₦airaland Forum

DaGC:
Never said I went from Kano to Mubi. Only said I attended a marriage in Mubi on a different date.

Noted.

Mix-up mine.

tayo4ng:
median are the main course of MMM crash

Median?

DaGC:
Been in Maiduguri on my way to Kano before the Boko Haram ish started. Also attended a marriage in Mubi in 2011

From Kano to Mubi, you shouldn't pass through Maiduguri except you meant some part of Borno State, like Biu.

Olutola88:
Are u kidding me? You've been to 32 States and also the FCT?

Are you surprised with 32 States?

I have been to all the 36 States of the Federation plus FCT.

Fogman:
Yes, available and cost N80k. For XLE model with JBL Sound system, extra device (Amplifier connector) will be needed and cost N12k.

Amplifier 12k?

Happy sales brother.

asuustrike2009:
M.sc business administration though is strictly academic and it's tedious but it's worth as you can fit anywhere be in the business world or academic but MBA isn't

Both are tedious.

As you've explained, MBA is a professional masters while M.Sc Biz Admin is an academic masters.

Another fundamental difference is that the M.Sc program would assume you have good understanding of the core courses and build on it. So you're expected to have a first degree in that field, unlike an MBA program. Non graduates of Business Management (such as Engineers, Medical Doctors, Architects etc) are admitable into MBA class.

The reality is that MBA is not designed for Business Administration graduates as you'll end up repeating courses done in your undergraduate program.

2tek:
MMM has come to stay. MMM is still paying people.

Unfortunately, Captain Chuddy has abandoned the ship.

truehero:
Can someone please explain to me how MMM absconded with with any participant money? And what the celeberation is all about by non-particicants?

Very simple.

Chuddy and his co-guiders manipulated the MMM platform to GH to themselves without PHing.

Anticorruption:


invest in real stuff

stop chasing PH and GH

trade bitcoin on poloniex
learn how to freelance- learn website design, how to program
invest in real schemes
many ways to make dough

get real money

we dont just wanna roll up our sleeves in this country

Ride on!

Nigeria is not short of gullible people.

idupaul:
How is this a loot exactly ...All the participants knew the risk and agreed to it

Abi nau.

Ugosample:


You say there are millions of graduates earning that

In this same Nigeria that I know?

Okay o

Yes, there are millions. Mind you, graduate is not synonymous with "fresh graduate".

Check this link:
https://politics.naij.com/358097-salaries-in-nigeria-statistics.html

Even for fresh graduates, check this link and see what some are earning in the private sector:
https://www.google.com.ng/amp/nigerianfinder.com/entry-level-salaries-of-nigerian-companies-and-agencies/amp/?client=safari

I know of graduates earning N500,000 monthly in private secondary schools and go on sponsored training abroad yearly.

guiddoti:
How we you cut hair 118 times?

There is no graduate that didn't study statistics in school, at the worse scenario as an minor course.

Have you ever seen anyone cutting hair 118 times a month? The analogy is simply to demonstrate what $2,000 can buy, taking data from the thread.

It's a shame the day I saw an Electrical Engineer struggling to remove a bottle cork. I simply collected it from him and rubbed the bottle neck a few times, and thereafter removed the cork. He was amazed but I was quick to remind him of his elementary physics. Objects expand when heated. After rubbing my hand against the bottle neck, it expanded a little so that was why it was easy to remove the cork.

What we studied in schools are meant to help us in our daily living.

austino677:
millions of are you among With all these massive random sacking and owing of workers salaries... If u like type the whole words on nairaland... U can't compare Nigeria to Usa.... People are more valuable outside home

Take a look am in Nigeria repairing tech stuff for cheap change.. .. if i it would have been Ghana.. . I know how much I would have made.. .. Then usa

