to start.I have videos that can guide you.. Its absolutely free oo

pls show me how

okochaik:
Thanks for the master piece, I tried reading and here I got to know about TB but I think I need to read more as you suggested. Thanks a lot for the contribution

well you don't need to read all pages.
Read atleast the first five pages to understand where your money is going. See if the questions others have asked is what is troubling you and what was the reply.

All these should be in the first five pages. Now compare what you have read to the recent comments made here.
Once you have done all that, set out to the bank.

The more often you invest in Tbills, the more your knowledge base expands. Infact you will begin to pay more attention to business news once you do.

and yes your money can handle it, just tell her what is about the basics. when she gets to the phone try to ensure you and the bank staff in charge speak on the phone, so you both are clear on what you intend to do.

Do this and you are fine

Reyus:
See the attached formula and do the maths with your calculator.
interest rate in decimals.

In the above case, A - P = N283m

in this jet age, why do you need to stress yourself.
Visit this site http://www.moneychimp.com/calculator/compound_interest_calculator.htm

and Punch in the figures, you get the result immediately.
Way easier, posted this some time ago

1m at 12% for five years gave me that below.

okochaik:
Hello house i want you guys to advice me on this that have been bothering me. I have wanted to invest in TB since this year but i have a kind of fear that made me start to contemplate. I am a type that likes to invest all in one and so like to be careful not to lose at the end. What bothers me is the Biafran Agitation issues and now my question is, if anyhow Biafra separates can the Nigerian government decide not to refund my money?

This have really left me with thoughts of using the money to buy land. Please i need professional advice from the house
Note: No tribalism here

the only thing holding you back is FEAR.

During the Last election period, I spoke with zenith bank account manager if she thinks Tbills was safe to fly then.
With the tension filled in the country then, I was scared of a possible breakup that could affect the investment.
Because of that I accepted the miserly rate zenith bank offered after she talked me out of Tbills.

PS; One of the worst banks to do Fixed deposit is with Zenith bank. My God, they are damn stingy with their rates.
i think 90days then was bout 4-5% p.a

Now election passed and nothing happened, and I lost on earning more if I had gone with treasury bills instead.
So forget about Biafra and Invest your money.
The agitation isn't even as scary as the Last concluded president campaigns in 2015, so fire on!

360command:
I feel your statement but all this things can be solved.. strict rule needs to be imposed.. as you enter into the hostel, you are paying your semester fees.. as you go out of the hostel, take your belongings or else, at your own risk.

You think so? its much easier to control working class peeps living in your house than it is to control Youths. Now besides human management, how do u manage the demand and supply situation?


Unizik no of students admitted isn't increasing, yet the supply of hostels is increasing.

I knew how awka was in 2007 and I know how it is 2016 last time I was there. There was a mad spike in hostels that students have a wide range of options to choose from. Lots of vacant rooms will spring up in time to come, only those landlord whose lodges have the cheapeast rent and the best facility to go with it will win.

Touch down awka and see things yourselves

Hostels in awka is springing up very fast that there is always vacant rooms.

Now the supply is increasing (hostels) but the demand us constant. How do I mean? Unizik isn't admitting more students, but more lodges are built monthly.


Also Hostels get degraded fast, students are young and so can misuse property. from paint to borehole to pump, student hostels gets worn out fast so maintenance is higher.


Lodges are getting too much in awka but admission isn't increasing, instead reducing. Can u recover your capital in 10years?

plus students don't turn up in rents o

I schooled at unizik, and I know whatsap.

They average 3 peeps per self con, making your soakaway fill up fast, or pumping machine pump regularly but when its time to pay rent. the lock their door and travel home claiming they are on holiday or exam.


For me, the best thing to build in awka is Flat for working class people. not self con. maintenance cost is damn too high.


its not that rosy like its painted here

Simple, divert their attention with cartoon. As long as there is light and food in your house, you can always cage kids.

Just put on Nickelodeon or Cartoon Network for them, they can spend most of their time there without giving you problems.

However when PHCN takes the light, na then u go hear 'ween'

it seems cool but when....

wheezyoung:
Gionee splus ,2gb ram 16gb rom ,lte..selling with 2 pouch and power cable... can't upload pics.. network is bad

what's your number bro

olaboyeh:
Infinix hot 3 LTE.. 2gb ram.. 16gb rom.. 4G lte nd 13mp.camera..28k

I am interested , what's your nunber

OP wehdone, you wanted to steal attention with this topic and you did.

