₦airaland Forum

nomad26:
Let me suggest that you get the AMEX Gold card instead https://www.americanexpress.com/uk/credit-cards/gold-credit-card/?linknav=uk-amex-cardshop-allcards-learn-GoldCreditCard
It's free for the first year and you get 20k amex points (this equals 20k avios & can be easily transferred to your avois account). You can easily cancel it after the first year, then get the BA card if you still want to.
To get the sign-up bonus, you need to spend £2k in 3 months. Also if an existing amex cardholder refers you, you get additional 2k points. PM me if you need a referral.

nomad26:
No they don't, in fact I'm beginning to suspect that AMEX like it lol. Check out this guy's website https://www.headforpoints.com, read the comments and you'll see that loads of people do it. Personally, I've cancelled once and was immediately approved for another one.

nomad26:
Also, if you're interested in miles, try credit card churning - apply for a rewards credit card, get the signup bonus, cancel it and reapply again after six months. This is my current hobby, so far I've amassed 80k miles in the space of one year AMEX cards are best for this BUT you need to have a good credit score to do this sha.

Lexusgs430:
You want to invest expensive money in a cheaper money market?....


Do your calculations + - interest rates, negative balance etc etc

And make an informed decision........

DaveChapelle:
i owe about 5k on credit card now, which is bad...That is my prerogative. The point is, do i have friends who could have borrowed me that 5k. There's noboday calling me every 10min asking for their money and as long as i pay a certain minimum every month. Nobody will chase me. Whether my spending has been wise or foolish as to how i find myself owing 5k is another discussion.

Can you have access to bank borrowing you 2.5 million naira and up to 7 million naira in Nigeria, just like that? That's my 2 cents on credit cards. I think they are useful for emergencies. Otherwise, you can save up for years to start enjoying what some benefit with access to credit today. Life is short

Les:
Hi everyone, lemme go straight to the point.

I have a friend who graduated since 2016 in a federal university in the east and since then, up until now, she has been failing two particular courses; a year 3 and a year 4 course.

I adviced her to request for a remarking but she's scared to do so, according to her, what if she actually failed in which I told her it's practically impossible to fail a course for good 3 to 4 consecutive years to the extent of not even getting an "E"

To cut the long story short, according to her out of over a 100 students during her set, only less than 30 graduated!
Secondly, she didn't fail the two courses at once, it's either she fails one and the other gets missing or vice versa each consecutive year.

So guys, how do we solve this issue, is there any union or body that looks into issues like this? What would you advice us to do in this case
NB: she attends classes and has been paying school fees and dues all these years.

Guitarlife:
How do you identify the ones modified using animal genes ?

Guitarlife:
Hi guys, what is your take on this genetically modified foods available in stores like the real canadian superstore ?
I am seriously bothered by the long term effects of taking such foods.
What would you all advise ?

What is the best way to handle this ?
Is there an alternative ?

DaveChapelle:
you mean when am ready to switch to ILR? Does this include speeding fine?

DaveChapelle:
what do youmean by crime?

an action or omission which constitutes an offence and is punishable by law.

DaveChapelle:
Nice...don't have to pay those silly visa fees. I guess this means when i get my ILR i can help madam too right?

DaveChapelle:
Was test driving the Car, scratched it, so had to buy it innit!

DaveChapelle:
Just wondering. I'm on a tier 2 visa and 2yrs+ in the UK. Just had a baby girl.Thank you! Thank you. I wanted to get her as dependent on my visa, but then i am hearing i don't necessarily need to get a visa. That i can wait till i get my ILR and perhaps file for her then.... The rumor goes on to imply, if she will not be travelling, i can just register her and no need for Dependent status. Can anybody verify this for me please?

MamaTheMama:
Hello all,

Please I need your advise on this. If a person who has been to the UK on several occasions, has had a student visa, 6months visas on 3 occasions, 2 years once, and then renewed a 6months visa. coz the person planned a visit around the time and couldn’t afford a 2years or more visa. Unfortunately, the person couldn’t go on the planned trip after obtaining visa for some reasons. So, the visa ran out without using it.
Now, the person wants to apply for a tier 2 work visa, do you think the non usage of the last visa of 6months will have any effect on this visa application. Is there a need to explain the non usage of the visa in this application?

Celebrityblog:
"For the record: all the (plane or chopper) pilots that fly the Vice President are Nigerians. Ignore any insinuations or suggestions to the contrary." -

"Apparently, Vice President Yemi Osinbajo lied, as is his wont, that "only Nigerian pilots fly" him. This video exposes his lie. Why does the man lie with such effortless and remorseless ease? Barefaced lying and deceit are clearly the oxygen of this fraudulent and corrupt regime."

Holocene:
Hi guys, what do ya'll think about the use of the n_word. Honestly I find it nauseating and I take offense if anyone attempt to use it on me. I had a few issues with some brother calling me that and they think I am a sellout for trying to be different.
You get mad when a pale skinned person call you that but you don't give a shit when you use each on each other. That sucks.

marylandcakes:
I have a lot of dealings with HMRC, so yes I get a calls from them from time to time. We have got to be careful when making general sweeping comments.

marylandcakes:
Yes I have, but this one is a phoe call and it’s very convincing.

chizilulu:
My Landing Story
We left for Calgary through Ethiopian Airlines on Monday the 28th of January. I had shipped our foodstuff on Saturday through the SAHCOL contact that was shared on this thread, it cost N110k for 93kg - my food stuff and bag was about 45kg, their extra packaging increased the total weight to 93 kg.
We got to the airport in good time, it was rowdy as ever and we finally weighed our 5 checked in luggage (they let even the 24kg bags pass) and we passed through immigrations easily because my 23 month old was just smiling at everyone we met.

We are optimistic that everything will fall in place one step at a time, with God.

OEPHIUS:
https://thepunditng.com/do-you-know-justice-onnoghen-rejected-bribes-and-ruled-for-buhari-in-2008/

marylandcakes:
It’s the statutory amount that I’m quoting.

Statutory Maternity Pay ( SMP ) is paid for up to 39 weeks. You get: 90% of your average weekly earnings (before tax) for the first 6 weeks. £145.18 or 90% of your average weekly earnings (whichever is lower) for the next 33 weeks.

marylandcakes:
A woman gets 90% of her Salary for the first six weeks and then this amount for the remainder.

Ecee0147:
Hey guys.
So I've been following the thread for a bit..and I've really learnt alot.

I'm planning on coming to Aberdeen for Studies and to be very sincere I dont intend to come back to Nigeria, would love to settle in Scotland.
Will really appreciate your guidance and advice on how to go about it
Pls.
Thanks guys

Guitarlife:
I skipped this in my previous response, I have over 5 years of banking experience this includes exposure to banking operations, marketing, investments and IT.

I stumbled on a free course online by a professor at Georgia Tech which concentrates on a machine learning path for an investment/hedge funds specialisation and having gone through the curriculum, it seems I will be concentrating on financial services sector as a Data Analytics Scientist also because of my background in banking. I think this will count as a linear progression in career path.

If anyone needs a link to this material please PM me. It a gentle introduction to Machine learning for financial services and I think its not bad at all.