Playa0ne:
I was back home for christmas, I speak with you from Nigeria now. Things are really bad true and I do not dispute tha fact that you can easily get a lot of things here abroad that you lack back home. But I tell you, just like Maslows hierarchy of needs, you would want more than food, shelter and electricity and security with time. The tribal slurs and all what have you in Nigeria is mainly online..its not bad in every day life in Nigeria. Ofenmanu is not a derogatory term, it means people who cook with too much oil...its like saying Oyibo is derogatory...wait to you come abroad, you will be amazed by the number of racist and ignorant white people around. Some hide their scorn and disdain for you and give you a fake smile (they learn that smile in school) but others would call you names it would make you feel really bad. So sister its a give and take thing, its not all green grass anywhere. Most of the people posing for you abroad are trapped, they are too ashamed to come home for fear that they be termed failure by friends and family...the nice Facebook pictures are to deceive you that all is well, most of them do very low jobs that you cant even imagine, because its really difficult to migrate from Nigeria at a later age and out compete kids who grew up in the system, and beat them to really good jobs...a 16year old kid abroad is on the average smarter than a 30year old man in Nigeria. I know there is nothing that you will tell a person in Nigeria right now about the true lifestyle abroad that they would understand, I pray you get a Visa soon so that you can see for yourself. I am planing on relocating back to Niger, I am working on a plan. cheers!

Take note that Oyibo people also fight and act unruly, its just that you cannot join them because it can go into your records if you get arrested and this could affect your visa extension or your stay in the country. So if you see trouble you must stay clear even though nah your trouble them find unless you have permanent residency.

I have not taken any position on which is better, Nigeria or US. No position on such issue could be right or wrong. It's just the perspectives of that person on how he sees things at that moment, and of course this is not static.

However, anyone wanting to migrate to US or Europe should do it a legitimately. I always tell young friends thinking of migrating that "it is a crime to fall in US or Europe as an illegal immigrant". Though not a crime, but it is just to illustrate how life can be difficult for illegal immigrants in such countries.

Malayy:
please don't mention it.. I had to comment when I saw this.. 400grand wasted just like that. if I was her, I ain't paying that..

Big joke!

You can't escape it. You'll even pay penalty (interest) if you delayed too much.

TWoods:
False... that graduate will be lucky to have a job that pays that much in Nigeria in the first place. That same salary is expected to help with food, rent, a car, generator (plus gasoline/diesel to fun it daily), a steady source of potable water... these are all things the person earning $2000 in the US would not have to deal with (other than paying bills, which can be dirt cheap depending on where you choose to live). Nobody needs 1000 hair cuts a month.

To make comparisons that people can easily relate to, such simple analogies are used. No one is saying anyone need 2,000 haircuts in a month.

Nothing is false about what I said. There are millions of graduates earning more than that in Nigeria. It's obvious the relation referenced in the post is not a fresh graduate! No one has said fresh graduates in Nigeria earn N500,000 monthly.

[color=deepskyblue]what is easy?? Life here? Then you dont know the American tax man or the high cost of living in a 1st world country[/color]

Where a government is accountable, a good citizen would be willing to pay tax. In US, your taxes work for you whereas in African countries, a good chunk of government revenues goes into private purses.

In your country, there are lots of opportunities for those who want to utilize. I'll give you two some examples. Students' loan is available for eligible citizens, you don't have to know anyone to get it unlike what obtains here in Nigeria.
Over there, if you have a job, you can easily purchase a home through single digit mortgage facility but here you have to save to build a house.

JonSnow:
Dude, I have a relative who doesn't have green card, she earns $2000 ++ every month


How many graduates can boast of that in Nigeria?

You already converted the $2,000 to naira at the parallel market rate, and you probably screamed "almost One Million naira monthly!".

A graduate earning half of that amount in Nigeria would be living better than the person you mentioned.

A simple analogy, with $2,000 monthly you'll be to have haircut 118 times (at $17 per cut) whereas with half of that amount (N500,000), you'll be able to have 2,000 haircuts (at N250 per cut).
Again, remember that the money is earned in US and would be spent in US.

progress69:
I havr a 2 years visiting visa that expires in 2018. Still confused ehat to do. I won't be a party to arrangee marriage for green card. Looks like that is the only way to get a green card if u overshoot ur time of visit or u actually get married to a citizen. Now i am confused. The only thing i need to do here ia desert or "put paper down". But what if i stay back and visa expires, (if u stay above 6 Months u already broke the rules). Just confused cos i wont do arrange marriage ir papers. Learnt flights are cheaper around feb to maybe may. I can afford it even now, but finding it difficult to make a decision.

You can easily find true love amongst hundreds of marriageable Nigerian-American girls in US. You don't have to engage in "arrangee" marriage.

Teddywhiz1:
Please I'm new to nairaland..... What is moniker?