Most of the people who are shouting Fulani's handiwork didn't even bother to read. Its a kidnap case bout a Gov aspirant

OP I admire your resilience, but then its clear you lead your emotion cloud logical reasoning.
How can you take the funds of one who was to invest in palm and put in in a different business venture?.

Even if you wanted to switch to a new business venture, you shouldn't have dived in deep I.e invested heavily because you still are testing new waters.

You were told of the higher gain and you ignorantly Diverted all your palm oil viz to it, that's wrong!
You were still a fresher in the business , yet you invested like you were already an expert. I hope you learn from the comments.

In all, keep up at what you do. Your resilient spirit would take you places

That's very simple, increase your rate on savings account to say 8% and watch as people stumble on themselves to bank with you


Banks are quick to raise lending rates but slow to do the same to savings rate, Thieves!

ElDeshLee17:
the substitution was done at half time
u see that 46' change, it means half time sub

before you accuse somebody of cheating, get ur facts right, you're new to the game, u Shud ask the real meaning of an option before you select it
thanks

new to the game? lol
lemme not talk bout my history in bet, however I am new to bet9ja but well conversant with nairabet options...So that's why I asked how they operate because that option has never existed in nairabet

fabiano09:
no cheat bro,u lost,that change was during half time hence it's a lost bet,try again next time,bet9ja no get your time

okay no P

how about the bonus guys are talking about.

I transfered 2k to the account, I didn't get any bonus.

In fact I was deducted 30naira so what I got in my account was 1970, now this is different from the usual bank charge


I am not enjoying the services atall, nairabet don't collect charges on deposit.

I joined bet9ja for the first time, and I have been cheated.

I played these games.first substitution to occur by 2nd half.
They all worked out as I observed, only to login to see red

Bet9ja says st Etienne vs nice is wrong whereas I have proof that their first change was in second half

what do I do? coz this is clear cheating

rhames:
The answer is I played football for fifteen years and i am currently studyin for my doctorate in International Law at LSE. If you missed that incident here it is and confirm what i just posted here.


https://www.youtube.com/watch?v=RFi9-1p1LWI

you claim to be a law student yet you keep embarrassing yourself at defending the subject matter. You can't even prove a point to save your life. I intentionally called you out because I know you know nothing about football. To start with I am a barca fan, and not just the type u meet , a very strong one.

Yes alves was thrown banana at, but it wasn't by a Barcelona fan. It was from a Villarreal fan who was later fined. I remember that game well coz I watched it, in fact after that week when he ate the banana, various player made a subject on discuss on their Instagram.

But never never was it thrown by a barca fan.
Even samuel eto whom you mentioned was abused by zaragoza supporters but never by barca fans.

You are a disgrace calling yourself a law student, yet you throw words without facts like a drunkard.
Get back to digging up facts Mr lawyer. OLODO

rhames:
Why is Neymar is on everybody's radar? The real reason for his leaving may not be far fetched: racism. Most colored Barca players dont reveal that so as not to incur the wrath of the club management and supporters. Name them Dani Alves, Samuel Etoo Fils,Eric Abidal were all thrown bananas while playing for Barca and nothin happened to those Barca supporters.

The other reason is the big players in Barca right now are not comfortable with the appointment of the new coach since his announcement and Neymar is the first among the big players who has openly shown his disagreement with the board. Messi is currently thinking of leaving since the announcement. I hope Neymar has not opened the way for Barca's implosion.

Barcelona supporters threw banana at alves , abidal , eto?

Which time you start to dey watch ball

Gbengadaniel12:
hardest game I ever played and it was easymode and don't even want to imagine how the other mode would be, so frustrating that I had to abandon it many times but there was this zeal that keep saying you most go back, thanks to YouTube I learnt how to increase his health, and lot of skills,my advice is to start from the beginning and pay attention to the instructions on how to hunts, craft weapons,sneak on enemies, unlock radio towers,

lol, the game don't seem user friendly to me

Gbengadaniel12:
Vaas from far cry3
Say hello

bro how did u start this game, the game is so confusing I dunno how to even begin

hahaha.

Just few days ,I left my cousins ages 7 and 10 access to my video game, they were playing GTA(grand theft auto)

Omo , I decided to leave them a bit to do something else only to come back and see that these boiz drove to a STRIP CLUB in the game and were watching Nude gals dance.

Of all the places to go in the game, it was STRIP CLUB they decided to go to, Kids self


I felt guilty.

obataokenwa:
it won't be a bad idea if you come up with your own perfect investigation. Faultfinder

and what's my gain in doing all that? I rather engage in more meaningful research and finding