Please note that "moniker" is an English word, not NL's creation.


moniker
ˈmɒnɪkə/
noun informal
a name.
"his real moniker is Dave Kennedy"

https://en.oxforddictionaries.com/definition/moniker

TRAILBLAIZER:
@fynestboi why is d nairaland interschool debate restricted to only undergraduate students can. u plz do something about dat

Fynestboi:
What do you suggest?

To mark my 30 years of qualifying as a Chartered Accountant, I wish to sponsor a one-off edition for this "other group".

Send a private message to me and let's discuss how we can move this forward.

UPDATED - 30/01/2017 11:10 PM

Richiez
olawalebabs

Over to you. It's like Fynestboi is on leave.

nwamehn:
But the said UN didn't move in troops, ECOWAS did, and UN wouldn't have still moved in troops if it was to be a big country like Nigeria. Highest they would do is to impose sanctions like they did against Abacha or even arm rebels to fight the government. A lot of dirty politics is played in this, boss.

I didn't say UN moved in troop into Gambia. What I said is that the UN Security Council endorsed ECOWAS initiative.

Below are extracts from the resolutions of the UN Security Council. Read in between the lines, this is about diplomacy.

“Commending and strongly supporting the continued efforts of the African Union and ECOWAS to promote peace, stability and good governance in the Region.

“2. Endorses the decisions of ECOWAS and the African Union to recognize Mr. Adama Barrow as President of the Gambia;

“3. Calls upon the countries in the region and the relevant regional organisation to cooperate with President Barrow in his efforts to realize the transition of power;

“4. Welcomes the decisions on the Gambia of the Fiftieth Ordinary Session of the ECOWAS Authority held in Abuja on 17 December 2016 and the decisions of The Peace and Security Council of the African Union (AU), at its 644th meeting held on 12 December 2016 and its 647th meeting held on 13 January 2017;

“5. Welcomes further the decisions of the Peace and Security Council of the African Union (AU), declaring the inviolable nature of the outcome of the presidential elections held on 1 December 2016 in the Gambia, calling upon former President Yahya Jammeh to keep to the letter and spirit of the speech he delivered on 2 December 2016, in which he welcomed the maturity of democracy in the Gambia and congratulated the President, Adama Barrow, and declaring further that, as of 19 January 2017, outgoing President Yahya Jammeh will cease to be recognized as legitimate President of the Republic of the Gambia;

“6. Expresses its full support to the ECOWAS in its commitment to ensure, by political means first, the respect of the will of the people of the Gambia as expressed in the results of 1st December elections;

“7. Requests former President Jammeh to carry out a peaceful and orderly transition process, and to transfer power to President Adama Barrow by 19 January 2017 in accordance with the Gambian constitution;

https://www.un.org/press/en/2017/sc12688.doc.htm

2tek:
MMM has come to stay. SAY NO TO PANICK.
#I stand with MMM

MMM CUSTOMER CARE: 018887960

(1) NEW MODEL: MMM recently launched a new model that will ensure that there is a daily limit to the amount that will be released.This will make sure that there is substantial amount of money in the system ALL THE TIME.NO MORE massive GH.A good GH(getting help)/PH(providing help) balance ratio will be maintained.This is for the OVER-ALL BENEFIT of the system. Some people may not like this model, but MMM is sorry about any inconvenience caused.MMM is not a get rich quick program.
(2) [b]EXTRA CASH: You don't tell a man whose source of income is MMM that MMM is robbing PETER to pay PAUL.The man knows that when Peter is robbed to pay Paul,He will be robbed to pay Peter and Paul will be robbed to pay him[/b]. At the end, money is re-distributed among members.
(3) TRAFFIC GENERATED: MMM gets steady income from the traffic generated by millions of participants using its website.MMM is more popular than facebook in Nigeria. The owner of facebook, Mark Zuckerberg is the 5th richest in the world and one of the ways he makes his money is through trafic generated by his website. MMM is in over 120 countries and has over 200million participants.
(4) NEW MEMBERS SIGN UP: despite media attacks, new members keep signing up to the program. The new members know that those discouraging them will not provide for their financial needs.The new members have seen people who became finacially free and empowered through MMM and won't want to be left out.
(5) OLD MEMBERS RE-DONATE: more than 3millions nigerians have benefitted from MMM nigeria and will remain loyal to the program despite attempts by some enemies of progress. They understand the ideology and will keep participating openly or codedly.
(6) HELP FROM OTHER COUNTRIES: MMM is global, members can help each other from different countries. Global assistance is one of the way MMM survives. Its a one BIG FAMILY.
(7) PAUSE MODE: A pause mode/freezing of accounts is one of the strategies used over the years to ensure STABILITY and SUSTAINABILITY. old mavros are frozen and released gradually as the PH/GH ratio balances.Nobody will loose money,just delays.
(8 ) DELAYED GH: MMM sometimes delay GH to ensure that more money flows into the system to ensure a more healthy and sustainable system.Delay is not denial as everybody WILL get served.
(9) LONGEVITY: MMM has lasted for more than 5 years,since 2011 and will not go anywhere any time soon, not even in the nearest future. MMM has come to stay.
(10) GENIUS MANAGEMENT: The founder of MMM is a genius programmer and mathematician. Russian and other internationally acclaimed technicians/engineers are working round the clock to ensure the smooth operation of MMM.
(11) CLOUD SERVER: MMM uses cloud server, not shared server. This explains why participants can use the website even when programmers are working at the background.Unlike other programmes that have to shut down for weeks and months for maintenance.[/b]No government can shut the cloud server, just as goverment CAN NOT SHUT facebook,youtube,twitter etc
(12) [b]RE-START: if it becomes VERY OBVIOUS that MMM has become over saturated/filled with members, then A re-start will occur. MMM has 3million members already and there are over 180million nigerians, do u think that will be any time soon? In a restart, MMM will manually calculate how much each member has made and those who have made 'profit' will have to forfeit their old 'excess' mavros and the 1st timers and new comers will be lined up to be paid first, followed by others. NOBODY will loose money in a pause mode or RE-START.Assuming you started MMM with 100k and you have made 1million as 'profit' that has been paid into yOur bank account already but you still have 800k as mavros in the system. MMM will clear the 800k old mavro.

What else can you tell someone who does not know but believes he is a genius.

I can't believe that someone would write some of the bolded statements.

kilokeys:
Inasmuch as i am not a proponent for MMM... i can categorically classify you as myopic and very ignorant.

are stocks and real estates promising 30 percent ROI in a month?

talk better thing Mr

Whoever wants to make ROI of 30% per month is a thief, greedy and gullible person.

Austin4lif:
I dnt support the actions of Jammeh but ecowas are taking the advantage of a tiny and weak country. if Gambia is subscribing to the services of foreign soldiers for defense , ecowas will nt show this type of force.

This is an action that has been endorsed by the UN Security Council. Most world leaders have already congratulated President Barrow, so it's not about ECOWAS but the global community agreeing to do what is right.

ogbonti:
But Assad survive am.... moral lesson. If you want to cast rain, or draw rain or boast, make sure say either USA, or Russia dry your back.... if not, na calamity go befall you, lol

President Assad did not lose election unlike former President Jammeh. Two different scenarios.

browniex:
they call it a donation platform but in real sense it is an investment, what is an investment? investment

Translate Button

[in-vest-muh nt] 

noun

1.

the investing of money or capital in order togain profitable returns, as interest, income,or appreciation in value.

you see,that is how the dictionary defines an investment, it does not matter if they don't have an address ,or that you do not know how it works, the fact remains that they are giving you profit for the money you put into it,that is why people ignored the warning to invest with spare money and went ahead to borrow or sell properties or use thier school fees to pledge,not because they are the most altruistic human beings, but purely because of the 30%profit they stand to gain in just a month,which is a lot higher than what banks offer,life is all about risks,a good investor simply weighs the risk against the profit,before making a decision. but at the end of the day,it is the profit margin that attracts people,because only a few donate freely.

Below is the Legality clause taken from MMM website. I really can't understand how anyone would call this investment, when you're already told it is a community which help each other for free, without any conditions, guarantees and promises. With this clause, MMM is not even obliged to pay the so called 30% interest.

The most silly clause is the warning that you may lose everything any moment without warning. So all the Mavros are worthless!

Just can't understand how some people can be so gullible to put their money in this trash.

The moment I log onto the website, so many "sharks" were ready for attack. Within five minutes, I got chat requests from five different "sharks" asking how they can help.

I no be mugu!

----------------------------------------------------------------------------------------------------------------------------------------------------------------

Legality

MMM is a people community, which help each other for free, and absolutely consciously, they transfer money directly to each other, from one bank account to another, without any conditions, guarantees and promises. Just only because they want to do that. Because it is a good deal to help each other.
It means the Mutual benefit fund as it is.

There is no formal organization, no legal person in MMM. And of course there is no central bank account, no other activity in any form. Neither close, nor open. There is nothing! There are only millions and millions of simple participants, simple private persons. And their bank accounts. And nothing more.

And of course there is no special registrations, permission and licenses in here.
(Permissions and licenses for what and for what reason? For money transfer from one man to another? And whom this licenses and permissions should be given? :-))

Thus, MMM is absolutely legal and does not break any laws. Because there are only money transfers between private persons and nothing more.
It is impossible to forbid MMM. The same way it is impossible to forbid people manage their own money the way they like. Thus they need to forbid the whole private property institution.

So everything is absolutely clear with the lawfulness. There are no violations and they won't be! Let's now talk about the other. About honesty. It is important to underline, that MMM doesn't cheat or abuse anyone. In other words it is not a cheat or fraud in any case! Everyone is informed about the possible and impossible risks fully and from the very beginning (And everyone put a mark during the registration, confirming that he was informed about the warning.)

MMM itself is more honest (in 100 times!) than any other bank, or any financial institution with their licenses or permissions. Because they all lie to you, hold or keep back something and so on. And only MMM doesn't keep back you in silence, doesn't hide anything and tell everything honestly and openly. “Yes, You take a great risk!... Yes, no guarantees!... Yes, You may lose everything at any moment!...” - Did You hear the same before anywhere? Only in MMM.
Honesty, honesty and again honesty! This is the main principle. Honesty, openness and trust. This are the three whales on which the System stands. Have ever seen before the situation, when absolutely unacquainted people transfer money to each other with no reason? Giving them like a gift actually? Millions and millions of people all over the world, every day? Delirium? Fiction? Utopia? No, it is MMM!

Participate! Welcome to the System! Long Live MMM!



© MMM Federal Republic of Nigeria Privacy Policy

Jaymaxxy:
If only M.K.O was as smart as this guy. Abiola might still not be president, but there is high tendency for him to be alive.

Totally two different cases. MKO was never declared winner though he was leading as at the time of annulment of the presidential election. However, Mr. Adama Barrow was declared winner and even the incumbent President congratulated him. So his victory can only be challenged in the court of law in line with Gambia's constitution.

browniex:
Translate Button

[in-vest-muh nt]

noun

1.

the investing of money or capital in order togain profitable returns, as interest, income,or appreciation in value.

that is the dictionary defination,every one that puts thier money in the scheme is not doing it for altruistic purposes, but purely for the 30%profit that will come to them,if there was no profit attached,I bet you nobody or just a few selfless individuals would give it a second looking,that is the reason,people disregarded the warning to invest with thier spare money ,went and withdrew all thier money or even borrowed to invest because the profit margin is higher than what banks are offering.man is naturally greedy, in every investment you make,what should occupy your mind is what you stand to gain,then weigh it against the risk invoved,then you can make an informed decision.

It is not what the participants think that matter but the promoters say. The promoters are emphatic that it is not an investment program however, if some people foolishly designate it as one, then they have themselves to blame.

browniex:
MMM is an investment platform , the fact that you do not know how it works does not make it bad, every investment has thier risk level, the hallmark of a true investor is the ability to risk his money,why do you bet on sports, the fact that Barcelona is playing a smaller team does not automatically guarantee a win for them,and yet you put your money on them to win,why do you invest in stocks,you can well remember a particular time people lost a huge chunk of thier savings and investment in the nigerian stock exchange, at that time a lot of people were making money from it so the very thought of a crash was far from people's mind,so would you call those people that invested thier money,fools?,if you cannot stand to lose money then you are not prepared for wealth,MMM has clearly stated that you should use your spare money,thereby indirectly telling you that anything can happen,but as long as nothing happens they will continue to pay.if you cannot stand the heat,then leave the kitchen doorway let the real men enter, this is not for the faint hearted.

MMM is not an investment platform but a donation platform. All participants foolishly signed up on this. Participants agreed to provide help directly to each other in the community. These are clearly stated on MMM website, see attached screenshots.

No participant can successfully win any legal action against MMM (Chuddy and co.)

Participants should just write off their losses and move on. Next time they shouldn't be greedy and/or gullible.

BUTCHCASSIDY:
@ the end of the day tjis was the only winner

Including his guiders and "wise" early joiners!